How to send money to Vietnam from Switzerland with the best CHF-VND rate

The cheapest option overall is Regency FX, giving your recipient 186,283,115.41 VND when you send CHF 6,000.

Below we’ve compared 6 ways to send money from Switzerland to Vietnam.

Best companies for CHF/VND transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 30.73 1 CHF = 31132.9000 VND -0.01% vs mid-market Recipient gets ₫ 185'840'686.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 30.731 CHF = 31132.9000 VND
₫ 185'840'686.00You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 30874.0000 VND +0.83% vs mid-market Recipient gets ₫ 185'244'000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 30874.0000 VND
₫ 185'244'000.00You payCHF 6'000.00

Run a live search

Showing top Switzerland to Vietnam deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 31047.1859 VND +0.27% vs mid-market Recipient gets ₫ 186'283'115.41 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 31047.1859 VND
₫ 186'283'115.41You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 30975.5840 VND +0.50% vs mid-market Recipient gets ₫ 185'853'504.30 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 30975.5840 VND
₫ 185'853'504.30You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 30.73 1 CHF = 31132.9000 VND -0.01% vs mid-market Recipient gets ₫ 185'840'686.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 30.731 CHF = 31132.9000 VND
₫ 185'840'686.00You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 30874.0000 VND +0.83% vs mid-market Recipient gets ₫ 185'244'000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 30874.0000 VND
₫ 185'244'000.00You payCHF 6'000.00

CurrencyFair

Pay via Bank transfer
Fee CHF 3.96 1 CHF = 30826.1000 VND +0.99% vs mid-market Recipient gets ₫ 184'833'295.60 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 3.961 CHF = 30826.1000 VND
₫ 184'833'295.60You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 31035.8933 VND +0.31% vs mid-market Recipient gets ₫ 184'461'831.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 31035.8933 VND
₫ 184'461'831.00You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 30874.0000 VND +0.83% vs mid-market Recipient gets ₫ 184'132'536.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 30874.0000 VND
₫ 184'132'536.00You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 30874.0000 VND +0.83% vs mid-market Recipient gets ₫ 184'132'536.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 30874.0000 VND
₫ 184'132'536.00You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 185.50 1 CHF = 31035.8933 VND +0.31% vs mid-market Recipient gets ₫ 180'458'201.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 185.501 CHF = 31035.8933 VND
₫ 180'458'201.00You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 31131.2403 VND Updates every 60 minutes.

How to send money from Switzerland to Vietnam

Pick a company

Start with the cheapest, which is Regency FX at 186,283,115.41 VND for a CHF 6,000 transfer.

Regency FX was the cheapest on 30 of the 30 days it quoted fr.6,000 transfers to Vietnam.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Vietnam?

How much CHF you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from CHF 6,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
CHF 1'0000.32%CHF 1.80₫ 30'982'201.00with bank transfer to bank deposit+₫ 340'030.87
CHF 5'0000.27%CHF 0.00₫ 155'185'304.46with bank transfer to bank deposit+₫ 1'573'867.73
CHF 6'000This page0.27%CHF 0.00₫ 186'283'115.41with bank transfer to bank deposit+₫ 1'700'925.93
CHF 25'0000.25%CHF 0.00₫ 775'415'782.47with bank transfer to bank deposit+₫ 8'527'591.75

Mid-market rate: 1 CHF = 31131.2403 VND

CHF/VND Exchange Rate History

Is today a good time to send money from Switzerland to Vietnam?

The cheapest way to send CHF to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 CHF transfers to Vietnam.

VND received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market rate₫ 186'787'441.51 Regency FX ₫ 186'283'115.41Regency FX₫ 186'283'115.41OFX₫ 185'853'504.30Wise₫ 185'840'686.00

