Best companies for AUD/GBP transfers
13 of 13 providers Last updated on 26 September 2026
Based on 2,000 AUD transfer Best companies for AUD/GBP transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $7.82 1 AUD = 0.5303 GBP +0.41% vs mid-market	Recipient gets £1,056.37 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in UK with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $7.821 AUD = 0.5303 GBP £1,056.37You pay$2,000.00
Ad MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 0.5240 GBP +1.60% vs mid-market	Recipient gets £1,048.00 6-12 Hours
2 reviews
Ways to receive money in UK with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.5240 GBP £1,048.00You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 0.5080 GBP £1,016.00You pay$2,002.99
Run a live search Showing top Australia to United Kingdom deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to GBP rates.
Run a live search These companies offer multi-currency accounts for spending GBP. We suggest doing a live search based on how much AUD you're planning to spend in United Kingdom.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Africhange Pay via Bank Transfer	Fees: $6.60 1 AUD = 0.5324 GBP +0.01% vs mid-market	Recipient gets £1,064.87 Minutes
0 reviews Cheapest Receive to bank account or debit card
Ways to receive money in UK with Africhange when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes $6.601 AUD = 0.5324 GBP £1,064.87You pay$2,006.60
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 0.5299 GBP +0.48% vs mid-market	Recipient gets £1,059.90 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in UK with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.5299 GBP £1,059.90You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5299 GBP +0.48% vs mid-market	Recipient gets £1,059.90 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in UK with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.5299 GBP £1,059.90You pay$2,000.00
Instarem Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5294 GBP +0.57% vs mid-market	Recipient gets £1,058.80 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in UK with Instarem when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5294 GBP £1,058.80You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5290 GBP +0.65% vs mid-market	Recipient gets £1,057.94 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in UK with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5290 GBP £1,057.94You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 0.5284 GBP +0.76% vs mid-market	Recipient gets £1,056.80 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in UK with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.5284 GBP £1,056.80You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $7.82 1 AUD = 0.5303 GBP +0.41% vs mid-market	Recipient gets £1,056.37 Within minutes
25 reviews FastestRecommended Receive to bank accountDedicated support for large transfers
Ways to receive money in UK with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $7.821 AUD = 0.5303 GBP £1,056.37You pay$2,000.00

Wise Pay via Osko	Fees: $7.82 1 AUD = 0.5303 GBP +0.41% vs mid-market	Recipient gets £1,056.37 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in UK with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $7.821 AUD = 0.5303 GBP £1,056.37You pay$2,000.00
Currencies Direct Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5272 GBP +0.99% vs mid-market	Recipient gets £1,054.40 6-12 Hours
3 reviews Receive to bank account
Ways to receive money in UK with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5272 GBP £1,054.40You pay$2,000.00
Orbit Remit Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5268 GBP +1.06% vs mid-market	Recipient gets £1,053.68 2 Days
0 reviews
Ways to receive money in UK with Orbit Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.5268 GBP £1,053.68You pay$2,000.00
Wise Pay via Debit Card	Fees: $13.36 1 AUD = 0.5303 GBP +0.41% vs mid-market	Recipient gets £1,053.43 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in UK with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $13.361 AUD = 0.5303 GBP £1,053.43You pay$2,000.00
Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5251 GBP +1.39% vs mid-market	Recipient gets £1,050.24 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in UK with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5251 GBP £1,050.24You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 0.5240 GBP +1.60% vs mid-market	Recipient gets £1,048.00 6-12 Hours
2 reviews
Ways to receive money in UK with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.5240 GBP £1,048.00You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 0.5080 GBP £1,016.00You pay$2,002.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $2.99 1 AUD = 0.5240 GBP +1.60% vs mid-market	Recipient gets £1,048.00 6-12 Hours
2 reviews
Ways to receive money in UK with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.5240 GBP £1,048.00You pay$2,002.99 Cash pickup6-12 Hours $2.991 AUD = 0.5080 GBP £1,016.00You pay$2,002.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 0.5240 GBP +1.60% vs mid-market	Recipient gets £1,048.00 6-12 Hours
2 reviews
Ways to receive money in UK with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 0.5240 GBP £1,048.00You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 0.5080 GBP £1,016.00You pay$2,032.99
Xe Pay via Debit Card	Fees: $6.00 1 AUD = 0.5251 GBP +1.39% vs mid-market	Recipient gets £1,047.09 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in UK with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 0.5251 GBP £1,047.09You pay$2,000.00
Wise Pay via Credit Card	Fees: $26.90 1 AUD = 0.5303 GBP +0.41% vs mid-market	Recipient gets £1,046.25 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in UK with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $26.901 AUD = 0.5303 GBP £1,046.25You pay$2,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $23.00 1 AUD = 0.5292 GBP +0.61% vs mid-market	Recipient gets £1,046.25 Within minutes
10 reviews Receive to bank account
Ways to receive money in UK with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $23.001 AUD = 0.5292 GBP £1,046.25You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Moneycorp Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5228 GBP +1.80% vs mid-market	Recipient gets £1,045.70 Next Day
0 reviews
Ways to receive money in UK with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.5228 GBP £1,045.70You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 0.5222 GBP +1.94% vs mid-market	Recipient gets £1,044.40 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in UK with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.5222 GBP £1,044.40You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 0.5222 GBP +1.94% vs mid-market	Recipient gets £1,044.40 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in UK with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 0.5222 GBP £1,044.40You pay$2,020.00
Xe Pay via Credit Card	Fees: $15.00 1 AUD = 0.5251 GBP +1.39% vs mid-market	Recipient gets £1,042.36 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in UK with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 0.5251 GBP £1,042.36You pay$2,000.00
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5187 GBP +2.61% vs mid-market	Recipient gets £1,037.47 3-5 Days
0 reviews
Ways to receive money in UK with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.5187 GBP £1,037.47You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 0.5324 GBP Updates every 60 minutes.

