How to send money to Morocco from France with the best EUR-MAD rate

Xe offers the best exchange rate from France to Morocco at 10.9611 MAD per EUR.

But Xe is cheapest overall, turning EUR 7,000 into 76,727.7 MAD after its fee and exchange-rate markup.

Best companies for EUR/MAD transfers

11 of 11 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/MAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9347 MAD -0.05% vs mid-market Recipient gets MAD 74,954.53 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9347 MAD
MAD 74,954.53You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Run a live search

Showing top France to Morocco deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9017 MAD +0.25% vs mid-market Recipient gets MAD 76,311.61 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.9017 MAD
MAD 76,311.61You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8995 MAD +0.27% vs mid-market Recipient gets MAD 76,296.31 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8995 MAD
MAD 76,296.31You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €3.99 1 EUR = 10.8763 MAD +0.48% vs mid-market Recipient gets MAD 76,134.10 Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€3.991 EUR = 10.8763 MAD
MAD 76,134.10You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:All Banks, BMCE Bank
€0.991 EUR = 10.8333 MAD
MAD 75,833.10You pay€7,000.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 10.8233 MAD
MAD 75,763.10You pay€7,003.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €3.99 1 EUR = 10.8763 MAD +0.48% vs mid-market Recipient gets MAD 76,134.10 Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€3.991 EUR = 10.8763 MAD
MAD 76,134.10You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks
€0.991 EUR = 10.8333 MAD
MAD 75,833.10You pay€7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €3.99 1 EUR = 10.8763 MAD +0.48% vs mid-market Recipient gets MAD 76,134.10 Minutes - 24 hours

Ways to receive money in Morocco with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€3.991 EUR = 10.8763 MAD
MAD 76,134.10You pay€7,003.99
Bank depositMinutes - 24 hoursAvailable via:All Banks, BMCE Bank
€0.991 EUR = 10.8333 MAD
MAD 75,833.10You pay€7,000.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€3.991 EUR = 10.8233 MAD
MAD 75,763.10You pay€7,003.99

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8743 MAD +0.50% vs mid-market Recipient gets MAD 76,120.35 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Morocco with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8743 MAD
MAD 76,120.35You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 10.8600 MAD +0.63% vs mid-market Recipient gets MAD 76,020.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,000.00
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,000.00
Mobile walletMinutesAvailable via:LanaCash
Free1 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,000.00
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
€2.991 EUR = 10.8600 MAD
MAD 76,020.00You pay€7,002.99
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.00 1 EUR = 10.8271 MAD +0.94% vs mid-market Recipient gets MAD 75,789.49 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Morocco with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.8271 MAD
MAD 75,789.49You pay€7,000.00
Cash pickupMinutes - 3 days
Free1 EUR = 10.7670 MAD
MAD 75,369.28You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7760 MAD +1.40% vs mid-market Recipient gets MAD 75,431.83 Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.7760 MAD
MAD 75,431.83You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.99 1 EUR = 10.7485 MAD +1.67% vs mid-market Recipient gets MAD 75,228.79 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Morocco with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
€0.991 EUR = 10.7485 MAD
MAD 75,228.79You pay€7,000.00
Card depositMinutes - 2 days
Free1 EUR = 10.6897 MAD
MAD 74,827.76You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 10.8400 MAD +0.82% vs mid-market Recipient gets MAD 75,115.60 Same day
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 10.8400 MAD
MAD 75,115.60You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9347 MAD -0.05% vs mid-market Recipient gets MAD 74,954.53 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9347 MAD
MAD 74,954.53You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €155.09 1 EUR = 10.9347 MAD -0.05% vs mid-market Recipient gets MAD 74,847.04 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€155.091 EUR = 10.9347 MAD
MAD 74,847.04You pay€7,000.00

Wise

Pay via Debit card
Fee €198.58 1 EUR = 10.9347 MAD -0.05% vs mid-market Recipient gets MAD 74,371.49 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€198.581 EUR = 10.9347 MAD
MAD 74,371.49You pay€7,000.00

Wise

Pay via Credit card
Fee €239.33 1 EUR = 10.9347 MAD -0.05% vs mid-market Recipient gets MAD 73,925.90 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€239.331 EUR = 10.9347 MAD
MAD 73,925.90You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 10.8400 MAD +0.82% vs mid-market Recipient gets MAD 73,484.18 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 10.8400 MAD
MAD 73,484.18You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 10.9290 MAD Updates every 60 minutes.

