How to send money to Vietnam from Finland with the best EUR-VND rate

We’ve compared and analysed 8 money transfer companies in Finland.

Best companies for EUR/VND transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28738.3000 VND +0.01% vs mid-market Recipient gets ₫199,738,657.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28738.3000 VND
₫199,738,657.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +1.03% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 28662.6927 VND +0.27% vs mid-market Recipient gets ₫200,638,849.10 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28662.6927 VND
₫200,638,849.10You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 28650.0000 VND +0.31% vs mid-market Recipient gets ₫200,550,000.00 Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Cash deliveryMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 28596.5901 VND +0.50% vs mid-market Recipient gets ₫200,176,130.40 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28596.5901 VND
₫200,176,130.40You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28738.3000 VND +0.01% vs mid-market Recipient gets ₫199,738,657.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28738.3000 VND
₫199,738,657.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €59.83 1 EUR = 28738.3000 VND +0.01% vs mid-market Recipient gets ₫199,448,688.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.831 EUR = 28738.3000 VND
₫199,448,688.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28446.0000 VND +1.03% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 28446.0000 VND +1.03% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 28446.0000 VND +1.03% vs mid-market Recipient gets ₫199,122,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28446.0000 VND
₫199,122,000.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 28629.5335 VND +0.39% vs mid-market Recipient gets ₫198,388,352.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 28629.5335 VND
₫198,388,352.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €104.52 1 EUR = 28738.3000 VND +0.01% vs mid-market Recipient gets ₫198,164,373.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.521 EUR = 28738.3000 VND
₫198,164,373.00You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.95 1 EUR = 28278.8000 VND +1.62% vs mid-market Recipient gets ₫197,866,763.60 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.951 EUR = 28278.8000 VND
₫197,866,763.60You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 28149.8786 VND +2.08% vs mid-market Recipient gets ