The cheapest option overall is Key Currency, giving your recipient 69,242.58 MAD when you send CHF 6,000.
Below we’ve compared 7 ways to send money from Switzerland to Morocco.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/MAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 113.20 1 CHF = 11.5847 MAD -0.13% vs mid-market | Recipient gets MAD 68'196.81 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer CHF 113.201 CHF = 11.5847 MAD MAD 68'196.81You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.2278 MAD +3.00% vs mid-market | Recipient gets MAD 67'366.80 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.2278 MAD MAD 67'366.80You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Morocco deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to MAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending MAD. We suggest doing a live search based on how much CHF you're planning to spend in Morocco. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.5404 MAD +0.25% vs mid-market | Recipient gets MAD 69'242.58 Minutes - 3 days | |
Ways to receive money in Morocco with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 11.5404 MAD MAD 69'242.58You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.5381 MAD +0.27% vs mid-market | Recipient gets MAD 69'228.69 Minutes - 24 hours | |
Ways to receive money in Morocco with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.5381 MAD MAD 69'228.69You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.5115 MAD +0.50% vs mid-market | Recipient gets MAD 69'069.04 Minutes - 24 hours | |
Ways to receive money in Morocco with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.5115 MAD MAD 69'069.04You payCHF 6'000.00 | |||
 Moneycorp Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.4074 MAD +1.40% vs mid-market | Recipient gets MAD 68'444.29 Minutes - 2 days | |
Ways to receive money in Morocco with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 11.4074 MAD MAD 68'444.29You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 11.4825 MAD +0.75% vs mid-market | Recipient gets MAD 68'246.28 Same day | |
Ways to receive money in Morocco with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day CHF 56.501 CHF = 11.4825 MAD MAD 68'246.28You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Bank transfer | Fee CHF 113.20 1 CHF = 11.5847 MAD -0.13% vs mid-market | Recipient gets MAD 68'196.81 Within a week | |
Ways to receive money in Morocco with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer CHF 113.201 CHF = 11.5847 MAD MAD 68'196.81You payCHF 6'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 11.2278 MAD +3.00% vs mid-market | Recipient gets MAD 67'366.80 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 11.2278 MAD MAD 67'366.80You payCHF 6'000.00 | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 11.2278 MAD +3.00% vs mid-market | Recipient gets MAD 66'962.60 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 11.2278 MAD MAD 66'962.60You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 11.2278 MAD +3.00% vs mid-market | Recipient gets MAD 66'962.60 Minutes - 24 hours | |
Ways to receive money in Morocco with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 11.2278 MAD MAD 66'962.60You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee CHF 185.50 1 CHF = 11.4825 MAD +0.75% vs mid-market | Recipient gets MAD 66'765.04 Within minutes | |
Ways to receive money in Morocco with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 185.501 CHF = 11.4825 MAD MAD 66'765.04You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 CHF = 11.5694 MAD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 69,242.58 MAD for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Morocco heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | 0.65% | CHF 0.00 | MAD 11'490.00with bank transfer to bank deposit | +MAD 255.76 | |
| CHF 6'000This page | 0.25% | CHF 0.00 | MAD 69'242.58with bank transfer to bank deposit | +MAD 1'194.11 | |
| CHF 25'000 | CHF 454.63 | MAD 283'800.93with bank transfer to bank deposit | +MAD 163'116.89 |
Mid-market rate: 1 CHF = 11.5694 MAD
7 companies send money from Switzerland to Morocco, across broker, app, global account, online, and multi-currency account, and more.
For one-off transfers
Online services like Moneycorp are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Moneycorp, 6,000 CHF gets your recipient 68,444.29 MAD.
The fee is 0 CHF, with a 1.4% on top of CHF/MAD rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in MAD (be it payments or travelling).
Revolut converts CHF 6,000 with a 0.75% exchange-rate markup and lets you hold CHF and MAD in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Revolut charges fr.56.5 on a fr.6,000 transfer, and the money lands same day.
You can also save recipients and create automated scheduled transfers to Morocco.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Morocco or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/MAD).
I suggest , since the more MAD you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/MAD rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Morocco.
A global account lets you hold MAD alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 69,242.58 MAD.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Morocco.
In Morocco, they can get MAD delivered as bank deposit.
You pay fr.6,000.00
.د.م69,243
Cheapest
You pay fr.6,000.00
.د.م66,963
-.د.م2,280
You pay fr.6,000.00
.د.م66,963
-.د.م2,280
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Morocco, these are the best options in our comparison.
Cheapest way to send money to Morocco
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 69,242.58 MAD, which is 0.02% more than the next best option.
Fastest way to send money to Morocco
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 68,246.28 MAD in same day.
Swiss banks can make SEPA payments in euros, but CHF transfer to a MAD requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much MAD arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 11.570508 MAD
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 7 of them sending CHF to Morocco, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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