How to send money to Morocco from UAE with the best AED-MAD rate

Comparing the different providers offering services between the United Arab Emirates and Morocco, is the best way to send money with confidence.

Right now, for AED/MAD

• Wise is our top choice for AED to MAD transfers. Transferring 25,000 AED to MAD will cost you .د.إ601.2 in fees, and your recipient will get 61,881.21 MAD.

• Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 6 providers we compared. They offer a fee of 0 AED and exchange rate between AED-MAD that is 0.25% different to the mid-market rate.

• Fastest money transfers from United Arab Emirates to Morocco is with Taptap Send. Based on our recent data, transfer time for a .د.إ25,000 transfer to Morocco with Taptap Send is minutes. This can vary by amount and method, but it is a good point of reference.

The 6 providers we've compared ensures you will get the best options for your transfer to Morocco from United Arab Emirates. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring UAE Dirham to Morocco.

The exchange rate determines how much Moroccan Dirham you will get for every UAE Dirham you want to send. A better exchange rate is the best way to save money on transfers from the United Arab Emirates to Morocco.

Fees and exchange rates make up the total cost of sending money from Morocco to Morocco. Finding a company that can offer both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: The current AED-MAD mid-market rate is 2.5358 MAD per UAE Dirham. You will get more Moroccan Dirham for your UAE Dirhams if you find a provider close to this number.

• Fees: Transfer fees are charged as part of the transfer. Key Currency charges 0 AED per transfer, which is currently the best deal on transfers to Morocco. We’d always recommend comparing providers for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount of Moroccan Dirham eventually received in Morocco. You can assume that a lower cost of sending from the United Arab Emirates will result in more money received in Morocco.

The current rate between the UAE Dirham and Moroccan Dirham is 2.5358.

With currencies, the exchange fluctuates constantly, and the AED-MAD exchange rate is no different. Tracking the rate and understanding the averages can help get a better deal.

Even waiting a day or two can help you get more MAD for the same amount of UAE Dirham.

Beyond this, a forward contract allows you to lock in an agreed exchange rate between the United Arab Emirates and Morocco.

The most cost effective way to send money from the United Arab Emirates to Morocco is via a bank transfer. Key Currency is the company offering the best price for a bank transfer.

Here are all the ways to send money from United Arab Emirates to Morocco:

Bank transfers

Bank transfers are often the fastest option, and normally the cheapest, for sending money from the United Arab Emirates to Morocco.

By opting for a money transfer company such as Key Currency for transfers from the United Arab Emirates to Morocco, you can send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


Debit and prepaid cards

Using a debit card, or prepaid option, for sending money from the United Arab Emirates to Morocco is easy with Taptap Send.


Taptap Send is a market leader in debit card payments for transfers from the United Arab Emirates to Morocco, this is among a total of 6 money transfer companies compared.

Credit cards

When it comes to the credit card deposits, when sending money from the United Arab Emirates to Morocco, we recommend comparing your options to get the best deal.

Regulations are important for keeping your money safe, United Arab Emirates and Morocco have different regulations to consider.

Our directory of worldwide financial regulators contains details on regulation for money transfers between the United Arab Emirates and Morocco.

Some companies offering money transfers between the United Arab Emirates and Morocco will come with minimum or maximum thresholds on how much you can send or receive and this could cause rates or fees to change.

Comparing AED-MAD rates for your specific transfer amount will factor in these rates and fees changes, so you’ll get the best provider for your specific needs. For regular transfers from the United Arab Emirates to Morocco, it’s best to check any changes in fees and rates every time you send.

For large transfers of money transfers from the United Arab Emirates to Morocco we’d recommend Wise. They offer a competitive combination of rates and fees when sending from the United Arab Emirates to Morocco, even at larger amounts.

Also, be sure to check with the recipient and understand any declarations needed on large amounts of money entering Morocco from the United Arab Emirates.

Receiving Moroccan Dirham in Morocco has a few different options. The most popular ways to receive are through a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all companies offering money transfers from the United Arab Emirates to Morocco will cater for every method for incoming Moroccan Dirham, so it’s best to check ahead of time.

One of the more popular ways is sending money from the United Arab Emirates directly to a bank account in Morocco. This is because it means the recipient in Morocco has to do very little. Wise is the best company for bank transfers between the United Arab Emirates and Morocco.

Whilst cash pickup is popular, it is not always supported and can be costly compared to cheaper options.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp operate in Morocco and are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like Key Currency.

When using a money transfer provider to send UAE Dirhams to Morocco, you will need to verify your ID at the sign up stage.

Documents needed will vary and in some cases you might need a couple of options.

Generally speaking, those in the United Arab Emirates can verify through a government issued ID such as a driver’s license or passport. If the recipient needs an ID to collect money or open a multi-currency account in Morocco, both can also be used there as well.

Large transactions between United Arab Emirates and Morocco will be subject to additional security measures such as proving where the funds originated, these will be for anti-money laundering purposes.

Wise has scored highly for transfers to Morocco because of the easy sign up process in the United Arab Emirates.

There will be tax declarations to consider when sending larger amounts of money between United Arab Emirates and Morocco.

Transfers into Moroccan Dirham may need to be reported to tax authorities in Morocco as well, where regular income, large amounts (such as property or inheritance) and business payments will all be subject to tax checks.

Based on the recipient, tax limits in Morocco, as well as personal allowances will change. When in doubt, we’d recommend contacting a tax professional in the United Arab Emirates or Morocco to discuss your personal circumstances. This ensure you are not missing any specific tax declarations associated with your circumstances.