How to send money to Morocco from Sweden with the best SEK-MAD rate

From 8 companies analysed, Key Currency is the cheapest way to send money to Morocco, giving your recipient 76,796.97 MAD when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most MAD.

Best companies for SEK/MAD transfers

8 of 8 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze SEK/MAD exchange rates from our comparisons.

Based on 80,000 SEK transfer

Best companies for SEK/MAD transfers

All money transfer offers for SEK/MAD transfers, sorted by most MAD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee 1 625,36 kr 1 SEK = 0.9674 MAD -0.52% vs mid-market Recipient gets 75 817,51 MAD Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
1 625,36 kr1 SEK = 0.9674 MAD
75 817,51 MADYou pay80 000,00 kr
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.9488 MAD +1.42% vs mid-market Recipient gets 75 904,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9488 MAD
75 904,00 MADYou pay80 000,00 kr

Run a live search

Showing top Sweden to Morocco deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9600 MAD +0.25% vs mid-market Recipient gets 76 796,97 MAD Minutes - 3 days
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Morocco from Sweden.
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.9600 MAD
76 796,97 MADYou pay80 000,00 kr
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9598 MAD +0.27% vs mid-market Recipient gets 76 781,57 MAD Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9598 MAD
76 781,57 MADYou pay80 000,00 kr
TapTap Send

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.9500 MAD +1.29% vs mid-market Recipient gets 76 000,00 MAD Minutes
FastestTapTap Send with Debit card deposit is the fastest way to send SEK to Morocco.
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 0.9500 MAD
76 000,00 MADYou pay80 000,00 kr
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 SEK = 0.9500 MAD
76 000,00 MADYou pay80 000,00 kr
Mobile walletMinutesAvailable via:LanaCash
Free1 SEK = 0.9500 MAD
76 000,00 MADYou pay80 000,00 kr
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
28,75 kr1 SEK = 0.9500 MAD
76 000,00 MADYou pay80 028,75 kr
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.9596 MAD +0.29% vs mid-market Recipient gets 75 977,57 MAD Same day
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
820,00 kr1 SEK = 0.9596 MAD
75 977,57 MADYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9489 MAD +1.40% vs mid-market Recipient gets 75 911,59 MAD Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.9489 MAD
75 911,59 MADYou pay80 000,00 kr
Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.9488 MAD +1.42% vs mid-market Recipient gets 75 904,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9488 MAD
75 904,00 MADYou pay80 000,00 kr
Xe

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9488 MAD +1.42% vs mid-market Recipient gets 75 904,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9488 MAD
75 904,00 MADYou pay80 000,00 kr
Xe

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.9488 MAD +1.42% vs mid-market Recipient gets 75 904,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9488 MAD
75 904,00 MADYou pay80 000,00 kr
Wise

Wise

Pay via Bank transfer
Fee 1 625,36 kr 1 SEK = 0.9674 MAD -0.52% vs mid-market Recipient gets 75 817,51 MAD Within a week
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Sweden to Morocco.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
1 625,36 kr1 SEK = 0.9674 MAD
75 817,51 MADYou pay80 000,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee 40,00 kr 1 SEK = 0.9430 MAD +2.03% vs mid-market Recipient gets 75 440,00 MAD Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.9430 MAD
75 440,00 MADYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks
30,00 kr1 SEK = 0.9420 MAD
75 360,00 MADYou pay80 030,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
720,00 kr1 SEK = 0.9113 MAD
72 904,00 MADYou pay80 720,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee 40,00 kr 1 SEK = 0.9430 MAD +2.03% vs mid-market Recipient gets 75 440,00 MAD Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.9430 MAD
75 440,00 MADYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks
30,00 kr1 SEK = 0.9420 MAD
75 360,00 MADYou pay80 030,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
720,00 kr1 SEK = 0.9113 MAD
72 904,00 MADYou pay80 720,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee 40,00 kr 1 SEK = 0.9430 MAD +2.03% vs mid-market Recipient gets 75 440,00 MAD Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.9430 MAD
75 440,00 MADYou pay80 040,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks, BMCE Bank
30,00 kr1 SEK = 0.9420 MAD
75 360,00 MADYou pay80 030,00 kr
Wise

