How to send money to Morocco from Netherlands with the best EUR-MAD rate

TapTap Send is the fastest way to send money to Morocco right now, with delivery in minutes.

For the cheapest option, sending €7,000 with Key Currency will get you 76,629.44 MAD.

Best companies for EUR/MAD transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/MAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9713 MAD +0.03% vs mid-market Recipient gets MAD 75,205.41 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€145.261 EUR = 10.9713 MAD
MAD 75,205.41You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.8449 MAD +1.19% vs mid-market Recipient gets MAD 75,914.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8449 MAD
MAD 75,914.30You pay€7,000.00

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Showing top Netherlands to Morocco deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9471 MAD +0.25% vs mid-market Recipient gets MAD 76,629.44 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.9471 MAD
MAD 76,629.44You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9449 MAD +0.27% vs mid-market Recipient gets MAD 76,614.07 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9449 MAD
MAD 76,614.07You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9196 MAD +0.50% vs mid-market Recipient gets MAD 76,437.39 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Morocco with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9196 MAD
MAD 76,437.39You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 10.8815 MAD +0.85% vs mid-market Recipient gets MAD 76,148.99 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Morocco with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€1.991 EUR = 10.8815 MAD
MAD 76,148.99You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 10.6038 MAD
MAD 74,226.67You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 10.8600 MAD +1.05% vs mid-market Recipient gets MAD 76,020.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,000.00
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,000.00
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
€2.501 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,002.50
Mobile walletMinutesAvailable via:LanaCash
€2.501 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,002.50

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.8449 MAD +1.19% vs mid-market Recipient gets MAD 75,914.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8449 MAD
MAD 75,914.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8449 MAD +1.19% vs mid-market Recipient gets MAD 75,914.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8449 MAD
MAD 75,914.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.8449 MAD +1.19% vs mid-market Recipient gets MAD 75,914.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8449 MAD
MAD 75,914.30You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8209 MAD +1.40% vs mid-market Recipient gets MAD 75,745.99 Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.8209 MAD
MAD 75,745.99You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €62.80 1 EUR = 10.8546 MAD +1.10% vs mid-market Recipient gets MAD 75,300.75 Same day
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€62.801 EUR = 10.8546 MAD
MAD 75,300.75You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9713 MAD +0.03% vs mid-market Recipient gets MAD 75,205.41 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€145.261 EUR = 10.9713 MAD
MAD 75,205.41You pay€7,000.00

Wise

Pay via iDEAL
Fee €155.09 1 EUR = 10.9713 MAD +0.03% vs mid-market Recipient gets MAD 75,097.56 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€155.091 EUR = 10.9713 MAD
MAD 75,097.56You pay€7,000.00

Wise

Pay via Debit card
Fee €198.58 1 EUR = 10.9713 MAD +0.03% vs mid-market Recipient gets MAD 74,620.42 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€198.581 EUR = 10.9713 MAD
MAD 74,620.42You pay€7,000.00

Wise

Pay via Credit card
Fee €239.33 1 EUR = 10.9713 MAD +0.03% vs mid-market Recipient gets MAD 74,173.34 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€239.331 EUR = 10.9713 MAD
MAD 74,173.34You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 10.8546 MAD +1.10% vs mid-market Recipient gets MAD 73,583.55 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 10.8546 MAD
MAD 73,583.55You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 10.9745 MAD Updates every 60 minutes.

How to send money from Netherlands to Morocco

Pick a company

For a one-off EUR transfer to Morocco, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 24 of the 25 days it quoted €7,000 transfers to Morocco.

On a 7,000 EUR transfer, Key Currency delivers the most MAD.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/MAD rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Morocco?

How much EUR you send to Morocco heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 96% of the transfers from €5,000 it quoted, and in 96% of all the transfers it quoted.

