How to send money to China from Denmark with the best DKK-CNY rate

For sending money to China, Xe has the lowest fee at 0 DKK. Wise is cheapest overall, giving your recipient 49,153.44 CNY from 50,000 DKK, and TapTap Send is the fastest.

Best companies for DKK/CNY transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 50,000 DKK transfer

Best companies for DKK/CNY transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 463,14 kr 1 DKK = 0.9923 CNY Recipient gets 49.153,44 ¥ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in China with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
463,14 kr1 DKK = 0.9923 CNY
49.153,44 ¥You pay50.000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 DKK = 0.9813 CNY Recipient gets 49.065,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in China with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.9813 CNY
49.065,00 ¥You pay50.000,00 kr

Run a live search

Showing top Denmark to China deals for 50,000 DKK. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee 463,14 kr 1 DKK = 0.9923 CNY Recipient gets 49.153,44 ¥ Same day
CheapestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in China with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
463,14 kr1 DKK = 0.9923 CNY
49.153,44 ¥You pay50.000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 DKK = 0.9813 CNY Recipient gets 49.065,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in China with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.9813 CNY
49.065,00 ¥You pay50.000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 0.9813 CNY Recipient gets 49.065,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in China with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.9813 CNY
49.065,00 ¥You pay50.000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 DKK = 0.9813 CNY Recipient gets 49.065,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in China with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.9813 CNY
49.065,00 ¥You pay50.000,00 kr

Wise

Pay via Debit card
Fee 987,80 kr 1 DKK = 0.9923 CNY Recipient gets 48.632,85 ¥ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in China with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
987,80 kr1 DKK = 0.9923 CNY
48.632,85 ¥You pay50.000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 DKK = 0.9700 CNY Recipient gets 48.500,00 ¥ Minutes
Fastest
Receive to bank account

Ways to receive money in China with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin
Free1 DKK = 0.9700 CNY
48.500,00 ¥You pay50.000,00 kr
Card depositMinutesAvailable via:Bank China, UnionPay
Free1 DKK = 0.9700 CNY
48.500,00 ¥You pay50.000,00 kr
Bank depositMinutesAvailable via:Banks (DEPRECATED)
Free1 DKK = 0.9700 CNY
48.500,00 ¥You pay50.000,00 kr

Wise

Pay via Credit card
Fee 1.136,35 kr 1 DKK = 0.9923 CNY Recipient gets 48.485,45 ¥ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in China with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1.136,35 kr1 DKK = 0.9923 CNY
48.485,45 ¥You pay50.000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 0.0000 CNY +0.30% vs mid-market Recipient gets 0,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in China with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.0000 CNY
0,00 ¥You pay50.000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 0.0000 CNY +0.27% vs mid-market Recipient gets 0,00 ¥ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in China with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 0.0000 CNY
0,00 ¥You pay50.000,00 kr

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 0.0000 CNY +1.40% vs mid-market Recipient gets 0,00 ¥ Minutes - 2 days

Ways to receive money in China with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 DKK = 0.0000 CNY
0,00 ¥You pay50.000,00 kr

How to send money from Denmark to China

Pick a company

The simplest way to start is to use the cheapest company, which is Wise.

Wise was the cheapest on 1 of the 29 days it quoted kr50,000 transfers to China.

This is based on a kr50,000 transfer and will change depending on how much you send.

I suggest with your amount to get the best DKK/CNY rate today.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

An instant bank transfer from your Danish bank is free, up to 500,000 kroner per deposit.

Verify and send

Most companies will verify you with MitID, which takes a minute if you already use it.

Compare amounts

How much DKK are you sending to China?

How much DKK you send to China heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 27% of the transfers from DKK 15,000 it quoted, and in 20% of all the transfers it quoted.

Cheapest service
3.000 kr0.44%0,00 kr2.964,93 ¥with debit card to bank deposit+43,68 ¥
15.000 kr0.97%0,00 kr14.730,00 ¥with debit card to bank deposit+121,85 ¥
50.000 krThis page463,14 kr49.153,44 ¥with bank transfer to bank deposit+14.956,77 ¥
DKK/CNY Exchange Rate History

Is today a good time to send money from Denmark to China?

The cheapest way to send DKK to CNY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 50,000 DKK transfers to China.

