How to send money to Vietnam from Italy with the best EUR-VND rate

Regency FX is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 200,602,802.68 VND in Vietnam.

For speed, Revolut is fastest, with delivery in within minutes.

Best companies for EUR/VND transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28734.7000 VND 0.00% vs mid-market Recipient gets ₫199,713,636.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28734.7000 VND
₫199,713,636.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +1.01% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

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Showing top Italy to Vietnam deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 28657.5432 VND +0.27% vs mid-market Recipient gets ₫200,602,802.68 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28657.5432 VND
₫200,602,802.68You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 28650.0000 VND +0.30% vs mid-market Recipient gets ₫200,550,000.00 Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Cash deliveryMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 28591.4524 VND +0.50% vs mid-market Recipient gets ₫200,140,167.12 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28591.4524 VND
₫200,140,167.12You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28734.7000 VND 0.00% vs mid-market Recipient gets ₫199,713,636.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28734.7000 VND
₫199,713,636.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €2.99 1 EUR = 28522.8530 VND +0.74% vs mid-market Recipient gets ₫199,659,971.00 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
€2.991 EUR = 28522.8530 VND
₫199,659,971.00You pay€7,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,000.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 27601.3702 VND
₫193,209,591.40You pay€7,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €2.99 1 EUR = 28522.8530 VND +0.74% vs mid-market Recipient gets ₫199,659,971.00 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
€2.991 EUR = 28522.8530 VND
₫199,659,971.00You pay€7,002.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,000.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 27601.3702 VND
₫193,209,591.40You pay€7,004.99

Wise

Pay via iDEAL
Fee €59.83 1 EUR = 28734.7000 VND 0.00% vs mid-market Recipient gets ₫199,423,703.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.831 EUR = 28734.7000 VND
₫199,423,703.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +1.01% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 28446.0000 VND +1.01% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 28446.0000 VND +1.01% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €61.00 1 EUR = 28592.5824 VND +0.50% vs mid-market Recipient gets ₫198,403,929.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€61.001 EUR = 28592.5824 VND
₫198,403,929.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €104.52 1 EUR = 28734.7000 VND 0.00% vs mid-market Recipient gets ₫198,139,549.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.521 EUR = 28734.7000 VND
₫198,139,549.00You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.95 1 EUR = 28278.8000 VND +1.60% vs mid-market Recipient gets ₫197,866,763.60 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.951 EUR = 28278.8000 VND
₫197,866,763.60You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €0.99 1 EUR = 28217.6418 VND +1.82% vs mid-market Recipient gets ₫197,523,492.60 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€0.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,000.99
Cash pickupMinutes - 24 hours
€4.991 EUR = 27601.3702 VND
₫193,209,591.40You pay€7,004.99
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 28149.8786 VND +2.06% vs mid-market Recipient gets ₫197,049,150.41 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 28149.8786 VND
₫197,049,150.41You pay€7,000.00
Cash pickupMinutes - 2 days
€2.991 EUR = 28149.8786 VND
₫196,964,982.27You pay€7,000.00

Wise

Pay via Credit card
Fee €146.39 1 EUR = 28734.7000 VND 0.00% vs mid-market Recipient gets ₫196,936,427.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.391 EUR = 28734.7000 VND
₫196,936,427.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 28592.5824 VND +0.50% vs mid-market Recipient gets ₫193,829,116.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 28592.5824 VND
₫193,829,116.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 28735.1281 VND Updates every 60 minutes.

How to send money from Italy to Vietnam

Pick a company

For a one-off EUR transfer to Vietnam, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 25 of the 28 days it quoted €7,000 transfers to Vietnam.

On a 7,000 EUR transfer, Regency FX delivers the most VND.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/VND rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.

Sending money to Vietnam directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to Vietnam?

How much EUR you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 89% of the transfers from €5,000 it quoted, and in 89% of all the transfers it quoted.

Cheapest service
€500€0.00₫14,325,000.00with debit card to bank deposit+₫756,384.04
€1,0000.48%€1.00₫28,568,247.00with bank transfer to bank deposit+₫251,412.90
€2,0000.65%€0.00₫57,097,158.78with bank transfer to bank deposit+₫487,791.14
€5,0000.37%€0.00₫143,250,000.00with debit card to bank deposit+₫1,459,134.59
€7,000This page0.27%€0.00₫200,602,802.68with bank transfer to bank deposit+₫1,963,703.95

Mid-market rate: 1 EUR = 28735.1281 VND

EUR/VND Exchange Rate History

Is today a good time to send money from Italy to Vietnam?

The cheapest way to send EUR to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Vietnam.

