From 8 companies analysed, Regency FX is the cheapest way to send money to China, giving your recipient 40,423.62 CNY when you send SEK 60,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CNY.
| 8 of 8 providers Last updated on 28 September 2026 | |||
| Based on 60,000 SEK transfer Best companies for SEK/CNY transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 602,84 kr 1 SEK = 0.6755 CNY +0.01% vs mid-market | Recipient gets 40 121,30 ¥ Within minutes | |
Ways to receive money in China with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 602,84 kr1 SEK = 0.6755 CNY 40 121,30 ¥You pay60 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.6682 CNY +1.09% vs mid-market | Recipient gets 40 092,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.6682 CNY 40 092,00 ¥You pay60 000,00 kr | |||
Run a live search Showing top Sweden to China deals for 60,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CNY rates. | |||
Run a live search These companies offer multi-currency accounts for spending CNY. We suggest doing a live search based on how much SEK you're planning to spend in China. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.6737 CNY +0.27% vs mid-market | Recipient gets 40 423,62 ¥ Minutes - 24 hours | |
Ways to receive money in China with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.6737 CNY 40 423,62 ¥You pay60 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.6735 CNY +0.30% vs mid-market | Recipient gets 40 411,46 ¥ Minutes - 24 hours | |
Ways to receive money in China with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.6735 CNY 40 411,46 ¥You pay60 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 602,84 kr 1 SEK = 0.6755 CNY +0.01% vs mid-market | Recipient gets 40 121,30 ¥ Within minutes | |
Ways to receive money in China with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 602,84 kr1 SEK = 0.6755 CNY 40 121,30 ¥You pay60 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.6682 CNY +1.09% vs mid-market | Recipient gets 40 092,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.6682 CNY 40 092,00 ¥You pay60 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.6682 CNY +1.09% vs mid-market | Recipient gets 40 092,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.6682 CNY 40 092,00 ¥You pay60 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.6682 CNY +1.09% vs mid-market | Recipient gets 40 092,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.6682 CNY 40 092,00 ¥You pay60 000,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.6661 CNY +1.40% vs mid-market | Recipient gets 39 965,60 ¥ Minutes - 2 days | |
Ways to receive money in China with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.6661 CNY 39 965,60 ¥You pay60 000,00 kr | |||
 Western Union Pay via Debit card | Fee 0,00 kr 1 SEK = 0.6660 CNY +1.42% vs mid-market | Recipient gets 39 960,64 ¥ Minutes - 2 days | |
Ways to receive money in China with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.6660 CNY 39 960,64 ¥You pay60 000,00 kr | |||
| Western Union Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.6660 CNY +1.42% vs mid-market | Recipient gets 39 960,64 ¥ Minutes - 2 days | |
Ways to receive money in China with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.6660 CNY 39 960,64 ¥You pay60 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 0,00 kr 1 SEK = 0.6643 CNY +1.68% vs mid-market | Recipient gets 39 858,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat Free1 SEK = 0.6643 CNY 39 858,00 ¥You pay60 000,00 kr Card depositMinutes - 24 hoursAvailable via:UnionPay Cards 30,00 kr1 SEK = 0.6628 CNY 39 768,00 ¥You pay60 030,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 0,00 kr 1 SEK = 0.6643 CNY +1.68% vs mid-market | Recipient gets 39 858,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat Free1 SEK = 0.6643 CNY 39 858,00 ¥You pay60 000,00 kr Card depositMinutes - 24 hoursAvailable via:UnionPay Cards 30,00 kr1 SEK = 0.6628 CNY 39 768,00 ¥You pay60 030,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.6643 CNY +1.68% vs mid-market | Recipient gets 39 858,00 ¥ Minutes - 24 hours | |
Ways to receive money in China with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:WeChat Free1 SEK = 0.6643 CNY 39 858,00 ¥You pay60 000,00 kr Card depositMinutes - 24 hoursAvailable via:UnionPay Cards 30,00 kr1 SEK = 0.6628 CNY 39 768,00 ¥You pay60 030,00 kr | |||
| Wise Pay via Debit card | Fee 1 243,03 kr 1 SEK = 0.6755 CNY +0.01% vs mid-market | Recipient gets 39 688,86 ¥ Within minutes | |
Ways to receive money in China with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 243,03 kr1 SEK = 0.6755 CNY 39 688,86 ¥You pay60 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 363,68 kr 1 SEK = 0.6755 CNY +0.01% vs mid-market | Recipient gets 39 607,37 ¥ Within minutes | |
Ways to receive money in China with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 363,68 kr1 SEK = 0.6755 CNY 39 607,37 ¥You pay60 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 0.6600 CNY +2.33% vs mid-market | Recipient gets 39 600,00 ¥ Minutes | |
Ways to receive money in China with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutesAvailable via:Alipay, WeChat/Weixin Free1 SEK = 0.6600 CNY 39 600,00 ¥You pay60 000,00 kr Card depositMinutesAvailable via:Bank China, UnionPay Free1 SEK = 0.6600 CNY 39 600,00 ¥You pay60 000,00 kr Bank depositMinutesAvailable via:Banks (DEPRECATED) Free1 SEK = 0.6600 CNY 39 600,00 ¥You pay60 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.6756 CNY Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to China, I suggest picking the cheapest option which is Regency FX.
On a 60,000 SEK transfer, Regency FX delivers the most CNY.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CNY rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to China, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
How much SEK you send to China heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| 60 000 krThis page | 0.27% | 0,00 kr | 40 423,62 ¥with bank transfer to bank deposit | +450,99 ¥ | |
| 80 000 kr | -1.48% | 59,00 kr | 54 799,56 ¥with credit card to mobile wallet | +1 306,32 ¥ |
Mid-market rate: 1 SEK = 0.6756 CNY
8 companies send money from Sweden to China, mostly through online, app, broker, global account, in person, and multi-currency account, and a few more ways.
Medium-sized transfers
For a one-off transfer to China, an online service like Wise is usually the simplest place to start.
Wise charges kr602.84 to send 60,000 SEK, leaving your recipient with 40,121.3 after a 0.01% markup on SEK/CNY exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to China.
Wise charges kr602.84 on a 60,000 SEK transfer and money will arrive in same day.
You recipient can withdraw via bank deposit, mobile wallet, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CNY.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 60,000 with a 0.01% exchange-rate markup and holds the CNY in your account.
Paying from business accounts
If your business receives and sends money in China, a global account keeps the CNY in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 60,000 SEK gives your recipient 40,423.62 CNY.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in China, the recipient can use bank deposit, mobile wallet, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
Swish is useful for payments within Sweden, but it does not send CNY to China.
You pay kr60,000.00
元40,424
Cheapest
You pay kr60,000.00
元40,092
-元332
You pay kr60,000.00
元40,092
-元332
You pay kr60,000.00
元39,858
-元566
You pay kr60,000.00
元39,858
-元566
You pay kr60,000.00
元39,858
-元566
You pay kr60,030.00
元39,768
-元656
You pay kr60,030.00
元39,768
-元656
You pay kr60,030.00
元39,768
-元656
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of CNY from Sweden.
Cheapest way to send money to China
The cheapest option for CNY 40,423.62 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 40,423.62 CNY, which is 0.03% more than the next best option.
Fastest way to send money to China
With TapTap Send, a debit card deposit and mobile wallet payout delivers 39,600 CNY in minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to China.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to China over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
China may have their own rules on receiving monetary gifts.
The final rate controls how much CNY you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.674996 CNY
We track 8 companies sending SEK to China, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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