How to send money to Vietnam from Australia with the best AUD-VND rate

Of the 11 companies we analysed, Remitly is the cheapest app overall for sending A$2,000 to Vietnam.

On a 2,000 AUD transfer it will get your recipient 36,664,660 VND.

Best companies for AUD/VND transfers

11 of 11 providers

Last updated on 28 October 2026

Based on 2,000 AUD transfer

Best companies for AUD/VND transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $13.24 1 AUD = 18173.5000 VND -0.01% vs mid-market Recipient gets ₫36,106,383.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.241 AUD = 18173.5000 VND
₫36,106,383.00You pay$2,000.00
Ad

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 18073.0000 VND +0.54% vs mid-market Recipient gets ₫36,146,000.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18073.0000 VND
₫36,146,000.00You pay$2,000.00

Run a live search

Showing top Australia to Vietnam deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 18332.3300 VND -0.88% vs mid-market Recipient gets ₫36,664,660.00 Within a week
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 AUD = 18332.3300 VND
₫36,664,660.00You pay$2,000.00

Instarem

Pay via PayID
Fees: $0.00 1 AUD = 18172.0900 VND 0.00% vs mid-market Recipient gets ₫36,344,180.00 6-12 Hours
Receive to bank account

Ways to receive money in Vietnam with Instarem when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18172.0900 VND
₫36,344,180.00You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 18163.3600 VND +0.04% vs mid-market Recipient gets ₫36,326,720.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 18163.3600 VND
₫36,326,720.00You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $0.00 1 AUD = 18163.3600 VND +0.04% vs mid-market Recipient gets ₫36,326,720.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 AUD = 18163.3600 VND
₫36,326,720.00You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 18114.9345 VND +0.31% vs mid-market Recipient gets ₫36,230,000.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 18114.9345 VND
₫36,230,000.00You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18114.9345 VND +0.31% vs mid-market Recipient gets ₫36,230,000.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 18114.9345 VND
₫36,230,000.00You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $2.89 1 AUD = 18079.8346 VND +0.50% vs mid-market Recipient gets ₫36,159,669.20 6-12 Hours

Ways to receive money in Vietnam with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash delivery6-12 HoursAvailable via:HD BANK (VND), Donga Bank (VND)
$2.891 AUD = 18079.8346 VND
₫36,159,669.20You pay$2,002.89
Bank deposit6-12 HoursAvailable via:All Banks
$1.991 AUD = 18052.5785 VND
₫36,105,157.00You pay$2,001.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 18030.8899 VND
₫36,061,779.80You pay$2,001.99
Cash pickup6-12 Hours
$4.991 AUD = 17837.6862 VND
₫35,675,372.40You pay$2,004.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $2.89 1 AUD = 18079.8346 VND +0.50% vs mid-market Recipient gets ₫36,159,669.20 6-12 Hours

Ways to receive money in Vietnam with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash delivery6-12 HoursAvailable via:Donga Bank (VND), HD BANK (VND)
$2.891 AUD = 18079.8346 VND
₫36,159,669.20You pay$2,002.89
Bank deposit6-12 HoursAvailable via:All Banks
$1.991 AUD = 18052.5785 VND
₫36,105,157.00You pay$2,001.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 18030.8899 VND
₫36,061,779.80You pay$2,001.99
Cash pickup6-12 Hours
$4.991 AUD = 17837.6862 VND
₫35,675,372.40You pay$2,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $2.89 1 AUD = 18079.8346 VND +0.50% vs mid-market Recipient gets ₫36,159,669.20 6-12 Hours

