How to send money to Vietnam from Netherlands with the best EUR-VND rate

Revolut is the fastest way to send money to Vietnam right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Regency FX will get you 200,672,956.2 VND.

Best companies for EUR/VND transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28743.0000 VND +0.01% vs mid-market Recipient gets ₫199,771,323.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28743.0000 VND
₫199,771,323.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +1.05% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 28667.5652 VND +0.27% vs mid-market Recipient gets ₫200,672,956.20 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28667.5652 VND
₫200,672,956.20You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 28650.0000 VND +0.33% vs mid-market Recipient gets ₫200,550,000.00 Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Cash deliveryMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 28601.4513 VND +0.50% vs mid-market Recipient gets ₫200,210,158.85 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28601.4513 VND
₫200,210,158.85You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28743.0000 VND +0.01% vs mid-market Recipient gets ₫199,771,323.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28743.0000 VND
₫199,771,323.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €59.83 1 EUR = 28743.0000 VND +0.01% vs mid-market Recipient gets ₫199,481,306.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.831 EUR = 28743.0000 VND
₫199,481,306.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +1.05% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 28446.0000 VND +1.05% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 28446.0000 VND +1.05% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €61.00 1 EUR = 28604.7990 VND +0.49% vs mid-market Recipient gets ₫198,488,700.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€61.001 EUR = 28604.7990 VND
₫198,488,700.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €104.52 1 EUR = 28743.0000 VND +0.01% vs mid-market Recipient gets ₫198,196,782.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.521 EUR = 28743.0000 VND
₫198,196,782.00You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.95 1 EUR = 28278.8000 VND +1.64% vs mid-market Recipient gets ₫197,866,763.60 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.951 EUR = 28278.8000 VND
₫197,866,763.60You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 28149.8786 VND +2.09% vs mid-market Recipient gets ₫197,049,150.41 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 28149.8786 VND
₫197,049,150.41You pay€7,000.00
Cash pickupMinutes - 2 days
€2.991 EUR = 28149.8786 VND
₫196,964,982.27You pay€7,000.00

Wise

Pay via Credit card
Fee €146.39 1 EUR = 28743.0000 VND +0.01% vs mid-market Recipient gets ₫196,993,312.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.391 EUR = 28743.0000 VND
₫196,993,312.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 28604.7990 VND +0.49% vs mid-market Recipient gets ₫193,911,932.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 28604.7990 VND
₫193,911,932.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 28745.1771 VND Updates every 60 minutes.

How to send money from Netherlands to Vietnam

Pick a company

For a one-off EUR transfer to Vietnam, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 19 of the 22 days it quoted €7,000 transfers to Vietnam.

On a 7,000 EUR transfer, Regency FX delivers the most VND.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/VND rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Vietnam?

How much EUR you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 86% of the transfers from €5,000 it quoted, and in 86% of all the transfers it quoted.

Cheapest service
€5000.37%€0.00₫14,325,000.00with debit card to bank deposit+₫108,692.37
€1,0000.37%€0.00₫28,650,000.00with debit card to bank deposit+₫173,952.03
€2,0000.34%€0.00₫57,300,000.00with debit card to bank deposit+₫566,415.04
€5,0000.31%€0.00₫143,250,000.00with debit card to bank deposit+₫1,430,402.80
€7,000This page0.27%€0.00₫200,672,956.20with bank transfer to bank deposit+₫2,061,643.05

Mid-market rate: 1 EUR = 28745.1771 VND

EUR/VND Exchange Rate History

Is today a good time to send money from Netherlands to Vietnam?

The cheapest way to send EUR to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Vietnam.

