Regency FX is the cheapest way to send money from Brazil to China. Sending R$40,000 will get your recipient 51,662.89 CNY in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most CNY in China.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/CNY transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,810.44 1 BRL = 1.2960 CNY -0.07% vs mid-market | Recipient gets ¥49,494.05 Within minutes | |
Ways to receive money in China with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,810.441 BRL = 1.2960 CNY ¥49,494.05You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 1.2916 CNY +0.27% vs mid-market | Recipient gets ¥51,662.89 Minutes - 24 hours | |
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 1.2916 CNY ¥51,662.89You payR$40,000.00 | |||
Run a live search Showing top Brazil to China deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to CNY rates. | |||
Run a live search These companies offer multi-currency accounts for spending CNY. We suggest doing a live search based on how much BRL you're planning to spend in China. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 1.2916 CNY +0.27% vs mid-market | Recipient gets ¥51,662.89 Minutes - 24 hours | |
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 1.2916 CNY ¥51,662.89You payR$40,000.00 | |||
 TapTap Send Pay via Debit card | Fee R$0.00 1 BRL = 1.2800 CNY +1.17% vs mid-market | Recipient gets ¥51,200.00 Minutes | |
Ways to receive money in China with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin Free1 BRL = 1.2800 CNY ¥51,200.00You payR$40,000.00 Card depositMinutesAvailable via:Bank China, UnionPay Free1 BRL = 1.2800 CNY ¥51,200.00You payR$40,000.00 Bank depositMinutesAvailable via:Banks (DEPRECATED) Free1 BRL = 1.2800 CNY ¥51,200.00You payR$40,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 1.2791 CNY +1.24% vs mid-market | Recipient gets ¥51,164.00 Minutes - 24 hours | |
Ways to receive money in China with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat Free1 BRL = 1.2791 CNY ¥51,164.00You payR$40,000.00 Card depositMinutes - 24 hoursAvailable via:UnionPay Cards Free1 BRL = 1.2592 CNY ¥50,368.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$1,810.44 1 BRL = 1.2960 CNY -0.07% vs mid-market | Recipient gets ¥49,494.05 Within minutes | |
Ways to receive money in China with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,810.441 BRL = 1.2960 CNY ¥49,494.05You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,810.44 1 BRL = 1.2960 CNY -0.07% vs mid-market | Recipient gets ¥49,494.05 Within minutes | |
Ways to receive money in China with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,810.441 BRL = 1.2960 CNY ¥49,494.05You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 1.2951 CNY Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 51,662.89 CNY for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, pix, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to China
How much BRL you send to China heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 0.25% | R$8.99 | ¥1,280.58with bank transfer to bank deposit | +¥42.57 | |
| R$10,000 | 0.26% | R$8.99 | ¥12,910.38with bank transfer to bank deposit | +¥273.12 | |
| R$40,000This page | 0.27% | R$0.00 | ¥51,662.89with bank transfer to bank deposit | +¥1,059.89 |
Mid-market rate: 1 BRL = 1.2951 CNY
There are 6 ways to send money to China across 4 money transfer companies.
For everyday transfers
For most transfers from Brazil to China, money transfer companies like TapTap Send are the cheapest way.
You can fund an online transfer with bank transfer, pix, and debit card.
TapTap Send charges R$0 and adds 1.17% markup when sending R$40,000, this will get you 51,164 CNY in China.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/CNY rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to CNY with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
Holding AUD and other currencies
Wise lets you hold, convert, and spend BRL and CNY from one account.
Swapping R$40,000 with Wise will get you 49,494.05 CNY after all fees.
You can then spend it in China or Brazil and receive CNY payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international CNY payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 51,662.89 CNY.
For paying for your transfer, you have bank transfer, pix, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to China directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in China, they can get it as bank deposit, mobile wallet, and card deposit.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
元51,663
Cheapest
You pay R$40,000.00
元51,200
-元463
You pay R$40,000.00
元51,200
-元463
You pay R$40,000.00
元51,200
-元463
You pay R$40,000.00
元51,164
-元499
You pay R$40,000.00
元50,368
-元1,295
You pay R$40,000.00
元49,494
-元2,169
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to China, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in China. Your recipient gets 51,662.89 CNY, which is 0.9% more than the next best option.
Fastest:
Wise, paid by bank transfer with bank deposit for the payout. It delivers 49,494.05 CNY in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to China.
The company then switches to local rails or uses an internal network of accounts to move BRL to China.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the CNY amount before fees and tax are added. Tracking the recent BRL/CNY range makes company quotes easier to compare.
Mid-market rate:1 BRL = 1.287197 CNY
We track 4 authorised companies sending BRL to China, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the BRL/CNY comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …