Best companies for EUR/CNY transfers
8 of 8 providers Last updated on 10 November 2026
Based on 6,000 EUR transfer Best companies for EUR/CNY transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €62.61 1 EUR = 7.4869 CNY +0.04% vs mid-market	Recipient gets ¥44,452.41 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in China with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €62.611 EUR = 7.4869 CNY ¥44,452.41You pay€6,000.00
Promoted TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 7.4676 CNY +0.30% vs mid-market	Recipient gets ¥44,805.90 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.4676 CNY ¥44,805.90You pay€6,000.00
Run a live search Showing top Spain to China deals for 6,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CNY rates.
Run a live search These companies offer multi-currency accounts for spending CNY. We suggest doing a live search based on how much EUR you're planning to spend in China.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 7.4699 CNY +0.27% vs mid-market	Recipient gets ¥44,819.38 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.4699 CNY ¥44,819.38You pay€6,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 7.4676 CNY +0.30% vs mid-market	Recipient gets ¥44,805.90 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.4676 CNY ¥44,805.90You pay€6,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 7.4527 CNY +0.50% vs mid-market	Recipient gets ¥44,716.02 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in China with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 7.4527 CNY ¥44,716.02You pay€6,000.00
Western Union Pay via Debit card	Fee €0.00 1 EUR = 7.4154 CNY +1.00% vs mid-market	Recipient gets ¥44,492.62 Minutes - 2 days
8 reviews Receive to bank account or cash pickup
Ways to receive money in China with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 7.4154 CNY ¥44,492.62You pay€6,000.00

Western Union Pay via Bank transfer	Fee €0.00 1 EUR = 7.4154 CNY +1.00% vs mid-market	Recipient gets ¥44,492.62 Minutes - 2 days
8 reviews Receive to bank account or cash pickup
Ways to receive money in China with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 7.4154 CNY ¥44,492.62You pay€6,000.00
Wise Pay via Bank transfer	Fee €62.61 1 EUR = 7.4869 CNY +0.04% vs mid-market	Recipient gets ¥44,452.41 Within minutes
25 reviews FastestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in China with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €62.611 EUR = 7.4869 CNY ¥44,452.41You pay€6,000.00
Wise Pay via iDEAL	Fee €71.28 1 EUR = 7.4869 CNY +0.04% vs mid-market	Recipient gets ¥44,387.50 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in China with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €71.281 EUR = 7.4869 CNY ¥44,387.50You pay€6,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 7.3853 CNY +1.40% vs mid-market	Recipient gets ¥44,311.55 Minutes - 2 days
0 reviews
Ways to receive money in China with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 7.3853 CNY ¥44,311.55You pay€6,000.00
Wise Pay via Debit card	Fee €109.28 1 EUR = 7.4869 CNY +0.04% vs mid-market	Recipient gets ¥44,103.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in China with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €109.281 EUR = 7.4869 CNY ¥44,103.00You pay€6,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €1.99 1 EUR = 7.3133 CNY +2.39% vs mid-market	Recipient gets ¥43,879.80 Minutes - 24 hours
2 reviews
Ways to receive money in China with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat €1.991 EUR = 7.3133 CNY ¥43,879.80You pay€6,001.99 Card depositMinutes - 24 hoursAvailable via:UnionPay Cards €1.991 EUR = 7.2259 CNY ¥43,355.40You pay€6,001.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €1.99 1 EUR = 7.3133 CNY +2.39% vs mid-market	Recipient gets ¥43,879.80 Minutes - 24 hours
2 reviews
Ways to receive money in China with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat €1.991 EUR = 7.3133 CNY ¥43,879.80You pay€6,001.99 Card depositMinutes - 24 hoursAvailable via:UnionPay Cards €1.991 EUR = 7.2259 CNY ¥43,355.40You pay€6,001.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €1.99 1 EUR = 7.3133 CNY +2.39% vs mid-market	Recipient gets ¥43,879.80 Minutes - 24 hours
2 reviews
Ways to receive money in China with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat €1.991 EUR = 7.3133 CNY ¥43,879.80You pay€6,001.99 Card depositMinutes - 24 hoursAvailable via:UnionPay Cards €1.991 EUR = 7.2259 CNY ¥43,355.40You pay€6,001.99
Wise Pay via Credit card	Fee €144.93 1 EUR = 7.4869 CNY +0.04% vs mid-market	Recipient gets ¥43,836.09 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in China with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €144.931 EUR = 7.4869 CNY ¥43,836.09You pay€6,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 7.3000 CNY +2.57% vs mid-market	Recipient gets ¥43,800.00 Minutes
2 reviews Receive to bank account
Ways to receive money in China with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin Free1 EUR = 7.3000 CNY ¥43,800.00You pay€6,000.00 Card depositMinutesAvailable via:Bank China, UnionPay Free1 EUR = 7.3000 CNY ¥43,800.00You pay€6,000.00 Bank depositMinutesAvailable via:Banks (DEPRECATED) Free1 EUR = 7.3000 CNY ¥43,800.00You pay€6,000.00
How Our Results Work Mid-market rate: 1 EUR = 7.4901 CNY Updates every 60 minutes.