Ways to receive money in Vietnam with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash delivery6-12 HoursAvailable via:HD BANK (VND), Donga Bank (VND)
$2.891 AUD = 18079.8346 VND
₫36,159,669.20You pay$2,002.89
Bank deposit6-12 HoursAvailable via:All Banks
$1.991 AUD = 18052.5785 VND
₫36,105,157.00You pay$2,001.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 18030.8899 VND
₫36,061,779.80You pay$2,001.99
Cash pickup6-12 Hours
$4.991 AUD = 17837.6862 VND
₫35,675,372.40You pay$2,004.99
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 18106.5105 VND +0.36% vs mid-market Recipient gets ₫36,158,701.00 Within minutes
Fastest
Receive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 18106.5105 VND
₫36,158,701.00You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit Card
Fees: $0.00 1 AUD = 18073.0000 VND +0.54% vs mid-market Recipient gets ₫36,146,000.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18073.0000 VND
₫36,146,000.00You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18073.0000 VND +0.54% vs mid-market Recipient gets ₫36,146,000.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18073.0000 VND
₫36,146,000.00You pay$2,000.00

Xe

Pay via Credit Card
Fees: $0.00 1 AUD = 18073.0000 VND +0.54% vs mid-market Recipient gets ₫36,146,000.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18073.0000 VND
₫36,146,000.00You pay$2,000.00

Wise

Pay via Bank Transfer
Fees: $13.24 1 AUD = 18173.5000 VND -0.01% vs mid-market Recipient gets ₫36,106,383.00 Within minutes
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.241 AUD = 18173.5000 VND
₫36,106,383.00You pay$2,000.00

Wise

Pay via Osko
Fees: $13.24 1 AUD = 18173.5000 VND -0.01% vs mid-market Recipient gets ₫36,106,383.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.241 AUD = 18173.5000 VND
₫36,106,383.00You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18053.1906 VND +0.65% vs mid-market Recipient gets ₫36,106,381.15 6-12 Hours
Receive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18053.1906 VND
₫36,106,381.15You pay$2,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 18050.0000 VND +0.67% vs mid-market Recipient gets ₫36,100,000.00 Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AUD = 18050.0000 VND
₫36,100,000.00You pay$2,000.00
Cash deliveryMinutes
Free1 AUD = 18050.0000 VND
₫36,100,000.00You pay$2,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 AUD = 18050.0000 VND
₫36,100,000.00You pay$2,000.00

Panda Remit

Pay via Bank Transfer
Fees: $5.99 1 AUD = 18075.4421 VND +0.53% vs mid-market Recipient gets ₫36,042,612.30 6-12 Hours
0 reviews

Ways to receive money in Vietnam with Panda Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.991 AUD = 18075.4421 VND
₫36,042,612.30You pay$2,000.00

OrbitRemit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18018.0000 VND +0.85% vs mid-market Recipient gets ₫36,036,000.00 2 Days

Ways to receive money in Vietnam with OrbitRemit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 18018.0000 VND
₫36,036,000.00You pay$2,000.00
Cash pickup2 Days
Free1 AUD = 18018.0000 VND
₫36,036,000.00You pay$2,000.00

Wise

Pay via Debit Card
Fees: $18.77 1 AUD = 18173.5000 VND -0.01% vs mid-market Recipient gets ₫36,005,883.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$18.771 AUD = 18173.5000 VND
₫36,005,883.00You pay$2,000.00

Instarem

Pay via Credit Card
Fees: $24.00 1 AUD = 18172.0900 VND 0.00% vs mid-market Recipient gets ₫35,908,050.00 6-12 Hours
Receive to bank account

Ways to receive money in Vietnam with Instarem when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$24.001 AUD = 18172.0900 VND
₫35,908,050.00You pay$2,000.00

Wise

Pay via Credit Card
Fees: $32.21 1 AUD = 18173.5000 VND -0.01% vs mid-market Recipient gets ₫35,761,632.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$32.211 AUD = 18173.5000 VND
₫35,761,632.00You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 18171.3041 VND Updates every 60 minutes.

How to send money from Australia to Vietnam

Pick a company

Start with the cheapest, which is Remitly at 36,664,660 VND on A$2,000.

Remitly was the cheapest on 16 of the 30 days it quoted A$2,000 transfers to Vietnam.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, payto, payid, poli, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Vietnam?

How much AUD you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 56% of the transfers up to A$2,000 it quoted, and in 59% of all the transfers it quoted.

