How to send money to UK from Australia with the best AUD-GBP rate

Of the 6 companies we analysed, Western Union is the cheapest app overall for sending $2,000 to United Kingdom.

On a 2,000 AUD transfer it will get your recipient 1,065.94 GBP.

Best companies for AUD/GBP transfers

6 of 6 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/GBP exchange rates from our comparisons.

Based on 2,000 AUD transfer

Best companies for AUD/GBP transfers

All money transfer offers for AUD/GBP transfers, sorted by most GBP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
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Wise

Wise

Pay via Bank Transfer
Fees: $7.82 1 AUD = 0.5321 GBP +0.02% vs mid-market Recipient gets £1,060.07 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.821 AUD = 0.5321 GBP
£1,060.07You pay$2,000.00
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Xe

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5303 GBP +0.36% vs mid-market Recipient gets £1,060.62 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5303 GBP
£1,060.62You pay$2,000.00

Run a live search

Showing top Australia to United Kingdom deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Western Union

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 0.5330 GBP -0.15% vs mid-market Recipient gets £1,065.94 Next Day
CheapestUsing Debit Card with Western Union is the cheapest way to send money to United Kingdom from Australia.
Receive to bank account or cash pickup

Ways to receive money in UK with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5330 GBP
£1,065.94You pay$2,000.00
Western Union

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5330 GBP -0.15% vs mid-market Recipient gets £1,065.94 Next Day
Receive to bank account or cash pickup

Ways to receive money in UK with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5330 GBP
£1,065.94You pay$2,000.00
Africhange

Africhange

Pay via Bank Transfer
Fees: $6.60 1 AUD = 0.5323 GBP -0.02% vs mid-market Recipient gets £1,064.52 Minutes
Receive to bank account or debit card

Ways to receive money in UK with Africhange when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes
$6.601 AUD = 0.5323 GBP
£1,064.52You pay$2,006.60
Xe

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5303 GBP +0.36% vs mid-market Recipient gets £1,060.62 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5303 GBP
£1,060.62You pay$2,000.00
Wise

Wise

Pay via Bank Transfer
Fees: $7.82 1 AUD = 0.5321 GBP +0.02% vs mid-market Recipient gets £1,060.07 Within minutes
FastestWise with Bank Transfer deposit is the fastest way to send AUD to United Kingdom.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Australia to United Kingdom.
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.821 AUD = 0.5321 GBP
£1,060.07You pay$2,000.00
Wise

Wise

Pay via Osko
Fees: $7.82 1 AUD = 0.5321 GBP +0.02% vs mid-market Recipient gets £1,060.07 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.821 AUD = 0.5321 GBP
£1,060.07You pay$2,000.00
OFX

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5288 GBP +0.65% vs mid-market Recipient gets £1,057.52 6-12 Hours
Receive to bank account

Ways to receive money in UK with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5288 GBP
£1,057.52You pay$2,000.00
Xe

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 0.5303 GBP +0.36% vs mid-market Recipient gets £1,057.44 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 0.5303 GBP
£1,057.44You pay$2,000.00
Wise

Wise

Pay via Debit Card
Fees: $13.36 1 AUD = 0.5321 GBP +0.02% vs mid-market Recipient gets £1,057.13 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.361 AUD = 0.5321 GBP
£1,057.13You pay$2,000.00
Xe

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 0.5303 GBP +0.36% vs mid-market Recipient gets £1,052.67 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in UK with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 0.5303 GBP
£1,052.67You pay$2,000.00
Wise

Wise

Pay via Credit Card
Fees: $26.90 1 AUD = 0.5321 GBP +0.02% vs mid-market Recipient gets £1,049.92 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$26.901 AUD = 0.5321 GBP
£1,049.92You pay$2,000.00
Moneycorp

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5226 GBP +1.80% vs mid-market Recipient gets £1,045.28 Next Day

Ways to receive money in UK with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5226 GBP
£1,045.28You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 0.532218 GBP Updates every 60 minutes.

How to send money from Australia to UK

Pick a company

Start with the cheapest, which is Western Union at 1,065.94 GBP on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to UK

6 money transfer companies let you send money from Australia to United Kingdom.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to United Kingdom.

For example, sending $500 with Western Union will get you 1,065.94 GBP after a $0 fee and -0.15% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Western Union takes $0 in fees and -0.15% markup on a $0 transfer, and your GBP arrives in next day.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.36% on AUD/GBP, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in GBP, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and GBP in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.02% markup, and the GBP sits in your account until you spend or transfer it.

Most useful if you travel often to the United Kingdom, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in UK

With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 1,065.94 GBP.

You can fund the transfer with bank transfer, debit card, credit card, and osko.

Recipients in the United Kingdom can collect GBP through bank deposit.

  1. 1
    Debit card Bank deposit

    You pay $2,000.00

    £1,066

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay $2,000.00

    £1,066

    £0

  3. 3
    Osko Bank deposit

    You pay $2,000.00

    £1,060

    -£6

  4. 4
    Credit card Bank deposit

    You pay $2,000.00

    £1,053

    -£13

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to United Kingdom, these are the best options right now:

Cheapest

Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 1,065.94 GBP, which is 0.13% more than the next best option.

Fastest

Wise delivers 1,060.07 GBP in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in UK.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in the United Kingdom.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-GBP Exchange Rate

Getting a better AUD to GBP rate

Small changes in the AUD/GBP rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 0.532124 GBP

How we analyse the market

We track 6 companies sending AUD to the United Kingdom, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.