Why compare

EUR/CNY exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to China

Pick a company

For a one-off transfer from Spain to China, I suggest picking Regency FX, it will get you the most CNY.

Regency FX was the cheapest on 28 of the 29 days it quoted €6,000 transfers to China.

The best option will change depending on the amount, so it's good to to get the best EUR/CNY rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to China?

How much EUR you send to China heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 99% of the transfers from €5,000 it quoted, and in 99% of all the transfers it quoted.


€500	0.38%	€0.00	¥3,731.60with debit card to bank deposit	+¥50.33
€1,000	0.51%	€0.00	¥7,457.00with debit card to bank deposit	+¥81.81
€2,000	0.65%	€0.00	¥14,888.39with bank transfer to bank deposit	+¥141.01
€5,000	0.30%	€0.00	¥37,355.02with bank transfer to bank deposit	+¥452.61
€6,000This page	0.27%	€0.00	¥44,819.38with bank transfer to bank deposit	+¥543.92
€7,000	0.27%	€0.00	¥52,355.14with bank transfer to bank deposit	+¥1,141.79
€10,000	0.27%	€0.00	¥74,793.05with bank transfer to bank deposit	+¥954.14

Mid-market rate: 1 EUR = 7.4901 CNY

EUR/CNY Exchange Rate History

Is today a good time to send money from Spain to China?

The cheapest way to send EUR to CNY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 EUR transfers to China.

Each line shows what the recipient gets when you send €6,000, after fees, as quoted by each company. The mid-market line shows what €6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CNY per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CNY on every transfer from Spain.

Right now, Regency FX pays 44,819.38 CNY on 6,000 EUR, which is 121.34 CNY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 44,992.29 CNY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to China.

We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

Regency FXAppeared in 85 comparisons
Cheapest in 99% of them
TorFxAppeared in 113 comparisons
Cheapest in 25% of them
OFXAppeared in 195 comparisons
Cheapest in 13% of them

Based on 209 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TorFx (today's second cheapest) was the cheapest in only 25% of its comparisons, so it's rarely the cheapest option for transfers to China.

Ways to send money from Spain to China

8 companies send money from Spain to China, across online, app, currency broker, in person, global business account, and multi-currency account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to China.

Western Union charges €0 on a €6,000 transfer and pays out 44,492.62 CNY in minutes - 2 days, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, Western Union was the cheapest app on 90% of the days it appeared for €6,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay Western Union the €6,000 by card or transferencia, and they can collect cash in China.

Our data shows Western Union came out cheapest among in-person options on 100% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to China, an online money transfer service funded from your bank account is better than any bank.

Western Union turns €6,000 into 44,492.62 CNY with a €0 fee and 1% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to China. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive CNY (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive CNY like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with CNY support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €6,000 gets you 44,452.41 CNY.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to China.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive CNY in China

How you fund the transfer and how your recipient receives it affect the fees and how much CNY they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €6,000 gives your recipient 44,819.38 CNY.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to China directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to China depends on the company's payout time and delivery method.

In China, the recipient can use bank deposit, mobile wallet, and card deposit to receive money.

Collect cash in China

Some locutorios in Spain can arrange international transfers to China.

