Xe is the best and cheapest service overall. On €7,000 you will get 207,480,000 VND after fees and the exchange rate.
We’ve compared 9 money transfer companies in more detail below.
| 9 of 9 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/VND transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €49.74 1 EUR = 29538.8000 VND +0.01% vs mid-market | Recipient gets ₫205,302,340.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.741 EUR = 29538.8000 VND ₫205,302,340.00You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 29640.0000 VND -0.34% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
Run a live search Showing top Germany to Vietnam deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to VND rates. | |||
Run a live search These companies offer multi-currency accounts for spending VND. We suggest doing a live search based on how much EUR you're planning to spend in Vietnam. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 29640.0000 VND -0.34% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 29640.0000 VND -0.34% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 29640.0000 VND -0.34% vs mid-market | Recipient gets ₫207,480,000.00 Minutes - 24 hours | |
Ways to receive money in Vietnam with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29640.0000 VND ₫207,480,000.00You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 29460.7591 VND +0.27% vs mid-market | Recipient gets ₫206,225,313.68 Minutes - 24 hours | |
Ways to receive money in Vietnam with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29460.7591 VND ₫206,225,313.68You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 29392.8159 VND +0.50% vs mid-market | Recipient gets ₫205,749,711.33 Minutes - 24 hours | |
Ways to receive money in Vietnam with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 29392.8159 VND ₫205,749,711.33You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €49.74 1 EUR = 29538.8000 VND +0.01% vs mid-market | Recipient gets ₫205,302,340.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €49.741 EUR = 29538.8000 VND ₫205,302,340.00You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 29300.0000 VND +0.82% vs mid-market | Recipient gets ₫205,100,000.00 Minutes | |
Ways to receive money in Vietnam with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 29300.0000 VND ₫205,100,000.00You pay€7,000.00 Cash deliveryMinutes Free1 EUR = 29300.0000 VND ₫205,100,000.00You pay€7,000.00 Mobile moneyMinutesAvailable via:Momo, Viettel Free1 EUR = 29300.0000 VND ₫205,100,000.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €59.83 1 EUR = 29538.8000 VND +0.01% vs mid-market | Recipient gets ₫205,004,294.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €59.831 EUR = 29538.8000 VND ₫205,004,294.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €47.50 1 EUR = 29429.8427 VND +0.38% vs mid-market | Recipient gets ₫204,610,981.00 Within minutes | |
Ways to receive money in Vietnam with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €47.501 EUR = 29429.8427 VND ₫204,610,981.00You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €104.52 1 EUR = 29538.8000 VND +0.01% vs mid-market | Recipient gets ₫203,684,205.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €104.521 EUR = 29538.8000 VND ₫203,684,205.00You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.95 1 EUR = 29089.8000 VND +1.54% vs mid-market | Recipient gets ₫203,541,330.60 Minutes - 24 hours | |
Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.951 EUR = 29089.8000 VND ₫203,541,330.60You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 28963.3659 VND +1.97% vs mid-market | Recipient gets ₫202,743,561.30 Minutes - 24 hours | |
Ways to receive money in Vietnam with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND) €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 28963.3659 VND +1.97% vs mid-market | Recipient gets ₫202,743,561.30 Minutes - 24 hours | |
Ways to receive money in Vietnam with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND) €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 28963.3659 VND +1.97% vs mid-market | Recipient gets ₫202,743,561.30 Minutes - 24 hours | |
Ways to receive money in Vietnam with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 28963.3659 VND ₫202,743,561.30You pay€7,009.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 28962.3383 VND +1.98% vs mid-market | Recipient gets ₫202,736,367.96 Minutes - 2 days | |
Ways to receive money in Vietnam with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 28962.3383 VND ₫202,736,367.96You pay€7,000.00 Cash pickupMinutes - 2 days €2.991 EUR = 28962.3383 VND ₫202,649,770.57You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €146.39 1 EUR = 29538.8000 VND +0.01% vs mid-market | Recipient gets ₫202,447,415.00 Within minutes | |
Ways to receive money in Vietnam with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €146.391 EUR = 29538.8000 VND ₫202,447,415.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €191.00 1 EUR = 29429.8427 VND +0.38% vs mid-market | Recipient gets ₫200,387,798.00 Within minutes | |
Ways to receive money in Vietnam with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 29429.8427 VND ₫200,387,798.00You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 29540.5185 VND Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most VND.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/VND rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 9 companies for sending money from Germany to Vietnam, across app, broker, online, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Vietnam gets you 207,480,000 VND with a €0 fee and -0.34% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Vietnam.
For large transfers from Germany
For buying property, moving to Vietnam, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds -0.34% on EUR/VND which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Vietnam.
Be it overseas suppliers and contractors, receiving VND payments, or holding VND and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and VND in one account.
You get VND bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert VND to EUR or EUR to VND whenever you need.
The best multi currency account is Wise, it adds ~0.01% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 207,480,000 VND.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Vietnam.
The recipient in Vietnam can receive VND by bank deposit, cash delivery, cash pickup, mobile money, and mobile wallet.
To receive VND by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Vietnam
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
₫207,480,000
Cheapest
You pay €7,000.00
₫207,480,000
₫0
You pay €7,000.00
₫207,480,000
₫0
You pay €7,000.00
₫205,100,000
-₫2,380,000
You pay €7,000.00
₫205,100,000
-₫2,380,000
You pay €7,000.00
₫205,004,294
-₫2,475,706
You pay €7,009.99
₫202,743,561
-₫4,736,439
You pay €7,009.99
₫202,743,561
-₫4,736,439
You pay €7,009.99
₫202,743,561
-₫4,736,439
You pay €7,009.99
₫202,743,561
-₫4,736,439
You pay €7,009.99
₫202,743,561
-₫4,736,439
You pay €7,009.99
₫202,743,561
-₫4,736,439
You pay €7,009.99
₫202,743,561
-₫4,736,439
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Vietnam, these are the best options:
Cheapest way to send money to Vietnam
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 207,480,000 VND, which is 0.6% more than the next best option.
Fastest way to send money to Vietnam
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 204,610,981 VND in innerhalb von minuten.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into VND sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/VND rate can move noticeably within a week, changing the amount your recipient gets in VND.
Mid-market rate:1 EUR = 29,538.633228 VND
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 9 of them on EUR to Vietnam, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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