Of the 10 companies we analysed, Western Union is the cheapest app overall for sending $2,000 to Canada.
On a 2,000 AUD transfer it will get your recipient 1,985.85 CAD.
| 12 of 12 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/CAD exchange rates from our comparisons. | |||
| Based on 2,000 AUD transfer Best companies for AUD/CAD transfersAll money transfer offers for AUD/CAD transfers, sorted by most CAD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Ad  Wise Pay via Bank Transfer | Fees: $7.34 1 AUD = 0.9941 CAD +0.01% vs mid-market | Recipient gets $1,980.83 Within a week | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $7.341 AUD = 0.9941 CAD $1,980.83You pay$2,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 0.9852 CAD +0.90% vs mid-market | Recipient gets $1,970.40 6-12 Hours | |
Ways to receive money in Canada with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.9852 CAD $1,970.40You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.9850 CAD $1,970.00You pay$2,003.99 | |||
Run a live search Showing top Australia to Canada deals for 2,000 AUD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to CAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending CAD. We suggest doing a live search based on how much AUD you're planning to spend in Canada. | |||
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 AUD = 0.9929 CAD +0.12% vs mid-market | Recipient gets $1,985.85 Next Day | |
Ways to receive money in Canada with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.9929 CAD $1,985.85You pay$2,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.9929 CAD +0.12% vs mid-market | Recipient gets $1,985.85 Next Day | |
Ways to receive money in Canada with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.9929 CAD $1,985.85You pay$2,000.00 | |||
 Remitly Pay via PayTo | Fees: $0.00 1 AUD = 0.9914 CAD +0.27% vs mid-market | Recipient gets $1,982.80 2 Days | |
Ways to receive money in Canada with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.9914 CAD $1,982.80You pay$2,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank Transfer | Fees: $3.00 1 AUD = 0.9928 CAD +0.13% vs mid-market | Recipient gets $1,982.62 Within minutes | |
Ways to receive money in Canada with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 0.9928 CAD $1,982.62You pay$2,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank Transfer | Fees: $7.34 1 AUD = 0.9941 CAD +0.01% vs mid-market | Recipient gets $1,980.83 Within a week | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $7.341 AUD = 0.9941 CAD $1,980.83You pay$2,000.00 | |||
| Wise Pay via Osko | Fees: $7.34 1 AUD = 0.9941 CAD +0.01% vs mid-market | Recipient gets $1,980.83 Within a week | |
Ways to receive money in Canada with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $7.341 AUD = 0.9941 CAD $1,980.83You pay$2,000.00 | |||
| Wise Pay via Debit Card | Fees: $12.89 1 AUD = 0.9941 CAD +0.01% vs mid-market | Recipient gets $1,975.31 Within a week | |
Ways to receive money in Canada with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $12.891 AUD = 0.9941 CAD $1,975.31You pay$2,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.9877 CAD +0.65% vs mid-market | Recipient gets $1,975.31 6-12 Hours | |
Ways to receive money in Canada with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.9877 CAD $1,975.31You pay$2,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $2.99 1 AUD = 0.9852 CAD +0.90% vs mid-market | Recipient gets $1,970.40 6-12 Hours | |
Ways to receive money in Canada with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.9852 CAD $1,970.40You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.9850 CAD $1,970.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via POLi | Fees: $2.99 1 AUD = 0.9852 CAD +0.90% vs mid-market | Recipient gets $1,970.40 6-12 Hours | |
Ways to receive money in Canada with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.9852 CAD $1,970.40You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.9850 CAD $1,970.00You pay$2,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $32.99 1 AUD = 0.9852 CAD +0.90% vs mid-market | Recipient gets $1,970.40 6-12 Hours | |
