Regency FX is cheapest for sending IDR to Morocco. Pay by bank transfer for a bank deposit, and Rp36,000,000 gets your recipient 19,174.88 MAD.
We’ve compared 2 ways to send money from Indonesia with the best IDR/MAD rates.
| 2 of 2 providers Last updated on 28 September 2026 | |||
| Based on 36,000,000 IDR transfer Best companies for IDR/MAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee Rp 837.623,00 1 IDR = 0.0005 MAD -0.14% vs mid-market | Recipient gets MAD 18.806,49 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer Rp 837.623,001 IDR = 0.0005 MAD MAD 18.806,49You payRp 36.000.000,00 | |||
Run a live search Showing top Indonesia to Morocco deals for 36,000,000 IDR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live IDR to MAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending MAD. We suggest doing a live search based on how much IDR you're planning to spend in Morocco. | |||
Run a live search These are managed services with real human support for large IDR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee Rp 0,00 1 IDR = 0.0005 MAD +0.27% vs mid-market | Recipient gets MAD 19.174,88 Minutes - 24 hours | |
Ways to receive money in Morocco with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 IDR = 0.0005 MAD MAD 19.174,88You payRp 36.000.000,00 | |||
| Wise Pay via Bank transfer | Fee Rp 837.623,00 1 IDR = 0.0005 MAD -0.14% vs mid-market | Recipient gets MAD 18.806,49 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer Rp 837.623,001 IDR = 0.0005 MAD MAD 18.806,49You payRp 36.000.000,00 | |||
| How Our Results Work Mid-market rate: 1 IDR = 0.0005 MAD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Indonesia, I suggest picking the cheapest option which is Regency FX.
On a 36,000,000 IDR transfer, Regency FX delivers the most MAD.
This will change depending on how much you actually send, so I suggest running a live search to get the best IDR/MAD rate.
You can fund the transfer using bank transfer.
With money transfer companies, you're given a virtual account number to pay into, and in many cases (depending on the company) you can use BI-FAST to fund it.
It costs about Rp2,500 and caps at Rp250 million.
First time round you'll likely need your KTP and a selfie with it to verify your account.
Larger transfers need documents showing what the money is for (such as tuition letter or similar).
2 companies send money from Indonesia to Morocco, using online, app, multi-currency account, global account, and broker and other options.
One-off and everyday transfers
Wise charges 837623 IDR to send Rp36,000,000 and your recipient gets 18,806.49 MAD in within a week.
Most Indonesia’s outbound transfer services are local and licensed by Bank Indonesia.
Avoid unregulated money transfer companies, even if the exhcnage rate looks better.
Make sure to check for the words “berizin dan diawasi Bank Indonesia” on providers website or app before sending.
Saving for future payments
A valas account (a.k.a a multi-currency account) lets you convert IDR to MAD and hold it before spending abroad, travelling, or paying other bills in Morocco.
This works well if you need MAD regularly, travel to Morocco, or get paid in from there.
Paying suppliers
Global accounts help Indonesian businesses hold foreign currency and make regular payments to suppliers in Morocco.
Wise Business and Payoneer handle recurring business transfers, but a bank’s solusi valas desk may be more useful when the payment needs invoices or other supporting documents.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending Rp36,000,000 gives your recipient 19,174.88 MAD.
You can fund the IDR side through bank transfer.
Pay from Indonesian bank account
A money transfer comapny will give you bank details for top-up, send money to it from your Indonesian bank.
BI-FAST can be used to fund the transfer inside Indonesia (some companies support it), but the company will then use an internal network to then send it to Morocco.
Your recipient can receive MAD by bank deposit.
You pay Rp36,000,000.00
.د.م19,175
Cheapest
The main check in Indonesia is whether the service is licensed to send money out. Many international brands only support transfers coming into the country.
For an Rp36,000,000 transfer to Morocco, start with the final option that gets you the most MAD.
Cheapest way to send money to Morocco
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 19,174.88 MAD, which is 1.92% more than the next best option.
Fastest way to send money to Morocco
Regency FX delivers 19,174.88 MAD in minutes - 24 hours when you pay by bank transfer and choose bank deposit.
BI-FAST can be used to deposit IDR to the transfer company's local account, but it does not send MAD to a person in Morocco.
QRIS is also a payment system rather than an international person-to-person transfer.
Banks must record the purpose of an outgoing foreign-currency transfer and can ask for supporting documents such as invoices, agreements, etc.
Bank Indonesia's current foreign-exchange rules include documentation requirements once relevant thresholds are crossed.
Those thresholds and exemptions can change, so ask the bank what it needs before making a large transfer to Morocco.
The number of MAD received depends on the rate used to convert your IDR. Compare today's quote with the recent market range before paying.
Mid-market rate:1 IDR = 0.000534 MAD
Every company here holds a Bank Indonesia transfer licence, the thing worth checking before you trust anyone with your money.
We track 2 of them on IDR to Morocco, comparing rates, fees and the pay-in and payout options, refreshed in real time on live searches.
Each also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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