Cheapest service
$1,000-2.28%$0.00₫18,592,700.00with payto to bank deposit+₫517,103.35
$1,500-1.35%$0.00₫27,634,605.00with payto to bank deposit+₫483,269.31
$2,000This page-0.88%$0.00₫36,664,660.00with payto to bank deposit+₫511,418.50
$3,000-0.43%$0.00₫54,752,520.00with payto to bank deposit+₫559,079.61
$7,5000.29%$0.00₫135,863,000.00with debit card to bank deposit+₫430,015.95
$12,0000.27%$0.00₫217,449,637.43with bank transfer to bank deposit+₫791,423.81
$15,0000.27%$0.00₫271,781,119.35with bank transfer to bank deposit+₫968,620.16
$50,0000.25%$0.00₫906,403,279.03with bank transfer to bank deposit+₫3,198,094.32
$100,0000.25%$0.00₫1,812,185,930.33with bank transfer to bank deposit+₫9,527,123.67
$250,0000.20%$0.00₫4,532,735,735.50with bank transfer to bank deposit+₫25,906,959.06
$500,0000.20%$0.00₫9,066,541,261.13with bank transfer to bank deposit+₫59,390,088.60

Mid-market rate: 1 AUD = 18171.3041 VND

AUD/VND Exchange Rate History

Is today a good time to send money from Australia to Vietnam?

The cheapest way to send AUD to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 2,000 AUD transfers to Vietnam.

VND received for $2,000, after fees

Wed, 28 Oct 2026Mid-market rate₫36,342,608.10 Remitly ₫36,664,660.00Remitly₫36,664,660.00Instarem₫36,344,180.00Western Union₫36,230,000.00

