How to send money to Vietnam from the US with the best USD-VND rate

We compared 9 companies sending money from the United States to Vietnam. TapTap Send is the best and cheapest, while Revolut is the fastest.

Sending $7,000 with TapTap Send gets your recipient 179,200,000 VND at 25,600.0000 VND per USD.

Best companies for USD/VND transfers

9 of 9 providers

Last updated on 10 November 2026

Based on 7,000 USD transfer

Best companies for USD/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $45.47 1 USD = 25580.0000 VND 0.00% vs mid-market Recipient gets ₫177,896,877.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$45.471 USD = 25580.0000 VND
₫177,896,877.00You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 25348.0000 VND +0.91% vs mid-market Recipient gets ₫177,436,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 25348.0000 VND
₫177,436,000.00You pay$7,000.00

Run a live search

Showing top United States to Vietnam deals for 7,000 USD. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee $0.00 1 USD = 25600.0000 VND -0.08% vs mid-market Recipient gets ₫179,200,000.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 USD = 25600.0000 VND
₫179,200,000.00You pay$7,000.00
Cash deliveryMinutes
Free1 USD = 25600.0000 VND
₫179,200,000.00You pay$7,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 USD = 25600.0000 VND
₫179,200,000.00You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 25509.9367 VND +0.27% vs mid-market Recipient gets ₫178,569,556.90 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 25509.9367 VND
₫178,569,556.90You pay$7,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 USD = 25451.1050 VND +0.50% vs mid-market Recipient gets ₫178,157,735.00 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 25451.1050 VND
₫178,157,735.00You pay$7,000.00

Wise

Pay via Bank transfer
Fee $45.47 1 USD = 25580.0000 VND 0.00% vs mid-market Recipient gets ₫177,896,877.00 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$45.471 USD = 25580.0000 VND
₫177,896,877.00You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 25348.0000 VND +0.91% vs mid-market Recipient gets ₫177,436,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 25348.0000 VND
₫177,436,000.00You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $1.99 1 USD = 25344.8250 VND +0.92% vs mid-market Recipient gets ₫177,413,775.00 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
$1.991 USD = 25344.8250 VND
₫177,413,775.00You pay$7,001.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
$8.991 USD = 25329.9536 VND
₫177,309,675.20You pay$7,008.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.991 USD = 25320.9551 VND
₫177,246,685.70You pay$7,001.99
Cash pickupMinutes - 24 hours
$0.991 USD = 25266.7540 VND
₫176,867,278.00You pay$7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $1.99 1 USD = 25344.8250 VND +0.92% vs mid-market Recipient gets ₫177,413,775.00 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
$1.991 USD = 25344.8250 VND
₫177,413,775.00You pay$7,001.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
$1.991 USD = 25329.7017 VND
₫177,307,911.90You pay$7,001.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$0.491 USD = 25294.1031 VND
₫177,058,721.70You pay$7,000.49
Cash pickupMinutes - 24 hours
$0.991 USD = 25025.7413 VND
₫175,180,189.10You pay$7,000.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $70.00 1 USD = 25344.8250 VND +0.92% vs mid-market Recipient gets ₫177,413,775.00 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
$70.001 USD = 25344.8250 VND
₫177,413,775.00You pay$7,070.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
$177.991 USD = 25329.7017 VND
₫177,307,911.90You pay$7,177.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$210.001 USD = 25294.1031 VND
₫177,058,721.70You pay$7,210.00
Cash pickupMinutes - 24 hours
$179.991 USD = 25025.7413 VND
₫175,180,189.10You pay$7,179.99
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $40.50 1 USD = 25480.8219 VND +0.38% vs mid-market Recipient gets ₫177,333,780.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$40.501 USD = 25480.8219 VND
₫177,333,780.00You pay$7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

