Best companies for EUR/MAD transfers
8 of 8 providers Last updated on 28 September 2026
Based on 7,000 EUR transfer Best companies for EUR/MAD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €145.26 1 EUR = 10.9351 MAD -0.05% vs mid-market	Recipient gets MAD 74,957.27 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €145.261 EUR = 10.9351 MAD MAD 74,957.27You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market	Recipient gets MAD 76,727.70 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Morocco with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00
Run a live search Showing top Finland to Morocco deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to MAD rates.
Run a live search These companies offer multi-currency accounts for spending MAD. We suggest doing a live search based on how much EUR you're planning to spend in Morocco.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market	Recipient gets MAD 76,727.70 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Morocco with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market	Recipient gets MAD 76,727.70 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Morocco with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market	Recipient gets MAD 76,727.70 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Morocco with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.9611 MAD MAD 76,727.70You pay€7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 10.9019 MAD +0.25% vs mid-market	Recipient gets MAD 76,313.38 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Morocco with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 10.9019 MAD MAD 76,313.38You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 10.8997 MAD +0.27% vs mid-market	Recipient gets MAD 76,298.08 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Morocco with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.8997 MAD MAD 76,298.08You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 10.8746 MAD +0.50% vs mid-market	Recipient gets MAD 76,122.12 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Morocco with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 10.8746 MAD MAD 76,122.12You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 10.8000 MAD +1.19% vs mid-market	Recipient gets MAD 75,600.00 Minutes
0 reviews Fastest Receive to bank account
Ways to receive money in Morocco with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 10.8000 MAD MAD 75,600.00You pay€7,000.00 Mobile moneyMinutesAvailable via:DamaneCash, Orange Free1 EUR = 10.8000 MAD MAD 75,600.00You pay€7,000.00 Mobile walletMinutesAvailable via:LanaCash Free1 EUR = 10.8000 MAD MAD 75,600.00You pay€7,000.00 Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash €2.501 EUR = 10.8000 MAD MAD 75,600.00You pay€7,002.50
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 10.7762 MAD +1.40% vs mid-market	Recipient gets MAD 75,433.58 Minutes - 2 days
0 reviews
Ways to receive money in Morocco with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 10.7762 MAD MAD 75,433.58You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 10.8422 MAD +0.80% vs mid-market	Recipient gets MAD 75,131.01 Same day
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Morocco with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 10.8422 MAD MAD 75,131.01You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee €145.26 1 EUR = 10.9351 MAD -0.05% vs mid-market	Recipient gets MAD 74,957.27 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €145.261 EUR = 10.9351 MAD MAD 74,957.27You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €155.09 1 EUR = 10.9351 MAD -0.05% vs mid-market	Recipient gets MAD 74,849.78 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Morocco with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €155.091 EUR = 10.9351 MAD MAD 74,849.78You pay€7,000.00
Wise Pay via Debit card	Fee €198.58 1 EUR = 10.9351 MAD -0.05% vs mid-market	Recipient gets MAD 74,374.21 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Morocco with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €198.581 EUR = 10.9351 MAD MAD 74,374.21You pay€7,000.00
Wise Pay via Credit card	Fee €239.33 1 EUR = 10.9351 MAD -0.05% vs mid-market	Recipient gets MAD 73,928.60 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Morocco with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer €239.331 EUR = 10.9351 MAD MAD 73,928.60You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 10.8422 MAD +0.80% vs mid-market	Recipient gets MAD 73,499.26 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Morocco with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 10.8422 MAD MAD 73,499.26You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 10.9292 MAD Updates every 60 minutes.

Why compare

EUR/MAD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Morocco

Pick a company

For a one-off transfer to Morocco, start with Xe.

On a 7,000 EUR transfer, Xe delivers the most MAD.

The cheapest option depends on the amount, so I suggest to get the best EUR/MAD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Morocco they can receive it via bank deposit, mobile money, mobile wallet, and cash pickup.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Morocco

8 companies send money from Finland to Morocco, mostly through app, broker, online, global account, and multi-currency account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 76,727.7 MAD on €7,000 transfer.

If it's the only time you send money to Morocco, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Xe charges €0 on a €7,000 transfer, and 76,727.7 MAD arrives in minutes - 24 hours.

In Morocco they can receive money via bank deposit, mobile money, mobile wallet, and cash pickup.

Moving money between your own accounts

Multi-currency accounts

Companies like Revolut let you hold EUR and MAD balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to MAD with Revolut gets you 75,131.01 MAD (€70.5 in fees and 0.8% markup).

This is especially useful travel since you are spending in MAD (no extra fees from Revolut, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Morocco.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Morocco. They charge no fees and add a markup on the rate.

Xe charges no fee but adds -0.29% markup on top of the EUR/MAD rate.

Ways to fund EUR and receive MAD in Morocco

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 76,727.7 MAD.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Morocco directly.

For withdrawals in Morocco, use bank deposit, mobile money, mobile wallet, and cash pickup.

Receive MAD

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect MAD from a nearby agent in Morocco.

1

Debit card Bank deposit

You pay €7,000.00

.د.م76,728

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

.د.م76,728

.د.م0
3

Credit card Bank deposit

You pay €7,000.00

.د.م76,728

.د.م0
4

Debit card Mobile money

You pay €7,000.00

.د.م75,600

-.د.م1,128
5

Debit card Mobile wallet

You pay €7,000.00

.د.م75,600

-.د.م1,128

Show moreShow less

6

Debit card Cash pickup

You pay €7,002.50

.د.م75,600

-.د.م1,128
7

Ideal Bank deposit

You pay €7,000.00

.د.م74,850

-.د.م1,878

What to consider before sending money from Finland to Morocco

For a transfer from Finland, compare the MAD received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/MAD transfer options

For a €7,000 transfer to Morocco, these are the current cheapest, fastest and easiest options.

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 76,727.7 MAD, which is 0.54% more than the next best option.

Fastest

TapTap Send delivers 75,600 MAD in minutes when you pay by debit card and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Morocco.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-MAD Exchange Rate

Finding the best rate to send money from Finland to Morocco

The exchange rate has a direct impact on how much MAD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 10.947359 MAD

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 8 of them on EUR to Morocco, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

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How to send money to Morocco from Finland with the best EUR-MAD rate

Best companies for EUR/MAD transfers