Cheapest service
€5000.14%€0.00MAD 5,480.00with debit card to cash pickup+MAD 81.05
€1,0000.11%€0.00MAD 10,960.00with debit card to cash pickup+MAD 148.42
€2,0000.55%€0.00MAD 21,827.23with debit card to bank deposit+MAD 253.18
€5,0000.50%€0.00MAD 54,592.35with bank transfer to bank deposit+MAD 636.04
€7,000This page0.25%€0.00MAD 76,629.44with bank transfer to bank deposit+MAD 1,074.79

Mid-market rate: 1 EUR = 10.9745 MAD

EUR/MAD Exchange Rate History

Is today a good time to send money from Netherlands to Morocco?

The cheapest way to send EUR to MAD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Morocco.

MAD received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateMAD 76,821.49 Key Currency MAD 76,629.44Key CurrencyMAD 76,629.44Regency FXMAD 76,614.07OFXMAD 76,437.39

75.500
76.000
76.500
77.000
77.500
78.000
78.500
79.000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9357 – MAD 76,549.70
Key Currency Cheapest 10.9083 €0.00 MAD 76,358.32 −MAD 191.38
Regency FX 10.9061 €0.00 MAD 76,343.01 −MAD 206.69
OFX 10.8810 €0.00 MAD 76,166.95 −MAD 382.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9991 – MAD 76,993.98
Key Currency Cheapest 10.9716 €0.00 MAD 76,801.50 −MAD 192.48
Regency FX 10.9694 €0.00 MAD 76,786.10 −MAD 207.88
OFX 10.9441 €0.00 MAD 76,609.01 −MAD 384.97
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
WorldRemit Cheapest 10.9145 €1.99 MAD 76,379.64 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.0388 – MAD 77,271.77
Key Currency Cheapest 11.0112 €0.00 MAD 77,078.59 −MAD 193.18
Regency FX 11.0090 €0.00 MAD 77,063.13 −MAD 208.64
OFX 10.9836 €0.00 MAD 76,885.41 −MAD 386.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1935 – MAD 78,354.44
Key Currency Cheapest 11.1655 €0.00 MAD 78,158.55 −MAD 195.89
Regency FX 11.1633 €0.00 MAD 78,142.88 −MAD 211.56
OFX 11.1375 €0.00 MAD 77,962.66 −MAD 391.78
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
WorldRemit Cheapest 11.0990 €1.99 MAD 77,671.12 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1192 – MAD 77,834.21
Key Currency Cheapest 11.0914 €0.00 MAD 77,639.63 −MAD 194.58
Regency FX 11.0892 €0.00 MAD 77,624.06 −MAD 210.15
OFX 11.0636 €0.00 MAD 77,445.04 −MAD 389.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1817 – MAD 78,271.71
Key Currency Cheapest 11.1537 €0.00 MAD 78,076.03 −MAD 195.68
Regency FX 11.1515 €0.00 MAD 78,060.38 −MAD 211.33
OFX 11.1258 €0.00 MAD 77,880.35 −MAD 391.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1705 – MAD 78,193.56
Key Currency Cheapest 11.1426 €0.00 MAD 77,998.07 −MAD 195.49
Regency FX 11.1403 €0.00 MAD 77,982.43 −MAD 211.13
OFX 11.1147 €0.00 MAD 77,802.59 −MAD 390.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1568 – MAD 78,097.57
Key Currency Cheapest 11.1289 €0.00 MAD 77,902.32 −MAD 195.24
Regency FX 11.1267 €0.00 MAD 77,886.70 −MAD 210.87
OFX 11.1010 €0.00 MAD 77,707.08 −MAD 390.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.1533 – MAD 78,073.04
Key Currency Cheapest 11.1254 €0.00 MAD 77,877.85 −MAD 195.19
Regency FX 11.1232 €0.00 MAD 77,862.24 −MAD 210.80
OFX 11.0975 €0.00 MAD 77,682.67 −MAD 390.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.0179 – MAD 77,125.17
Key Currency Cheapest 10.9903 €0.00 MAD 76,932.35 −MAD 192.82
Regency FX 10.9881 €0.00 MAD 76,916.93 −MAD 208.24
OFX 10.9628 €0.00 MAD 76,739.54 −MAD 385.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.0179 – MAD 77,125.17
Key Currency Cheapest 10.9903 €0.00 MAD 76,932.35 −MAD 192.82
Regency FX 10.9881 €0.00 MAD 76,916.93 −MAD 208.24