35.0M
35.5M
36.0M
36.5M
37.0M
37.5M
At the mid-market rateWith the cheapest optionRemitlyInstaremWestern Union
Exchange rateFees:Recipient getsDifference
Mid-market rate 18137.8196 – ₫36,275,639.28
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫667,571.82
Western Union 18184.6018 $0.00 ₫36,370,000.00 +₫94,360.72
Remitly 18071.0100 $0.00 ₫36,142,020.00 −₫133,619.28
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18100.6464 – ₫36,201,292.85
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫741,918.25
Western Union 18098.1753 $0.00 ₫36,197,000.00 −₫4,292.85
Remitly 18005.9200 $0.00 ₫36,011,840.00 −₫189,452.85
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18055.1225 – ₫36,110,245.03
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫832,966.08
Western Union 17995.5440 $0.00 ₫35,992,000.00 −₫118,245.03
Remitly 17951.6600 $0.00 ₫35,903,320.00 −₫206,925.03
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18037.3236 – ₫36,074,647.18
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫868,563.92
Western Union 17944.7656 $0.00 ₫35,890,000.00 −₫184,647.18
Remitly 17939.2900 $0.00 ₫35,878,580.00 −₫196,067.18
Instarem 18034.6400 $24.00 ₫35,636,449.00 −₫438,198.18
Exchange rateFees:Recipient getsDifference
Mid-market rate 18005.3514 – ₫36,010,702.90
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫932,508.21
Instarem 18057.6467 $0.00 ₫36,115,294.00 +₫104,591.10
Western Union 17988.1493 $0.00 ₫35,977,000.00 −₫33,702.90
Remitly 17976.3500 $0.00 ₫35,952,700.00 −₫58,002.90
Exchange rateFees:Recipient getsDifference
Mid-market rate 18005.3514 – ₫36,010,702.90
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫932,508.21
Instarem 18057.6467 $0.00 ₫36,115,294.00 +₫104,591.10
Western Union 17988.1493 $0.00 ₫35,977,000.00 −₫33,702.90
Remitly 17976.3500 $0.00 ₫35,952,700.00 −₫58,002.90
Exchange rateFees:Recipient getsDifference
Mid-market rate 18048.8958 – ₫36,097,791.55
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫845,419.55
Western Union 18029.6386 $0.00 ₫36,060,000.00 −₫37,791.55
Remitly 17953.6000 $0.00 ₫35,907,200.00 −₫190,591.55
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18100.1324 – ₫36,200,264.79
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫742,946.31
Western Union 18068.9099 $0.00 ₫36,138,000.00 −₫62,264.79
Remitly 18010.8300 $0.00 ₫36,021,660.00 −₫178,604.79
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18109.4601 – ₫36,218,920.29
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫724,290.81
Instarem 18104.2600 $0.00 ₫36,208,520.00 −₫10,400.29
Western Union 18096.7462 $0.00 ₫36,194,000.00 −₫24,920.29
Remitly 18011.1500 $0.00 ₫36,022,300.00 −₫196,620.29
Exchange rateFees:Recipient getsDifference
Mid-market rate 18047.2160 – ₫36,094,431.93
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫848,779.18
Western Union 18038.4376 $0.00 ₫36,077,000.00 −₫17,431.93
Remitly 17957.1500 $0.00 ₫35,914,300.00 −₫180,131.93
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18049.3493 – ₫36,098,698.69
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫844,512.42
Western Union 17991.6023 $0.00 ₫35,984,000.00 −₫114,698.69
Remitly 17961.0000 $0.00 ₫35,922,000.00 −₫176,698.69
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18041.5902 – ₫36,083,180.43
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫860,030.68
Instarem 18059.6856 $0.00 ₫36,119,372.00 +₫36,191.57
Western Union 18006.9274 $0.00 ₫36,014,000.00 −₫69,180.43
Remitly 17978.3800 $0.00 ₫35,956,760.00 −₫126,420.43
Exchange rateFees:Recipient getsDifference
Mid-market rate 18041.5902 – ₫36,083,180.43
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫860,030.68
Instarem 18059.6856 $0.00 ₫36,119,372.00 +₫36,191.57
Western Union 18006.9274 $0.00 ₫36,014,000.00 −₫69,180.43
Remitly 17978.3800 $0.00 ₫35,956,760.00 −₫126,420.43
Exchange rateFees:Recipient getsDifference
Mid-market rate 18077.9188 – ₫36,155,837.55
Panda Remit Cheapest 18527.0942 $5.99 ₫36,943,211.11 +₫787,373.55
