How to send money to Vietnam from Poland with the best PLN-VND rate

We’ve analysed and compared 7 money transfer companies below for PLN/VND transfers.

Best companies for PLN/VND transfers

7 of 7 providers

Last updated on 27 September 2026

Based on 30,000 PLN transfer

Best companies for PLN/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 270,91 zł 1 PLN = 6768.9900 VND -0.01% vs mid-market Recipient gets 201.235.913,00 ₫ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
270,91 zł1 PLN = 6768.9900 VND
201.235.913,00 ₫You pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 6646.0000 VND +1.83% vs mid-market Recipient gets 199.380.000,00 ₫ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 6646.0000 VND
199.380.000,00 ₫You pay30.000,00 zł

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Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 6750.2735 VND +0.27% vs mid-market Recipient gets 202.508.204,85 ₫ Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 6750.2735 VND
202.508.204,85 ₫You pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 270,91 zł 1 PLN = 6768.9900 VND -0.01% vs mid-market Recipient gets 201.235.913,00 ₫ Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
270,91 zł1 PLN = 6768.9900 VND
201.235.913,00 ₫You pay30.000,00 zł

CurrencyFair

Pay via Bank transfer
Fee 9,91 zł 1 PLN = 6710.0500 VND +0.87% vs mid-market Recipient gets 201.234.399,50 ₫ Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
9,91 zł1 PLN = 6710.0500 VND
201.234.399,50 ₫You pay30.000,00 zł

TapTap Send

Pay via Debit card
Fee 0,00 zł 1 PLN = 6698.1700 VND +1.05% vs mid-market Recipient gets 200.945.100,00 ₫ Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 PLN = 6698.1700 VND
200.945.100,00 ₫You pay30.000,00 zł
Cash deliveryMinutes
Free1 PLN = 6698.1700 VND
200.945.100,00 ₫You pay30.000,00 zł
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 PLN = 6698.1700 VND
200.945.100,00 ₫You pay30.000,00 zł

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 6646.0000 VND +1.83% vs mid-market Recipient gets 199.380.000,00 ₫ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 6646.0000 VND
199.380.000,00 ₫You pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 6646.0000 VND +1.83% vs mid-market Recipient gets 199.380.000,00 ₫ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 6646.0000 VND
199.380.000,00 ₫You pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 6646.0000 VND +1.83% vs mid-market Recipient gets 199.380.000,00 ₫ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 6646.0000 VND
199.380.000,00 ₫You pay30.000,00 zł
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee 0,00 zł 1 PLN = 6632.3632 VND +2.03% vs mid-market Recipient gets 198.970.894,50 ₫ Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 PLN = 6632.3632 VND
198.970.894,50 ₫You pay30.000,00 zł
Cash pickupMinutes - 2 days
16,00 zł1 PLN = 6632.3632 VND
198.864.776,69 ₫You pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 625,00 zł 1 PLN = 6726.0217 VND +0.63% vs mid-market Recipient gets 197.576.887,00 ₫ Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
625,00 zł1 PLN = 6726.0217 VND
197.576.887,00 ₫You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1.240,00 zł 1 PLN = 6726.0217 VND +0.63% vs mid-market Recipient gets 193.440.383,00 ₫ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1.240,00 zł1 PLN = 6726.0217 VND
193.440.383,00 ₫You pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 6768.5486 VND Updates every 60 minutes.

How to send money from Poland to Vietnam

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most VND on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/VND rate.

Fund your transfer

You can fund your transfer to Vietnam using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to Vietnam

7 companies send money from Poland to Vietnam, across app, broker, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Wise charges 270.91 PLN on a zł30,000 transfer and delivers 201,235,913 VND in next day, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more VND.

The cheapest way to send money online from Poland to Vietnam is via Wise.

Sending 30,000 PLN gets you 201,235,913 VND (after 270.91 fee and -0.01% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and VND in one account.

This is useful for travelling to Vietnam, getting paid in VND, or pre-converting when PLN/VND rate is good.

You can convert between them whenever you want, and once you have VND there are no fees after.

The best multi-currency account for holding PLN and VND is Wise.

For example, it converts zł30,000 at -0.01% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 202,508,204.85 VND.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive VND via bank deposit, cash delivery, mobile money, and cash pickup.

Collect cash in Vietnam

Cash pickup is also available through participating agent locations in Vietnam.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    ₫202,508,205

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    ₫200,945,100

    -₫1,563,105

  3. 3
    Debit card Cash delivery

    You pay zł30,000.00

    ₫200,945,100

    -₫1,563,105

  4. 4
    Debit card Mobile money

    You pay zł30,000.00

    ₫200,945,100

    -₫1,563,105

  5. 5
    Credit card Bank deposit

    You pay zł30,000.00

    ₫199,380,000

    -₫3,128,205

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay zł30,000.00

    ₫198,864,777

    -₫3,643,428

Consider this when sending PLN to Vietnam

There are a few nuances when sending money from Poland to Vietnam.

Compare PLN/VND transfer options

For a 30,000 PLN transfer to Vietnam, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Vietnam

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 202,508,204.85 VND, which is 0.63% more than the next best option.

Fastest way to send money to Vietnam

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 197,576,887 VND, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-VND Exchange Rate

Check the PLN to VND exchange rate

A small change in the PLN/VND rate can make a difference to the amount received, especially on regular transfers to Vietnam.

Mid-market rate:1 PLN = 6,751.559907 VND

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 7 of them on PLN to Vietnam in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.