How to send money to Vietnam from Germany with the best EUR-VND rate

Comparing based on your specific needs is the best way to send money from Germany to Vietnam with confidence.

For EUR/VND

• Wise is our top pick for sending Euro to Vietnam. For example, sending 7,000 EUR to VND will cost you €49.74 in fees, and you will receive 209,580,225 VND.

• We would recommend Regency FX for low cost, affordable transfers from Dongs to Vietnam. We found that Regency FX is 0.23% cheaper than the second-best option. The cost is a combination of a fee of 0 EUR and an exchange rate for converting Euro to Dong that is 0.27% different to the mid-market rate.

• Fastest way to send money to Vietnam from Germany is with Revolut. For example, if you send 7,000 EUR with Revolut to Vietnam, the transfer time is innerhalb von minuten based on our data.

Our analysis, and search results, include 8 providers that operate between Germany and Vietnam. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Germany when you need to send money to Vietnam.

The exchange rate determines the price you’ll pay for Dong when you send Euro to Vietnam.

The current exchange rate between the Euro and Dong is 30,163.6477, and it constantly fluctuates.

When calculating the cost of sending money from Germany to Vietnam, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current EUR-VND mid-market rate is 30,163.6477 VND per Euro. Finding a provider as close to this number as possible will ensure more Dong for your money.

• Fees: Transfer fees are charged on top of a transfer. Regency FX currently offers the lowest fees of 0 EUR per transfer (based on €7,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in Dong is the biggest indicator in the total cost of sending money to Germany from Vietnam. The higher the total amount received in Vietnam, the lower the cost of sending from Germany.

It’s possible that waiting a day or two can help you get more VND for the same amount of Euro. But, the best way to lock in a price between Germany and Vietnam is by using a forward contract.

A bank transfer is our recommended option for money transfers between Germany and Vietnam. Regency FX offers the best price on a bank transfer.

Here are all the ways to send money from Germany to Vietnam:

Bank transfers

Bank transfers are often the best payment method for money transfers from Germany to Vietnam.

A money transfer company like Regency FX offer bank transfers between Germany and Vietnam with lower fees and better exchange rates than you would get from a traditional bank.

On average, Regency FX is the cheapest provider for bank transfers of the 8 we tested when sending EUR to Vietnam.

Debit and prepaid cards

Sending money from Germany to Vietnam with a debit or a prepaid card is very simple with Wise.


Wise is a leader in debit card payments for transfers from Germany to Vietnam, competing among a total of 8 active money transfer companies on this route.

Credit cards

We recommend avoiding credit cards where possible due to a lack of support and high fees.

If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

Always choose providers that are regulated by financial authorities in both Germany and Vietnam to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Germany and Vietnam.

Some services have minimum or maximum thresholds on how much you can transfer from Germany to Vietnam.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Wise if you need to send large amounts of EUR to Vietnam. The combination of rates and fees when sending to Vietnam is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Germany, or entering Vietnam. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Vietnam. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Germany to Vietnam will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Germany into Dong. Wise is the best company for bank transfers between Germany and Vietnam.

And if you need cash right away, check if cash pickup is an option for transfers between Germany and Vietnam.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Regency FX.

When signing up to a money transfer company to send between Germany and Vietnam, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Germany this will be a government ID like a passport or driver's license. In Vietnam it will be a similar set of documents, although this should only be needed if you are opening a new account in Vietnam, or collecting in cash.

Big transactions between Germany and Vietnam, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Wise in part due to their easy sign up process in Germany.

When sending large amounts of money between Germany and Vietnam there will be tax implications to consider.

Some transfers into Dong may need to be reported to tax authorities in Vietnam, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Vietnam based on age, income and a few other elements. When in doubt, please contact a tax professional in Germany or Vietnam to discuss your personal circumstances.