How to send money to Morocco from UAE with the best AED-MAD rate

Key Currency is the cheapest way to send money from the United Arab Emirates to Morocco. Sending 25,000 AED will get you 66,571.83 MAD at 2.6629 MAD per AED.

We’ve compared 7 services and apps below in more detail.

Best companies for AED/MAD transfers

7 of 7 providers

Last updated on 2 October 2026

Based on 25,000 AED transfer

Best companies for AED/MAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee AED 600.45 1 AED = 2.6693 MAD +0.01% vs mid-market Recipient gets MAD 65,129.96 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
AED 600.451 AED = 2.6693 MAD
MAD 65,129.96You payAED 25,000.00
Promoted

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 2.6035 MAD +2.51% vs mid-market Recipient gets MAD 65,087.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 2.6035 MAD
MAD 65,087.50You payAED 25,000.00

Run a live search

Showing top United Arab Emirates to Morocco deals for 25,000 AED. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee AED 0.00 1 AED = 2.6629 MAD +0.25% vs mid-market Recipient gets MAD 66,571.83 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 AED = 2.6629 MAD
MAD 66,571.83You payAED 25,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee AED 0.00 1 AED = 2.6623 MAD +0.27% vs mid-market Recipient gets MAD 66,558.48 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 2.6623 MAD
MAD 66,558.48You payAED 25,000.00

OFX

Pay via Bank transfer
Fee AED 0.00 1 AED = 2.6562 MAD +0.50% vs mid-market Recipient gets MAD 66,404.98 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Morocco with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 2.6562 MAD
MAD 66,404.98You payAED 25,000.00

Moneycorp

Pay via Bank transfer
Fee AED 0.00 1 AED = 2.6322 MAD +1.40% vs mid-market Recipient gets MAD 65,804.33 Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 AED = 2.6322 MAD
MAD 65,804.33You payAED 25,000.00

TapTap Send

Pay via Debit card
Fee AED 0.00 1 AED = 2.6200 MAD +1.87% vs mid-market Recipient gets MAD 65,500.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AED = 2.6200 MAD
MAD 65,500.00You payAED 25,000.00
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 AED = 2.6200 MAD
MAD 65,500.00You payAED 25,000.00
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
AED 5.001 AED = 2.6200 MAD
MAD 65,500.00You payAED 25,005.00
Mobile walletMinutesAvailable via:LanaCash
AED 5.001 AED = 2.6200 MAD
MAD 65,500.00You payAED 25,005.00

Wise

Pay via Bank transfer
Fee AED 600.45 1 AED = 2.6693 MAD +0.01% vs mid-market Recipient gets MAD 65,129.96 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
AED 600.451 AED = 2.6693 MAD
MAD 65,129.96You payAED 25,000.00

Xe

Pay via Bank transfer
Fee AED 0.00 1 AED = 2.6035 MAD +2.51% vs mid-market Recipient gets MAD 65,087.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 AED = 2.6035 MAD
MAD 65,087.50You payAED 25,000.00
How Our Results Work
Mid-market rate: 1 AED = 2.6695 MAD Updates every 60 minutes.

How to send money from UAE to Morocco

Pick a company

Start with the cheapest, which is Key Currency at 66,571.83 MAD on AED 25,000.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Cash at an exchange house counter works, and so does the salary card your wages land on.

Verify and send

You'll need your Emirates ID every time, not just the first.

Registering takes a few minutes with a UAE number. Once it's done, repeat transfers to the same person take seconds.

Compare amounts

How much AED are you sending to Morocco?

How much AED you send to Morocco heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
AED 3,5000.65%AED 0.00MAD 9,282.69with bank transfer to bank deposit+MAD 86.26
AED 7,5000.65%AED 0.00MAD 19,891.48with bank transfer to bank deposit+MAD 240.63
AED 25,000This page0.25%AED 0.00MAD 66,571.83with bank transfer to bank deposit+MAD 706.53
AED 50,0000.25%AED 0.00MAD 133,143.56with bank transfer to bank deposit+MAD 1,315.78
AED 200,0000.20%AED 0.00MAD 532,840.98with bank transfer to bank deposit+MAD 4,901.10
AED 350,0000.20%AED 0.00MAD 932,472.77with bank transfer to bank deposit+MAD 8,568.75
AED 1,000,0000.15%AED 0.00MAD 2,665,538.69with bank transfer to bank deposit+MAD 24,849.99

Mid-market rate: 1 AED = 2.6695 MAD

Ways to send money from the UAE to Morocco

7 companies send money from the UAE to Morocco, split between broker, app, online, global account, and multi-currency account, and more.

For frequent transfers home

Money transfer apps

If you send MAD home monthly, money transfer apps like TapTap Send are the easiest with good AED/MAD rates.

Botim, Careem Pay, and e& money are convenient but TapTap Send is cheaper.

