How to send money to Morocco from Sweden with the best SEK-MAD rate

From 8 companies analysed, Key Currency is the cheapest way to send money to Morocco, giving your recipient 79,021.71 MAD when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most MAD.

Best companies for SEK/MAD transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/MAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 1 625,36 kr 1 SEK = 0.9900 MAD +0.02% vs mid-market Recipient gets 77 592,15 MAD Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 625,36 kr1 SEK = 0.9900 MAD
77 592,15 MADYou pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.9701 MAD +2.06% vs mid-market Recipient gets 77 608,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9701 MAD
77 608,00 MADYou pay80 000,00 kr

Run a live search

Showing top Sweden to Morocco deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9878 MAD +0.25% vs mid-market Recipient gets 79 021,71 MAD Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.9878 MAD
79 021,71 MADYou pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9876 MAD +0.27% vs mid-market Recipient gets 79 005,87 MAD Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9876 MAD
79 005,87 MADYou pay80 000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.9800 MAD +1.04% vs mid-market Recipient gets 78 400,00 MAD Minutes
Fastest
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 0.9800 MAD
78 400,00 MADYou pay80 000,00 kr
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 SEK = 0.9800 MAD
78 400,00 MADYou pay80 000,00 kr
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
28,75 kr1 SEK = 0.9800 MAD
78 400,00 MADYou pay80 028,75 kr
Mobile walletMinutesAvailable via:LanaCash
28,75 kr1 SEK = 0.9800 MAD
78 400,00 MADYou pay80 028,75 kr

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9764 MAD +1.40% vs mid-market Recipient gets 78 110,68 MAD Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.9764 MAD
78 110,68 MADYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.9804 MAD +1.00% vs mid-market Recipient gets 77 624,42 MAD Same day
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
820,00 kr1 SEK = 0.9804 MAD
77 624,42 MADYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.9701 MAD +2.06% vs mid-market Recipient gets 77 608,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9701 MAD
77 608,00 MADYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.9701 MAD +2.06% vs mid-market Recipient gets 77 608,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9701 MAD
77 608,00 MADYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.9701 MAD +2.06% vs mid-market Recipient gets 77 608,00 MAD Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.9701 MAD
77 608,00 MADYou pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 1 625,36 kr 1 SEK = 0.9900 MAD +0.02% vs mid-market Recipient gets 77 592,15 MAD Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 625,36 kr1 SEK = 0.9900 MAD
77 592,15 MADYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.9669 MAD +2.39% vs mid-market Recipient gets 77 352,00 MAD Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks
30,00 kr1 SEK = 0.9669 MAD
77 352,00 MADYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.9669 MAD
77 352,00 MADYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
720,00 kr1 SEK = 0.9313 MAD
74 504,00 MADYou pay80 720,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.9669 MAD +2.39% vs mid-market Recipient gets 77 352,00 MAD Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks
30,00 kr1 SEK = 0.9669 MAD
77 352,00 MADYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.9669 MAD
77 352,00 MADYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
720,00 kr1 SEK = 0.9313 MAD
74 504,00 MADYou pay80 720,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.9669 MAD +2.39% vs mid-market Recipient gets 77 352,00 MAD Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks, BMCE Bank
30,00 kr1 SEK = 0.9669 MAD
77 352,00 MADYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.9669 MAD
77 352,00 MADYou pay80 040,00 kr

Wise

Pay via Debit card
Fee 2 461,41 kr 1 SEK = 0.9900 MAD +0.02% vs mid-market Recipient gets 76 764,44 MAD Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
2 461,41 kr1 SEK = 0.9900 MAD
76 764,44 MADYou pay80 000,00 kr

Wise

Pay via Credit card
Fee 2 618,99 kr 1 SEK = 0.9900 MAD +0.02% vs mid-market Recipient gets 76 608,44 MAD Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
2 618,99 kr1 SEK = 0.9900 MAD
76 608,44 MADYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 0.9804 MAD +1.00% vs mid-market Recipient gets 75 938,21 MAD Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 0.9804 MAD
75 938,21 MADYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 0.9902 MAD Updates every 60 minutes.

