Xe is the best and cheapest service overall. On €7,000 you will get 76,727.7 MAD after fees and the exchange rate.
We’ve compared 10 money transfer companies in more detail below.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/MAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €145.26 1 EUR = 10.9332 MAD -0.03% vs mid-market | Recipient gets MAD 74,944.24 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €145.261 EUR = 10.9332 MAD MAD 74,944.24You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 10.9611 MAD -0.28% vs mid-market | Recipient gets MAD 76,727.70 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00 | |||
Run a live search Showing top Germany to Morocco deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to MAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending MAD. We suggest doing a live search based on how much EUR you're planning to spend in Morocco. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 10.9611 MAD -0.28% vs mid-market | Recipient gets MAD 76,727.70 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 10.9611 MAD -0.28% vs mid-market | Recipient gets MAD 76,727.70 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 10.9611 MAD -0.28% vs mid-market | Recipient gets MAD 76,727.70 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 10.9028 MAD +0.25% vs mid-market | Recipient gets MAD 76,319.44 Minutes - 3 days | |
Ways to receive money in Morocco with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 10.9028 MAD MAD 76,319.44You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 10.9006 MAD +0.27% vs mid-market | Recipient gets MAD 76,304.14 Minutes - 24 hours | |
Ways to receive money in Morocco with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9006 MAD MAD 76,304.14You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 10.8755 MAD +0.50% vs mid-market | Recipient gets MAD 76,128.17 Minutes - 24 hours | |
Ways to receive money in Morocco with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.8755 MAD MAD 76,128.17You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 10.8561 MAD +0.68% vs mid-market | Recipient gets MAD 75,992.70 Minutes - 24 hours | |
Ways to receive money in Morocco with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 10.8561 MAD MAD 75,992.70You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks €0.801 EUR = 10.8153 MAD MAD 75,707.10You pay€7,000.80 Cash pickupMinutes - 24 hours €3.991 EUR = 10.8151 MAD MAD 75,705.70You pay€7,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 10.8561 MAD +0.68% vs mid-market | Recipient gets MAD 75,992.70 Minutes - 24 hours | |
Ways to receive money in Morocco with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 10.8561 MAD MAD 75,992.70You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks €0.801 EUR = 10.8153 MAD MAD 75,707.10You pay€7,000.80 Cash pickupMinutes - 24 hours €3.991 EUR = 10.8151 MAD MAD 75,705.70You pay€7,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.80 1 EUR = 10.8153 MAD +1.06% vs mid-market | Recipient gets MAD 75,707.10 Minutes - 24 hours | |
Ways to receive money in Morocco with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks €0.801 EUR = 10.8153 MAD MAD 75,707.10You pay€7,000.80 Cash pickupMinutes - 24 hours €3.991 EUR = 10.8151 MAD MAD 75,705.70You pay€7,003.99 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 10.8000 MAD +1.20% vs mid-market | Recipient gets MAD 75,600.00 Minutes | |
Ways to receive money in Morocco with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 10.8000 MAD MAD 75,600.00You pay€7,000.00 Mobile moneyMinutesAvailable via:DamaneCash, Orange Free1 EUR = 10.8000 MAD MAD 75,600.00You pay€7,000.00 Mobile walletMinutesAvailable via:LanaCash Free1 EUR = 10.8000 MAD MAD 75,600.00You pay€7,000.00 Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash €2.501 EUR = 10.8000 MAD MAD 75,600.00You pay€7,002.50 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 10.7771 MAD +1.40% vs mid-market | Recipient gets MAD 75,439.57 Minutes - 2 days | |
Ways to receive money in Morocco with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 10.7771 MAD MAD 75,439.57You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €65.00 1 EUR = 10.8400 MAD +0.83% vs mid-market | Recipient gets MAD 75,175.22 Same day | |
Ways to receive money in Morocco with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €65.001 EUR = 10.8400 MAD MAD 75,175.22You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee €145.26 1 EUR = 10.9332 MAD -0.03% vs mid-market | Recipient gets MAD 74,944.24 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €145.261 EUR = 10.9332 MAD MAD 74,944.24You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €155.09 1 EUR = 10.9332 MAD -0.03% vs mid-market | Recipient gets MAD 74,836.77 Within a week | |
Ways to receive money in Morocco with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €155.091 EUR = 10.9332 MAD MAD 74,836.77You pay€7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €1.99 1 EUR = 10.6384 MAD +2.70% vs mid-market | Recipient gets MAD 74,447.63 Minutes - 2 days | |
Ways to receive money in Morocco with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days €1.991 EUR = 10.6384 MAD MAD 74,447.63You pay€7,000.00 Card depositMinutes - 2 days Free1 EUR = 10.6222 MAD MAD 74,355.33You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €198.58 1 EUR = 10.9332 MAD -0.03% vs mid-market | Recipient gets MAD 74,361.29 Within a week | |
Ways to receive money in Morocco with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €198.581 EUR = 10.9332 MAD MAD 74,361.29You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €239.33 1 EUR = 10.9332 MAD -0.03% vs mid-market | Recipient gets MAD 73,915.76 Within a week | |
Ways to receive money in Morocco with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €239.331 EUR = 10.9332 MAD MAD 73,915.76You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €191.00 1 EUR = 10.8400 MAD +0.83% vs mid-market | Recipient gets MAD 73,809.38 Within minutes | |
Ways to receive money in Morocco with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 10.8400 MAD MAD 73,809.38You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 10.9301 MAD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most MAD.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/MAD rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 10 companies for sending money from Germany to Morocco, across app, online, broker, global account, multi-currency account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Morocco gets you 76,727.7 MAD with a €0 fee and -0.28% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Morocco.
For large transfers from Germany
For buying property, moving to Morocco, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds -0.28% on EUR/MAD which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Morocco.
Be it overseas suppliers and contractors, receiving MAD payments, or holding MAD and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and MAD in one account.
You get MAD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert MAD to EUR or EUR to MAD whenever you need.
The best multi currency account is Revolut, it adds ~0.83% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 76,727.7 MAD.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Morocco.
The recipient in Morocco can receive MAD by bank deposit, cash pickup, card deposit, mobile money, and mobile wallet.
To receive MAD by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Morocco
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
.د.م76,728
Cheapest
You pay €7,000.00
.د.م76,728
.د.م0
You pay €7,000.00
.د.م76,728
.د.م0
You pay €7,009.99
.د.م75,993
-.د.م735
You pay €7,009.99
.د.م75,993
-.د.م735
You pay €7,003.99
.د.م75,706
-.د.م1,022
You pay €7,003.99
.د.م75,706
-.د.م1,022
You pay €7,003.99
.د.م75,706
-.د.م1,022
You pay €7,000.00
.د.م75,600
-.د.م1,128
You pay €7,000.00
.د.م75,600
-.د.م1,128
You pay €7,000.00
.د.م74,837
-.د.م1,891
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Morocco, these are the best options:
Cheapest way to send money to Morocco
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 76,727.7 MAD, which is 0.53% more than the next best option.
Fastest way to send money to Morocco
The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 75,600 MAD in minuten.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into MAD sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/MAD rate can move noticeably within a week, changing the amount your recipient gets in MAD.
Mid-market rate:1 EUR = 10.949349 MAD
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 10 of them on EUR to Morocco, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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