How to send money to Morocco from Finland with the best EUR-MAD rate

We’ve compared and analysed 9 money transfer companies in Finland.

Best companies for EUR/MAD transfers

9 of 9 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/MAD exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/MAD transfers

All money transfer offers for EUR/MAD transfers, sorted by most MAD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9182 MAD -0.51% vs mid-market Recipient gets MAD 74,841.42 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9182 MAD
MAD 74,841.42You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.7740 MAD +0.82% vs mid-market Recipient gets MAD 75,418.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7740 MAD
MAD 75,418.00You pay€7,000.00

Run a live search

Showing top Finland to Morocco deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8352 MAD +0.25% vs mid-market Recipient gets MAD 75,846.51 Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Morocco from Finland.
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.8352 MAD
MAD 75,846.51You pay€7,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8330 MAD +0.27% vs mid-market Recipient gets MAD 75,831.30 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8330 MAD
MAD 75,831.30You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8081 MAD +0.50% vs mid-market Recipient gets MAD 75,656.41 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Morocco with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8081 MAD
MAD 75,656.41You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.7740 MAD +0.82% vs mid-market Recipient gets MAD 75,418.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7740 MAD
MAD 75,418.00You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7740 MAD +0.82% vs mid-market Recipient gets MAD 75,418.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7740 MAD
MAD 75,418.00You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.7740 MAD +0.82% vs mid-market Recipient gets MAD 75,418.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.7740 MAD
MAD 75,418.00You pay€7,000.00
TapTap Send

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 10.7300 MAD +1.23% vs mid-market Recipient gets MAD 75,110.00 Minutes
FastestTapTap Send with Debit card deposit is the fastest way to send EUR to Morocco.
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 10.7300 MAD
MAD 75,110.00You pay€7,000.00
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 EUR = 10.7300 MAD
MAD 75,110.00You pay€7,000.00
Mobile walletMinutesAvailable via:LanaCash
Free1 EUR = 10.7300 MAD
MAD 75,110.00You pay€7,000.00
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
€2.501 EUR = 10.7300 MAD
MAD 75,110.00You pay€7,002.50
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 10.8335 MAD +0.27% vs mid-market Recipient gets MAD 75,071.07 Same day
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 10.8335 MAD
MAD 75,071.07You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7103 MAD +1.40% vs mid-market Recipient gets MAD 74,972.08 Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.7103 MAD
MAD 74,972.08You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9182 MAD -0.51% vs mid-market Recipient gets MAD 74,841.42 Within a week
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Finland to Morocco.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9182 MAD
MAD 74,841.42You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €155.09 1 EUR = 10.9182 MAD -0.51% vs mid-market Recipient gets MAD 74,734.10 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€155.091 EUR = 10.9182 MAD
MAD 74,734.10You pay€7,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 10.6477 MAD +2.00% vs mid-market Recipient gets MAD 74,512.85 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Morocco with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€1.991 EUR = 10.6477 MAD
MAD 74,512.85You pay€7,000.00
Wise

Wise

Pay via Debit card
Fee €198.58 1 EUR = 10.9182 MAD -0.51% vs mid-market Recipient gets MAD 74,259.26 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€198.581 EUR = 10.9182 MAD
MAD 74,259.26You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €239.33 1 EUR = 10.9182 MAD -0.51% vs mid-market Recipient gets MAD 73,814.35 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€239.331 EUR = 10.9182 MAD
MAD 73,814.35You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 10.8335 MAD +0.27% vs mid-market Recipient gets MAD 73,440.62 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 10.8335 MAD
MAD 73,440.62You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 10.862371 MAD Updates every 60 minutes.

How to send money from Finland to Morocco

Pick a company

For a one-off transfer to Morocco, start with Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most MAD.

The cheapest option depends on the amount, so I suggest to get the best EUR/MAD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Morocco they can receive it via bank deposit, cash pickup, mobile money, and mobile wallet.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Morocco

9 companies send money from Finland to Morocco, mostly through app, broker, online, global account, and multi-currency account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 75,418 MAD on €7,000 transfer.

If it's the only time you send money to Morocco, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Xe charges €0 on a €7,000 transfer, and 75,418 MAD arrives in minutes - 24 hours.

In Morocco they can receive money via bank deposit, cash pickup, mobile money, and mobile wallet.

Moving money between your own accounts

Multi-currency accounts

Companies like Revolut let you hold EUR and MAD balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to MAD with Revolut gets you 75,071.07 MAD (€70.5 in fees and 0.27% markup).

This is especially useful travel since you are spending in MAD (no extra fees from Revolut, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Morocco.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Morocco. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/MAD rate.

Ways to fund EUR and receive MAD in Morocco

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 75,846.51 MAD.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Morocco directly.

For withdrawals in Morocco, use bank deposit, cash pickup, mobile money, and mobile wallet.

Receive MAD

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect MAD from a nearby agent in Morocco.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.م75,847

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    .د.م75,418

    -.د.م429

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    .د.م75,418

    -.د.م429

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    .د.م75,110

    -.د.م737

  5. 5
    Debit card Mobile wallet

    You pay €7,000.00

    .د.م75,110

    -.د.م737

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,002.50

    .د.م75,110

    -.د.م737

  2. 7
    Ideal Bank deposit

    You pay €7,000.00

    .د.م74,734

    -.د.م1,112

What to consider before sending money from Finland to Morocco

For a transfer from Finland, compare the MAD received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/MAD transfer options

For a €7,000 transfer to Morocco, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 75,846.51 MAD, which is 0.02% more than the next best option.

Fastest

TapTap Send delivers 75,110 MAD in minutes when you pay by debit card and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Morocco.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-MAD Exchange Rate

Finding the best rate to send money from Finland to Morocco

The exchange rate has a direct impact on how much MAD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 10.870108 MAD

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 9 of them on EUR to Morocco, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.