Western Union 18024.9936 $0.00 ₫36,050,000.00 −₫105,837.55
Remitly 17981.9600 $0.00 ₫35,963,920.00 −₫191,917.55
Instarem 18068.8300 $24.00 ₫35,704,009.00 −₫451,828.55
Exchange rateFees:Recipient getsDifference
Mid-market rate 18047.1645 – ₫36,094,328.97
Remitly Cheapest 18212.7500 $0.00 ₫36,425,500.00 +₫331,171.03
Western Union 17996.4615 $0.00 ₫35,993,000.00 −₫101,328.97
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18137.1328 – ₫36,274,265.57
Remitly Cheapest 18301.0700 $0.00 ₫36,602,140.00 +₫327,874.43
Western Union 18042.4371 $0.00 ₫36,085,000.00 −₫189,265.57
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 17952.7275 – ₫35,905,455.09
Remitly Cheapest 18112.4300 $0.00 ₫36,224,860.00 +₫319,404.91
Western Union 18006.2504 $0.00 ₫36,013,000.00 +₫107,544.91
Instarem 17946.2100 $0.00 ₫35,892,420.00 −₫13,035.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 18012.3237 – ₫36,024,647.35
Remitly Cheapest 18153.1100 $0.00 ₫36,306,220.00 +₫281,572.65
Western Union 17866.7219 $0.00 ₫35,734,000.00 −₫290,647.35
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18032.9283 – ₫36,065,856.63
Remitly Cheapest 18139.1100 $0.00 ₫36,278,220.00 +₫212,363.37
Instarem 17968.3313 $0.00 ₫35,936,663.00 −₫129,193.63
Western Union 17927.4914 $0.00 ₫35,855,000.00 −₫210,856.63
Exchange rateFees:Recipient getsDifference
Mid-market rate 18032.9283 – ₫36,065,856.63
Remitly Cheapest 18139.1100 $0.00 ₫36,278,220.00 +₫212,363.37
Instarem 17968.3313 $0.00 ₫35,936,663.00 −₫129,193.63
Western Union 17927.4914 $0.00 ₫35,855,000.00 −₫210,856.63
Exchange rateFees:Recipient getsDifference
Mid-market rate 18072.1346 – ₫36,144,269.11
Remitly Cheapest 18229.2500 $0.00 ₫36,458,500.00 +₫314,230.89
Western Union 17979.1333 $0.00 ₫35,959,000.00 −₫185,269.11
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18102.7586 – ₫36,205,517.10
Remitly Cheapest 18260.5500 $0.00 ₫36,521,100.00 +₫315,582.90
Instarem 18099.5600 $0.00 ₫36,199,120.00 −₫6,397.10
Western Union 18028.5117 $0.00 ₫36,058,000.00 −₫147,517.10
Exchange rateFees:Recipient getsDifference
Mid-market rate 18168.5011 – ₫36,337,002.12
Remitly Cheapest 18330.3500 $0.00 ₫36,660,700.00 +₫323,697.88
Western Union 18083.1159 $0.00 ₫36,167,000.00 −₫170,002.12
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18128.6243 – ₫36,257,248.67
Remitly Cheapest 18283.2700 $0.00 ₫36,566,540.00 +₫309,291.33
Western Union 18133.8685 $0.00 ₫36,268,000.00 +₫10,751.33
Instarem 18122.7700 $0.00 ₫36,245,540.00 −₫11,708.67
Exchange rateFees:Recipient getsDifference
Mid-market rate 18135.5903 – ₫36,271,180.51
Remitly Cheapest 18284.4900 $0.00 ₫36,568,980.00 +₫297,799.49
Western Union 18091.7003 $0.00 ₫36,184,000.00 −₫87,180.51
Instarem 18126.5700 $24.00 ₫35,818,103.00 −₫453,077.51
Exchange rateFees:Recipient getsDifference
Mid-market rate 18027.7265 – ₫36,055,453.04
Remitly Cheapest 18336.8300 $0.00 ₫36,673,660.00 +₫618,206.96
Instarem 18164.1834 $0.00 ₫36,328,367.00 +₫272,913.96
Western Union 18121.7205 $0.00 ₫36,244,000.00 +₫188,546.96
Exchange rateFees:Recipient getsDifference
Mid-market rate 18027.7265 – ₫36,055,453.04
Remitly Cheapest 18336.8300 $0.00 ₫36,673,660.00 +₫618,206.96
Western Union 18121.7205 $0.00 ₫36,244,000.00 +₫188,546.96
Instarem No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 18162.2628 – ₫36,324,525.62
Remitly Cheapest 18314.7800 $0.00 ₫36,629,560.00 +₫305,034.38
Instarem 18156.8200 $0.00 ₫36,313,640.00 −₫10,885.62
Western Union 18137.1916 $0.00 ₫36,275,000.00 −₫49,525.62
Exchange rateFees:Recipient getsDifference
Mid-market rate 18118.7127 – ₫36,237,425.41
Remitly Cheapest 18281.6300 $0.00 ₫36,563,260.00 +₫325,834.59
Instarem 18126.3100 $0.00 ₫36,252,620.00 +₫15,194.59
Western Union 18090.3002 $0.00 ₫36,181,000.00 −₫56,425.41
Exchange rateFees:Recipient getsDifference
Mid-market rate 18171.3041 – ₫36,342,608.10
Remitly Cheapest 18332.3300 $0.00 ₫36,664,660.00 +₫322,051.90
Instarem 18172.0900 $0.00 ₫36,344,180.00 +₫1,571.90
Western Union 18114.9345 $0.00 ₫36,230,000.00 −₫112,608.10