OFX 10.9628 €0.00 MAD 76,739.54 −MAD 385.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9935 – MAD 76,954.75
Key Currency Cheapest 10.9661 €0.00 MAD 76,762.37 −MAD 192.38
Regency FX 10.9639 €0.00 MAD 76,746.97 −MAD 207.78
OFX 10.9386 €0.00 MAD 76,569.98 −MAD 384.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.8419 – MAD 75,893.40
Paysend Cheapest 10.8431 €0.00 MAD 75,901.89 +MAD 8.49
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9233 – MAD 76,463.40
Key Currency Cheapest 10.8960 €0.00 MAD 76,272.24 −MAD 191.16
Regency FX 10.8938 €0.00 MAD 76,256.95 −MAD 206.45
OFX 10.8687 €0.00 MAD 76,081.08 −MAD 382.32
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
WorldRemit Cheapest 10.9064 €1.99 MAD 76,323.17 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.0170 – MAD 77,118.78
TapTap Send Cheapest 11.0000 €0.00 MAD 77,000.00 −MAD 118.78
Key Currency 10.9894 €0.00 MAD 76,925.99 −MAD 192.79
Regency FX 10.9872 €0.00 MAD 76,910.56 −MAD 208.22
OFX 10.9619 €0.00 MAD 76,733.19 −MAD 385.59
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
WorldRemit Cheapest 10.8736 €1.99 MAD 76,093.56 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9334 – MAD 76,533.68
Key Currency Cheapest 10.9060 €0.00 MAD 76,342.35 −MAD 191.33
Regency FX 10.9039 €0.00 MAD 76,327.04 −MAD 206.64
OFX 10.8787 €0.00 MAD 76,151.01 −MAD 382.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9237 – MAD 76,466.07
Key Currency Cheapest 10.8964 €0.00 MAD 76,274.90 −MAD 191.17
Regency FX 10.8942 €0.00 MAD 76,259.61 −MAD 206.46
OFX 10.8691 €0.00 MAD 76,083.74 −MAD 382.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9848 – MAD 76,893.33
Key Currency Cheapest 10.9573 €0.00 MAD 76,701.09 −MAD 192.24
Regency FX 10.9551 €0.00 MAD 76,685.72 −MAD 207.61
OFX 10.9298 €0.00 MAD 76,508.86 −MAD 384.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9773 – MAD 76,841.37
Key Currency Cheapest 10.9499 €0.00 MAD 76,649.27 −MAD 192.10
Regency FX 10.9477 €0.00 MAD 76,633.90 −MAD 207.47
OFX 10.9225 €0.00 MAD 76,457.17 −MAD 384.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 11.0328 – MAD 77,229.87
Key Currency Cheapest 11.0053 €0.00 MAD 77,036.80 −MAD 193.07
Regency FX 11.0031 €0.00 MAD 77,021.35 −MAD 208.52
OFX 10.9777 €0.00 MAD 76,843.72 −MAD 386.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9865 – MAD 76,905.49
Key Currency Cheapest 10.9590 €0.00 MAD 76,713.23 −MAD 192.26
Regency FX 10.9568 €0.00 MAD 76,697.85 −MAD 207.64
OFX 10.9316 €0.00 MAD 76,520.97 −MAD 384.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9957 – MAD 76,969.65
Key Currency Cheapest 10.9682 €0.00 MAD 76,777.22 −MAD 192.43
Regency FX 10.9660 €0.00 MAD 76,761.83 −MAD 207.82
OFX 10.9407 €0.00 MAD 76,584.80 −MAD 384.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9957 – MAD 76,969.65
Key Currency Cheapest 10.9682 €0.00 MAD 76,777.22 −MAD 192.43
Regency FX 10.9660 €0.00 MAD 76,761.83 −MAD 207.82
OFX 10.9407 €0.00 MAD 76,584.80 −MAD 384.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9837 – MAD 76,886.12
Key Currency Cheapest 10.9563 €0.00 MAD 76,693.90 −MAD 192.22
Regency FX 10.9541 €0.00 MAD 76,678.52 −MAD 207.60
OFX 10.9288 €0.00 MAD 76,501.69 −MAD 384.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9821 – MAD 76,874.84
Key Currency Cheapest 10.9547 €0.00 MAD 76,682.65 −MAD 192.19
Regency FX 10.9525 €0.00 MAD 76,667.28 −MAD 207.56
OFX 10.9272 €0.00 MAD 76,490.47 −MAD 384.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 10.9745 – MAD 76,821.49
Key Currency Cheapest 10.9471 €0.00 MAD 76,629.44 −MAD 192.05
Regency FX 10.9449 €0.00 MAD 76,614.07 −MAD 207.42
OFX 10.9196 €0.00 MAD 76,437.39 −MAD 384.10