184M
185M
186M
187M
188M
189M
190M
At the mid-market rateWith the cheapest optionRegency FXOFXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 31172.7368 – ₫ 187'036'420.93
Regency FX Cheapest 31088.5704 CHF 0.00 ₫ 186'531'422.60 −₫ 504'998.33
OFX 31016.8731 CHF 0.00 ₫ 186'101'238.83 −₫ 935'182.10
Wise 31173.7000 CHF 30.73 ₫ 186'084'232.00 −₫ 952'188.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 31144.0049 – ₫ 186'864'029.17
Regency FX Cheapest 31059.9160 CHF 0.00 ₫ 186'359'496.29 −₫ 504'532.88
OFX 30988.2848 CHF 0.00 ₫ 185'929'709.02 −₫ 934'320.15
Wise 31140.4000 CHF 30.73 ₫ 185'885'456.00 −₫ 978'573.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 31136.3011 – ₫ 186'817'806.62
Regency FX Cheapest 31052.2331 CHF 0.00 ₫ 186'313'398.54 −₫ 504'408.08
OFX 30980.6196 CHF 0.00 ₫ 185'883'717.58 −₫ 934'089.04
Wise 31133.7000 CHF 30.73 ₫ 185'845'461.00 −₫ 972'345.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 31402.6586 – ₫ 188'415'951.83
Regency FX Cheapest 31317.8715 CHF 0.00 ₫ 187'907'228.76 −₫ 508'723.07
Wise 31406.7000 CHF 30.73 ₫ 187'475'072.00 −₫ 940'879.83
OFX 31245.6453 CHF 0.00 ₫ 187'473'872.07 −₫ 942'079.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 31369.7335 – ₫ 188'218'401.00
Regency FX Cheapest 31285.0352 CHF 0.00 ₫ 187'710'211.32 −₫ 508'189.68
OFX 31212.8848 CHF 0.00 ₫ 187'277'309.00 −₫ 941'092.00
Wise 31345.1000 CHF 30.73 ₫ 187'107'365.00 −₫ 1'111'036.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 31292.7482 – ₫ 187'756'489.21
Regency FX Cheapest 31208.2578 CHF 0.00 ₫ 187'249'546.69 −₫ 506'942.52
Wise 31345.1000 CHF 30.73 ₫ 187'107'365.00 −₫ 649'124.21
OFX 31136.2845 CHF 0.00 ₫ 186'817'706.77 −₫ 938'782.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 31369.9828 – ₫ 188'219'896.87
Regency FX Cheapest 31285.2839 CHF 0.00 ₫ 187'711'703.14 −₫ 508'193.73
OFX 31213.1329 CHF 0.00 ₫ 187'278'797.38 −₫ 941'099.49
Wise 31367.1000 CHF 30.73 ₫ 187'238'689.00 −₫ 981'207.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 31231.3306 – ₫ 187'387'983.40
Regency FX Cheapest 31147.0060 CHF 0.00 ₫ 186'882'035.84 −₫ 505'947.56
OFX 31075.1739 CHF 0.00 ₫ 186'451'043.48 −₫ 936'939.92
Wise 31233.1000 CHF 30.73 ₫ 186'438'807.00 −₫ 949'176.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 31201.2991 – ₫ 187'207'794.65
Regency FX Cheapest 31117.0556 CHF 0.00 ₫ 186'702'333.60 −₫ 505'461.05
OFX 31045.2926 CHF 0.00 ₫ 186'271'755.67 −₫ 936'038.98
Wise 31200.9000 CHF 30.73 ₫ 186'246'596.00 −₫ 961'198.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 31122.6602 – ₫ 186'735'961.49
Regency FX Cheapest 31038.6291 CHF 0.00 ₫ 186'231'774.40 −₫ 504'187.09
OFX 30967.0469 CHF 0.00 ₫ 185'802'281.69 −₫ 933'679.80
Wise 31124.0000 CHF 30.73 ₫ 185'787'559.00 −₫ 948'402.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 31135.4209 – ₫ 186'812'525.21
Regency FX Cheapest 31051.3552 CHF 0.00 ₫ 186'308'131.40 −₫ 504'393.81
OFX 30979.7438 CHF 0.00 ₫ 185'878'462.59 −₫ 934'062.62
Wise 31136.7000 CHF 30.73 ₫ 185'863'369.00 −₫ 949'156.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 31216.8423 – ₫ 187'301'053.67
Regency FX Cheapest 31132.5568 CHF 0.00 ₫ 186'795'340.83 −₫ 505'712.84
OFX 31060.7581 CHF 0.00 ₫ 186'364'548.41 −₫ 936'505.26
Wise 31178.2000 CHF 30.73 ₫ 186'111'094.00 −₫ 1'189'959.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 31216.8423 – ₫ 187'301'053.67
Regency FX Cheapest 31132.5568 CHF 0.00 ₫ 186'795'340.83 −₫ 505'712.84
OFX 31060.7581 CHF 0.00 ₫ 186'364'548.41 −₫ 936'505.26
Wise 31178.2000 CHF 30.73 ₫ 186'111'094.00 −₫ 1'189'959.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 31152.0164 – ₫ 186'912'098.63
Regency FX Cheapest 31067.9060 CHF 0.00 ₫ 186'407'435.96 −₫ 504'662.67
OFX 30996.2564 CHF 0.00 ₫ 185'977'538.13 −₫ 934'560.50
Wise 31150.5000 CHF 30.73 ₫ 185'945'745.00 −₫ 966'353.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 31101.8649 – ₫ 186'611'189.30
Regency FX Cheapest 31017.8898 CHF 0.00 ₫ 186'107'339.09 −₫ 503'850.21
OFX 30946.3556 CHF 0.00 ₫ 185'678'133.35 −₫ 933'055.95
