How to send money to Vietnam from Germany with the best EUR-VND rate

TapTap Send is the best and cheapest service overall. On €7,000 you will get 200,550,000 VND after fees and the exchange rate.

We’ve compared 9 money transfer companies in more detail below.

Best companies for EUR/VND transfers

9 of 9 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28726.5000 VND 0.00% vs mid-market Recipient gets ₫199,656,644.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28726.5000 VND
₫199,656,644.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +0.98% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Run a live search

Showing top Germany to Vietnam deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 28650.0000 VND +0.26% vs mid-market Recipient gets ₫200,550,000.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Cash deliveryMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 28648.1453 VND +0.27% vs mid-market Recipient gets ₫200,537,016.87 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28648.1453 VND
₫200,537,016.87You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 28582.0761 VND +0.50% vs mid-market Recipient gets ₫200,074,533.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28582.0761 VND
₫200,074,533.03You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28726.5000 VND 0.00% vs mid-market Recipient gets ₫199,656,644.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28726.5000 VND
₫199,656,644.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €59.83 1 EUR = 28726.5000 VND 0.00% vs mid-market Recipient gets ₫199,366,794.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.831 EUR = 28726.5000 VND
₫199,366,794.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €31.00 1 EUR = 28586.8855 VND +0.48% vs mid-market Recipient gets ₫199,222,005.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€31.001 EUR = 28586.8855 VND
₫199,222,005.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +0.98% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 28446.0000 VND +0.98% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 28446.0000 VND +0.98% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Wise

Pay via Debit card
Fee €104.52 1 EUR = 28726.5000 VND 0.00% vs mid-market Recipient gets ₫198,083,006.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.521 EUR = 28726.5000 VND
₫198,083,006.00You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.95 1 EUR = 28270.7000 VND +1.60% vs mid-market Recipient gets ₫197,810,087.90 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.951 EUR = 28270.7000 VND
₫197,810,087.90You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 28217.6418 VND +1.78% vs mid-market Recipient gets ₫197,523,492.60 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 28217.6418 VND +1.78% vs mid-market Recipient gets ₫197,523,492.60 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 28217.6418 VND +1.78% vs mid-market Recipient gets ₫197,523,492.60 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€9.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,009.99
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 28156.6032 VND +2.00% vs mid-market Recipient gets ₫197,096,222.54 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 28156.6032 VND
₫197,096,222.54You pay€7,000.00
Cash pickupMinutes - 2 days
€2.991 EUR = 28156.6032 VND
₫197,012,034.30You pay€7,000.00

Wise

Pay via Credit card
Fee €146.39 1 EUR = 28726.5000 VND 0.00% vs mid-market Recipient gets ₫196,880,228.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.391 EUR = 28726.5000 VND
₫196,880,228.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €191.00 1 EUR = 28586.8855 VND +0.48% vs mid-market Recipient gets ₫194,648,103.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€191.001 EUR = 28586.8855 VND
₫194,648,103.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 28725.7047 VND Updates every 60 minutes.

How to send money from Germany to Vietnam

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 4 of the 29 days it quoted €7,000 transfers to Vietnam.

On a 7,000 EUR transfer, TapTap Send delivers the most VND.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/VND rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Vietnam?

How much EUR you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 20% of the transfers from €7,000 it quoted, and in 14% of all the transfers it quoted.

Cheapest service
€1,000-0.05%€0.00₫28,755,060.00with debit card to bank deposit+₫291,419.94
€5,0000.13%€0.00₫143,496,000.00with debit card to bank deposit+₫1,605,771.26
€7,000This page0.26%€0.00₫200,550,000.00with debit card to bank deposit+₫2,087,581.29
€50,000€0.00₫1,432,500,000.00with debit card to bank deposit+₫255,849,940.95

Mid-market rate: 1 EUR = 28725.7047 VND

EUR/VND Exchange Rate History

Is today a good time to send money from Germany to Vietnam?

The cheapest way to send EUR to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 EUR transfers to Vietnam.

VND received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₫201,079,932.69 TapTap Send ₫200,550,000.00TapTap Send₫200,550,000.00Regency FX₫200,537,016.87OFX₫200,074,533.03