CNY received for 50.000 kr, after fees

Wed, 28 Oct 2026Mid-market rateNo quote Wise 49.153,44 ¥Wise49.153,44 ¥Xe49.065,00 ¥TapTap Send48.500,00 ¥

48.000
48.500
49.000
49.500
50.000
50.500
51.000
51.500
At the mid-market rateWith the cheapest optionWiseXeTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0189 – 50.945,80 ¥
Regency FX Cheapest 1.0162 0,00 kr 50.808,25 ¥ −137,55 ¥
Xe 1.0069 0,00 kr 50.345,00 ¥ −600,80 ¥
Wise 1.0179 987,33 kr 49.889,51 ¥ −1.056,29 ¥
TapTap Send 0.9900 0,00 kr 49.500,00 ¥ −1.445,80 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0174 – 50.871,85 ¥
Regency FX Cheapest 1.0147 0,00 kr 50.734,50 ¥ −137,35 ¥
Xe 1.0069 0,00 kr 50.345,00 ¥ −526,85 ¥
Wise 1.0177 987,34 kr 49.882,63 ¥ −989,22 ¥
TapTap Send 0.9900 0,00 kr 49.500,00 ¥ −1.371,85 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 1.0049 0,00 kr 50.245,00 ¥ –
Wise 1.0140 987,40 kr 49.696,82 ¥ –
TapTap Send 0.9900 0,00 kr 49.500,00 ¥ –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0099 – 50.496,85 ¥
Regency FX Cheapest 1.0072 0,00 kr 50.360,51 ¥ −136,34 ¥
Xe 0.9985 0,00 kr 49.925,00 ¥ −571,85 ¥
Wise 1.0102 987,47 kr 49.512,95 ¥ −983,90 ¥
TapTap Send 0.9900 0,00 kr 49.500,00 ¥ −996,85 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0093 – 50.466,30 ¥
Regency FX Cheapest 1.0066 0,00 kr 50.330,04 ¥ −136,26 ¥
Wise 1.0094 465,92 kr 49.998,71 ¥ −467,59 ¥
Xe 0.9908 0,00 kr 49.540,00 ¥ −926,30 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.466,30 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0093 – 50.466,30 ¥
Regency FX Cheapest 1.0066 0,00 kr 50.330,04 ¥ −136,26 ¥
Wise 1.0094 465,92 kr 49.998,71 ¥ −467,59 ¥
Xe 0.9913 0,00 kr 49.565,00 ¥ −901,30 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.466,30 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0052 – 50.260,60 ¥
Regency FX Cheapest 1.0025 0,00 kr 50.124,90 ¥ −135,70 ¥
Wise 1.0053 462,89 kr 49.802,13 ¥ −458,47 ¥
Xe 0.9951 0,00 kr 49.755,00 ¥ −505,60 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.260,60 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0072 – 50.358,60 ¥
Regency FX Cheapest 1.0045 0,00 kr 50.222,63 ¥ −135,97 ¥
Wise 1.0073 462,86 kr 49.896,78 ¥ −461,82 ¥
Xe 0.9959 0,00 kr 49.795,00 ¥ −563,60 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.358,60 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0051 – 50.252,75 ¥
Regency FX Cheapest 1.0023 0,00 kr 50.117,07 ¥ −135,68 ¥
Wise 1.0051 462,89 kr 49.791,73 ¥ −461,02 ¥
Xe 0.9945 0,00 kr 49.725,00 ¥ −527,75 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.252,75 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0041 – 50.204,20 ¥
Regency FX Cheapest 1.0014 0,00 kr 50.068,65 ¥ −135,55 ¥
Wise 1.0038 462,92 kr 49.727,80 ¥ −476,40 ¥
Xe 0.9929 0,00 kr 49.645,00 ¥ −559,20 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.204,20 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0066 – 50.331,20 ¥
Regency FX Cheapest 1.0039 0,00 kr 50.195,31 ¥ −135,89 ¥
Wise 1.0057 462,88 kr 49.819,48 ¥ −511,72 ¥
Xe 0.9947 0,00 kr 49.735,00 ¥ −596,20 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.331,20 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0029 – 50.146,45 ¥
Regency FX Cheapest 1.0002 0,00 kr 50.011,05 ¥ −135,40 ¥
Wise 1.0030 462,93 kr 49.686,67 ¥ −459,78 ¥
Xe 0.9809 0,00 kr 49.045,00 ¥ −1.101,45 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.146,45 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0029 – 50.146,45 ¥
Regency FX Cheapest 1.0002 0,00 kr 50.011,05 ¥ −135,40 ¥
Wise 1.0030 462,93 kr 49.686,67 ¥ −459,78 ¥
Xe 0.9811 0,00 kr 49.055,00 ¥ −1.091,45 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.146,45 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0030 – 50.152,35 ¥
Regency FX Cheapest 1.0003 0,00 kr 50.016,94 ¥ −135,41 ¥
Wise 1.0032 462,93 kr 49.695,09 ¥ −457,26 ¥
Xe 0.9919 0,00 kr 49.595,00 ¥ −557,35 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.152,35 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0009 – 50.044,15 ¥
Regency FX Cheapest 0.9982 0,00 kr 49.909,03 ¥ −135,12 ¥
Wise 1.0013 462,97 kr 49.599,45 ¥ −444,70 ¥
