TapTap Send is the fastest way to send money to China right now, with delivery in minutes.
For the cheapest option, sending €7,000 with Regency FX will get you 53,311.82 CNY.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CNY transfers | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 7.5564 CNY +1.06% vs mid-market | Recipient gets ¥52,894.80 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5564 CNY ¥52,894.80You pay€7,000.00 | |||
| Promoted  TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 7.6137 CNY +0.30% vs mid-market | Recipient gets ¥53,295.78 Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.6137 CNY ¥53,295.78You pay€7,000.00 | |||
Run a live search Showing top Netherlands to China deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CNY rates. | |||
Run a live search These companies offer multi-currency accounts for spending CNY. We suggest doing a live search based on how much EUR you're planning to spend in China. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 7.6160 CNY +0.27% vs mid-market | Recipient gets ¥53,311.82 Minutes - 24 hours | |
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.6160 CNY ¥53,311.82You pay€7,000.00 | |||
| TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 7.6137 CNY +0.30% vs mid-market | Recipient gets ¥53,295.78 Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.6137 CNY ¥53,295.78You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 7.5984 CNY +0.50% vs mid-market | Recipient gets ¥53,188.87 Minutes - 24 hours | |
Ways to receive money in China with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5984 CNY ¥53,188.87You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 7.5564 CNY +1.06% vs mid-market | Recipient gets ¥52,894.80 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5564 CNY ¥52,894.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 7.5564 CNY +1.06% vs mid-market | Recipient gets ¥52,894.80 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5564 CNY ¥52,894.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 7.5564 CNY +1.06% vs mid-market | Recipient gets ¥52,894.80 Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.5564 CNY ¥52,894.80You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 7.5297 CNY +1.40% vs mid-market | Recipient gets ¥52,707.76 Minutes - 2 days | |
Ways to receive money in China with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 7.5297 CNY ¥52,707.76You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 7.4500 CNY +2.47% vs mid-market | Recipient gets ¥52,150.00 Minutes | |
Ways to receive money in China with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin Free1 EUR = 7.4500 CNY ¥52,150.00You pay€7,000.00 Card depositMinutesAvailable via:Bank China, UnionPay Free1 EUR = 7.4500 CNY ¥52,150.00You pay€7,000.00 Bank depositMinutesAvailable via:Banks (DEPRECATED) Free1 EUR = 7.4500 CNY ¥52,150.00You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 7.6366 CNY Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to China, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most CNY.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/CNY rate.
There are 3 ways fund your transfer, including bank transfer, debit card, and credit card.
Most common way is to fund your account with iDEAL (Wero)
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
6 companies send money from the Netherlands to China, across broker, online, app, and global account, and more.
For one-off transfers
Sending money to China online is simple.
Pick China, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Xe is the cheapest online option, sending €7,000 gets you 52,894.8 CNY with a €0 fee and 1.06% markup.
Frequent transfers abroad
For the regular transfer to China, apps are the easiest.
Xe charges €0 in fees on a €7,000 transfer with 1.06% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.
You can pay for you transfer via broker, online, app, and global account but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of CNY rate.
For a property abroad or moving your savings, a broker like Regency FX is the best option.
For ZZP'ers
Global accounts offer business tool and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 53,311.82 CNY.
In China, the recipient can collect CNY through bank deposit, mobile wallet, and card deposit.
You can deposit EUR using bank transfer, debit card, and credit card.
You pay €7,000.00
元53,312
Cheapest
You pay €7,000.00
元52,895
-元417
You pay €7,000.00
元52,895
-元417
You pay €7,000.00
元52,150
-元1,162
You pay €7,000.00
元52,150
-元1,162
A few things to consider before sending money from Netherlands to China.
Cheapest way to send money to China
The cheapest option for 元53,311.82 is Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 53,311.82 CNY, which is 0.03% more than the next best option.
Fastest way to send money to China
The fastest option is TapTap Send. Pay by debit card and choose mobile wallet in China. Your recipient gets 52,150 CNY in minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
The EUR/CNY rate can move quickly, so recent highs and lows help put the current quote into context.
Mid-market rate:1 EUR = 7.630084 CNY
We track 6 companies sending EUR to China, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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