Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 207,480,000 VND in Vietnam.
For speed, Revolut is fastest, with delivery in within minutes.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/VND transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €49.74 1 EUR = 29541.2000 VND +0.01% vs mid-market | Recipient gets ₫205,319,021.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.741 EUR = 29541.2000 VND ₫205,319,021.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 29640.0000 VND -0.33% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
Run a live search Showing top Italy to Vietnam deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to VND rates. | |||
Run a live search These companies offer multi-currency accounts for spending VND. We suggest doing a live search based on how much EUR you're planning to spend in Vietnam. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 29640.0000 VND -0.33% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 29640.0000 VND -0.33% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 29640.0000 VND -0.33% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 29464.0084 VND +0.27% vs mid-market | Recipient gets ₫206,248,058.82 Minutes - 24 hours | |
Ways to receive money in Vietnam with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29464.0084 VND ₫206,248,058.82You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 29396.0577 VND +0.50% vs mid-market | Recipient gets ₫205,772,404.01 Minutes - 24 hours | |
Ways to receive money in Vietnam with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29396.0577 VND ₫205,772,404.01You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €49.74 1 EUR = 29541.2000 VND +0.01% vs mid-market | Recipient gets ₫205,319,021.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.741 EUR = 29541.2000 VND ₫205,319,021.00You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 29300.0000 VND +0.83% vs mid-market | Recipient gets ₫205,100,000.00 Minutes | |
Ways to receive money in Vietnam with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 29300.0000 VND ₫205,100,000.00You pay€7,000.00 Cash deliveryMinutes Free1 EUR = 29300.0000 VND ₫205,100,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Momo, Viettel Free1 EUR = 29300.0000 VND ₫205,100,000.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €59.83 1 EUR = 29541.2000 VND +0.01% vs mid-market | Recipient gets ₫205,020,950.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €59.831 EUR = 29541.2000 VND ₫205,020,950.00You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €2.99 1 EUR = 29276.6431 VND +0.91% vs mid-market | Recipient gets ₫204,936,501.70 Minutes - 24 hours | |
Ways to receive money in Vietnam with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND) €2.991 EUR = 29276.6431 VND ₫204,936,501.70You pay€7,002.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 28308.4173 VND ₫198,158,921.10You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €2.99 1 EUR = 29276.6431 VND +0.91% vs mid-market | Recipient gets ₫204,936,501.70 Minutes - 24 hours | |
Ways to receive money in Vietnam with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND) €2.991 EUR = 29276.6431 VND ₫204,936,501.70You pay€7,002.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,000.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 28308.4173 VND ₫198,158,921.10You pay€7,004.99 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 29428.5739 VND +0.39% vs mid-market | Recipient gets ₫203,925,302.00 Within minutes | |
Ways to receive money in Vietnam with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 29428.5739 VND ₫203,925,302.00You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €104.52 1 EUR = 29541.2000 VND +0.01% vs mid-market | Recipient gets ₫203,700,754.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €104.521 EUR = 29541.2000 VND ₫203,700,754.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.95 1 EUR = 29098.3000 VND +1.52% vs mid-market | Recipient gets ₫203,600,805.10 Minutes - 24 hours | |
Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.951 EUR = 29098.3000 VND ₫203,600,805.10You pay€7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 28963.3659 VND +1.98% vs mid-market | Recipient gets ₫202,743,561.30 Minutes - 24 hours | |
Ways to receive money in Vietnam with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €0.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 28308.4173 VND ₫198,158,921.10You pay€7,004.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 28952.4980 VND +2.02% vs mid-market | Recipient gets ₫202,667,485.72 Minutes - 2 days | |
Ways to receive money in Vietnam with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 28952.4980 VND ₫202,667,485.72You pay€7,000.00 Cash pickupMinutes - 2 days €2.991 EUR = 28952.4980 VND ₫202,580,917.75You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €146.39 1 EUR = 29541.2000 VND +0.01% vs mid-market | Recipient gets ₫202,463,864.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €146.391 EUR = 29541.2000 VND ₫202,463,864.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 29428.5739 VND +0.39% vs mid-market | Recipient gets ₫199,496,302.00 Within minutes | |
Ways to receive money in Vietnam with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 29428.5739 VND ₫199,496,302.00You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 29543.7766 VND Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Vietnam, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most VND.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/VND rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to Vietnam directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
9 companies send money from Italy to Vietnam. You can send EUR via app, broker, online, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Xe charges €0 on a €7,000 transfer, and 207,480,000 VND lands in a mobile wallet in seconds, no bank account needed on their side.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 207,480,000 VND on €7,000 with a €0 fee and -0.33% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Vietnam, the better rate you will get.
Xe charges no fee and adds -0.33% on EUR/VND rate.
Travelling and receiving
If you travel to Vietnam often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and VND in one account, and give you local details.
I suggest trying Wise.
It holds EUR and VND balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 207,480,000 VND.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send VND to Vietnam by themselves.
In Vietnam, the recipient can use bank deposit, cash delivery, cash pickup, mobile money, and mobile wallet.
In Vietnam, they can collect cash through HD BANK (VND) and Donga Bank (VND).
They need to take a photo ID and the collection reference to a participating HD BANK (VND) and Donga Bank (VND) location in Vietnam.
You pay €7,000.00
₫207,480,000
Cheapest
You pay €7,000.00
₫207,480,000
₫0
You pay €7,000.00
₫207,480,000
₫0
You pay €7,000.00
₫205,100,000
-₫2,380,000
You pay €7,000.00
₫205,100,000
-₫2,380,000
You pay €7,000.00
₫205,020,950
-₫2,459,050
You pay €7,002.99
₫204,936,502
-₫2,543,498
You pay €7,000.99
₫202,743,561
-₫4,736,439
You pay €7,000.99
₫202,743,561
-₫4,736,439
You pay €7,000.99
₫202,743,561
-₫4,736,439
You pay €7,000.00
₫202,580,918
-₫4,899,082
You pay €7,004.99
₫198,158,921
-₫9,321,079
You pay €7,004.99
₫198,158,921
-₫9,321,079
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Vietnam.
Cheapest way to send money to Vietnam
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 207,480,000 VND, which is 0.59% more than the next best option.
Fastest way to send money to Vietnam
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 203,925,302 VND, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Xe then convert the money into VND and pay your recipient in Vietnam through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final VND amount, so compare today's quote with the recent EUR/VND range before sending.
Mid-market rate:1 EUR = 29,551.067009 VND
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 9 of them on EUR to Vietnam, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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