198M
200M
202M
204M
206M
208M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 29509.6161 – ₫206,567,312.70
Regency FX Cheapest 29429.9401 €0.00 ₫206,009,580.96 −₫557,731.74
OFX 29362.0680 €0.00 ₫205,534,476.14 −₫1,032,836.56
TapTap Send 29300.0000 €0.00 ₫205,100,000.00 −₫1,467,312.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 29476.3640 – ₫206,334,547.69
Regency FX Cheapest 29396.7778 €0.00 ₫205,777,444.41 −₫557,103.28
OFX 29328.9821 €0.00 ₫205,302,874.95 −₫1,031,672.74
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫2,284,547.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 29384.1198 – ₫205,688,838.54
Regency FX Cheapest 29304.7827 €0.00 ₫205,133,478.67 −₫555,359.87
OFX 29237.1992 €0.00 ₫204,660,394.34 −₫1,028,444.20
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫1,638,838.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 29262.0018 – ₫204,834,012.68
Regency FX Cheapest 29182.9944 €0.00 ₫204,280,960.84 −₫553,051.84
OFX 29115.6918 €0.00 ₫203,809,842.61 −₫1,024,170.07
TapTap Send 29050.0000 €0.00 ₫203,350,000.00 −₫1,484,012.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29082.7992 – ₫203,579,594.59
Regency FX Cheapest 29004.2757 €0.00 ₫203,029,929.68 −₫549,664.91
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫579,594.59
OFX 28937.3852 €0.00 ₫202,561,696.62 −₫1,017,897.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 29139.9414 – ₫203,979,589.57
Regency FX Cheapest 29061.2635 €0.00 ₫203,428,844.68 −₫550,744.89
OFX 28994.2417 €0.00 ₫202,959,691.62 −₫1,019,897.95
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,679,589.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29167.2210 – ₫204,170,546.92
Regency FX Cheapest 29088.4695 €0.00 ₫203,619,286.44 −₫551,260.48
OFX 29021.3849 €0.00 ₫203,149,694.18 −₫1,020,852.74
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,870,546.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 29064.1717 – ₫203,449,202.00
Regency FX Cheapest 28985.6985 €0.00 ₫202,899,889.15 −₫549,312.85
OFX 28918.8509 €0.00 ₫202,431,955.99 −₫1,017,246.01
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,149,202.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 29021.4537 – ₫203,150,175.82
Regency FX Cheapest 28943.0958 €0.00 ₫202,601,670.35 −₫548,505.47
OFX 28876.3464 €0.00 ₫202,134,424.94 −₫1,015,750.88
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,182,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,532,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29039.8367 – ₫203,278,856.58
Regency FX Cheapest 28961.4291 €0.00 ₫202,730,003.67 −₫548,852.91
OFX 28894.6375 €0.00 ₫202,262,462.30 −₫1,016,394.28
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,678,856.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 28986.4859 – ₫202,905,401.46
Regency FX Cheapest 28908.2224 €0.00 ₫202,357,556.88 −₫547,844.58
OFX 28841.5535 €0.00 ₫201,890,874.45 −₫1,014,527.01
TapTap Send 28700.0000 €0.00 ₫200,900,000.00 −₫2,005,401.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 29014.8585 – ₫203,104,009.71
Regency FX Cheapest 28936.5184 €0.00 ₫202,555,628.88 −₫548,380.83
OFX 28869.7842 €0.00 ₫202,088,489.66 −₫1,015,520.05
TapTap Send 28750.0000 €0.00 ₫201,250,000.00 −₫1,854,009.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 29002.7613 – ₫203,019,328.94
Regency FX Cheapest 28924.4538 €0.00 ₫202,471,176.75 −₫548,152.19
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫719,328.94
OFX 28857.7475 €0.00 ₫202,004,232.29 −₫1,015,096.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 29073.2888 – ₫203,513,021.71
Regency FX Cheapest 28994.7909 €0.00 ₫202,963,536.55 −₫549,485.16
OFX 28927.9224 €0.00 ₫202,495,456.60 −₫1,017,565.11
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,563,021.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Regency FX Cheapest 29019.5143 €0.00 ₫203,136,600.24 −₫549,953.69
OFX 28952.5887 €0.00 ₫202,668,121.16 −₫1,018,432.77
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Western Union Cheapest 29044.6305 €0.00 ₫203,313,000.00 −₫373,553.93
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29076.8302 – ₫203,537,811.22
Regency FX Cheapest 28998.3227 €0.00 ₫202,988,259.13 −₫549,552.09
OFX 28931.4460 €0.00 ₫202,520,122.16 −₫1,017,689.06
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,237,811.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 29051.9592 – ₫203,363,714.37
Regency FX Cheapest 28973.5189 €0.00 ₫202,814,632.34 −₫549,082.03
OFX 28906.6994 €0.00 ₫202,346,895.80 −₫1,016,818.57
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,413,714.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 29033.4928 – ₫203,234,449.67
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫234,449.67
Regency FX 28955.1024 €0.00 ₫202,685,716.66 −₫548,733.01
OFX 28888.3253 €0.00 ₫202,218,277.42 −₫1,016,172.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 29055.9375 – ₫203,391,562.84
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫391,562.84
Regency FX 28977.4865 €0.00 ₫202,842,405.62 −₫549,157.22
OFX 28910.6579 €0.00 ₫202,374,605.02 −₫1,016,957.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 28955.3282 – ₫202,687,297.25
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 +₫312,702.75
Regency FX 28877.1488 €0.00 ₫202,140,041.54 −₫547,255.71
OFX 28810.5515 €0.00 ₫201,673,860.76 −₫1,013,436.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫697,580.04
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,047,580.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 28987.2692 – ₫202,910,884.05
Regency FX Cheapest 28909.0035 €0.00 ₫202,363,024.66 −₫547,859.39
OFX 28842.3328 €0.00 ₫201,896,329.63 −₫1,014,554.42
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,310,884.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 28824.7105 – ₫201,772,973.82
Regency FX Cheapest 28746.8838 €0.00 ₫201,228,186.79 −₫544,787.03
TapTap Send 28730.0000 €0.00 ₫201,110,000.00 −₫662,973.82
OFX 28680.5870 €0.00 ₫200,764,108.95 −₫1,008,864.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 28725.7047 – ₫201,079,932.69
TapTap Send Cheapest 28650.0000 €0.00 ₫200,550,000.00 −₫529,932.69
Regency FX 28648.1453 €0.00 ₫200,537,016.87 −₫542,915.82
OFX 28582.0761 €0.00 ₫200,074,533.03 −₫1,005,399.66

