How to send money to Morocco from Poland with the best PLN-MAD rate

We’ve analysed and compared 7 money transfer companies below for PLN/MAD transfers.

Best companies for PLN/MAD transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 30,000 PLN transfer

Best companies for PLN/MAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 679,59 zł 1 PLN = 2.4911 MAD +0.04% vs mid-market Recipient gets 73.040,07 MAD Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
679,59 zł1 PLN = 2.4911 MAD
73.040,07 MADYou pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 2.4456 MAD +1.88% vs mid-market Recipient gets 73.368,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 2.4456 MAD
73.368,00 MADYou pay30.000,00 zł

Run a live search

Showing top Poland to Morocco deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 2.4859 MAD +0.25% vs mid-market Recipient gets 74.576,69 MAD Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 PLN = 2.4859 MAD
74.576,69 MADYou pay30.000,00 zł
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 2.4854 MAD +0.27% vs mid-market Recipient gets 74.561,74 MAD Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 2.4854 MAD
74.561,74 MADYou pay30.000,00 zł

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 2.4700 MAD +0.89% vs mid-market Recipient gets 74.100,00 MAD Minutes
Fastest
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 PLN = 2.4700 MAD
74.100,00 MADYou pay30.000,00 zł
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 PLN = 2.4700 MAD
74.100,00 MADYou pay30.000,00 zł
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
10,63 zł1 PLN = 2.4700 MAD
74.100,00 MADYou pay30.010,63 zł
Mobile walletMinutesAvailable via:LanaCash
10,63 zł1 PLN = 2.4700 MAD
74.100,00 MADYou pay30.010,63 zł

Moneycorp

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 2.4572 MAD +1.40% vs mid-market Recipient gets 73.716,91 MAD Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 2.4572 MAD
73.716,91 MADYou pay30.000,00 zł

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 2.4456 MAD +1.88% vs mid-market Recipient gets 73.368,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 2.4456 MAD
73.368,00 MADYou pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 2.4456 MAD +1.88% vs mid-market Recipient gets 73.368,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 2.4456 MAD
73.368,00 MADYou pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 2.4456 MAD +1.88% vs mid-market Recipient gets 73.368,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 2.4456 MAD
73.368,00 MADYou pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 679,59 zł 1 PLN = 2.4911 MAD +0.04% vs mid-market Recipient gets 73.040,07 MAD Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
679,59 zł1 PLN = 2.4911 MAD
73.040,07 MADYou pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 400,00 zł 1 PLN = 2.4656 MAD +1.07% vs mid-market Recipient gets 72.983,20 MAD Same day
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
400,00 zł1 PLN = 2.4656 MAD
72.983,20 MADYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 940,00 zł 1 PLN = 2.4656 MAD +1.07% vs mid-market Recipient gets 71.651,75 MAD Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
940,00 zł1 PLN = 2.4656 MAD
71.651,75 MADYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 2.4921 MAD Updates every 60 minutes.

How to send money from Poland to Morocco

Pick a company

Start with the cheapest option, which is Key Currency. It will get you the most MAD on a PLN 30,000 transfer.

Key Currency was the cheapest on 27 of the 28 days it quoted zł30,000 transfers to Morocco.

This heavily depends on how much you send, so I suggest to get the best PLN/MAD rate.

Fund your transfer

You can fund your transfer to Morocco using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Morocco?

How much PLN you send to Morocco heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 96% of the transfers from PLN 20,000 it quoted, and in 96% of all the transfers it quoted.

Cheapest service
2.000 zł0.53%0,00 zł4.956,39 MADwith debit card to bank deposit+77,05 MAD
5.000 zł0.73%0,00 zł12.371,00 MADwith blik to bank deposit+168,86 MAD
10.000 zł0.89%0,00 zł24.700,00 MADwith debit card to bank deposit+340,38 MAD
20.000 zł0.84%0,00 zł49.400,00 MADwith debit card to bank deposit+645,66 MAD
30.000 złThis page0.25%0,00 zł74.576,69 MADwith bank transfer to bank deposit+1.103,25 MAD

Mid-market rate: 1 PLN = 2.4921 MAD

PLN/MAD Exchange Rate History

Is today a good time to send money from Poland to Morocco?

