Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 54,524.86 CNY in China.
For speed, TapTap Send is fastest, with delivery in minutes.
| 6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/CNY exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/CNY transfersAll money transfer offers for EUR/CNY transfers, sorted by most CNY received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 7.7189 CNY +1.18% vs mid-market | Recipient gets ¥54,032.30 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7189 CNY ¥54,032.30You pay€7,000.00 | |||
| Promoted  TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 7.7869 CNY +0.30% vs mid-market | Recipient gets ¥54,508.45 Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7869 CNY ¥54,508.45You pay€7,000.00 | |||
Run a live search Showing top Italy to China deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CNY rates. | |||
Run a live search These companies offer multi-currency accounts for spending CNY. We suggest doing a live search based on how much EUR you're planning to spend in China. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 7.7893 CNY +0.27% vs mid-market | Recipient gets ¥54,524.86 Minutes - 24 hours | |
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7893 CNY ¥54,524.86You pay€7,000.00 | |||
| TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 7.7869 CNY +0.30% vs mid-market | Recipient gets ¥54,508.45 Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7869 CNY ¥54,508.45You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 7.7713 CNY +0.50% vs mid-market | Recipient gets ¥54,399.11 Minutes - 24 hours | |
Ways to receive money in China with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7713 CNY ¥54,399.11You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 7.7189 CNY +1.18% vs mid-market | Recipient gets ¥54,032.30 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7189 CNY ¥54,032.30You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 7.7189 CNY +1.18% vs mid-market | Recipient gets ¥54,032.30 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7189 CNY ¥54,032.30You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 7.7189 CNY +1.18% vs mid-market | Recipient gets ¥54,032.30 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.7189 CNY ¥54,032.30You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 7.7010 CNY +1.40% vs mid-market | Recipient gets ¥53,907.06 Minutes - 2 days | |
Ways to receive money in China with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 7.7010 CNY ¥53,907.06You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 7.6100 CNY +2.60% vs mid-market | Recipient gets ¥53,270.00 Minutes | |
Ways to receive money in China with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 7.6100 CNY ¥53,270.00You pay€7,000.00 Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin Free1 EUR = 7.6100 CNY ¥53,270.00You pay€7,000.00 Card depositMinutesAvailable via:Bank China, UnionPay Free1 EUR = 7.6100 CNY ¥53,270.00You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 7.810353 CNY Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to China, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most CNY.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/CNY rate.
You have 3 ways to fund your transfer: bank transfer, debit card, and credit card.
Sending money to China directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
6 companies send money from Italy to China. You can send EUR via broker, online, app, and global account, and more below.
Regular transfers
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Xe charges €0 on a €7,000 transfer, and 54,032.3 CNY lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 54,032.3 CNY on €7,000 with a €0 fee and 1.18% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to China, the better rate you will get.
Regency FX charges no fee and adds 0.27% on EUR/CNY rate.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 54,524.86 CNY.
In Italy, you can pay by bank transfer, debit card, and credit card.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send CNY to China by themselves.
In China, the recipient can use bank deposit, mobile wallet, and card deposit.
You pay €7,000.00
元54,525
Cheapest
You pay €7,000.00
元54,032
-元493
You pay €7,000.00
元54,032
-元493
You pay €7,000.00
元53,270
-元1,255
You pay €7,000.00
元53,270
-元1,255
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to China.
Cheapest way to send money to China
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 54,524.86 CNY, which is 0.03% more than the next best option.
Fastest way to send money to China
The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 53,270 CNY, with the money arriving in minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Regency FX then convert the money into CNY and pay your recipient in China through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final CNY amount, so compare today's quote with the recent EUR/CNY range before sending.
Mid-market rate:1 EUR = 7.805457 CNY
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 6 of them on EUR to China, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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