How to send money from Sweden to Morocco

Pick a company

For a one-off SEK transfer to Morocco, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 27 of the 27 days it quoted kr80,000 transfers to Morocco.

On a 80,000 SEK transfer, Key Currency delivers the most MAD.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/MAD rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Morocco, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Morocco?

How much SEK you send to Morocco heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
5 000 kr-0.98%0,00 kr5 006,45 MADwith debit card to bank deposit+133,85 MAD
10 000 kr0.98%0,00 kr9 813,00 MADwith debit card to bank deposit+124,07 MAD
25 000 kr1.18%0,00 kr24 500,00 MADwith debit card to bank deposit+300,83 MAD
50 000 kr1.13%0,00 kr49 000,00 MADwith debit card to bank deposit+702,96 MAD
80 000 krThis page0.25%0,00 kr79 021,71 MADwith bank transfer to bank deposit+1 425,32 MAD

Mid-market rate: 1 SEK = 0.9902 MAD

SEK/MAD Exchange Rate History

Is today a good time to send money from Sweden to Morocco?

The cheapest way to send SEK to MAD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to Morocco.

MAD received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate79 219,76 MAD Key Currency 79 021,71 MADKey Currency79 021,71 MADRegency FX79 005,87 MADTapTap Send78 400,00 MAD