Ways to receive money in Canada with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 0.9852 CAD $1,970.40You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 0.9850 CAD $1,970.00You pay$2,032.99 | |||
 Panda Remit Pay via Bank Transfer | Fees: $5.99 1 AUD = 0.9847 CAD +0.95% vs mid-market | Recipient gets $1,963.50 6-12 Hours | |
Ways to receive money in Canada with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.991 AUD = 0.9847 CAD $1,963.50You pay$2,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 AUD = 0.9815 CAD +1.28% vs mid-market | Recipient gets $1,963.00 2 Days | |
Ways to receive money in Canada with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.9815 CAD $1,963.00You pay$2,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 AUD = 0.9815 CAD +1.28% vs mid-market | Recipient gets $1,963.00 2 Days | |
Ways to receive money in Canada with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 0.9815 CAD $1,963.00You pay$2,020.00 | |||
 Xe Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.9812 CAD +1.31% vs mid-market | Recipient gets $1,962.40 6-12 Hours | |
Ways to receive money in Canada with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.9812 CAD $1,962.40You pay$2,000.00 | |||
| Wise Pay via Credit Card | Fees: $26.42 1 AUD = 0.9941 CAD +0.01% vs mid-market | Recipient gets $1,961.86 Within a week | |
Ways to receive money in Canada with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $26.421 AUD = 0.9941 CAD $1,961.86You pay$2,000.00 | |||
 Orbit Remit Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.9792 CAD +1.51% vs mid-market | Recipient gets $1,958.44 2 Days | |
Ways to receive money in Canada with Orbit Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 0.9792 CAD $1,958.44You pay$2,000.00 | |||
 Ria Money Transfer Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.9785 CAD +1.58% vs mid-market | Recipient gets $1,957.00 6-12 Hours | |
Ways to receive money in Canada with Ria Money Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.9785 CAD $1,957.00You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 0.9735 CAD $1,947.00You pay$2,000.00 | |||
| Ria Money Transfer Pay via Mobile wallet | Fees: $0.00 1 AUD = 0.9785 CAD +1.58% vs mid-market | Recipient gets $1,957.00 6-12 Hours | |
Ways to receive money in Canada with Ria Money Transfer when paying by mobile wallet. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.9785 CAD $1,957.00You pay$2,000.00 Cash pickup6-12 Hours Free1 AUD = 0.9735 CAD $1,947.00You pay$2,000.00 | |||
| Xe Pay via Debit Card | Fees: $6.00 1 AUD = 0.9812 CAD +1.31% vs mid-market | Recipient gets $1,956.51 6-12 Hours | |
Ways to receive money in Canada with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 0.9812 CAD $1,956.51You pay$2,000.00 | |||
| Ria Money Transfer Pay via Debit Card | Fees: $2.89 1 AUD = 0.9785 CAD +1.58% vs mid-market | Recipient gets $1,954.17 6-12 Hours | |
Ways to receive money in Canada with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.9785 CAD $1,954.17You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.9735 CAD $1,944.19You pay$2,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $2.89 1 AUD = 0.9785 CAD +1.58% vs mid-market | Recipient gets $1,954.17 6-12 Hours | |
Ways to receive money in Canada with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.9785 CAD $1,954.17You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.9735 CAD $1,944.19You pay$2,000.00 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.9762 CAD +1.80% vs mid-market | Recipient gets $1,952.44 Next Day | |
Ways to receive money in Canada with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.9762 CAD $1,952.44You pay$2,000.00 | |||
| Xe Pay via Credit Card | Fees: $15.00 1 AUD = 0.9812 CAD +1.31% vs mid-market | Recipient gets $1,947.68 6-12 Hours | |
Ways to receive money in Canada with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 0.9812 CAD $1,947.68You pay$2,000.00 | |||
 NAB Pay via Bank Transfer | Fees: $0.00 1 AUD = 0.9687 CAD +2.59% vs mid-market | Recipient gets $1,937.47 3-5 Days | |
Ways to receive money in Canada with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.9687 CAD $1,937.47You pay$2,000.00 | |||
| How Our Results Work Mid-market rate: 1 AUD = 0.994115 CAD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 1,985.85 CAD on $2,000.
Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.
You have 7 ways to pay, including bank transfer, debit card, credit card, payto, osko, poli, and mobile wallet.
PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.
Watch your bank's daily limit on anything large.
First time round you'll need a photo ID, usually a licence or a passport.
A passport and visa are enough if you’re new (you don’t need an Australian credit history).
10 money transfer companies let you send money from Australia to Canada.
Cheapest for most transfers
Sending money online with a “self-service” provider is usually the cheapest way to send money to Canada.
For example, sending $500 with Western Union will get you 1,985.85 CAD after a $0 fee and 0.12% markup.
To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.
Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.
For regular transfers home
An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.
Western Union takes $0 in fees and 0.12% markup on a $0 transfer, and your CAD arrives in next day.
Signing up is quick even if you're new to Australia.
A passport and visa are enough for most money transfer apps, and no local credit history is needed.
For large AUD transfers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.
With OFX you get 0.65% on AUD/CAD, and it gets lower the more you send.
You also get an account manager for the whole thing.
For overseas business payments
Global accounts like Airwallex are great for paying suppliers, contractors or staff in CAD, handling invoices, batch payments, and more.
For receiving and spending
Multi-currency accounts let you hold AUD and CAD in one account, and convert when the rate suits you.
Revolut converts $2,000 at 0.13% markup, and the CAD sits in your account until you spend or transfer it.
Most useful if you travel often to Canada, split your life between two countries, or receive money from abroad.
We also created a guide going into more detail about multi currency accounts.
Compare first
The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.
However, the cost is moved into the exchange rate instead.
On a $2,000 transfer, a bank like NAB adds 2.59% markup and delivers 1,937.47 CAD, against 1,985.85 CAD via Western Union (the cheapest option).
With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 1,985.85 CAD.
You can fund the transfer with bank transfer, debit card, credit card, payto, osko, poli, and mobile wallet.
Recipients in the Canada can collect CAD through bank deposit and cash pickup.
They can collect cash via Western Union
For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Canada.
You pay $2,000.00
$1,986
Cheapest
You pay $2,000.00
$1,986
$0
You pay $2,000.00
$1,983
-$3
You pay $2,000.00
$1,981
-$5
You pay $2,032.99
$1,970
-$15
You pay $2,002.99
$1,970
-$15
You pay $2,003.99
$1,970
-$16
You pay $2,032.99
$1,970
-$16
You pay $2,003.99
$1,970
-$16
You pay $2,000.00
$1,957
-$29
You pay $2,000.00
$1,947
-$39
You pay $2,000.00
$1,947
-$39
Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.
For an $2,000 transfer to Canada, these are the best options right now:
Cheapest
Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 1,985.85 CAD, which is 0.15% more than the next best option.
Fastest
Revolut delivers 1,982.62 CAD in within minutes when you use bank transfer and choose bank deposit as payout.
If you need money urgently, we've put together a guide on instant money transfers.
PayID and Osko move Australian dollars between local accounts.
When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Canada.
Confirm the registered business name shown by your bank before approving the PayID payment.
The bank or remittance company reports international transfer instructions to AUSTRAC.
This applies to international transfers generally, rather than only those above A$10,000.
You do not normally submit the international transfer report yourself.
A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.
Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.
Australia does not generally tax a genuine cash gift simply because you send it to family in Canada.
Gifting money can still affect income-tested or asset-tested Centrelink payments.
Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.
If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.
The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.
It does not automatically cover money held by a non-bank transfer company.
In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.
Small changes in the AUD/CAD rate can make a noticeable difference to the amount received, especially on a larger transfer.
Mid-market rate:1 AUD = 0.993768 CAD
We track 10 companies sending AUD to Canada, all holding an Australian licence, with rates refreshed in real time when running a live search.
Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.
More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the AUD/CAD comparison.
Money Transfer Comparison
Fill in the form and we’ll find you the best rates.
Please share your experience with …