On AED 25,000 transfer it will get you 65,500 MAD in minutes (after 0 fee and 1.87% markup).

You'll need your Emirates ID and a UAE number to register.

For small urgent transfers

Send now, pay later

You can send AED to Morocco now, and pay for it in the coming weeks.

Botim and Payit are good options, but it’s a credit, so it costs more and you can’t miss any payments.

We’ve covered this in more detail in our Send Now, Pay Later guide.

For mid-sized transfers from UAE

Online transfers

Sending AED 5,000 to Morocco is usually cheaper with online money transfer services like Moneycorp.

Moneycorp gets you 65,804.33 MAD on AED 25,000 transfer, with a AED 0 fee and 1.4% markup.

For sending large amounts

Currency brokers

Brokers are great for international property, school fees abroad, or moving your savings home when you leave the UAE.

A broker like Key Currency charges no fee and adds 0.25% on AED/MAD exchange rate with someone on the phone guiding you through the process.

For UAE businesses trading abroad

Global accounts

Global accounts are for businesses, paying overseas suppliers, collecting from customers abroad, and holding a few currencies at once.

Companies like IFX, Sokin, VertoFX, or Wise Business can handle the batch payments, invoices and multi-currency balances.

For receiving money

Multi-currency accounts

A multi-currency account lets you hold dirhams and/or MAD side by side.

This is useful if you’re getting paid in MAD, or travelling to Morocco.

I’d suggest Wise for this.

Wise converts 65,804.33 MAD at 0.01% markup and holds it until you send or spend it, and gives you account details to receive MAD.

We've covered this in more detail in our guide to multi-currency accounts.

Ways to deposit AED and receive MAD in Morocco

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending AED 25,000 gives your recipient 66,571.83 MAD.

You can pay in AED by bank transfer and debit card.

In Morocco, the recipient can receive MAD through bank deposit, mobile money, cash pickup, and mobile wallet.

They can receive money via bank deposit, mobile money, cash pickup, and mobile wallet.

The recipient can collect MAD from a participating location in Morocco with valid photo ID and the transfer reference.

  1. 1
    Bank transfer Bank deposit

    You pay .د.إ25,000.00

    .د.م66,572

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay .د.إ25,000.00

    .د.م65,500

    -.د.م1,072

  3. 3
    Debit card Mobile money

    You pay .د.إ25,000.00

    .د.م65,500

    -.د.م1,072

  4. 4
    Debit card Cash pickup

    You pay .د.إ25,005.00

    .د.م65,500

    -.د.م1,072

  5. 5
    Debit card Mobile wallet

    You pay .د.إ25,005.00

    .د.م65,500

    -.د.م1,072

Before sending AED to Morocco, consider this

The UAE has plenty of ways to send money, but the branch fee, exchange rate and ID checks can change what works best for you.

Compare AED/MAD transfer options

For an AED 25,000 transfer to Morocco, the current options look like this.

  1. The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 66,571.83 MAD, which is 0.02% more than the next best option.

  2. The fastest option is TapTap Send, funded by debit card with bank deposit in Morocco. Your recipient gets 65,500 MAD in minutes.

You need Emirates ID

Banks, apps and exchange houses need to identify you.

Your Emirates ID and UAE mobile number normally cover a routine transfer, while a large or unusual payment can trigger questions about your salary and source of funds.

For property, tuition or moving savings when you leave the UAE, keep the sale agreement, school invoice or bank statement ready.

A transfer funded from your salary account is easier to explain than a large cash deposit made just before sending.

Use a licensed exchange house in UAE

Currency exchange and remittance services require a Central Bank of the UAE licence.

Check the legal name in the CBUAE licensing register before handing over cash or uploading your ID.

The CBUAE consumer standards require licensed companies to show the exchange rate and fees before the transfer, then include the amount received and complaint details on the receipt.

Avoid a personal bank account or WhatsApp dealer offering a better rate outside a licensed branch.

Cash rules are separate

The UAE's declaration rules for carrying cash across the border do not set a limit on an electronic transfer.

Your bank or exchange house can still set its own transaction limit and request additional documents.

If you send the same amount every month, complete the ID checks in the app or branch once and save the verified recipient.

This reduces mistakes without bypassing the checks on later transfers.

Live AED-MAD Exchange Rate

Get a better UAE Dirham to MAD exchange rate

The dirham is pegged to the US dollar, but the AED/MAD rate still moves. Checking the recent range helps you assess the amount offered in MAD.

Mid-market rate:1 AED = 2.706614 MAD

How we analyse the market

We track 7 licensed companies sending AED to Morocco, refreshed in real time during live comparisons.

Because the dirham is fixed to the dollar, we compare on what arrives in MAD rather than on the fee, alongside the deposit and payout options.

Every company goes through our review before it appears.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.