Wise

Pay via Debit card
Fee 2 461,41 kr 1 SEK = 0.9674 MAD -0.52% vs mid-market Recipient gets 75 008,74 MAD Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
2 461,41 kr1 SEK = 0.9674 MAD
75 008,74 MADYou pay80 000,00 kr
Wise

Wise

Pay via Credit card
Fee 2 618,99 kr 1 SEK = 0.9674 MAD -0.52% vs mid-market Recipient gets 74 856,30 MAD Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
2 618,99 kr1 SEK = 0.9674 MAD
74 856,30 MADYou pay80 000,00 kr
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 0.9596 MAD +0.29% vs mid-market Recipient gets 74 327,13 MAD Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 0.9596 MAD
74 327,13 MADYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 0.962368 MAD Updates every 60 minutes.

How to send money from Sweden to Morocco

Pick a company

For a one-off transfer to Morocco, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most MAD.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/MAD rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Morocco, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Morocco

8 companies send money from Sweden to Morocco, mostly through app, online, broker, global account, multi-currency account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Morocco, an online service like Moneycorp is usually the simplest place to start.

Moneycorp charges kr0 to send 80,000 SEK, leaving your recipient with 75,911.59 after a 1.4% markup on SEK/MAD exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Morocco.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

You recipient can withdraw via bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need MAD.

You can convert your kronor in advance and use the balance when needed without extra fees.

Revolut converts SEK 80,000 with a 0.29% exchange-rate markup and holds the MAD in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Morocco, a global account keeps the MAD in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive MAD in Morocco

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 76,796.97 MAD.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Morocco, the recipient can use bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

They can receive money to their mobile money wallet.

Enter the mobile number in Morocco and choose the correct network.

The registered name should match the transfer details.

Use our payout filters above to find the best company offering mobile money as payout.

For cash pickup, they can collect MAD from a nearby MoneyGram agent in Morocco.

Swish is useful for payments within Sweden, but it does not send MAD to Morocco.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    .د.م76,797

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    .د.م76,000

    -.د.م797

  3. 3
    Debit card Mobile money

    You pay kr80,000.00

    .د.م76,000

    -.د.م797

  4. 4
    Debit card Mobile wallet

    You pay kr80,000.00

    .د.م76,000

    -.د.م797

  5. 5
    Debit card Cash pickup

    You pay kr80,028.75

    .د.م76,000

    -.د.م797

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay kr80,000.00

    .د.م75,904

    -.د.م893

  2. 7
    Bank transfer Cash pickup

    You pay kr80,040.00

    .د.م75,440

    -.د.م1,357

  3. 8
    Credit card Cash pickup

    You pay kr80,040.00

    .د.م75,440

    -.د.م1,357

  4. 9
    Debit card Card deposit

    You pay kr80,720.00

    .د.م72,904

    -.د.م3,893

  5. 10
    Credit card Card deposit

    You pay kr80,720.00

    .د.م72,904

    -.د.م3,893

Consider this before sending SEK to Morocco

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of MAD from Sweden.

Compare SEK to MAD transfer options

Cheapest way to send money to Morocco

The cheapest option for MAD 76,796.97 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 76,796.97 MAD, which is 0.02% more than the next best option.

Fastest way to send money to Morocco

With TapTap Send, a debit card deposit and bank deposit payout delivers 76,000 MAD in minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Morocco.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Morocco over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Morocco may have their own rules on receiving monetary gifts.

Live SEK-MAD Exchange Rate

Get a better SEK to MAD exchange rate

The final rate controls how much MAD you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.963264 MAD

How we analyse the market

We track 8 companies sending SEK to Morocco, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.