Check that the location serves China and whether it accepts card or cash before visiting.

1

Bank transfer Bank deposit

You pay €6,000.00

元44,819

Cheapest
2

Debit card Bank deposit

You pay €6,000.00

元44,493

-元327
3

iDEAL Bank deposit

You pay €6,000.00

元44,388

-元432
4

Bank transfer Mobile wallet

You pay €6,001.99

元43,880

-元940
5

Debit card Mobile wallet

You pay €6,001.99

元43,880

-元940

Show moreShow less

6

Credit card Mobile wallet

You pay €6,001.99

元43,880

-元940
7

Credit card Bank deposit

You pay €6,000.00

元43,836

-元983
8

Debit card Card deposit

You pay €6,000.00

元43,800

-元1,019
9

Bank transfer Card deposit

You pay €6,001.99

元43,355

-元1,464
10

Credit card Card deposit

You pay €6,001.99

元43,355

-元1,464

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to China.

Find the best EUR/CNY transfer

These are the current best options for sending €6,000 to China:

Cheapest option

Use Regency FX, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 44,819.38 CNY, which is 0.03% more than the next best option.

Fastest option

With Wise, a bank transfer payment to bank deposit gives your recipient 44,452.41 CNY, and its delivery time is within minutes.

SEPA & CNY are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to China is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to China.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 8 of them on EUR to CNY, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 209 comparisons across 7 amounts.

This page covers the cheapest and fastest options for EUR/CNY transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4971	–	¥44,982.71
Regency FX Cheapest	7.4769	€0.00	¥44,861.25	−¥121.46
TorFx	7.4746	€0.00	¥44,847.76	−¥134.95
OFX	7.4596	€0.00	¥44,757.79	−¥224.92

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4808	–	¥44,884.66
Regency FX Cheapest	7.4606	€0.00	¥44,763.47	−¥121.19
TorFx	7.4583	€0.00	¥44,750.00	−¥134.66
OFX	7.4434	€0.00	¥44,660.23	−¥224.43

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4992	–	¥44,995.29
Regency FX Cheapest	7.4790	€0.00	¥44,873.80	−¥121.49
TorFx	7.4767	€0.00	¥44,860.30	−¥134.99
OFX	7.4617	€0.00	¥44,770.31	−¥224.98

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5056	–	¥45,033.40
Regency FX Cheapest	7.4853	€0.00	¥44,911.81	−¥121.59
TorFx	7.4830	€0.00	¥44,898.30	−¥135.10
OFX	7.4680	€0.00	¥44,808.23	−¥225.17

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5112	–	¥45,067.16
Regency FX Cheapest	7.4909	€0.00	¥44,945.48	−¥121.68
TorFx	7.4887	€0.00	¥44,931.96	−¥135.20
OFX	7.4736	€0.00	¥44,841.83	−¥225.33

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5190	–	¥45,114.10
Regency FX Cheapest	7.4987	€0.00	¥44,992.29	−¥121.81
TorFx	7.4965	€0.00	¥44,978.76	−¥135.34
OFX	7.4814	€0.00	¥44,888.53	−¥225.57

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5113	–	¥45,067.70
Regency FX Cheapest	7.4910	€0.00	¥44,946.02	−¥121.68
TorFx	7.4888	€0.00	¥44,932.50	−¥135.20
OFX	7.4737	€0.00	¥44,842.37	−¥225.33

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5005	–	¥45,002.71
Paysend Cheapest	7.4767	€0.00	¥44,860.37	−¥142.34
Regency FX No quote collected this day	–	–	–	–
TorFx No quote collected this day	–	–	–	–
OFX No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4931	–	¥44,958.43
Regency FX Cheapest	7.4728	€0.00	¥44,837.04	−¥121.39
TorFx	7.4706	€0.00	¥44,823.56	−¥134.87
OFX	7.4556	€0.00	¥44,733.64	−¥224.79

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5093	–	¥45,055.52
Regency FX Cheapest	7.4890	€0.00	¥44,933.87	−¥121.65
TorFx	7.4867	€0.00	¥44,920.36	−¥135.16
OFX	7.4717	€0.00	¥44,830.25	−¥225.27