The cheapest way to send PLN to MAD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 30,000 PLN transfers to Morocco.

MAD received for 30.000 zł, after fees

Wed, 28 Oct 2026Mid-market rate74.763,60 MAD Key Currency 74.576,69 MADKey Currency74.576,69 MADRegency FX74.561,74 MADTapTap Send74.100,00 MAD

73.500
74.000
74.500
75.000
75.500
76.000
76.500
77.000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5012 – 75.034,71 MAD
Key Currency Cheapest 2.4949 0,00 zł 74.847,12 MAD −187,59 MAD
Regency FX 2.4944 0,00 zł 74.832,12 MAD −202,59 MAD
TapTap Send 2.4800 0,00 zł 74.400,00 MAD −634,71 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5210 – 75.629,73 MAD
Key Currency Cheapest 2.5147 0,00 zł 75.440,66 MAD −189,07 MAD
Regency FX 2.5142 0,00 zł 75.425,53 MAD −204,20 MAD
TapTap Send 2.5000 0,00 zł 75.000,00 MAD −629,73 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5148 – 75.443,16 MAD
Key Currency Cheapest 2.5085 0,00 zł 75.254,55 MAD −188,61 MAD
Regency FX 2.5080 0,00 zł 75.239,46 MAD −203,70 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −743,16 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5226 – 75.676,53 MAD
Key Currency Cheapest 2.5162 0,00 zł 75.487,34 MAD −189,19 MAD
Regency FX 2.5157 0,00 zł 75.472,20 MAD −204,33 MAD
TapTap Send 2.5000 0,00 zł 75.000,00 MAD −676,53 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5519 – 76.556,52 MAD
Key Currency Cheapest 2.5455 0,00 zł 76.365,13 MAD −191,39 MAD
Regency FX 2.5450 0,00 zł 76.349,82 MAD −206,70 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −1.856,52 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5447 – 76.340,16 MAD
Key Currency Cheapest 2.5383 0,00 zł 76.149,31 MAD −190,85 MAD
Regency FX 2.5378 0,00 zł 76.134,04 MAD −206,12 MAD
TapTap Send 2.5300 0,00 zł 75.900,00 MAD −440,16 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5355 – 76.064,31 MAD
Key Currency Cheapest 2.5291 0,00 zł 75.874,15 MAD −190,16 MAD
Regency FX 2.5286 0,00 zł 75.858,94 MAD −205,37 MAD
TapTap Send 2.5000 0,00 zł 75.000,00 MAD −1.064,31 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5588 – 76.765,35 MAD
Key Currency Cheapest 2.5524 0,00 zł 76.573,44 MAD −191,91 MAD
Regency FX 2.5519 0,00 zł 76.558,08 MAD −207,27 MAD
TapTap Send 2.5200 0,00 zł 75.600,00 MAD −1.165,35 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5532 – 76.595,40 MAD
Key Currency Cheapest 2.5468 0,00 zł 76.403,91 MAD −191,49 MAD
Regency FX 2.5463 0,00 zł 76.388,59 MAD −206,81 MAD
TapTap Send 2.5400 0,00 zł 76.200,00 MAD −395,40 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5460 – 76.381,05 MAD
Key Currency Cheapest 2.5397 0,00 zł 76.190,10 MAD −190,95 MAD
Regency FX 2.5392 0,00 zł 76.174,82 MAD −206,23 MAD
TapTap Send 2.5300 0,00 zł 75.900,00 MAD −481,05 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5475 – 76.424,94 MAD
Key Currency Cheapest 2.5411 0,00 zł 76.233,88 MAD −191,06 MAD
Regency FX 2.5406 0,00 zł 76.218,59 MAD −206,35 MAD
TapTap Send 2.5300 0,00 zł 75.900,00 MAD −524,94 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5105 – 75.315,90 MAD
Key Currency Cheapest 2.5043 0,00 zł 75.127,61 MAD −188,29 MAD
Regency FX 2.5038 0,00 zł 75.112,55 MAD −203,35 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −615,90 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5105 – 75.315,90 MAD
Key Currency Cheapest 2.5043 0,00 zł 75.127,61 MAD −188,29 MAD
Regency FX 2.5038 0,00 zł 75.112,55 MAD −203,35 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −615,90 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5049 – 75.148,23 MAD
Key Currency Cheapest 2.4987 0,00 zł 74.960,36 MAD −187,87 MAD
Regency FX 2.4982 0,00 zł 74.945,33 MAD −202,90 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −448,23 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4746 – 74.236,56 MAD