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MAD per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Key Currency pays 76,629.44 MAD on 7,000 EUR, which is 192.05 MAD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 78,158.55 MAD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Morocco.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 25 comparisons

    Cheapest in 96% of them

  2. Regency FXAppeared in 25 comparisons

    Never the cheapest

  3. OFXAppeared in 88 comparisons

    Cheapest in 26% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from the Netherlands to Morocco

9 companies send money from the Netherlands to Morocco, across app, broker, online, global account, and multi-currency account, and more.

For one-off transfers

Online transfers

Sending money to Morocco online is simple.

Pick Morocco, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Xe is the cheapest online option, sending €7,000 gets you 75,914.3 MAD with a €0 fee and 1.19% markup.

In our comparisons over the past month, it was the cheapest online service on 18 of the 27 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Morocco, apps are the easiest.

WorldRemit charges €1.99 in fees on a €7,000 transfer with 0.85% markup, and the money can land directly in a mobile money wallet, no bank account needed on the receiving side.

Over the past month, WorldRemit was the cheapest app on 90% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of MAD rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and MAD in one account.

This is handy for receiving payments, spending MAD and EUR, or travelling to Morocco.

Revolut is the cheapest multi-currency account.

It converts €7,000 at 1.1% markup plus €62.8 fee and holds the MAD until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 72% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive MAD in Morocco

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 76,629.44 MAD.

In Morocco, the recipient can collect MAD through bank deposit, cash pickup, mobile money, mobile wallet, and card deposit.

They can collect cash

Cash is available through .

The recipient can collect MAD from a participating location in Morocco with valid ID and the transfer reference.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/MAD rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    DH76,629

    Cheapest

  2. 2
    Debit card Cash pickup

    You pay €7,000.00

    DH76,149

    -DH480

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    DH76,020

    -DH609

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    DH76,020

    -DH609

  5. 5
    Debit card Mobile wallet

    You pay €7,002.50

    DH76,020

    -DH609

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  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    DH75,914

    -DH715

  2. 7
    iDEAL Bank deposit

    You pay €7,000.00

    DH75,098

    -DH1,532

  3. 8
    Debit card Card deposit

    You pay €7,000.00

    DH74,227

    -DH2,403

Consider this when sending money from Netherlands to Morocco

A few things to consider before sending money from Netherlands to Morocco.

Compare your transfer options

Cheapest way to send money to Morocco

The cheapest option for a €7,000 transfer is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 76,629.44 MAD, which is 0.02% more than the next best option.

Fastest way to send money to Morocco

The fastest option is TapTap Send. Pay by debit card and choose bank deposit in Morocco. Your recipient gets 76,020 MAD in minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 9 companies sending EUR to Morocco, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/MAD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.