MoneyTransfers

How to send money to Morocco from Switzerland with the best CHF-MAD rate

The cheapest option overall is Key Currency, giving your recipient 68,842.48 MAD when you send CHF 6,000.

Below we’ve compared 7 ways to send money from Switzerland to Morocco.

Best companies for CHF/MAD transfers

7 of 7 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze CHF/MAD exchange rates from our comparisons.

Based on 6,000 CHF transfer

Best companies for CHF/MAD transfers

All money transfer offers for CHF/MAD transfers, sorted by most MAD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee CHF 113.20 1 CHF = 11.5613 MAD -0.51% vs mid-market Recipient gets MAD 68'059.06 Within a week
25 reviews
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
CHF 113.201 CHF = 11.5613 MAD
MAD 68'059.06You payCHF 6'000.00
Promoted
Xe

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.3726 MAD +1.14% vs mid-market Recipient gets MAD 68'235.60 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.3726 MAD
MAD 68'235.60You payCHF 6'000.00

Run a live search

Showing top Switzerland to Morocco deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.4737 MAD +0.25% vs mid-market Recipient gets MAD 68'842.48 Minutes - 3 days
4 reviews
CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Morocco from Switzerland.
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 11.4737 MAD
MAD 68'842.48You payCHF 6'000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.4714 MAD +0.27% vs mid-market Recipient gets MAD 68'828.68 Minutes - 24 hours
9 reviews
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.4714 MAD
MAD 68'828.68You payCHF 6'000.00
OFX

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.4450 MAD +0.50% vs mid-market Recipient gets MAD 68'669.94 Minutes - 24 hours
7 reviews
Personal account managerReceive to bank account

Ways to receive money in Morocco with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.4450 MAD
MAD 68'669.94You payCHF 6'000.00
Xe

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.3726 MAD +1.14% vs mid-market Recipient gets MAD 68'235.60 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 11.3726 MAD
MAD 68'235.60You payCHF 6'000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 11.4786 MAD +0.21% vs mid-market Recipient gets MAD 68'223.32 Same day
10 reviews
FastestRevolut with Bank transfer deposit is the fastest way to send CHF to Morocco.
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
CHF 56.501 CHF = 11.4786 MAD
MAD 68'223.32You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.
Wise

Wise

Pay via Bank transfer
Fee CHF 113.20 1 CHF = 11.5613 MAD -0.51% vs mid-market Recipient gets MAD 68'059.06 Within a week
25 reviews
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Switzerland to Morocco.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
CHF 113.201 CHF = 11.5613 MAD
MAD 68'059.06You payCHF 6'000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 11.3415 MAD +1.40% vs mid-market Recipient gets MAD 68'048.81 Minutes - 2 days
0 reviews

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 11.3415 MAD
MAD 68'048.81You payCHF 6'000.00
Xe

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 11.3726 MAD +1.14% vs mid-market Recipient gets MAD 67'826.19 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 11.3726 MAD
MAD 67'826.19You payCHF 6'000.00
Xe

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 11.3726 MAD +1.14% vs mid-market Recipient gets MAD 67'826.19 Minutes - 24 hours
4 reviews
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 11.3726 MAD
MAD 67'826.19You payCHF 6'000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee CHF 185.50 1 CHF = 11.4786 MAD +0.21% vs mid-market Recipient gets MAD 66'742.58 Within minutes
10 reviews
Multi-currency cardReceive to bank account

Ways to receive money in Morocco with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 185.501 CHF = 11.4786 MAD
MAD 66'742.58You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.
How Our Results Work
Mid-market rate: 1 CHF = 11.502503 MAD Updates every 60 minutes.

How to send money from Switzerland to Morocco

Pick a company

Start with the cheapest, which is Key Currency at 68,842.48 MAD for CHF 6,000 transfer.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Ways to send money from Switzerland to Morocco

7 companies send money from Switzerland to Morocco, across broker, online, app, global account, and multi-currency account, and more.

For one-off transfers

Online transfers

Online services like Xe are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Xe, 6,000 CHF gets your recipient 68,235.6 MAD.

The fee is 0 CHF, with a 1.14% on top of CHF/MAD rate.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in MAD (be it payments or travelling).

Revolut converts CHF 6,000 with a 0.21% exchange-rate markup and lets you hold CHF and MAD in one account.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfers apps are the easiest to start with.

Xe charges fr.0 on a fr.6,000 transfer, and the money lands minutes - 24 hours.

You can also save recipients and create automated scheduled transfers to Morocco.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Morocco or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/MAD).

I suggest , since the more MAD you send the better rate you get.

Brokers charge no fees, so settle with the one that gives you the best CHF/MAD rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Morocco.

A global account lets you hold MAD alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive MAD in Morocco

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 68,842.48 MAD.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Morocco.

In Morocco, they can get MAD delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    .د.م68,842

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    .د.م67,826

    -.د.م1,016

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    .د.م67,826

    -.د.م1,016

Things to know before sending CHF to Serbia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/RSD transfer options

For a CHF 6,000 transfer to Morocco, these are the best options in our comparison.

Cheapest way to send money to Morocco

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 68,842.48 MAD, which is 0.02% more than the next best option.

Fastest way to send money to Morocco

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 68,223.32 MAD in same day.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but CHF transfer to a MAD requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

Live CHF-MAD Exchange Rate

Compare the CHF to MAD exchange rate

The rate you secure determines how much MAD arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.

Mid-market rate:1 CHF = 11.508803 MAD

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 7 of them sending CHF to Morocco, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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