Paysend Cheapest 2.4755 0,00 zł 74.264,56 MAD +28,00 MAD
TapTap Send 2.4600 0,00 zł 73.800,00 MAD −436,56 MAD
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4812 – 74.434,71 MAD
TapTap Send Cheapest 2.4900 0,00 zł 74.700,00 MAD +265,29 MAD
Key Currency 2.4750 0,00 zł 74.248,62 MAD −186,09 MAD
Regency FX 2.4745 0,00 zł 74.233,74 MAD −200,97 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5140 – 75.420,93 MAD
Key Currency Cheapest 2.5077 0,00 zł 75.232,38 MAD −188,55 MAD
Regency FX 2.5072 0,00 zł 75.217,29 MAD −203,64 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −720,93 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5251 – 75.753,51 MAD
Key Currency Cheapest 2.5188 0,00 zł 75.564,13 MAD −189,38 MAD
Regency FX 2.5183 0,00 zł 75.548,98 MAD −204,53 MAD
TapTap Send 2.5100 0,00 zł 75.300,00 MAD −453,51 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5023 – 75.069,72 MAD
Key Currency Cheapest 2.4961 0,00 zł 74.882,05 MAD −187,67 MAD
Regency FX 2.4956 0,00 zł 74.867,03 MAD −202,69 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −369,72 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5023 – 75.069,72 MAD
Key Currency Cheapest 2.4961 0,00 zł 74.882,05 MAD −187,67 MAD
Regency FX 2.4956 0,00 zł 74.867,03 MAD −202,69 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −369,72 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5004 – 75.010,74 MAD
Key Currency Cheapest 2.4941 0,00 zł 74.823,21 MAD −187,53 MAD
Regency FX 2.4936 0,00 zł 74.808,21 MAD −202,53 MAD
TapTap Send 2.4800 0,00 zł 74.400,00 MAD −610,74 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5092 – 75.277,02 MAD
Key Currency Cheapest 2.5030 0,00 zł 75.088,83 MAD −188,19 MAD
Regency FX 2.5025 0,00 zł 75.073,77 MAD −203,25 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −577,02 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5140 – 75.418,71 MAD
Key Currency Cheapest 2.5077 0,00 zł 75.230,16 MAD −188,55 MAD
Regency FX 2.5072 0,00 zł 75.215,08 MAD −203,63 MAD
TapTap Send 2.4900 0,00 zł 74.700,00 MAD −718,71 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.5244 – 75.731,43 MAD
Key Currency Cheapest 2.5181 0,00 zł 75.542,10 MAD −189,33 MAD
Regency FX 2.5176 0,00 zł 75.526,96 MAD −204,47 MAD
TapTap Send 2.5100 0,00 zł 75.300,00 MAD −431,43 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4991 – 74.974,26 MAD
Key Currency Cheapest 2.4929 0,00 zł 74.786,82 MAD −187,44 MAD
Regency FX 2.4924 0,00 zł 74.771,83 MAD −202,43 MAD
TapTap Send 2.4800 0,00 zł 74.400,00 MAD −574,26 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4976 – 74.927,70 MAD
Key Currency Cheapest 2.4913 0,00 zł 74.740,38 MAD −187,32 MAD
Regency FX 2.4908 0,00 zł 74.725,40 MAD −202,30 MAD
TapTap Send 2.4800 0,00 zł 74.400,00 MAD −527,70 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4976 – 74.927,70 MAD
Paysend Cheapest 2.4845 0,00 zł 74.534,44 MAD −393,26 MAD
TapTap Send 2.4800 0,00 zł 74.400,00 MAD −527,70 MAD
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4977 – 74.931,09 MAD
Key Currency Cheapest 2.4915 0,00 zł 74.743,76 MAD −187,33 MAD
Regency FX 2.4910 0,00 zł 74.728,78 MAD −202,31 MAD
TapTap Send 2.4800 0,00 zł 74.400,00 MAD −531,09 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4920 – 74.759,88 MAD
Key Currency Cheapest 2.4858 0,00 zł 74.572,98 MAD −186,90 MAD
Regency FX 2.4853 0,00 zł 74.558,03 MAD −201,85 MAD
TapTap Send 2.4700 0,00 zł 74.100,00 MAD −659,88 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 2.4921 – 74.763,60 MAD
Key Currency Cheapest 2.4859 0,00 zł 74.576,69 MAD −186,91 MAD
Regency FX 2.4854 0,00 zł 74.561,74 MAD −201,86 MAD
TapTap Send 2.4700 0,00 zł 74.100,00 MAD −663,60 MAD