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, TapTap Send pays 200,550,000 VND on 7,000 EUR, which is 529,932.69 VND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 206,009,580.96 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 78 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. TapTap SendAppeared in 77 comparisons

    Cheapest in 14% of them

  2. Regency FXAppeared in 44 comparisons

    Cheapest in 82% of them

  3. OFXAppeared in 76 comparisons

    Never the cheapest

Based on 78 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most VND, but it was the cheapest in only 14% of the 77 comparisons it appeared in over the past month.

Regency FX (today's second cheapest) was the cheapest in 82% of its comparisons, so if you send money to Vietnam regularly, it's worth comparing it with TapTap Send before each transfer.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from Germany to Vietnam

There are 9 companies for sending money from Germany to Vietnam, across app, broker, online, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with TapTap Send to Vietnam gets you 200,550,000 VND with a €0 fee and 0.26% markup.

In our comparisons over the past month, it was the cheapest online service on 17 of the 29 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

In general, online transfers are cheaper than sending cash to Vietnam.

For large transfers from Germany

Currency brokers

For buying property, moving to Vietnam, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/VND which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Vietnam.

Be it overseas suppliers and contractors, receiving VND payments, or holding VND and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and VND in one account.

You get VND bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert VND to EUR or EUR to VND whenever you need.

The best multi-currency account is Wise, it adds ~0% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive VND in Vietnam

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 200,550,000 VND.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Vietnam.

The recipient in Vietnam can receive VND by bank deposit, cash delivery, cash pickup, mobile money, and mobile wallet.

To receive VND by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Vietnam

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    ₫200,550,000

    Cheapest

  2. 2
    Debit card Cash delivery

    You pay €7,000.00

    ₫200,550,000

    ₫0

  3. 3
    Debit card Mobile money

    You pay €7,000.00

    ₫200,550,000

    ₫0

  4. 4
    Bank transfer Bank deposit

    You pay €7,000.00

    ₫200,537,017

    -₫12,983

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    ₫199,366,794

    -₫1,183,206

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    ₫199,122,000

    -₫1,428,000

  2. 7
    Debit card Mobile wallet

    You pay €7,009.99

    ₫197,523,493

    -₫3,026,507

  3. 8
    Debit card Cash pickup

    You pay €7,009.99

    ₫197,523,493

    -₫3,026,507

  4. 9
    Bank transfer Cash pickup

    You pay €7,009.99

    ₫197,523,493

    -₫3,026,507

  5. 10
    Bank transfer Mobile wallet

    You pay €7,009.99

    ₫197,523,493

    -₫3,026,507

  6. 11
    Credit card Mobile wallet

    You pay €7,009.99

    ₫197,523,493

    -₫3,026,507

  7. 12
    Credit card Cash delivery

    You pay €7,009.99

    ₫197,523,493

    -₫3,026,507

  8. 13
    Credit card Cash pickup

    You pay €7,009.99

    ₫197,523,493

    -₫3,026,507

Things to know before sending money from Germany to Vietnam

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/VND transfer options

For a €7,000 transfer to Vietnam, these are the best options:

Cheapest way to send money to Vietnam

The cheapest option is TapTap Send, funded by debit card with bank deposit for the payout. Your recipient gets 200,550,000 VND, which is 0.01% more than the next best option.

Fastest way to send money to Vietnam

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 199,222,005 VND in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into VND sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 9 of them on EUR to Vietnam, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 78 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.