How to send money to Morocco from Netherlands with the best EUR-MAD rate

TapTap Send is the fastest way to send money to Morocco right now, with delivery in minutes.

For the cheapest option, sending €7,000 with Xe will get you 76,727.7 MAD.

Best companies for EUR/MAD transfers

9 of 9 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/MAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9337 MAD -0.07% vs mid-market Recipient gets MAD 74,947.67 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9337 MAD
MAD 74,947.67You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.9611 MAD -0.32% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

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Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.9611 MAD -0.32% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9611 MAD -0.32% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.9611 MAD -0.32% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8992 MAD +0.25% vs mid-market Recipient gets MAD 76,294.24 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.8992 MAD
MAD 76,294.24You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8970 MAD +0.27% vs mid-market Recipient gets MAD 76,278.95 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8970 MAD
MAD 76,278.95You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8719 MAD +0.50% vs mid-market Recipient gets MAD 76,103.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Morocco with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8719 MAD
MAD 76,103.03You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 10.8380 MAD +0.81% vs mid-market Recipient gets MAD 75,844.36 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Morocco with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€1.991 EUR = 10.8380 MAD
MAD 75,844.36You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 10.5863 MAD
MAD 74,103.82You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7735 MAD +1.40% vs mid-market Recipient gets MAD 75,414.66 Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.7735 MAD
MAD 75,414.66You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 10.7600 MAD +1.54% vs mid-market Recipient gets MAD 75,320.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 10.7600 MAD
MAD 75,320.00You pay€7,000.00
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 EUR = 10.7600 MAD
MAD 75,320.00You pay€7,000.00
Mobile walletMinutesAvailable via:LanaCash
Free1 EUR = 10.7600 MAD
MAD 75,320.00You pay€7,000.00
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
€2.501 EUR = 10.7600 MAD
MAD 75,320.00You pay€7,002.50
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 10.8428 MAD +0.77% vs mid-market Recipient gets MAD 75,135.46 Same day
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 10.8428 MAD
MAD 75,135.46You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9337 MAD -0.07% vs mid-market Recipient gets MAD 74,947.67 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9337 MAD
MAD 74,947.67You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €155.09 1 EUR = 10.9337 MAD -0.07% vs mid-market Recipient gets MAD 74,840.19 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€155.091 EUR = 10.9337 MAD
MAD 74,840.19You pay€7,000.00

Wise

Pay via Debit card
Fee €198.58 1 EUR = 10.9337 MAD -0.07% vs mid-market Recipient gets MAD 74,364.69 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€198.581 EUR = 10.9337 MAD
MAD 74,364.69You pay€7,000.00

Wise

Pay via Credit card
Fee €239.33 1 EUR = 10.9337 MAD -0.07% vs mid-market Recipient gets MAD 73,919.14 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€239.331 EUR = 10.9337 MAD
MAD 73,919.14You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 10.8428 MAD +0.77% vs mid-market Recipient gets MAD 73,503.61 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 10.8428 MAD
MAD 73,503.61You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 10.9265 MAD Updates every 60 minutes.

How to send money from Netherlands to Morocco

Pick a company

For a one-off transfer to Morocco, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most MAD.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/MAD rate.

Fund your transfer

There are 4 ways fund your transfer, including bank transfer, debit card, credit card, and ideal.

Most common way is to fund your account with iDEAL (Wero)

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Ways to send money from the Netherlands to Morocco

9 companies send money from the Netherlands to Morocco, across app, broker, online, global account, and multi-currency account, and more.

For one-off transfers

Online transfers

Sending money to Morocco online is simple.

Pick Morocco, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 76,727.7 MAD with a €0 fee and -0.32% markup.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Morocco, apps are the easiest.

Xe charges €0 in fees on a €7,000 transfer with -0.32% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.

You can pay for you transfer via app, broker, online, global account, and multi-currency account but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of MAD rate.

For a property abroad or moving your savings, a broker like Xe is the best option.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and MAD in one account.

This is handy for receiving payments, spending MAD and EUR, or travelling to Morocco.

Revolut is the cheapest multi-currency account.

It converts €7,000 at 0.77% markup plus €70.5 fee and holds the MAD until you send or spend it.

For ZZP'ers

Global accounts

Global accounts offer business tool and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive MAD in Morocco

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 76,727.7 MAD.

In Morocco, the recipient can collect MAD through bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

They can collect cash

Cash is available through .

The recipient can collect MAD from a participating location in Morocco with valid ID and the transfer reference.

You can deposit EUR using bank transfer, debit card, credit card, and ideal.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/MAD rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    .د.م76,728

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.م76,728

    .د.م0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    .د.م76,728

    .د.م0

  4. 4
    Debit card Cash pickup

    You pay €7,000.00

    .د.م75,844

    -.د.م883

  5. 5
    Debit card Mobile money

    You pay €7,000.00

    .د.م75,320

    -.د.م1,408

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay €7,000.00

    .د.م75,320

    -.د.م1,408

  2. 7
    Ideal Bank deposit

    You pay €7,000.00

    .د.م74,840

    -.د.م1,888

  3. 8
    Debit card Card deposit

    You pay €7,000.00

    .د.م74,104

    -.د.م2,624

Consider this when sending money from Netherlands to Morocco

A few things to consider before sending money from Netherlands to Morocco.

Compare your transfer options

Cheapest way to send money to Morocco

The cheapest option for .د.م76,727.7 is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 76,727.7 MAD, which is 0.56% more than the next best option.

Fastest way to send money to Morocco

The fastest option is TapTap Send. Pay by debit card and choose bank deposit in Morocco. Your recipient gets 75,320 MAD in minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

Live EUR-MAD Exchange Rate

Finding the best rate to send money from Netherlands to Morocco

The EUR/MAD rate can move quickly, so recent highs and lows help put the current quote into context.

Mid-market rate:1 EUR = 10.955453 MAD

How we analyse the market

We track 9 companies sending EUR to Morocco, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.