VND received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₫201,216,240.05 Regency FX ₫200,672,956.20Regency FX₫200,672,956.20TapTap Send₫200,550,000.00OFX₫200,210,158.85

198M
200M
202M
204M
206M
208M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 29475.6789 – ₫206,329,752.56
Regency FX Cheapest 29396.0946 €0.00 ₫205,772,662.23 −₫557,090.33
OFX 29328.3005 €0.00 ₫205,298,103.80 −₫1,031,648.76
TapTap Send 29300.0000 €0.00 ₫205,100,000.00 −₫1,229,752.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 29462.7179 – ₫206,239,025.34
Regency FX Cheapest 29383.1686 €0.00 ₫205,682,179.97 −₫556,845.37
OFX 29315.4043 €0.00 ₫205,207,830.21 −₫1,031,195.13
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫2,189,025.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 29371.2871 – ₫205,599,009.36
Regency FX Cheapest 29291.9846 €0.00 ₫205,043,892.03 −₫555,117.33
OFX 29224.4306 €0.00 ₫204,571,014.31 −₫1,027,995.05
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫1,549,009.36
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 29265.1000 €49.74 ₫203,400,054.00 –
TapTap Send 29050.0000 €0.00 ₫203,350,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29136.7332 – ₫203,957,132.20
Regency FX Cheapest 29058.0640 €0.00 ₫203,406,447.95 −₫550,684.25
OFX 28991.0495 €0.00 ₫202,937,346.54 −₫1,019,785.66
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,657,132.20
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 29178.6000 €49.74 ₫202,798,856.00 –
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29111.9174 – ₫203,783,421.98
Regency FX Cheapest 29033.3152 €0.00 ₫203,233,206.74 −₫550,215.23
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫783,421.97
OFX 28966.3578 €0.00 ₫202,764,504.87 −₫1,018,917.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 29034.6487 – ₫203,242,540.75
Regency FX Cheapest 28956.2551 €0.00 ₫202,693,785.89 −₫548,754.86
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫942,540.75
OFX 28889.4754 €0.00 ₫202,226,328.05 −₫1,016,212.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 29035.6177 – ₫203,249,324.16
Regency FX Cheapest 28957.2216 €0.00 ₫202,700,550.98 −₫548,773.18
OFX 28890.4396 €0.00 ₫202,233,077.54 −₫1,016,246.62
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,299,324.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,182,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 28800.0000 €0.00 ₫201,600,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29030.9977 – ₫203,216,983.80
Regency FX Cheapest 28952.6140 €0.00 ₫202,668,297.95 −₫548,685.85
OFX 28885.8427 €0.00 ₫202,200,898.88 −₫1,016,084.92
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,616,983.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 28986.3601 – ₫202,904,520.59
Regency FX Cheapest 28908.0969 €0.00 ₫202,356,678.38 −₫547,842.21
OFX 28841.4283 €0.00 ₫201,889,997.99 −₫1,014,522.60
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 28984.4193 – ₫202,890,934.80
Regency FX Cheapest 28906.1613 €0.00 ₫202,343,129.28 −₫547,805.52
OFX 28839.4972 €0.00 ₫201,876,480.13 −₫1,014,454.67
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 28990.3219 – ₫202,932,253.22
Regency FX Cheapest 28912.0480 €0.00 ₫202,384,336.13 −₫547,917.09
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫632,253.22
OFX 28845.3703 €0.00 ₫201,917,591.95 −₫1,014,661.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 29089.3239 – ₫203,625,267.38
Regency FX Cheapest 29010.7827 €0.00 ₫203,075,479.16 −₫549,788.22
OFX 28943.8773 €0.00 ₫202,607,141.05 −₫1,018,126.33
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,675,267.38
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 28900.0000 €0.00 ₫202,300,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Paysend Cheapest 28948.3744 €0.00 ₫202,638,620.76 −₫1,047,933.17
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 28850.0000 €0.00 ₫201,950,000.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29053.4710 – ₫203,374,296.81
Regency FX Cheapest 28975.0266 €0.00 ₫202,825,186.21 −₫549,110.60
OFX 28908.2036 €0.00 ₫202,357,425.33 −₫1,016,871.48
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,074,296.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 29020.4783 – ₫203,143,348.29
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫143,348.29
Regency FX 28942.1230 €0.00 ₫202,594,861.25 −₫548,487.04
OFX 28875.3759 €0.00 ₫202,127,631.55 −₫1,015,716.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 29041.6323 – ₫203,291,426.25
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫291,426.25
Regency FX 28963.2199 €0.00 ₫202,742,539.40 −₫548,886.85
OFX 28896.4242 €0.00 ₫202,274,969.12 −₫1,016,457.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 28931.9474 – ₫202,523,632.13
TapTap Send Cheapest 28900.0000 €0.00 ₫202,300,000.00 −₫223,632.13
Regency FX 28853.8312 €0.00 ₫201,976,818.32 −₫546,813.81
OFX 28787.2877 €0.00 ₫201,511,013.97 −₫1,012,618.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫697,580.04
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,047,580.04

