How to send money to Vietnam from Singapore with the best SGD-VND rate

Revolut is the fastest way to send money to Vietnam from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 202,560,046.69 VND for a $10,000 transfer.

Best companies for SGD/VND transfers

6 of 6 providers

Last updated on 28 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $46.60 1 SGD = 20311.3000 VND 0.00% vs mid-market Recipient gets ₫202,166,493.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$46.601 SGD = 20311.3000 VND
₫202,166,493.00You pay$10,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 19860.0000 VND +2.24% vs mid-market Recipient gets ₫198,600,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 19860.0000 VND
₫198,600,000.00You pay$10,000.00

Run a live search

Showing top Singapore to Vietnam deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 20256.0047 VND +0.27% vs mid-market Recipient gets ₫202,560,046.69 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 20256.0047 VND
₫202,560,046.69You pay$10,000.00

Wise

Pay via Bank transfer
Fee $46.60 1 SGD = 20311.3000 VND 0.00% vs mid-market Recipient gets ₫202,166,493.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$46.601 SGD = 20311.3000 VND
₫202,166,493.00You pay$10,000.00

Wise

Pay via PayNow
Fee $46.60 1 SGD = 20311.3000 VND 0.00% vs mid-market Recipient gets ₫202,166,493.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$46.601 SGD = 20311.3000 VND
₫202,166,493.00You pay$10,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 20209.2897 VND +0.50% vs mid-market Recipient gets ₫202,092,897.28 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 20209.2897 VND
₫202,092,897.28You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 20307.5525 VND +0.02% vs mid-market Recipient gets ₫201,755,533.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 20307.5525 VND
₫201,755,533.00You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

CurrencyFair

Pay via Bank transfer
Fee $4.95 1 SGD = 20120.7000 VND +0.94% vs mid-market Recipient gets ₫201,106,396.50 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$4.951 SGD = 20120.7000 VND
₫201,106,396.50You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $131.75 1 SGD = 20307.5525 VND +0.02% vs mid-market Recipient gets ₫200,400,004.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$131.751 SGD = 20307.5525 VND
₫200,400,004.00You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 19860.0000 VND +2.24% vs mid-market Recipient gets ₫198,600,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 19860.0000 VND
₫198,600,000.00You pay$10,000.00

Wise

Pay via Debit card
Fee $501.44 1 SGD = 20311.3000 VND 0.00% vs mid-market Recipient gets ₫192,928,102.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$501.441 SGD = 20311.3000 VND
₫192,928,102.00You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 20310.8439 VND Updates every 60 minutes.

How to send money from Singapore to Vietnam

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Vietnam, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Vietnam?

How much SGD you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,0000.02%$2.00₫20,264,474.00with bank transfer to bank deposit+₫219,539.65
$10,000This page0.27%$0.00₫202,560,046.69with bank transfer to bank deposit+₫2,140,494.97

Mid-market rate: 1 SGD = 20310.8439 VND

Ways to send money from Singapore to Vietnam

There are 5 ways to send money to Vietnam across 6 money transfer companies.

Cheapest way to send money

Online transfers

Sending VND from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $46.6 to send $10,000, delivering 202,166,493 VND after a 0% markup and 46.6 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Vietnam.

A currency broker can quote a lower margin on a large SGD to VND transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to VND before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 202,166,493 VND after fees when converting 10,000 SGD.

Ways to fund SGD and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 202,560,046.69 VND.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Vietnam from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Vietnam, they can receive VND using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    ₫202,560,047

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    ₫202,166,493

    -₫393,554

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    ₫200,400,004

    -₫2,160,043

Things to know before sending SGD to Vietnam

Consider these things before sending money from Singapore to Vietnam.

Compare SGD/VND transfers

For a $10,000 transfer to Vietnam, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 202,560,046.69 VND, which is 0.19% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 201,755,533 VND in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-VND Exchange Rate

Finding the best SGD to VND exchange rate

The exchange rate directly affects how much VND arrives for your SGD.

Mid-market rate:1 SGD = 20,340.420047 VND

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 6 of them on SGD to Vietnam, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.