For large AUD transfers
Currency brokers
Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.
On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.
With OFX you get 0.65% on AUD/RUB, and it gets lower the more you send.
You also get an account manager for the whole thing.


Please share your experience with …