CurrencyFair

Pay via Bank transfer
Fee $3.95 1 USD = 25265.2000 VND +1.23% vs mid-market Recipient gets ₫176,755,339.20 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$3.951 USD = 25265.2000 VND
₫176,755,339.20You pay$7,000.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 25348.0000 VND +0.91% vs mid-market Recipient gets ₫176,548,820.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 25348.0000 VND
₫176,548,820.00You pay$7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee $1.99 1 USD = 25191.7971 VND +1.53% vs mid-market Recipient gets ₫176,292,448.16 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 2 days
$1.991 USD = 25191.7971 VND
₫176,292,448.16You pay$7,000.00
Bank depositMinutes - 2 days
Free1 USD = 25063.9200 VND
₫175,447,439.86You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 25083.9600 VND +1.95% vs mid-market Recipient gets ₫175,587,720.00 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 25083.9600 VND
₫175,587,720.00You pay$7,060.79

Xe

Pay via Credit card
Fee $210.00 1 USD = 25348.0000 VND +0.91% vs mid-market Recipient gets ₫172,112,920.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 25348.0000 VND
₫172,112,920.00You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 25579.0000 VND Updates every 60 minutes.

How to send money from US to Vietnam

Pick a company

If you're sending a one-off transfer, then TapTap Send is the best option.

TapTap Send was the cheapest on 7 of the 30 days it quoted $7,000 transfers to Vietnam.

For recurring transfers, I'd suggest using an app like TapTap Send or a multi-currency account.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Vietnam, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Vietnam?

How much USD you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 23% of the transfers from $5,000 it quoted, and in 20% of all the transfers it quoted.

Cheapest service
$500-0.29%$0.00₫12,825,970.00with remitly wallet to bank deposit+₫478,723.54
$2,000-0.09%$0.00₫51,200,000.00with debit card to bank deposit+₫977,539.96
$5,000-0.08%$0.00₫128,000,000.00with debit card to bank deposit+₫1,713,851.32
$7,000This page-0.08%$0.00₫179,200,000.00with debit card to bank deposit+₫2,190,534.20
$10,000-0.09%$0.00₫256,000,000.00with debit card to bank deposit+₫3,125,246.69
$50,000-0.08%$0.00₫1,280,000,000.00with debit card to bank deposit+₫18,033,517.36
$100,000-0.09%$0.00₫2,560,000,000.00with debit card to bank deposit+₫35,698,593.90
$250,000-0.08%$0.00₫6,400,000,000.00with debit card to bank deposit+₫89,649,155.32

Mid-market rate: 1 USD = 25579.0000 VND

USD/VND Exchange Rate History

Is today a good time to send money from US to Vietnam?

The cheapest way to send USD to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Vietnam.

VND received for $7,000, after fees

Tue, Nov 10, 2026Mid-market rate₫179,053,000.00 TapTap Send ₫179,200,000.00TapTap Send₫179,200,000.00Regency FX₫178,569,556.90OFX₫178,157,735.00