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, Remitly pays 36,664,660 VND on 2,000 AUD, which is 322,051.9 VND more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 36,943,211.11 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 316 comparisons to check how often today's top companies were the cheapest across 11 amounts over the past month.

  1. RemitlyAppeared in 107 comparisons

    Cheapest in 59% of them

  2. InstaremAppeared in 41 comparisons

    Never the cheapest

  3. Western UnionAppeared in 150 comparisons

    Cheapest in 7% of them

Based on 316 comparisons across 11 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Australia to Vietnam

11 money transfer companies let you send money from Australia to Vietnam.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Vietnam.

For example, sending A$2,000 with Remitly will get you 36,664,660 VND after a A$0 fee and -0.88% markup.

In our comparisons over the past month, it was the cheapest online service on 16 of the 30 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Remitly takes A$0 in fees and -0.88% markup on a A$2,000 transfer, and your VND arrives in within a week.

Over the past month, Remitly was the cheapest app on 53% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.54% on AUD/VND, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 21% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in VND, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and VND in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.36% markup, and the VND sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 70% of days.

Most useful if you travel often to Vietnam, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Vietnam

With Remitly, paying by payto and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 36,664,660 VND.

You can fund the transfer with bank transfer, debit card, credit card, payto, payid, poli, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in Vietnam can collect VND through bank deposit, cash delivery, cash pickup, mobile money, and mobile wallet.

Your recipient can have VND delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive VND in a mobile money

Use the mobile number registered to the recipient's mobile money account. A wrong digit can send the money to a different account.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Vietnam.

  1. 1
    Payto Bank deposit

    You pay A$2,000.00

    ₫36,664,660

    Cheapest

  2. 2
    Payid Bank deposit

    You pay A$2,000.00

    ₫36,344,180

    -₫320,480

  3. 3
    Debit card Bank deposit

    You pay A$2,000.00

    ₫36,326,720

    -₫337,940

  4. 4
    Credit card Bank deposit

    You pay A$2,000.00

    ₫36,326,720

    -₫337,940

  5. 5
    Bank transfer Bank deposit

    You pay A$2,000.00

    ₫36,230,000

    -₫434,660

Show moreShow less
  1. 6
    Debit card Cash delivery

    You pay A$2,002.89

    ₫36,159,669

    -₫504,991

  2. 7
    Credit card Cash delivery

    You pay A$2,002.89

    ₫36,159,669

    -₫504,991

  3. 8
    Poli Cash delivery

    You pay A$2,002.89

    ₫36,159,669

    -₫504,991

  4. 9
    Osko Bank deposit

    You pay A$2,000.00

    ₫36,106,383

    -₫558,277

  5. 10
    Poli Bank deposit

    You pay A$2,001.99

    ₫36,105,157

    -₫559,503

  6. 11
    Debit card Mobile money

    You pay A$2,000.00

    ₫36,100,000

    -₫564,660

  7. 12
    Debit card Mobile wallet

    You pay A$2,001.99

    ₫36,061,780

    -₫602,880

  8. 13
    Credit card Mobile wallet

    You pay A$2,001.99

    ₫36,061,780

    -₫602,880

  9. 14
    Poli Mobile wallet

    You pay A$2,001.99

    ₫36,061,780

    -₫602,880

  10. 15
    Bank transfer Cash pickup

    You pay A$2,000.00

    ₫36,036,000

    -₫628,660

  11. 16
    Debit card Cash pickup

    You pay A$2,004.99

    ₫35,675,372

    -₫989,288

  12. 17
    Credit card Cash pickup

    You pay A$2,004.99

    ₫35,675,372

    -₫989,288

  13. 18
    Poli Cash pickup

    You pay A$2,004.99

    ₫35,675,372

    -₫989,288

Consider this before sending AUD to Vietnam

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/VND transfer options

For a A$2,000 transfer to Vietnam, these are the best options right now:

Cheapest

Remitly is cheapest when funded by payto with bank deposit for the payout. Your recipient gets 36,664,660 VND, which is 0.87% more than the next best option.

Fastest

Revolut delivers 36,158,701 VND in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Vietnam.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Vietnam.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 11 companies sending AUD to Vietnam, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.