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MAD per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Key Currency pays 74,576.69 MAD on 30,000 PLN, which is 186.91 MAD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 76,573.44 MAD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Morocco.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 28 comparisons

    Cheapest in 96% of them

  2. Regency FXAppeared in 28 comparisons

    Never the cheapest

  3. TapTap SendAppeared in 92 comparisons

    Cheapest in 43% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Poland to Morocco

7 companies send money from Poland to Morocco, across app, broker, online, global account, and multi-currency account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

TapTap Send charges 0 PLN on a zł30,000 transfer and delivers 74,100 MAD in minutes, straight to the recipient's bank card or account.

Over the past month, TapTap Send was the cheapest app on 87% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Moneycorp move money inside their own network instead, which is much cheaper and gets you more MAD.

The cheapest way to send money online from Poland to Morocco is via Moneycorp.

Sending 30,000 PLN gets you 73,716.91 MAD (after 0 fee and 1.4% markup).

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and MAD in one account.

This is useful for travelling to Morocco, getting paid in MAD, or pre-converting when PLN/MAD rate is good.

You can convert between them whenever you want, and once you have MAD there are no fees after.

The best multi-currency account for holding PLN and MAD is Wise.

For example, it converts zł30,000 at 0.04% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 80% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive MAD in Morocco

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 74,576.69 MAD.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive MAD via bank deposit, mobile money, cash pickup, and mobile wallet.

Collect cash in Morocco

Cash pickup is also available through participating agent locations in Morocco.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    DH74,577

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    DH74,100

    -DH477

  3. 3
    Debit card Mobile money

    You pay zł30,000.00

    DH74,100

    -DH477

  4. 4
    Debit card Cash pickup

    You pay zł30,010.63

    DH74,100

    -DH477

  5. 5
    Debit card Mobile wallet

    You pay zł30,010.63

    DH74,100

    -DH477

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay zł30,000.00

    DH73,368

    -DH1,209

Consider this when sending PLN to Morocco

There are a few nuances when sending money from Poland to Morocco.

Compare PLN/MAD transfer options

For a 30,000 PLN transfer to Morocco, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Morocco

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 74,576.69 MAD, which is 0.02% more than the next best option.

Fastest way to send money to Morocco

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 74,100 MAD, with the money arriving in minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 7 of them on PLN to Morocco in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/MAD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.