VND received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₫201,145,896.60 Regency FX ₫200,602,802.68Regency FX₫200,602,802.68TapTap Send₫200,550,000.00OFX₫200,140,167.12

198M
200M
202M
204M
206M
208M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 29300.0000 €0.00 ₫205,100,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29475.7949 – ₫206,330,564.14
Regency FX Cheapest 29396.2102 €0.00 ₫205,773,471.62 −₫557,092.52
OFX 29328.4159 €0.00 ₫205,298,911.32 −₫1,031,652.82
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫2,280,564.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 29371.2461 – ₫205,598,722.36
Regency FX Cheapest 29291.9437 €0.00 ₫205,043,605.81 −₫555,116.55
OFX 29224.3898 €0.00 ₫204,570,728.75 −₫1,027,993.61
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫1,548,722.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 29262.1270 – ₫204,834,888.87
Regency FX Cheapest 29183.1192 €0.00 ₫204,281,834.67 −₫553,054.20
OFX 29115.8163 €0.00 ₫203,810,714.42 −₫1,024,174.45
TapTap Send 29050.0000 €0.00 ₫203,350,000.00 −₫1,484,888.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29118.4784 – ₫203,829,348.60
Regency FX Cheapest 29039.8585 €0.00 ₫203,279,009.36 −₫550,339.24
OFX 28972.8860 €0.00 ₫202,810,201.85 −₫1,019,146.75
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,529,348.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 29176.5060 – ₫204,235,542.32
Regency FX Cheapest 29097.7295 €0.00 ₫203,684,106.35 −₫551,435.97
OFX 29030.6235 €0.00 ₫203,214,364.60 −₫1,021,177.72
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,935,542.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 29118.7946 – ₫203,831,562.04
Regency FX Cheapest 29040.1738 €0.00 ₫203,281,216.82 −₫550,345.22
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫831,562.04
OFX 28973.2006 €0.00 ₫202,812,404.23 −₫1,019,157.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 29026.1351 – ₫203,182,945.92
Regency FX Cheapest 28947.7646 €0.00 ₫202,634,351.97 −₫548,593.95
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫882,945.92
OFX 28881.0045 €0.00 ₫202,167,031.19 −₫1,015,914.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 29036.4348 – ₫203,255,043.60
Regency FX Cheapest 28958.0364 €0.00 ₫202,706,254.98 −₫548,788.62
OFX 28891.2526 €0.00 ₫202,238,768.38 −₫1,016,275.22
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,305,043.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,182,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,532,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29043.4637 – ₫203,304,245.87
Regency FX Cheapest 28965.0463 €0.00 ₫202,755,324.41 −₫548,921.46
OFX 28898.2464 €0.00 ₫202,287,724.64 −₫1,016,521.23
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,704,245.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 28979.1899 – ₫202,854,329.37
Regency FX Cheapest 28900.9461 €0.00 ₫202,306,622.68 −₫547,706.69
OFX 28834.2940 €0.00 ₫201,840,057.72 −₫1,014,271.65
TapTap Send 28700.0000 €0.00 ₫200,900,000.00 −₫1,954,329.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 28984.0931 – ₫202,888,651.64
Regency FX Cheapest 28905.8360 €0.00 ₫202,340,852.28 −₫547,799.36
OFX 28839.1726 €0.00 ₫201,874,208.38 −₫1,014,443.26
TapTap Send 28750.0000 €0.00 ₫201,250,000.00 −₫1,638,651.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 28995.1530 – ₫202,966,071.11
Regency FX Cheapest 28916.8661 €0.00 ₫202,418,062.71 −₫548,008.39
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫666,071.10
OFX 28850.1772 €0.00 ₫201,951,240.75 −₫1,014,830.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 29082.8866 – ₫203,580,206.38
Regency FX Cheapest 29004.3628 €0.00 ₫203,030,539.82 −₫549,666.56
OFX 28937.4722 €0.00 ₫202,562,305.34 −₫1,017,901.03
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,630,206.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Regency FX Cheapest 29019.5143 €0.00 ₫203,136,600.24 −₫549,953.69
OFX 28952.5887 €0.00 ₫202,668,121.16 −₫1,018,432.77
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Regency FX Cheapest 29019.5143 €0.00 ₫203,136,600.24 −₫549,953.69
OFX 28952.5887 €0.00 ₫202,668,121.16 −₫1,018,432.77
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 29016.0247 – ₫203,112,172.59
Regency FX Cheapest 28937.6814 €0.00 ₫202,563,769.72 −₫548,402.87
OFX 28870.9445 €0.00 ₫202,096,611.72 −₫1,015,560.87
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,162,172.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 29054.0381 – ₫203,378,266.79
Regency FX Cheapest 28975.5922 €0.00 ₫202,829,145.47 −₫549,121.32
OFX 28908.7679 €0.00 ₫202,361,375.46 −₫1,016,891.33
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,078,266.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 29017.4557 – ₫203,122,190.05
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫122,190.05
Regency FX 28939.1086 €0.00 ₫202,573,760.14 −₫548,429.91
OFX 28872.3684 €0.00 ₫202,106,579.10 −₫1,015,610.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 29038.2086 – ₫203,267,460.18
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫267,460.18
Regency FX 28959.8054 €0.00 ₫202,718,638.04 −₫548,822.14
OFX 28893.0176 €0.00 ₫202,251,122.88 −₫1,016,337.30
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 28900.0000 €0.00 ₫202,300,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫697,580.04
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,047,580.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 28964.1890 – ₫202,749,323.12
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 +₫250,676.88
Regency FX 28885.9857 €0.00 ₫202,201,899.95 −₫547,423.17
OFX 28819.3681 €0.00 ₫201,735,576.50 −₫1,013,746.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 28836.8451 – ₫201,857,915.95
Regency FX Cheapest 28758.9857 €0.00 ₫201,312,899.57 −₫545,016.38
TapTap Send 28730.0000 €0.00 ₫201,110,000.00 −₫747,915.94
OFX 28692.6609 €0.00 ₫200,848,626.37 −₫1,009,289.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 28735.1281 – ₫201,145,896.60
Regency FX Cheapest 28657.5432 €0.00 ₫200,602,802.68 −₫543,093.92
TapTap Send 28650.0000 €0.00 ₫200,550,000.00 −₫595,896.60
OFX 28591.4524 €0.00 ₫200,140,167.12 −₫1,005,729.48