No data was collected on Mon, 26 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 28816.4299 – ₫201,715,009.46
TapTap Send Cheapest 28730.0000 €0.00 ₫201,110,000.00 −₫605,009.46
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 28745.1771 – ₫201,216,240.05
Regency FX Cheapest 28667.5652 €0.00 ₫200,672,956.20 −₫543,283.85
TapTap Send 28650.0000 €0.00 ₫200,550,000.00 −₫666,240.05
OFX 28601.4513 €0.00 ₫200,210,158.85 −₫1,006,081.20

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of VND on every transfer from Netherlands.

Right now, Regency FX pays 200,672,956.2 VND on 7,000 EUR, which is 543,283.85 VND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 205,772,662.23 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Regency FXAppeared in 22 comparisons

    Cheapest in 86% of them

  2. TapTap SendAppeared in 84 comparisons

    Cheapest in 46% of them

  3. OFXAppeared in 73 comparisons

    Cheapest in 19% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 46% of its comparisons, so it's rarely the cheapest option for transfers to Vietnam.

Ways to send money from the Netherlands to Vietnam

8 companies send money from the Netherlands to Vietnam, across app, broker, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Vietnam online is simple.

Pick Vietnam, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 199,771,323 VND with a €49.74 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 26 of the 28 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Vietnam, apps are the easiest.

TapTap Send charges €0 in fees on a €7,000 transfer with 0.33% markup and gets you 200,550,000 VND.

Over the past month, TapTap Send was the cheapest app on 63% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of VND rate.

For a property abroad or moving your savings, a broker like Regency FX is the best option.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and VND in one account.

This is handy for receiving payments, spending VND and EUR, or travelling to Vietnam.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0.01% markup plus €49.74 fee and holds the VND until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 200,672,956.2 VND.

In Vietnam, the recipient can collect VND through bank deposit, cash delivery, mobile money, and cash pickup.

They can collect cash

Cash is available through .

The recipient can collect VND from a participating location in Vietnam with valid ID and the transfer reference.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/VND rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₫200,672,956

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₫200,550,000

    -₫122,956

  3. 3
    Debit card Cash delivery

    You pay €7,000.00

    ₫200,550,000

    -₫122,956

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    ₫200,550,000

    -₫122,956

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    ₫199,481,306

    -₫1,191,650

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    ₫199,122,000

    -₫1,550,956

  2. 7
    Debit card Cash pickup

    You pay €7,000.00

    ₫196,964,982

    -₫3,707,974

Consider this when sending money from Netherlands to Vietnam

A few things to consider before sending money from Netherlands to Vietnam.

Compare your transfer options

Cheapest way to send money to Vietnam

The cheapest option for a €7,000 transfer is Regency FX, funded through bank transfer with bank deposit for the payout. Your recipient gets 200,672,956.2 VND, which is 0.06% more than the next best option.

Fastest way to send money to Vietnam

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Vietnam. Your recipient gets 198,488,700 VND in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 8 companies sending EUR to Vietnam, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.