How to send money from France to Morocco

Pick a company

Start with the cheapest, which is Xe at 76,727.7 MAD on €7,000 transfer.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Ways to send money from France to Morocco

11 companies send money from France to Morocco. You can do it via app, online, broker, global account, multi-currency account, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Morocco, apps like Xe are the easiest way.

Xe charges €0 on a €7,000 transfer, and the MAD arrives in minutes - 24 hours, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.

For one-off transfers

Online transfers

When converting EUR to MAD, an online service like Xe is always cheaper than the bank's international virement.

Sending €7,000 with Xe gets you 76,727.7 MAD with a €0 fee and -0.29% markup.

For travelling & receiving

Challenger banks

Challenger banks like Revolut are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Morocco.

On €7,000 transfer, Revolut gets you 75,115.6 MAD vs 76,727.7 MAD using Xe.

It's always , and choosing based on purpose and how much you get.

Companies like Revolut offer great multi-currency features:

  • Hold EUR and MAD

  • Convert between them any time

  • Spend in MAD abroad or online

  • Receive EUR or MAD like a local

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Morocco, or making any other large transfer, then you need a currency broker.

Xe charges no fee but adds -0.29% markup on EUR/MAD interbank rate.

And the more you transfer, the better rate you will get.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive MAD in Morocco

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 76,727.7 MAD.

Fund the transfer from France by bank transfer, debit card, credit card, and ideal.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Morocco depends on the payout method.

Your recipient in Morocco can collect MAD through bank deposit, cash pickup, card deposit, mobile money, and mobile wallet.

They can collect cash in Morocco

Your recipient can collect MAD from a participating agent location in Morocco. They should take a valid photo ID and the collection reference.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    .د.م76,728

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.م76,728

    .د.م0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    .د.م76,728

    .د.م0

  4. 4
    Debit card Cash pickup

    You pay €7,003.99

    .د.م76,134

    -.د.م594

  5. 5
    Bank transfer Cash pickup

    You pay €7,003.99

    .د.م76,134

    -.د.م594

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay €7,003.99

    .د.م76,134

    -.د.م594

  2. 7
    Debit card Mobile money

    You pay €7,000.00

    .د.م76,020

    -.د.م708

  3. 8
    Debit card Mobile wallet

    You pay €7,000.00

    .د.م76,020

    -.د.م708

  4. 9
    Debit card Card deposit

    You pay €7,003.99

    .د.م75,763

    -.د.م965

  5. 10
    Credit card Card deposit

    You pay €7,003.99

    .د.م75,763

    -.د.م965

  6. 11
    Ideal Bank deposit

    You pay €7,000.00

    .د.م74,847

    -.د.م1,881

What to consider before sending EUR to Morocco

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/MAD options

For a €7,000 transfer to Morocco, these are the best ways to start with:

Cheapest way to send money to Morocco

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 76,727.7 MAD, which is 0.54% more than the next best option.

Fastest way to send money to Morocco

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 76,020 MAD in minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

Live EUR-MAD Exchange Rate

Finding the best rate to send money from France to Morocco

The exchange rate determines how much MAD your recipient gets for your EUR. Use the weekly range to judge the rate offered today.

Mid-market rate:1 EUR = 10.949718 MAD

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 11 ACPR-registered companies sending EUR to Morocco, with the rates refreshed in real time on live EUR/MAD searches.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.