Xe 0.9904 0,00 kr 49.520,00 ¥ −524,15 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.044,15 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9957 – 49.783,15 ¥
Regency FX Cheapest 0.9930 0,00 kr 49.648,74 ¥ −134,41 ¥
Wise 0.9964 463,06 kr 49.358,21 ¥ −424,94 ¥
Xe 0.9859 0,00 kr 49.295,00 ¥ −488,15 ¥
TapTap Send 0.9700 0,00 kr 48.500,00 ¥ −1.283,15 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0036 – 50.181,40 ¥
Regency FX Cheapest 1.0009 0,00 kr 50.045,91 ¥ −135,49 ¥
Wise 1.0034 462,93 kr 49.703,51 ¥ −477,89 ¥
Xe 0.9923 0,00 kr 49.615,00 ¥ −566,40 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.181,40 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0064 – 50.320,40 ¥
Regency FX Cheapest 1.0037 0,00 kr 50.184,53 ¥ −135,87 ¥
Wise 1.0059 462,88 kr 49.831,37 ¥ −489,03 ¥
Xe 0.9948 0,00 kr 49.740,00 ¥ −580,40 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.320,40 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0060 – 50.300,70 ¥
Regency FX Cheapest 1.0033 0,00 kr 50.164,89 ¥ −135,81 ¥
Wise No quote collected this day – – – –
Xe No quote collected this day – – – –
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0060 – 50.300,70 ¥
Regency FX Cheapest 1.0033 0,00 kr 50.164,89 ¥ −135,81 ¥
Wise 1.0053 462,89 kr 49.797,68 ¥ −503,02 ¥
Xe 0.9815 0,00 kr 49.075,00 ¥ −1.225,70 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.300,70 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0031 – 50.154,75 ¥
Regency FX Cheapest 1.0004 0,00 kr 50.019,33 ¥ −135,42 ¥
Wise 1.0017 462,96 kr 49.623,73 ¥ −531,02 ¥
Xe 0.9906 0,00 kr 49.530,00 ¥ −624,75 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.154,75 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0036 – 50.178,75 ¥
Regency FX Cheapest 1.0009 0,00 kr 50.043,27 ¥ −135,48 ¥
Wise 1.0036 462,92 kr 49.715,41 ¥ −463,34 ¥
Xe 0.9924 0,00 kr 49.620,00 ¥ −558,75 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.178,75 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0028 – 50.140,80 ¥
Regency FX Cheapest 1.0001 0,00 kr 50.005,42 ¥ −135,38 ¥
Wise 1.0028 462,94 kr 49.673,78 ¥ −467,02 ¥
Xe 0.9917 0,00 kr 49.585,00 ¥ −555,80 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.140,80 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0041 – 50.202,95 ¥
Regency FX Cheapest 1.0013 0,00 kr 50.067,40 ¥ −135,55 ¥
Wise 1.0033 462,93 kr 49.698,56 ¥ −504,39 ¥
Xe 0.9922 0,00 kr 49.610,00 ¥ −592,95 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.202,95 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9998 – 49.992,20 ¥
Regency FX Cheapest 0.9971 0,00 kr 49.857,22 ¥ −134,98 ¥
Wise 0.9989 463,01 kr 49.481,06 ¥ −511,14 ¥
Xe 0.9879 0,00 kr 49.395,00 ¥ −597,20 ¥
TapTap Send 0.9700 0,00 kr 48.500,00 ¥ −1.492,20 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0010 – 50.047,95 ¥
Regency FX Cheapest 0.9983 0,00 kr 49.912,82 ¥ −135,13 ¥
Wise 0.9998 462,99 kr 49.526,71 ¥ −521,24 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.047,95 ¥
Xe 0.9758 0,00 kr 48.790,00 ¥ −1.257,95 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0010 – 50.047,95 ¥
Regency FX Cheapest 0.9983 0,00 kr 49.912,82 ¥ −135,13 ¥
Wise 0.9998 462,99 kr 49.526,71 ¥ −521,24 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.047,95 ¥
Xe 0.9752 0,00 kr 48.760,00 ¥ −1.287,95 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 1.0010 – 50.051,25 ¥
Regency FX Cheapest 0.9983 0,00 kr 49.916,11 ¥ −135,14 ¥
Wise 0.9998 462,99 kr 49.529,38 ¥ −521,87 ¥
Xe 0.9883 0,00 kr 49.415,00 ¥ −636,25 ¥
TapTap Send 0.9800 0,00 kr 49.000,00 ¥ −1.051,25 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9951 – 49.753,95 ¥
Regency FX Cheapest 0.9924 0,00 kr 49.619,61 ¥ −134,34 ¥
Wise 0.9952 463,08 kr 49.300,13 ¥ −453,82 ¥
Xe 0.9843 0,00 kr 49.215,00 ¥ −538,95 ¥
TapTap Send 0.9700 0,00 kr 48.500,00 ¥ −1.253,95 ¥
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.9923 463,14 kr 49.153,44 ¥ –
Xe 0.9813 0,00 kr 49.065,00 ¥ –
TapTap Send 0.9700 0,00 kr 48.500,00 ¥ –

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 50.000 kr, after fees, as quoted by each company. The mid-market line shows what 50.000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CNY per DKK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CNY on every transfer from Denmark.

