Regency FX offers the best exchange rate from France to China at 7.6173 CNY per EUR.
But Regency FX is cheapest overall, turning EUR 7,000 into 53,320.89 CNY after its fee and exchange-rate markup.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CNY transfers | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 7.5572 CNY +1.06% vs mid-market | Recipient gets ¥52,900.40 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5572 CNY ¥52,900.40You pay€7,000.00 | |||
| Promoted  TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 7.6150 CNY +0.30% vs mid-market | Recipient gets ¥53,304.86 Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.6150 CNY ¥53,304.86You pay€7,000.00 | |||
Run a live search Showing top France to China deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CNY rates. | |||
Run a live search These companies offer multi-currency accounts for spending CNY. We suggest doing a live search based on how much EUR you're planning to spend in China. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 7.6173 CNY +0.27% vs mid-market | Recipient gets ¥53,320.89 Minutes - 24 hours | |
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.6173 CNY ¥53,320.89You pay€7,000.00 | |||
| TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 7.6150 CNY +0.30% vs mid-market | Recipient gets ¥53,304.86 Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.6150 CNY ¥53,304.86You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 7.5997 CNY +0.50% vs mid-market | Recipient gets ¥53,197.92 Minutes - 24 hours | |
Ways to receive money in China with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5997 CNY ¥53,197.92You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 7.5572 CNY +1.06% vs mid-market | Recipient gets ¥52,900.40 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5572 CNY ¥52,900.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 7.5572 CNY +1.06% vs mid-market | Recipient gets ¥52,900.40 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5572 CNY ¥52,900.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 7.5572 CNY +1.06% vs mid-market | Recipient gets ¥52,900.40 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5572 CNY ¥52,900.40You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 7.5310 CNY +1.40% vs mid-market | Recipient gets ¥52,716.74 Minutes - 2 days | |
Ways to receive money in China with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 7.5310 CNY ¥52,716.74You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.00 1 EUR = 7.4970 CNY +1.86% vs mid-market | Recipient gets ¥52,479.00 Minutes - 24 hours | |
Ways to receive money in China with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat Free1 EUR = 7.4970 CNY ¥52,479.00You pay€7,000.00 Card depositMinutes - 24 hoursAvailable via:UnionPay Cards €2.991 EUR = 7.4797 CNY ¥52,357.90You pay€7,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.00 1 EUR = 7.4970 CNY +1.86% vs mid-market | Recipient gets ¥52,479.00 Minutes - 24 hours | |
Ways to receive money in China with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat Free1 EUR = 7.4970 CNY ¥52,479.00You pay€7,000.00 Card depositMinutes - 24 hoursAvailable via:UnionPay Cards €2.991 EUR = 7.4797 CNY ¥52,357.90You pay€7,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.00 1 EUR = 7.4970 CNY +1.86% vs mid-market | Recipient gets ¥52,479.00 Minutes - 24 hours | |
Ways to receive money in China with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat Free1 EUR = 7.4970 CNY ¥52,479.00You pay€7,000.00 Card depositMinutes - 24 hoursAvailable via:UnionPay Cards €2.991 EUR = 7.4797 CNY ¥52,357.90You pay€7,002.99 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 7.4500 CNY +2.49% vs mid-market | Recipient gets ¥52,150.00 Minutes | |
Ways to receive money in China with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin Free1 EUR = 7.4500 CNY ¥52,150.00You pay€7,000.00 Card depositMinutesAvailable via:Bank China, UnionPay Free1 EUR = 7.4500 CNY ¥52,150.00You pay€7,000.00 Bank depositMinutesAvailable via:Banks (DEPRECATED) Free1 EUR = 7.4500 CNY ¥52,150.00You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 7.6379 CNY Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 53,320.89 CNY on €7,000 transfer.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
7 companies send money from France to China. You can do it via broker, online, app, in person, and global account.
For regular transfers from France
If you’re sending €50 to €200 to a family in China, apps like Xe are the easiest way.
Xe charges €0 on a €7,000 transfer, and the CNY arrives in minutes - 24 hours, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.
For one-off transfers
When converting EUR to CNY, an online service like Xe is always cheaper than the bank's international virement.
Sending €7,000 with Xe gets you 52,900.4 CNY with a €0 fee and 1.06% markup.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to China, or making any other large transfer, then you need a currency broker.
Regency FX charges no fee but adds 0.27% markup on EUR/CNY interbank rate.
And the more you transfer, the better rate you will get.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 53,320.89 CNY.
Fund the transfer from France by bank transfer, debit card, and credit card.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to China depends on the payout method.
Your recipient in China can collect CNY through bank deposit, mobile wallet, and card deposit.
They can receive CNY digitally
Your recipient can use bank deposit, mobile wallet, and card deposit to collect Yuan Renminbi.
You pay €7,000.00
元53,321
Cheapest
You pay €7,000.00
元52,900
-元420
You pay €7,000.00
元52,900
-元420
You pay €7,000.00
元52,479
-元842
You pay €7,000.00
元52,479
-元842
You pay €7,000.00
元52,479
-元842
You pay €7,002.99
元52,358
-元963
You pay €7,002.99
元52,358
-元963
You pay €7,002.99
元52,358
-元963
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to China, these are the best ways to start with:
Cheapest way to send money to China
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 53,320.89 CNY, which is 0.03% more than the next best option.
Fastest way to send money to China
The fastest option is TapTap Send. Pay by debit card and choose mobile wallet for the payout. Your recipient gets 52,150 CNY in minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
The exchange rate determines how much CNY your recipient gets for your EUR. Use the weekly range to judge the rate offered today.
Mid-market rate:1 EUR = 7.631472 CNY
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 7 ACPR-registered companies sending EUR to China, with the rates refreshed in real time on live EUR/CNY searches.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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