75 000
76 000
77 000
78 000
79 000
80 000
81 000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTapTap Send
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9663 – 77 300,56 MAD
Key Currency Cheapest 0.9638 0,00 kr 77 107,31 MAD −193,25 MAD
Regency FX 0.9636 0,00 kr 77 091,85 MAD −208,71 MAD
TapTap Send 0.9500 0,00 kr 76 000,00 MAD −1 300,56 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9716 – 77 724,72 MAD
Key Currency Cheapest 0.9691 0,00 kr 77 530,41 MAD −194,31 MAD
Regency FX 0.9689 0,00 kr 77 514,86 MAD −209,86 MAD
TapTap Send 0.9600 0,00 kr 76 800,00 MAD −924,72 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9703 – 77 626,88 MAD
Key Currency Cheapest 0.9679 0,00 kr 77 432,81 MAD −194,07 MAD
Regency FX 0.9677 0,00 kr 77 417,29 MAD −209,59 MAD
TapTap Send 0.9600 0,00 kr 76 800,00 MAD −826,88 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9775 – 78 202,32 MAD
Key Currency Cheapest 0.9751 0,00 kr 78 006,81 MAD −195,51 MAD
Regency FX 0.9749 0,00 kr 77 991,17 MAD −211,15 MAD
TapTap Send 0.9700 0,00 kr 77 600,00 MAD −602,32 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9902 – 79 214,32 MAD
Key Currency Cheapest 0.9877 0,00 kr 79 016,28 MAD −198,04 MAD
Regency FX 0.9875 0,00 kr 79 000,44 MAD −213,88 MAD
TapTap Send 0.9600 0,00 kr 76 800,00 MAD −2 414,32 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9874 – 78 990,48 MAD
Key Currency Cheapest 0.9849 0,00 kr 78 793,00 MAD −197,48 MAD
Regency FX 0.9847 0,00 kr 78 777,21 MAD −213,27 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −590,48 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9853 – 78 822,72 MAD
Key Currency Cheapest 0.9828 0,00 kr 78 625,66 MAD −197,06 MAD
Regency FX 0.9826 0,00 kr 78 609,90 MAD −212,82 MAD
TapTap Send 0.9700 0,00 kr 77 600,00 MAD −1 222,72 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9913 – 79 305,76 MAD
Key Currency Cheapest 0.9888 0,00 kr 79 107,50 MAD −198,26 MAD
Regency FX 0.9886 0,00 kr 79 091,63 MAD −214,13 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −905,76 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9937 – 79 499,12 MAD
Key Currency Cheapest 0.9913 0,00 kr 79 300,37 MAD −198,75 MAD
Regency FX 0.9911 0,00 kr 79 284,47 MAD −214,65 MAD
TapTap Send 0.9900 0,00 kr 79 200,00 MAD −299,12 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9956 – 79 644,88 MAD
Key Currency Cheapest 0.9931 0,00 kr 79 445,77 MAD −199,11 MAD
Regency FX 0.9929 0,00 kr 79 429,84 MAD −215,04 MAD
TapTap Send 0.9900 0,00 kr 79 200,00 MAD −444,88 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9978 – 79 825,12 MAD
Key Currency Cheapest 0.9953 0,00 kr 79 625,56 MAD −199,56 MAD
Regency FX 0.9951 0,00 kr 79 609,59 MAD −215,53 MAD
TapTap Send 0.9900 0,00 kr 79 200,00 MAD −625,12 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9834 – 78 674,32 MAD
Key Currency Cheapest 0.9810 0,00 kr 78 477,63 MAD −196,69 MAD
Regency FX 0.9808 0,00 kr 78 461,90 MAD −212,42 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −274,32 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9834 – 78 674,32 MAD
Key Currency Cheapest 0.9810 0,00 kr 78 477,63 MAD −196,69 MAD
Regency FX 0.9808 0,00 kr 78 461,90 MAD −212,42 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −274,32 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9820 – 78 557,76 MAD
Key Currency Cheapest 0.9795 0,00 kr 78 361,37 MAD −196,39 MAD
Regency FX 0.9793 0,00 kr 78 345,65 MAD −212,11 MAD
TapTap Send 0.9700 0,00 kr 77 600,00 MAD −957,76 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9678 – 77 424,16 MAD
Paysend Cheapest 0.9649 0,00 kr 77 188,04 MAD −236,12 MAD
TapTap Send 0.9600 0,00 kr 76 800,00 MAD −624,16 MAD
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9807 – 78 459,28 MAD
Paysend Cheapest 0.9801 0,00 kr 78 405,31 MAD −53,97 MAD
TapTap Send 0.9700 0,00 kr 77 600,00 MAD −859,28 MAD
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9849 – 78 792,80 MAD
Key Currency Cheapest 0.9824 0,00 kr 78 595,82 MAD −196,98 MAD
Regency FX 0.9823 0,00 kr 78 580,06 MAD −212,74 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −392,80 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9882 – 79 055,28 MAD
Key Currency Cheapest 0.9857 0,00 kr 78 857,64 MAD −197,64 MAD
Regency FX 0.9855 0,00 kr 78 841,83 MAD −213,45 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −655,28 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9816 – 78 525,12 MAD
Key Currency Cheapest 0.9791 0,00 kr 78 328,81 MAD −196,31 MAD
Regency FX 0.9789 0,00 kr 78 313,10 MAD −212,02 MAD
TapTap Send 0.9700 0,00 kr 77 600,00 MAD −925,12 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9816 – 78 525,12 MAD
Key Currency Cheapest 0.9791 0,00 kr 78 328,81 MAD −196,31 MAD
Regency FX 0.9789 0,00 kr 78 313,10 MAD −212,02 MAD
TapTap Send 0.9700 0,00 kr 77 600,00 MAD −925,12 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9826 – 78 604,48 MAD
Key Currency Cheapest 0.9801 0,00 kr 78 407,97 MAD −196,51 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −204,48 MAD
Regency FX 0.9799 0,00 kr 78 392,25 MAD −212,23 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9881 – 79 045,92 MAD
Key Currency Cheapest 0.9856 0,00 kr 78 848,31 MAD −197,61 MAD
Regency FX 0.9854 0,00 kr 78 832,50 MAD −213,42 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −645,92 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9870 – 78 963,84 MAD
Paysend Cheapest 0.9827 0,00 kr 78 617,05 MAD −346,79 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −563,84 MAD
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9934 – 79 473,84 MAD
Key Currency Cheapest 0.9909 0,00 kr 79 275,16 MAD −198,68 MAD
Regency FX 0.9907 0,00 kr 79 259,26 MAD −214,58 MAD
TapTap Send 0.9900 0,00 kr 79 200,00 MAD −273,84 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9889 – 79 110,00 MAD
Key Currency Cheapest 0.9864 0,00 kr 78 912,22 MAD −197,78 MAD
Regency FX 0.9862 0,00 kr 78 896,40 MAD −213,60 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −710,00 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9883 – 79 063,20 MAD
Key Currency Cheapest 0.9858 0,00 kr 78 865,54 MAD −197,66 MAD
Regency FX 0.9856 0,00 kr 78 849,73 MAD −213,47 MAD
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9883 – 79 063,20 MAD
Key Currency Cheapest 0.9858 0,00 kr 78 865,54 MAD −197,66 MAD
Regency FX 0.9856 0,00 kr 78 849,73 MAD −213,47 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −663,20 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9869 – 78 955,20 MAD
Key Currency Cheapest 0.9845 0,00 kr 78 757,81 MAD −197,39 MAD
Regency FX 0.9843 0,00 kr 78 742,02 MAD −213,18 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −555,20 MAD
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9875 – 78 998,40 MAD
Key Currency Cheapest 0.9850 0,00 kr 78 800,90 MAD −197,50 MAD
Regency FX 0.9848 0,00 kr 78 785,10 MAD −213,30 MAD
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9902 – 79 219,76 MAD
Key Currency Cheapest 0.9878 0,00 kr 79 021,71 MAD −198,05 MAD
Regency FX 0.9876 0,00 kr 79 005,87 MAD −213,89 MAD
TapTap Send 0.9800 0,00 kr 78 400,00 MAD −819,76 MAD

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MAD per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of MAD on every transfer from Sweden.

Right now, Key Currency pays 79,021.71 MAD on 80,000 SEK, which is 198.05 MAD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 79,625.56 MAD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Morocco.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 27 comparisons

    Cheapest every time

  2. Regency FXAppeared in 27 comparisons

    Never the cheapest

  3. TapTap SendAppeared in 87 comparisons

    Cheapest in 38% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Morocco

8 companies send money from Sweden to Morocco, mostly through app, online, broker, global account, multi-currency account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Morocco, an online service like Moneycorp is usually the simplest place to start.

Moneycorp charges kr0 to send 80,000 SEK, leaving your recipient with 78,110.68 MAD after a 1.4% markup on SEK/MAD exchange rate.

In our comparisons over the past month, it was the cheapest online service on 21 of the 30 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Morocco.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 82% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need MAD.

You can convert your kronor in advance and use the balance when needed without extra fees.

Revolut converts SEK 80,000 with a 1% exchange-rate markup and holds the MAD in your account.

Over the past month, it came out cheapest among multi-currency accounts on 68% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Morocco, a global account keeps the MAD in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive MAD in Morocco

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 79,021.71 MAD.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Morocco, the recipient can use bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

They can receive money to their mobile money wallet.

Enter the mobile number in Morocco and choose the correct network.

The registered name should match the transfer details.

Use our payout filters above to find the best company offering mobile money as payout.

For cash pickup, they can collect MAD from a nearby MoneyGram agent in Morocco.

Swish is useful for payments within Sweden, but it does not send MAD to Morocco.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    DH79,022

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    DH78,400

    -DH622

  3. 3
    Debit card Mobile money

    You pay kr80,000.00

    DH78,400

    -DH622

  4. 4
    Debit card Cash pickup

    You pay kr80,028.75

    DH78,400

    -DH622

  5. 5
    Debit card Mobile wallet

    You pay kr80,028.75

    DH78,400

    -DH622

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay kr80,000.00

    DH77,608

    -DH1,414

  2. 7
    Bank transfer Cash pickup

    You pay kr80,040.00

    DH77,352

    -DH1,670

  3. 8
    Credit card Cash pickup

    You pay kr80,040.00

    DH77,352

    -DH1,670

  4. 9
    Debit card Card deposit

    You pay kr80,720.00

    DH74,504

    -DH4,518

  5. 10
    Credit card Card deposit

    You pay kr80,720.00

    DH74,504

    -DH4,518

Consider this before sending SEK to Morocco

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most MAD from Sweden.

Compare SEK to MAD transfer options

Cheapest way to send money to Morocco

The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 79,021.71 MAD, which is 0.02% more than the next best option.

Fastest way to send money to Morocco

With TapTap Send, a debit card deposit and bank deposit payout delivers 78,400 MAD in minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Morocco.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Morocco over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Morocco may have their own rules on receiving monetary gifts.

How we analyse the market

We track 8 companies sending SEK to Morocco, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/MAD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.