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Send money to Morocco
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."
"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."
"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."
"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."
"Send money to over 40 destinations online and in the mobile app."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."
"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."
The best way to send money to Morocco: Wise
After reviewing and testing 17 money transfer providers supporting MAD transfers, we found Wise to be the top choice for money transfers to Morocco as of May 2025.
Wise appeared in 85.7% of MAD transfer searches and ranked as the best option among providers supporting Moroccan Dirham transfers.
With quick transfers, a low markup of -0.06% on MAD exchange rates, and a low fee of $35.81, Wise offers the ideal balance of cost, speed, and features for MAD transfers.
How to get the best rate for money transfers to Morocco
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure you aren't missing the best MAD rates.
- Choose a provider
Select the provider that fits your transfer needs and will get you the most MAD for the lowest fee.
- Click, sign up & send
Follow the steps & make your transfer. Your MAD will soon reach the recipient.
About money transfers to Morocco
Consider this before sending money to Morocco
Before sending money to Morocco, it’s important to compare providers.
The amount of Moroccan Dirhams (MAD) your recipient receives can vary significantly depending on the provider, your payment method, and the amount you send.
Based on six months of user data:
Revolut was the cheapest in 67.2% of searches
Ria Money Transfer offered the fastest transfer speeds
Wise consistently had the best MAD exchange rates
Cheapest way to send money to Morocco: Revolut
If you want to make the most of your MAD transfer, the cheapest way is to use Revolut and pay for your transfer with a Bank transfer.
Over the past 6-months Revolut appeared 67.2% of the time in our comparison as the cheapest transfer option to Morocco.
With just $0 in fees and 0.2% markup, Revolut is 0.6% cheaper than the next best option.
Bank transfer is the cheapest deposit option to Morocco, pair it with Revolut to receive the most MAD.
*The transfer cost to Morocco depends on the country of origin, amount of MAD sent, payment method, and the exchange rate ‘markup’ on Moroccan Dirham.
Ria Money Transfer is the fastest way to send money to Morocco
Ria Money Transfer appeared 36.2% of the time as the fastest money transfer company available in Morocco.
They charge $4 and add a markup of 2.8% on top of the MAD exchange rate. This is 0% cheaper than the next best option as of May 2025.
For the best combination of speed and cost, we recommend using a to fund your transfer to Morocco.
*This is based on a $2,000 transfer to Morocco and a 6-month analysis of our comparison data involving MAD transfers.
The easiest way to send money to Morocco: Wise
Wise ranked as the top-rated money transfer provider in 85.7% of searches related to Morocco based on 6 months of comparison data from MoneyTransfers.com.
They offer transparent fees, charging $35.81 per transfer with -0.06% markup added to the MAD rate.
Getting started with Wise takes less than 3 minutes, making it a fast, affordable, and user-friendly choice for sending Moroccan Dirham.
Sending large amounts of money to Morocco
Sending large amounts to Morocco can be expensive. You should consider the exchange rate, transfer limits, customer service, safety, company experience with large transfers, and any legal requirements in Morocco.
In this case, Wise ticks all the boxes. Out of 17 money transfer companies serving Morocco, Wise came on top as the highest-rated company for MAD transfers.
Whether you are buying a property in Morocco, funding your education, having a destination wedding, or just need to send a lot of MAD, we recommend opting for a specialized provider such as Wise.
Understanding the costs involved when moving money to Morocco
When calculating the cost of money transfers to Morocco, here's what really matters: the country of origin, amount, payment method, fees, and the markup on the MAD exchange rate.
Exchange rate markup
This is a percentage added on top of the "real" MAD rate (known as the mid-market rate).
Wise, for example, offers the best exchange rate. It adds -0.08% markup to the USD-MAD exchange rate (9.2601 MAD - -0.08% per US Dollar).
Transfer fees
These are fixed and/or percentage fees added for the service when sending money to Morocco.
Let's imagine you want to send $2,000 from the US to Morocco.
After analyzing 17 companies supporting Moroccan Dirham, we found OFX to offer the lowest fees ($0 in fees and 3.19% markup).
However, exact fees vary by deposit method and the service, for example:
Bank transfers vary from $0 to $11.5
Debit cards range from $16.81 to $24.71
Credit cards can go from $0 to $0
Getting the best MAD rate when sending money to Moroccan Dirham
The exchange rate is the value of the Moroccan Dirham (MAD) compared to other currencies. Since it consistently moves up and down, sending at the high will give your receiver more MAD compared to the low.
In the past 6-months, the MAD exchange rate reached:
An average rate of 9.8063 Moroccan Dirham per US Dollar
A high of 10.119 MAD per USD
And a low of 9.255 MAD per US Dollar
The MAD/USD exchange rate has seen some movements. Making a transfer when the rate is close to 10.119 MAD/USD will result in more MAD received.
Wise is our top recommendation for sending Moroccan Dirham, offering a markup of -0.06% which is 0% better than the next cheapest option.
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Top payment methods to use for transfers to Morocco
Money transfer companies will offer different ways to fund your transfer to Morocco. Depending on the service used, deposit options can affect the speed, the cost of your transfer, and the amount of MAD received.
Bank transfers
Bank transfers are a standard deposit method used for sending money to Morocco. Almost all services covering Morocco offer it.
Bank transfers to Morocco are usually cheaper than other deposit methods but can take up to 3 business days for MAD to reach Morocco.
Out of 17 providers we’ve tested, we found Revolut to be the cheapest for bank deposits, with just $0 per transfer and a 0.2% markup. This is 0.6% cheaper than the second-best option.
When possible, avoid using wire transfers over the SWIFT network for MAD transfers. It is slower and more expensive due to intermediaries involved, instead, look for an ACH deposit option.
Debit and prepaid cards
Debit card transfers to MA are usually faster than bank transfers.
Most MAD transfers can take up to a few hours but it can be slightly more expensive.
We recommend using Wise if you want to use a debit card or prepaid card to fund your money transfer to Morocco.
With Wise, you can expect to pay $16.81 in fees and -0.12% markup when depositing money with a debit card. This is 0% cheaper than using the next best provider out of the 17 companies supporting MAD transfers we’ve tested.
Credit cards
You can also use a credit card to fund your transfer to Morocco.
We found to be the cheapest for credit card transfers out of 17 companies compared in the past six months.
Credit card deposits are usually more expensive when sending money to Morocco. For instance, will charge you $0 per transfer to Morocco and will add % on top of the ‘real’ MAD rate.
Cash advance alertYour credit card company may charge you a cash advance fee and offer higher interest rates for international transactions to MA. We recommend avoiding credit cards, and instead opt for a bank or debit card transfer.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available in Morocco.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money to Morocco.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to Morocco
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
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Send money from Morocco
Keep your money safe
It is safe to send money online to Morocco. The country is regulated by The Central Bank of Morocco (Bank Al-Maghrib), ensuring the safety and general standards of banks and other financial institutions.
Always choose providers that are regulated by financial authorities and ensure you only send money to those you know and trust.
If you don’t know what the key regulatory bodies are in Morocco, please refer to our directory of financial regulators worldwide.
FAQs
Find answers to the most common questions on our dedicated FAQ page.
