Regency FX is the cheapest way to send money from Brazil to Morocco. Sending R$40,000 will get your recipient 73,923.94 MAD in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most MAD in Morocco.
| 5 of 5 providers Last updated on 28 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/MAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$2,197.08 1 BRL = 1.8552 MAD -0.11% vs mid-market | Recipient gets MAD 70,132.36 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer R$2,197.081 BRL = 1.8552 MAD MAD 70,132.36You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 1.8481 MAD +0.27% vs mid-market | Recipient gets MAD 73,923.94 Minutes - 24 hours | |
Ways to receive money in Morocco with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 1.8481 MAD MAD 73,923.94You payR$40,000.00 | |||
Run a live search Showing top Brazil to Morocco deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to MAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending MAD. We suggest doing a live search based on how much BRL you're planning to spend in Morocco. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 1.8481 MAD +0.27% vs mid-market | Recipient gets MAD 73,923.94 Minutes - 24 hours | |
Ways to receive money in Morocco with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 1.8481 MAD MAD 73,923.94You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 1.8395 MAD +0.74% vs mid-market | Recipient gets MAD 73,470.36 Same day | |
Ways to receive money in Morocco with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day R$60.001 BRL = 1.8395 MAD MAD 73,470.36You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee R$0.00 1 BRL = 1.8300 MAD +1.25% vs mid-market | Recipient gets MAD 73,200.00 Minutes | |
Ways to receive money in Morocco with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 BRL = 1.8300 MAD MAD 73,200.00You payR$40,000.00 Mobile moneyMinutesAvailable via:DamaneCash, Orange Free1 BRL = 1.8300 MAD MAD 73,200.00You payR$40,000.00 Mobile walletMinutesAvailable via:LanaCash Free1 BRL = 1.8300 MAD MAD 73,200.00You payR$40,000.00 Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash R$9.501 BRL = 1.8300 MAD MAD 73,200.00You payR$40,009.50 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 1.8395 MAD +0.74% vs mid-market | Recipient gets MAD 72,978.29 Within minutes | |
Ways to receive money in Morocco with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 1.8395 MAD MAD 72,978.29You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 1.7985 MAD +2.99% vs mid-market | Recipient gets MAD 71,940.00 Minutes - 24 hours | |
Ways to receive money in Morocco with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 BRL = 1.7985 MAD MAD 71,940.00You payR$40,000.00 Bank depositMinutes - 24 hoursAvailable via:BMCE Bank, All Banks Free1 BRL = 1.7985 MAD MAD 71,940.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$2,197.08 1 BRL = 1.8552 MAD -0.11% vs mid-market | Recipient gets MAD 70,132.36 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer R$2,197.081 BRL = 1.8552 MAD MAD 70,132.36You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$2,197.08 1 BRL = 1.8552 MAD -0.11% vs mid-market | Recipient gets MAD 70,132.36 Within a week | |
Ways to receive money in Morocco with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer R$2,197.081 BRL = 1.8552 MAD MAD 70,132.36You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 1.8531 MAD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 73,923.94 MAD for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, debit card, and pix.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Morocco
How much BRL you send to Morocco heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 0.74% | R$0.00 | MAD 1,840.00with debit card to bank deposit | +MAD 70.81 | |
| R$10,000 | 0.74% | R$0.00 | MAD 18,400.00with debit card to bank deposit | +MAD 432.86 | |
| R$40,000This page | 0.27% | R$0.00 | MAD 73,923.94with bank transfer to bank deposit | +MAD 1,670.04 |
Mid-market rate: 1 BRL = 1.8531 MAD
There are 6 ways to send money to Morocco across 5 money transfer companies.
For everyday transfers
For most transfers from Brazil to Morocco, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, debit card, and pix.
Revolut charges R$60 and adds 0.74% markup when sending R$40,000, this will get you 71,940 MAD in Morocco.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/MAD rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to MAD with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in Morocco needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you .د.م71,940 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in Morocco.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and MAD from one account.
Swapping R$40,000 with Revolut will get you 73,470.36 MAD after all fees.
You can then spend it in Morocco or Brazil and receive MAD payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international MAD payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 73,923.94 MAD.
For paying for your transfer, you have bank transfer, debit card, and pix.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Morocco directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Morocco, they can get it as bank deposit, cash pickup, mobile money, and mobile wallet.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
.د.م73,924
Cheapest
You pay R$40,000.00
.د.م73,200
-.د.م724
You pay R$40,000.00
.د.م73,200
-.د.م724
You pay R$40,000.00
.د.م73,200
-.د.م724
You pay R$40,009.50
.د.م73,200
-.د.م724
You pay R$40,000.00
.د.م71,940
-.د.م1,984
You pay R$40,000.00
.د.م71,940
-.د.م1,984
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Morocco, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Morocco. Your recipient gets 73,923.94 MAD, which is 0.61% more than the next best option.
Fastest:
TapTap Send, paid by debit card with bank deposit for the payout. It delivers 73,200 MAD in minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Morocco.
The company then switches to local rails or uses an internal network of accounts to move BRL to Morocco.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the MAD amount before fees and tax are added. Tracking the recent BRL/MAD range makes company quotes easier to compare.
Mid-market rate:1 BRL = 1.847159 MAD
We track 5 authorised companies sending BRL to Morocco, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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