177M
178M
179M
180M
181M
182M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 25901.5000 – ₫181,310,500.00
Regency FX Cheapest 25831.5660 $0.00 ₫180,820,961.65 −₫489,538.35
OFX 25771.9925 $0.00 ₫180,403,947.50 −₫906,552.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,760,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25906.5000 – ₫181,345,500.00
Regency FX Cheapest 25836.5524 $0.00 ₫180,855,867.15 −₫489,632.85
OFX 25776.9675 $0.00 ₫180,438,772.50 −₫906,727.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,795,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25887.5000 – ₫181,212,500.00
Regency FX Cheapest 25817.6037 $0.00 ₫180,723,226.25 −₫489,273.75
OFX 25758.0625 $0.00 ₫180,306,437.50 −₫906,062.50
TapTap Send 25750.0000 $0.00 ₫180,250,000.00 −₫962,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25876.5000 – ₫181,135,500.00
Regency FX Cheapest 25806.6335 $0.00 ₫180,646,434.15 −₫489,065.85
TapTap Send 25750.0000 $0.00 ₫180,250,000.00 −₫885,500.00
OFX 25747.1175 $0.00 ₫180,229,822.50 −₫905,677.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25873.5000 – ₫181,114,500.00
Regency FX Cheapest 25803.6416 $0.00 ₫180,625,490.85 −₫489,009.15
OFX 25744.1325 $0.00 ₫180,208,927.50 −₫905,572.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,564,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25894.5000 – ₫181,261,500.00
Regency FX Cheapest 25824.5848 $0.00 ₫180,772,093.95 −₫489,406.05
OFX 25765.0275 $0.00 ₫180,355,192.50 −₫906,307.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,711,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25894.5000 – ₫181,261,500.00
Regency FX Cheapest 25824.5848 $0.00 ₫180,772,093.95 −₫489,406.05
OFX 25765.0275 $0.00 ₫180,355,192.50 −₫906,307.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,711,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25903.0000 – ₫181,321,000.00
Regency FX Cheapest 25833.0619 $0.00 ₫180,831,433.30 −₫489,566.70
OFX 25773.4850 $0.00 ₫180,414,395.00 −₫906,605.00
TapTap Send 25700.0000 $0.00 ₫179,900,000.00 −₫1,421,000.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25877.5000 – ₫181,142,500.00
Regency FX Cheapest 25807.6308 $0.00 ₫180,653,415.25 −₫489,084.75
OFX 25748.1125 $0.00 ₫180,236,787.50 −₫905,712.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,592,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25873.5000 – ₫181,114,500.00
Regency FX Cheapest 25803.6416 $0.00 ₫180,625,490.85 −₫489,009.15
OFX 25744.1325 $0.00 ₫180,208,927.50 −₫905,572.50
TapTap Send 25600.0000 $0.00 ₫179,200,000.00 −₫1,914,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25839.0000 – ₫180,873,000.00
Regency FX Cheapest 25769.2347 $0.00 ₫180,384,642.90 −₫488,357.10
OFX 25709.8050 $0.00 ₫179,968,635.00 −₫904,365.00
TapTap Send 25600.0000 $0.00 ₫179,200,000.00 −₫1,673,000.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25828.5000 – ₫180,799,500.00
Regency FX Cheapest 25758.7631 $0.00 ₫180,311,341.35 −₫488,158.65
TapTap Send 25700.0000 $0.00 ₫179,900,000.00 −₫899,500.00
OFX 25699.3575 $0.00 ₫179,895,502.50 −₫903,997.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25842.5000 – ₫180,897,500.00
Regency FX Cheapest 25772.7252 $0.00 ₫180,409,076.75 −₫488,423.25
OFX 25713.2875 $0.00 ₫179,993,012.50 −₫904,487.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,347,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25842.5000 – ₫180,897,500.00
Regency FX Cheapest 25772.7252 $0.00 ₫180,409,076.75 −₫488,423.25
OFX 25713.2875 $0.00 ₫179,993,012.50 −₫904,487.50
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫1,347,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25845.5000 – ₫180,918,500.00
Regency FX Cheapest 25775.7172 $0.00 ₫180,430,020.05 −₫488,479.95
TapTap Send 25750.0000 $0.00 ₫180,250,000.00 −₫668,500.00