Today's payout isn't the best this month though, since the highest receive amount was 50,808.25 CNY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to China.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. WiseAppeared in 60 comparisons

    Cheapest in 20% of them

  2. XeAppeared in 44 comparisons

    Cheapest in 11% of them

  3. TapTap SendAppeared in 60 comparisons

    Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most CNY, but it was the cheapest in only 20% of the 60 comparisons it appeared in over the past month.

Xe (today's second cheapest) was the cheapest in only 11% of its comparisons, so it's rarely the cheapest option for transfers to China.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Denmark to China

6 companies send money from Denmark to China, across online, app, broker, global account, and multi-currency account.

For sending a few thousand kroner

Online transfers

Online transfer services like Wise work well when you need to make a one-off payment.

A kr50,000 transfer with Wise gets you 49,153.44 CNY. This includes a kr463.14 fee and a % exchange-rate markup.

In our comparisons over the past month, it was the cheapest online service on 25 of the 29 days it quoted.

For small and frequent transfers

Money transfer apps

MobilePay works for Nordic payments, but for transfers to China a money transfer app like Wise gives you much better rates.

Wise charges DKK 463.14 to send kr50,000, with delivery in same day.

Over the past month, Wise was the cheapest app on 86% of the days it appeared for kr50,000 transfers.

Apps work well for small and frequent transfers, like paying bills, sending money home, and similar.

For cross-border workers

Multi-currency accounts

If you live or work across Denmark and China, you may need to use DKK and CNY.

A multi-currency account lets you keep both balances in one account.

With Wise, converting DKK 50,000 comes with a % exchange-rate markup.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

This works best for regular spending abroad, travelling, and receiving payments.

For cross-border invoices

Global accounts

Global accounts suit Danish businesses paying suppliers or contractors in China. You can also receive and hold CNY without opening a local business account.

Airwallex and Wise Business offer business multi-currency accounts and tools for recurring business payments.

Ways to fund DKK and receive CNY in China

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 50,000 DKK gives your recipient 49,153.44 CNY.

To pay for your transfer in Denmark, you can use bank transfer, debit card, and credit card.

You can pay for the transfer using your Danish bank

Send DKK by bank transfer using the account and reference in your quote.

In China, you can receive CNY by bank deposit, mobile wallet, and card deposit.

For them to get money straight to their bank account, enter the recipient's IBAN in China and account-holder name.

  1. 1
    Bank transfer Bank deposit

    You pay kr50,000.00

    元49,153

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr50,000.00

    元49,065

    -元88

  3. 3
    Credit card Bank deposit

    You pay kr50,000.00

    元49,065

    -元88

  4. 4
    Debit card Mobile wallet

    You pay kr50,000.00

    元48,500

    -元653

  5. 5
    Debit card Card deposit

    You pay kr50,000.00

    元48,500

    -元653

Things to know before sending DKK to China

Denmark does not use the euro, so every DKK transfer includes a currency conversion. The rate matters even when the payment starts from a Danish IBAN.

Best DKK/CNY transfer options

Cheapest way to send money to China

For a kr50,000 transfer, Wise is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 49,153.44 CNY, which is 0.18% more than the next best option.

Fastest way to send money to China

TapTap Send sends 48,500 CNY in minutes when you pay by debit card and use mobile wallet for the payout.

MobilePay is not international

MobilePay works for domestic payments and supported Nordic transfers.

You may be able to use it to pay for the transfers online, just like when depositing with any Danish bank account.

Family gifts have an annual allowance

Denmark does not tax the act of sending money abroad, but a gift can create Danish gift tax.

In 2026, most close relatives can receive up to DKK 80,600 from one donor without gift tax.

The general tax above the allowance is 15%.

Spouses are normally exempt, while different rules apply to other relationships.

The allowance also applies when the recipient lives outside Denmark.

For more info, Skattestyrelsen lists the 2026 allowances and rates.

How we analyse the market

We track 6 companies sending DKK to China, registered with Finanstilsynet or passported in, and refreshed in real time on live searches.

Your money starts in kroner, so every transfer converts currency and the rate is what we lead on, alongside fees and the pay-in and payout options.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for DKK/CNY transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.