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 200,602,802.68 VND on 7,000 EUR, which is 543,093.92 VND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 205,773,471.62 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 28 comparisons

    Cheapest in 89% of them

  2. TapTap SendAppeared in 82 comparisons

    Cheapest in 39% of them

  3. OFXAppeared in 78 comparisons

    Cheapest in 14% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 39% of its comparisons, so it's rarely the cheapest option for transfers to Vietnam.

Ways to send money from Italy to Vietnam

9 companies send money from Italy to Vietnam. You can send EUR via app, broker, online, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like TapTap Send is the easiest and most convenient option.

Over the past month, TapTap Send was the cheapest app on 63% of the days it appeared for €7,000 transfers.

TapTap Send charges €0 on a €7,000 transfer, and 200,550,000 VND lands in a mobile wallet in seconds, no bank account needed on their side.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Wise delivers 199,713,636 VND on €7,000 with a €49.74 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 25 of the 30 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Vietnam, the better rate you will get.

Regency FX charges no fee and adds 0.27% on EUR/VND rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to Vietnam often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and VND in one account, and give you local details.

I suggest trying Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

It holds EUR and VND balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 200,602,802.68 VND.

In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send VND to Vietnam by themselves.

In Vietnam, the recipient can use bank deposit, cash delivery, cash pickup, mobile money, and mobile wallet.

In Vietnam, they can collect cash through HD BANK (VND) and Donga Bank (VND).

They need to take a photo ID and the collection reference to a participating HD BANK (VND) and Donga Bank (VND) location in Vietnam.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₫200,602,803

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₫200,550,000

    -₫52,803

  3. 3
    Debit card Cash delivery

    You pay €7,000.00

    ₫200,550,000

    -₫52,803

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    ₫200,550,000

    -₫52,803

  5. 5
    Credit card Cash delivery

    You pay €7,002.99

    ₫199,659,971

    -₫942,832

Show moreShow less
  1. 6
    iDEAL Bank deposit

    You pay €7,000.00

    ₫199,423,703

    -₫1,179,100

  2. 7
    Credit card Bank deposit

    You pay €7,000.00

    ₫199,122,000

    -₫1,480,803

  3. 8
    Bank transfer Mobile wallet

    You pay €7,000.99

    ₫197,523,493

    -₫3,079,310

  4. 9
    Debit card Mobile wallet

    You pay €7,000.99

    ₫197,523,493

    -₫3,079,310

  5. 10
    Credit card Mobile wallet

    You pay €7,000.99

    ₫197,523,493

    -₫3,079,310

  6. 11
    Debit card Cash pickup

    You pay €7,000.00

    ₫196,964,982

    -₫3,637,820

  7. 12
    Bank transfer Cash pickup

    You pay €7,004.99

    ₫193,209,591

    -₫7,393,211

  8. 13
    Credit card Cash pickup

    You pay €7,004.99

    ₫193,209,591

    -₫7,393,211

Consider this when sending money from Italy to Vietnam

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Vietnam.

Cheapest way to send money to Vietnam

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 200,602,802.68 VND, which is 0.03% more than the next best option.

Fastest way to send money to Vietnam

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 198,403,929 VND, with the money arriving in within minutes.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Regency FX then convert the money into VND and pay your recipient in Vietnam through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 9 of them on EUR to Vietnam, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.