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4870	–	¥44,922.12
Regency FX Cheapest	7.4668	€0.00	¥44,800.83	−¥121.29
TorFx	7.4646	€0.00	¥44,787.35	−¥134.77
OFX	7.4496	€0.00	¥44,697.51	−¥224.61

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4810	–	¥44,885.89
Regency FX Cheapest	7.4608	€0.00	¥44,764.69	−¥121.20
TorFx	7.4585	€0.00	¥44,751.23	−¥134.66
OFX	7.4436	€0.00	¥44,661.46	−¥224.43

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4890	–	¥44,934.23
Regency FX Cheapest	7.4688	€0.00	¥44,812.91	−¥121.32
TorFx	7.4666	€0.00	¥44,799.43	−¥134.80
OFX	7.4516	€0.00	¥44,709.56	−¥224.67

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4473	–	¥44,684.04
Regency FX Cheapest	7.4272	€0.00	¥44,563.39	−¥120.65
TorFx	7.4250	€0.00	¥44,549.99	−¥134.05
OFX	7.4101	€0.00	¥44,460.62	−¥223.42

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4142	–	¥44,485.45
Regency FX Cheapest	7.3942	€0.00	¥44,365.34	−¥120.11
TorFx	7.3920	€0.00	¥44,351.99	−¥133.46
OFX	7.3772	€0.00	¥44,263.02	−¥222.43

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4231	–	¥44,538.69
Regency FX Cheapest	7.4031	€0.00	¥44,418.44	−¥120.25
TorFx	7.4008	€0.00	¥44,405.07	−¥133.62
OFX	7.3860	€0.00	¥44,316.00	−¥222.69

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4504	–	¥44,702.36
Regency FX Cheapest	7.4303	€0.00	¥44,581.67	−¥120.69
TorFx	7.4280	€0.00	¥44,568.26	−¥134.10
OFX	7.4131	€0.00	¥44,478.85	−¥223.51

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4642	–	¥44,785.34
Regency FX Cheapest	7.4441	€0.00	¥44,664.42	−¥120.92
TorFx	7.4418	€0.00	¥44,650.99	−¥134.35
OFX	7.4269	€0.00	¥44,561.42	−¥223.92

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4488	–	¥44,692.90
Regency FX Cheapest	7.4287	€0.00	¥44,572.23	−¥120.67
TorFx	7.4265	€0.00	¥44,558.82	−¥134.08
OFX	7.4116	€0.00	¥44,469.43	−¥223.47

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4416	–	¥44,649.59
Western Union Cheapest	7.4244	€0.00	¥44,546.44	−¥103.15
Regency FX	7.4215	€0.00	¥44,529.03	−¥120.56
TorFx	7.4193	€0.00	¥44,515.64	−¥133.95
OFX	7.4044	€0.00	¥44,426.34	−¥223.25

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5055	–	¥45,032.72
Regency FX Cheapest	7.4852	€0.00	¥44,911.13	−¥121.59
TorFx	7.4829	€0.00	¥44,897.62	−¥135.10
OFX	7.4679	€0.00	¥44,807.55	−¥225.17

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.5111	–	¥45,066.65
Regency FX Cheapest	7.4908	€0.00	¥44,944.97	−¥121.68
TorFx	7.4886	€0.00	¥44,931.45	−¥135.20
OFX	7.4736	€0.00	¥44,841.31	−¥225.34

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4883	–	¥44,929.97
Regency FX Cheapest	7.4681	€0.00	¥44,808.66	−¥121.31
TorFx	7.4659	€0.00	¥44,795.18	−¥134.79
OFX	7.4509	€0.00	¥44,705.32	−¥224.65

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4448	–	¥44,668.64
Regency FX Cheapest	7.4247	€0.00	¥44,548.04	−¥120.60
TorFx	7.4224	€0.00	¥44,534.64	−¥134.00
OFX	7.4076	€0.00	¥44,445.30	−¥223.34

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	7.4509	–	¥44,705.67
Regency FX Cheapest	7.4308	€0.00	¥44,584.96	−¥120.71
TorFx	7.4286	€0.00	¥44,571.55	−¥134.12
OFX	7.4137	€0.00	¥44,482.14	−¥223.53

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