Wise 31099.2000 CHF 30.73 ₫ 185'639'522.00 −₫ 971'667.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 30903.1569 – ₫ 185'418'941.41
Regency FX Cheapest 30819.7184 CHF 0.00 ₫ 184'918'310.27 −₫ 500'631.14
OFX 30748.6411 CHF 0.00 ₫ 184'491'846.70 −₫ 927'094.71
Wise 30905.2000 CHF 30.73 ₫ 184'481'483.00 −₫ 937'458.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 31217.2345 – ₫ 187'303'406.71
Regency FX Cheapest 31132.9479 CHF 0.00 ₫ 186'797'687.51 −₫ 505'719.20
OFX 31061.1483 CHF 0.00 ₫ 186'366'889.68 −₫ 936'517.03
Wise 31213.7000 CHF 30.73 ₫ 186'323'003.00 −₫ 980'403.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 31378.0165 – ₫ 188'268'098.86
Regency FX Cheapest 31293.2958 CHF 0.00 ₫ 187'759'774.99 −₫ 508'323.87
Wise 31382.2000 CHF 30.73 ₫ 187'328'825.00 −₫ 939'273.86
OFX 31221.1264 CHF 0.00 ₫ 187'326'758.36 −₫ 941'340.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 31351.8684 – ₫ 188'111'210.68
Regency FX Cheapest 31267.2184 CHF 0.00 ₫ 187'603'310.41 −₫ 507'900.27
Wise 31427.3000 CHF 30.73 ₫ 187'598'039.00 −₫ 513'171.68
OFX 31195.1091 CHF 0.00 ₫ 187'170'654.62 −₫ 940'556.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 31351.8684 – ₫ 188'111'210.68
Regency FX Cheapest 31267.2184 CHF 0.00 ₫ 187'603'310.41 −₫ 507'900.27
Wise 31427.3000 CHF 30.73 ₫ 187'598'039.00 −₫ 513'171.68
OFX 31195.1091 CHF 0.00 ₫ 187'170'654.62 −₫ 940'556.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 31421.9502 – ₫ 188'531'701.01
Regency FX Cheapest 31337.1109 CHF 0.00 ₫ 188'022'665.42 −₫ 509'035.59
OFX 31264.8404 CHF 0.00 ₫ 187'589'042.51 −₫ 942'658.50
Wise 31421.4000 CHF 30.73 ₫ 187'562'820.00 −₫ 968'881.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 31358.5873 – ₫ 188'151'523.78
Regency FX Cheapest 31273.9191 CHF 0.00 ₫ 187'643'514.67 −₫ 508'009.11
OFX 31201.7944 CHF 0.00 ₫ 187'210'766.16 −₫ 940'757.62
Wise 31361.2000 CHF 30.73 ₫ 187'203'470.00 −₫ 948'053.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 31372.2161 – ₫ 188'233'296.75
Regency FX Cheapest 31287.5111 CHF 0.00 ₫ 187'725'066.85 −₫ 508'229.90
OFX 31215.3550 CHF 0.00 ₫ 187'292'130.27 −₫ 941'166.48
Wise 31370.9000 CHF 30.73 ₫ 187'261'372.00 −₫ 971'924.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 31523.4976 – ₫ 189'140'985.61
Regency FX Cheapest 31438.3842 CHF 0.00 ₫ 188'630'304.94 −₫ 510'680.67
OFX 31365.8801 CHF 0.00 ₫ 188'195'280.68 −₫ 945'704.93
Wise 31516.7000 CHF 30.73 ₫ 188'131'692.00 −₫ 1'009'293.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 31406.8168 – ₫ 188'440'901.05
Regency FX Cheapest 31322.0184 CHF 0.00 ₫ 187'932'110.62 −₫ 508'790.43
OFX 31249.7828 CHF 0.00 ₫ 187'498'696.55 −₫ 942'204.50
Wise 31407.9000 CHF 30.73 ₫ 187'482'235.00 −₫ 958'666.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 31321.2974 – ₫ 187'927'784.12
Regency FX Cheapest 31236.7299 CHF 0.00 ₫ 187'420'379.10 −₫ 507'405.02
OFX 31164.6909 CHF 0.00 ₫ 186'988'145.20 −₫ 939'638.92
Wise 31324.2000 CHF 30.73 ₫ 186'982'607.00 −₫ 945'177.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 31321.2974 – ₫ 187'927'784.12
Regency FX Cheapest 31236.7299 CHF 0.00 ₫ 187'420'379.10 −₫ 507'405.02
OFX 31164.6909 CHF 0.00 ₫ 186'988'145.20 −₫ 939'638.92
Wise 31324.2000 CHF 30.73 ₫ 186'982'607.00 −₫ 945'177.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 31281.2071 – ₫ 187'687'242.40
Regency FX Cheapest 31196.7478 CHF 0.00 ₫ 187'180'486.85 −₫ 506'755.55
OFX 31124.8010 CHF 0.00 ₫ 186'748'806.19 −₫ 938'436.21
Wise 31284.4000 CHF 30.73 ₫ 186'745'030.00 −₫ 942'212.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 31189.5204 – ₫ 187'137'122.33
Regency FX Cheapest 31105.3087 CHF 0.00 ₫ 186'631'852.10 −₫ 505'270.23
OFX 31033.5728 CHF 0.00 ₫ 186'201'436.72 −₫ 935'685.61
Wise 31191.7000 CHF 30.73 ₫ 186'191'679.00 −₫ 945'443.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 31131.2403 – ₫ 186'787'441.51
Regency FX Cheapest 31047.1859 CHF 0.00 ₫ 186'283'115.41 −₫ 504'326.10
OFX 30975.5840 CHF 0.00 ₫ 185'853'504.30 −₫ 933'937.21
Wise 31132.9000 CHF 30.73 ₫ 185'840'686.00 −₫ 946'755.51