OFX 25716.2725 $0.00 ₫180,013,907.50 −₫904,592.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25833.5000 – ₫180,834,500.00
Regency FX Cheapest 25763.7496 $0.00 ₫180,346,246.85 −₫488,253.15
OFX 25704.3325 $0.00 ₫179,930,327.50 −₫904,172.50
TapTap Send 25680.0000 $0.00 ₫179,760,000.00 −₫1,074,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25844.5000 – ₫180,911,500.00
Regency FX Cheapest 25774.7199 $0.00 ₫180,423,038.95 −₫488,461.05
OFX 25715.2775 $0.00 ₫180,006,942.50 −₫904,557.50
TapTap Send 25600.0000 $0.00 ₫179,200,000.00 −₫1,711,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25832.5000 – ₫180,827,500.00
Regency FX Cheapest 25762.7523 $0.00 ₫180,339,265.75 −₫488,234.25
OFX 25703.3375 $0.00 ₫179,923,362.50 −₫904,137.50
TapTap Send 25600.0000 $0.00 ₫179,200,000.00 −₫1,627,500.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25799.5000 – ₫180,596,500.00
Regency FX Cheapest 25729.8413 $0.00 ₫180,108,889.45 −₫487,610.55
TapTap Send 25700.0000 $0.00 ₫179,900,000.00 −₫696,500.00
OFX 25670.5025 $0.00 ₫179,693,517.50 −₫902,982.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25803.5000 – ₫180,624,500.00
Regency FX Cheapest 25733.8305 $0.00 ₫180,136,813.85 −₫487,686.15
TapTap Send 25700.0000 $0.00 ₫179,900,000.00 −₫724,500.00
OFX 25674.4825 $0.00 ₫179,721,377.50 −₫903,122.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25803.5000 – ₫180,624,500.00
Regency FX Cheapest 25733.8305 $0.00 ₫180,136,813.85 −₫487,686.15
TapTap Send 25700.0000 $0.00 ₫179,900,000.00 −₫724,500.00
OFX 25674.4825 $0.00 ₫179,721,377.50 −₫903,122.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25785.0000 – ₫180,495,000.00
Regency FX Cheapest 25715.3805 $0.00 ₫180,007,663.50 −₫487,336.50
TapTap Send 25700.0000 $0.00 ₫179,900,000.00 −₫595,000.00
OFX 25656.0750 $0.00 ₫179,592,525.00 −₫902,475.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25737.0000 – ₫180,159,000.00
TapTap Send Cheapest 25700.0000 $0.00 ₫179,900,000.00 −₫259,000.00
Regency FX 25667.5101 $0.00 ₫179,672,570.70 −₫486,429.30
OFX 25608.3150 $0.00 ₫179,258,205.00 −₫900,795.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25738.5000 – ₫180,169,500.00
Regency FX Cheapest 25669.0060 $0.00 ₫179,683,042.35 −₫486,457.65
TapTap Send 25650.0000 $0.00 ₫179,550,000.00 −₫619,500.00
OFX 25609.8075 $0.00 ₫179,268,652.50 −₫900,847.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25682.5000 – ₫179,777,500.00
TapTap Send Cheapest 25685.0000 $0.00 ₫179,795,000.00 +₫17,500.00
Regency FX 25613.1573 $0.00 ₫179,292,100.75 −₫485,399.25
OFX 25554.0875 $0.00 ₫178,878,612.50 −₫898,887.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25607.5000 – ₫179,252,500.00
TapTap Send Cheapest 25685.0000 $0.00 ₫179,795,000.00 +₫542,500.00
Regency FX 25538.3597 $0.00 ₫178,768,518.25 −₫483,981.75
OFX 25479.4625 $0.00 ₫178,356,237.50 −₫896,262.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25582.5000 – ₫179,077,500.00
TapTap Send Cheapest 25600.0000 $0.00 ₫179,200,000.00 +₫122,500.00
Regency FX 25513.4273 $0.00 ₫178,593,990.75 −₫483,509.25
OFX 25454.5875 $0.00 ₫178,182,112.50 −₫895,387.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25582.5000 – ₫179,077,500.00
TapTap Send Cheapest 25600.0000 $0.00 ₫179,200,000.00 +₫122,500.00
Regency FX 25513.4273 $0.00 ₫178,593,990.75 −₫483,509.25
OFX 25454.5875 $0.00 ₫178,182,112.50 −₫895,387.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 25512.0000 – ₫178,584,000.00
TapTap Send Cheapest 25600.0000 $0.00 ₫179,200,000.00 +₫616,000.00
Regency FX 25443.1176 $0.00 ₫178,101,823.20 −₫482,176.80
OFX 25384.4400 $0.00 ₫177,691,080.00 −₫892,920.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 25579.0000 – ₫179,053,000.00
TapTap Send Cheapest 25600.0000 $0.00 ₫179,200,000.00 +₫147,000.00
Regency FX 25509.9367 $0.00 ₫178,569,556.90 −₫483,443.10
OFX 25451.1050 $0.00 ₫178,157,735.00 −₫895,265.00