Why compare

AUD/GBP exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to UK

Pick a company

Start with the cheapest, which is Africhange at 1,064.87 GBP on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, payto, osko, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to UK

13 money transfer companies let you send money from Australia to United Kingdom.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to United Kingdom.

For example, sending $500 with Africhange will get you 1,064.87 GBP after a $6.6 fee and 0.01% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Africhange takes $6.6 in fees and 0.01% markup on a $6.6 transfer, and your GBP arrives in minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/GBP, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in GBP, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and GBP in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.4% markup, and the GBP sits in your account until you spend or transfer it.

Most useful if you travel often to the United Kingdom, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 2.61% markup and delivers 1,037.47 GBP, against 1,064.87 GBP via Africhange (the cheapest option).

Ways to fund AUD and receive money in UK

With Africhange, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 1,064.87 GBP.

You can fund the transfer with bank transfer, debit card, credit card, payto, osko, and poli.

Recipients in the United Kingdom can collect GBP through bank deposit and cash pickup.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the United Kingdom.

1

Bank transfer Bank deposit

You pay $2,006.60

£1,065

Cheapest
2

Debit card Bank deposit

You pay $2,000.00

£1,060

-£5
3

Payto Bank deposit

You pay $2,000.00

£1,057

-£8
4

Osko Bank deposit

You pay $2,000.00

£1,056

-£9
5

Credit card Bank deposit

You pay $2,032.99

£1,048

-£17

Show moreShow less

6

Poli Bank deposit

You pay $2,002.99

£1,048

-£17
7

Debit card Cash pickup

You pay $2,002.99

£1,016

-£49
8

Credit card Cash pickup

You pay $2,032.99

£1,016

-£49
9

Poli Cash pickup

You pay $2,002.99

£1,016

-£49

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to United Kingdom, these are the best options right now:

Cheapest

Africhange is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 1,064.87 GBP, which is 0.47% more than the next best option.

Fastest

Wise delivers 1,056.37 GBP in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in UK.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in the United Kingdom.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-GBP Exchange Rate

Getting a better AUD to GBP rate

Small changes in the AUD/GBP rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 0.532433 GBP

How we analyse the market

We track 13 companies sending AUD to the United Kingdom, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Australia

Send money to United Kingdom

How to send money to UK from Australia with the best AUD-GBP rate

Best companies for AUD/GBP transfers