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of VND on every transfer from Switzerland.

Right now, Regency FX pays 186,283,115.41 VND on 6,000 CHF, which is 504,326.1 VND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 188,630,304.94 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 75 comparisons

    Cheapest every time

  2. OFXAppeared in 104 comparisons

    Cheapest in 6% of them

  3. WiseAppeared in 76 comparisons

    Cheapest in 4% of them

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most VND, and it was also the cheapest in 100% of the 75 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Vietnam.

OFX (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Vietnam.

Ways to send money from Switzerland to Vietnam

6 companies send money from Switzerland to Vietnam, across broker, app, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6,000 CHF gets your recipient 185,840,686 VND.

The fee is 30.73 CHF, with a -0.01% markup on top of the CHF/VND rate.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in VND (be it payments or travelling).

Wise converts CHF 6,000 with a -0.01% exchange-rate markup and lets you hold CHF and VND in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.30.73 on a fr.6,000 transfer, and the money lands within an hour.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Vietnam.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Vietnam or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/VND).

I suggest , since the more VND you send the better rate you get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/VND rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Vietnam.

A global account lets you hold VND alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 186,283,115.41 VND.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Vietnam.

In Vietnam, they can get VND delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    ₫186,283,115

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    ₫184,132,536

    -₫2,150,579

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    ₫184,132,536

    -₫2,150,579

Things to know before sending CHF to Vietnam

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/VND transfer options

For a CHF 6,000 transfer to Vietnam, these are the best options in our comparison.

Cheapest way to send money to Vietnam

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 186,283,115.41 VND, which is 0.23% more than the next best option.

Fastest way to send money to Vietnam

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 184,461,831 VND in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to VND requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 6 of them sending CHF to Vietnam, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.