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/VND exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 6 of the last 30 days.

Right now, TapTap Send pays 179,200,000 VND on 7,000 USD, which is 147,000 VND more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 180,855,867.15 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. TapTap SendAppeared in 240 comparisons

    Cheapest in 20% of them

  2. Regency FXAppeared in 150 comparisons

    Cheapest in 77% of them

  3. OFXAppeared in 238 comparisons

    Cheapest in 0% of them

Based on 240 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most VND, but it was the cheapest in only 20% of the 240 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 77% of its comparisons, so if you send money to Vietnam regularly, it's worth comparing it with TapTap Send before each transfer.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from the US to Vietnam

There are 9 companies available for sending money from the US to Vietnam, across app, currency broker, online, multi-currency account, global business account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $0 on a $7,000 transfer with -0.08% markup, saves your recipient's details for next time, and VND arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 57% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 177,413,775 VND in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Vietnam.

Of all online companies listed here, Wise gets you the most VND per USD.

On a $7,000 transfer, you will get 177,896,877 VND after a $45.47 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 26 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Vietnam (e.g. a property purchase, tuition, or moving to Vietnam), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/VND that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving VND.

This is useful for traveling to Vietnam, building up VND balance, or receiving payments in VND.

Wise converts $7,000 at 0% markup plus small fee and holds the VND until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive VND in Vietnam

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 179,200,000 VND.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Vietnam.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 177,413,775 VND on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Vietnam.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Vietnam can collect VND through bank deposit, cash delivery, cash pickup, mobile money, and mobile wallet.

They can collect cash in Vietnam

Your recipient can collect VND from a participating MoneyGram location in Vietnam.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Debit card Bank deposit

    You pay $7,000.00

    ₫179,200,000

    Cheapest

  2. 2
    Debit card Cash delivery

    You pay $7,000.00

    ₫179,200,000

    ₫0

  3. 3
    Debit card Mobile money

    You pay $7,000.00

    ₫179,200,000

    ₫0

  4. 4
    Bank transfer Bank deposit

    You pay $7,000.00

    ₫178,569,557

    -₫630,443

  5. 5
    Bank transfer Cash delivery

    You pay $7,001.99

    ₫177,413,775

    -₫1,786,225

Show moreShow less
  1. 6
    Credit card Cash delivery

    You pay $7,070.00

    ₫177,413,775

    -₫1,786,225

  2. 7
    Credit card Bank deposit

    You pay $7,177.99

    ₫177,307,912

    -₫1,892,088

  3. 8
    Bank transfer Mobile wallet

    You pay $7,001.99

    ₫177,246,686

    -₫1,953,314

  4. 9
    Debit card Mobile wallet

    You pay $7,000.49

    ₫177,058,722

    -₫2,141,278

  5. 10
    Credit card Mobile wallet

    You pay $7,210.00

    ₫177,058,722

    -₫2,141,278

  6. 11
    Bank transfer Cash pickup

    You pay $7,000.99

    ₫176,867,278

    -₫2,332,722

  7. 12
    Debit card Cash pickup

    You pay $7,000.00

    ₫176,292,448

    -₫2,907,552

  8. 13
    Cash deposit Cash pickup

    You pay $7,060.79

    ₫175,587,720

    -₫3,612,280

  9. 14
    Credit card Cash pickup

    You pay $7,179.99

    ₫175,180,189

    -₫4,019,811

Things to consider before sending USD to Vietnam

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/VND company

Cheapest way to send money to Vietnam

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 179,200,000 VND, which is 0.35% more than the next best option.

Fastest way to send money to Vietnam

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 177,333,780 VND, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Vietnam?

For transfers over $10,000, Regency FX is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Vietnam.

While Regency FX may not always be the cheapest or fastest way to send VND, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Vietnam and the United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.