We’ve analysed and compared 5 money transfer companies below for PLN/CNY transfers.
| 5 of 5 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze PLN/CNY exchange rates from our comparisons. | |||
| Based on 30,000 PLN transfer Best companies for PLN/CNY transfersAll money transfer offers for PLN/CNY transfers, sorted by most CNY received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 1.7425 CNY +1.17% vs mid-market | Recipient gets 52.275,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 1.7425 CNY 52.275,00 ¥You pay30.000,00 zł | |||
| Promoted  TorFx Pay via Bank transfer | Fee 0,00 zł 1 PLN = 1.7576 CNY +0.30% vs mid-market | Recipient gets 52.729,30 ¥ Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 1.7576 CNY 52.729,30 ¥You pay30.000,00 zł | |||
Run a live search Showing top Poland to China deals for 30,000 PLN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to CNY rates. | |||
Run a live search These companies offer multi-currency accounts for spending CNY. We suggest doing a live search based on how much PLN you're planning to spend in China. | |||
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 zł 1 PLN = 1.7582 CNY +0.27% vs mid-market | Recipient gets 52.745,16 ¥ Minutes - 24 hours | |
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 1.7582 CNY 52.745,16 ¥You pay30.000,00 zł | |||
| TorFx Pay via Bank transfer | Fee 0,00 zł 1 PLN = 1.7576 CNY +0.30% vs mid-market | Recipient gets 52.729,30 ¥ Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 1.7576 CNY 52.729,30 ¥You pay30.000,00 zł | |||
| Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 1.7425 CNY +1.17% vs mid-market | Recipient gets 52.275,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 1.7425 CNY 52.275,00 ¥You pay30.000,00 zł | |||
| Xe Pay via Bank transfer | Fee 0,00 zł 1 PLN = 1.7425 CNY +1.17% vs mid-market | Recipient gets 52.275,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 1.7425 CNY 52.275,00 ¥You pay30.000,00 zł | |||
| Xe Pay via Credit card | Fee 0,00 zł 1 PLN = 1.7425 CNY +1.17% vs mid-market | Recipient gets 52.275,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 1.7425 CNY 52.275,00 ¥You pay30.000,00 zł | |||
 TapTap Send Pay via Debit card | Fee 0,00 zł 1 PLN = 1.7400 CNY +1.31% vs mid-market | Recipient gets 52.200,00 ¥ Minutes | |
Ways to receive money in China with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin Free1 PLN = 1.7400 CNY 52.200,00 ¥You pay30.000,00 zł Card depositMinutesAvailable via:Bank China, UnionPay Free1 PLN = 1.7400 CNY 52.200,00 ¥You pay30.000,00 zł Bank depositMinutesAvailable via:Banks (DEPRECATED) Free1 PLN = 1.7400 CNY 52.200,00 ¥You pay30.000,00 zł | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 zł 1 PLN = 1.7383 CNY +1.40% vs mid-market | Recipient gets 52.147,53 ¥ Minutes - 2 days | |
Ways to receive money in China with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 PLN = 1.7383 CNY 52.147,53 ¥You pay30.000,00 zł | |||
| How Our Results Work Mid-market rate: 1 PLN = 1.762932 CNY Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is Regency FX. It will get you the most CNY on a PLN 30,000 transfer.
This heavily depends on how much you send, so I suggest to get the best PLN/CNY rate.
You can fund your transfer to China using bank transfer, debit card, and credit card.
Depending on the transfer company, you can use BLIK, which is the quickest and easiest.
Before you send, you'll need to verify your account.
You'll need a photo ID and your PESEL.
5 companies send money from Poland to China, across broker, online, app, and global account, and more.
Simplest way to send PLN
Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.
Xe charges 0 PLN on a zł30,000 transfer and delivers 52,275 CNY in minutes - 24 hours, straight to the recipient's bank card or account.
Mid-size and one-off transfers
Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.
Online services like Xe move money inside their own network instead, which is much cheaper and gets you more CNY.
The cheapest way to send money online from Poland to China is via Xe.
Sending 30,000 PLN gets you 52,275 CNY (after 0 fee and 1.17% markup).
For freelancers and businesses
Global accounts are for Polish companies doing business abroad.
Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 52,745.16 CNY.
Deposit PLN through bank transfer, debit card, and credit card.
They can receive CNY via bank deposit, mobile wallet, and card deposit.
Receive CNY on a Ukrainian bank card
Your recipient can receive CNY on a supported card in China. Check that their name and card details match before sending.
You pay zł30,000.00
元52,745
Cheapest
You pay zł30,000.00
元52,275
-元470
You pay zł30,000.00
元52,275
-元470
You pay zł30,000.00
元52,200
-元545
You pay zł30,000.00
元52,200
-元545
There are a few nuances when sending money from Poland to China.
For a 30,000 PLN transfer to China, these are the cheapest, fastest and easiest options.
Cheapest way to send money to China
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 52,745.16 CNY, which is 0.03% more than the next best option.
Fastest way to send money to China
The fastest option is TapTap Send. Pay by debit card and choose mobile wallet for the payout. Your recipient gets 52,200 CNY, with the money arriving in minutes.
Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.
BLIK by itself cannot move money outside the country.
Sending money abroad is not itself a Polish tax charge.
A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.
The closest family group can qualify for a full exemption.
Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.
The Polish tax authority explains the exemption and current filing conditions.
BFG deposit protection applies to eligible bank deposits.
A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.
Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.
A small change in the PLN/CNY rate can make a difference to the amount received, especially on regular transfers to China.
Mid-market rate:1 PLN = 1.766617 CNY
Every company here is KNF-registered or passported into Poland, and we check that before anything else.
We track 5 of them on PLN to China in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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