How to send money to Vietnam from Finland with the best EUR-VND rate

We’ve compared and analysed 8 money transfer companies in Finland.

Best companies for EUR/VND transfers

8 of 8 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/VND exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/VND transfers

All money transfer offers for EUR/VND transfers, sorted by most VND received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 29853.0000 VND 0.00% vs mid-market Recipient gets ₫207,486,112.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 29853.0000 VND
₫207,486,112.00You pay€7,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 29512.0000 VND +1.15% vs mid-market Recipient gets ₫206,584,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 29512.0000 VND
₫206,584,000.00You pay€7,000.00

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Showing top Finland to Vietnam deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
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Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 29773.0080 VND +0.27% vs mid-market Recipient gets ₫208,411,056.19 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Vietnam from Finland.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 29773.0080 VND
₫208,411,056.19You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 29704.3447 VND +0.50% vs mid-market Recipient gets ₫207,930,413.02 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 29704.3447 VND
₫207,930,413.02You pay€7,000.00
TapTap Send

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 29650.0000 VND +0.68% vs mid-market Recipient gets ₫207,550,000.00 Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 29650.0000 VND
₫207,550,000.00You pay€7,000.00
Cash deliveryMinutes
Free1 EUR = 29650.0000 VND
₫207,550,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 EUR = 29650.0000 VND
₫207,550,000.00You pay€7,000.00
Wise

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 29853.0000 VND 0.00% vs mid-market Recipient gets ₫207,486,112.00 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Finland to Vietnam.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 29853.0000 VND
₫207,486,112.00You pay€7,000.00
Wise

Wise

Pay via iDEAL/WERO
Fee €59.83 1 EUR = 29853.0000 VND 0.00% vs mid-market Recipient gets ₫207,184,895.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.831 EUR = 29853.0000 VND
₫207,184,895.00You pay€7,000.00
Xe

Xe

Pay via Debit card
Fee €0.00 1 EUR = 29512.0000 VND +1.15% vs mid-market Recipient gets ₫206,584,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 29512.0000 VND
₫206,584,000.00You pay€7,000.00
Xe

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 29512.0000 VND +1.15% vs mid-market Recipient gets ₫206,584,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 29512.0000 VND
₫206,584,000.00You pay€7,000.00
Xe

Xe

Pay via Credit card
Fee €0.00 1 EUR = 29512.0000 VND +1.15% vs mid-market Recipient gets ₫206,584,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 29512.0000 VND
₫206,584,000.00You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 29733.6186 VND +0.40% vs mid-market Recipient gets ₫206,039,110.00 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Vietnam.
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 29733.6186 VND
₫206,039,110.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Debit card
Fee €104.52 1 EUR = 29853.0000 VND 0.00% vs mid-market Recipient gets ₫205,850,764.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.521 EUR = 29853.0000 VND
₫205,850,764.00You pay€7,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee €2.95 1 EUR = 29390.8000 VND +1.56% vs mid-market Recipient gets ₫205,647,427.60 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.951 EUR = 29390.8000 VND
₫205,647,427.60You pay€7,000.00
Only available via Mobile App
WorldRemit

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 29258.3548 VND +2.01% vs mid-market Recipient gets ₫204,808,483.46 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 29258.3548 VND
₫204,808,483.46You pay€7,000.00
Cash pickupMinutes - 2 days
€2.991 EUR = 29258.3548 VND
₫204,721,000.98You pay€7,000.00
Wise

Wise

Pay via Credit card
Fee €146.39 1 EUR = 29853.0000 VND 0.00% vs mid-market Recipient gets ₫204,600,819.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.391 EUR = 29853.0000 VND
₫204,600,819.00You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 29733.6186 VND +0.40% vs mid-market Recipient gets ₫201,564,200.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 29733.6186 VND
₫201,564,200.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 29853.612781 VND Updates every 60 minutes.

How to send money from Finland to Vietnam

Pick a company

For a one-off transfer to Vietnam, start with Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most VND.

The cheapest option depends on the amount, so I suggest to get the best EUR/VND rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Vietnam they can receive it via bank deposit, cash delivery, mobile money, and cash pickup.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Vietnam

8 companies send money from Finland to Vietnam, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 207,486,112 VND on €7,000 transfer.

If it's the only time you send money to Vietnam, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

TapTap Send charges €0 on a €7,000 transfer, and 207,550,000 VND arrives in minutes.

In Vietnam they can receive money via bank deposit, cash delivery, mobile money, and cash pickup.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and VND balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to VND with Wise gets you 207,486,112 VND (€49.74 in fees and 0% markup).

This is especially useful travel since you are spending in VND (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Vietnam.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Vietnam. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/VND rate.

Ways to fund EUR and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 208,411,056.19 VND.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Vietnam directly.

For withdrawals in Vietnam, use bank deposit, cash delivery, mobile money, and cash pickup.

Receive VND

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect VND from a nearby agent in Vietnam.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₫208,411,056

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₫207,550,000

    -₫861,056

  3. 3
    Debit card Cash delivery

    You pay €7,000.00

    ₫207,550,000

    -₫861,056

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    ₫207,550,000

    -₫861,056

  5. 5
    Ideal Bank deposit

    You pay €7,000.00

    ₫207,184,895

    -₫1,226,161

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    ₫206,584,000

    -₫1,827,056

  2. 7
    Debit card Cash pickup

    You pay €7,000.00

    ₫204,721,001

    -₫3,690,055

What to consider before sending money from Finland to Vietnam

For a transfer from Finland, compare the VND received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/VND transfer options

For a €7,000 transfer to Vietnam, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 208,411,056.19 VND, which is 0.23% more than the next best option.

Fastest

Revolut delivers 206,039,110 VND in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Vietnam.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-VND Exchange Rate

Finding the best rate to send money from Finland to Vietnam

The exchange rate has a direct impact on how much VND your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 29,877.598955 VND

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 8 of them on EUR to Vietnam, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.