How to send money to Morocco from Italy with the best EUR-MAD rate

Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 76,727.7 MAD in Morocco.

For speed, TapTap Send is fastest, with delivery in minutes.

Best companies for EUR/MAD transfers

8 of 8 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/MAD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9351 MAD -0.05% vs mid-market Recipient gets MAD 74,957.27 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9351 MAD
MAD 74,957.27You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Run a live search

Showing top Italy to Morocco deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 10.9611 MAD -0.29% vs mid-market Recipient gets MAD 76,727.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Morocco with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.9611 MAD
MAD 76,727.70You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 10.9019 MAD +0.25% vs mid-market Recipient gets MAD 76,313.38 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Morocco with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.9019 MAD
MAD 76,313.38You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8997 MAD +0.27% vs mid-market Recipient gets MAD 76,298.08 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Morocco with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8997 MAD
MAD 76,298.08You pay€7,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €0.00 1 EUR = 10.8816 MAD +0.44% vs mid-market Recipient gets MAD 76,171.48 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Morocco with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 10.8816 MAD
MAD 76,171.48You pay€7,000.00
Cash pickupMinutes - 3 days
Free1 EUR = 10.8216 MAD
MAD 75,751.27You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 10.8746 MAD +0.50% vs mid-market Recipient gets MAD 76,122.12 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Morocco with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 10.8746 MAD
MAD 76,122.12You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 10.8700 MAD +0.54% vs mid-market Recipient gets MAD 76,090.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Morocco with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 10.8700 MAD
MAD 76,090.00You pay€7,000.00
Mobile moneyMinutesAvailable via:DamaneCash, Orange
Free1 EUR = 10.8700 MAD
MAD 76,090.00You pay€7,000.00
Mobile walletMinutesAvailable via:LanaCash
Free1 EUR = 10.8700 MAD
MAD 76,090.00You pay€7,000.00
Cash pickupMinutesAvailable via:Al Barid Bank, Barid Cash, Cash Plus, Wafacash
€2.501 EUR = 10.8700 MAD
MAD 76,090.00You pay€7,002.50

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 10.7762 MAD +1.40% vs mid-market Recipient gets MAD 75,433.58 Minutes - 2 days

Ways to receive money in Morocco with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 10.7762 MAD
MAD 75,433.58You pay€7,000.00

Wise

Pay via Bank transfer
Fee €145.26 1 EUR = 10.9351 MAD -0.05% vs mid-market Recipient gets MAD 74,957.27 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€145.261 EUR = 10.9351 MAD
MAD 74,957.27You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €155.09 1 EUR = 10.9351 MAD -0.05% vs mid-market Recipient gets MAD 74,849.78 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€155.091 EUR = 10.9351 MAD
MAD 74,849.78You pay€7,000.00

Wise

Pay via Debit card
Fee €198.58 1 EUR = 10.9351 MAD -0.05% vs mid-market Recipient gets MAD 74,374.21 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€198.581 EUR = 10.9351 MAD
MAD 74,374.21You pay€7,000.00

Wise

Pay via Credit card
Fee €239.33 1 EUR = 10.9351 MAD -0.05% vs mid-market Recipient gets MAD 73,928.60 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Morocco with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
€239.331 EUR = 10.9351 MAD
MAD 73,928.60You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 10.9292 MAD Updates every 60 minutes.

How to send money from Italy to Morocco

Pick a company

For a one-off transfer to Morocco, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most MAD.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/MAD rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.

Sending money to Morocco directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Ways to send money from Italy to Morocco

8 companies send money from Italy to Morocco. You can send EUR via app, broker, online, global account, and multi-currency account, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Xe charges €0 on a €7,000 transfer, and 76,727.7 MAD lands in a mobile wallet in seconds, no bank account needed on their side.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 76,727.7 MAD on €7,000 with a €0 fee and -0.29% markup.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Morocco, the better rate you will get.

Xe charges no fee and adds -0.29% on EUR/MAD rate.

Travelling and receiving

Multi-currency accounts

If you travel to Morocco often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and MAD in one account, and give you local details.

I suggest trying Wise.

It holds EUR and MAD balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive MAD in Morocco

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 76,727.7 MAD.

In Italy, you can pay by bank transfer, debit card, credit card, and ideal.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send MAD to Morocco by themselves.

In Morocco, the recipient can use bank deposit, cash pickup, mobile money, and mobile wallet.

In Morocco, they can collect cash through .

They need to take a photo ID and the collection reference to a participating location in Morocco.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    .د.م76,728

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.م76,728

    .د.م0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    .د.م76,728

    .د.م0

  4. 4
    Debit card Cash pickup

    You pay €7,002.50

    .د.م76,090

    -.د.م638

  5. 5
    Debit card Mobile money

    You pay €7,000.00

    .د.م76,090

    -.د.م638

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay €7,000.00

    .د.م76,090

    -.د.م638

  2. 7
    Ideal Bank deposit

    You pay €7,000.00

    .د.م74,850

    -.د.م1,878

Consider this when sending money from Italy to MAD

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Morocco.

Cheapest way to send money to Morocco

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 76,727.7 MAD, which is 0.54% more than the next best option.

Fastest way to send money to Morocco

The fastest option is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 76,090 MAD, with the money arriving in minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Xe then convert the money into MAD and pay your recipient in Morocco through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

Live EUR-MAD Exchange Rate

Finding the best rate to send money from Italy to Morocco

The exchange rate affects the final MAD amount, so compare today's quote with the recent EUR/MAD range before sending.

Mid-market rate:1 EUR = 10.956822 MAD

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 8 of them on EUR to Morocco, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.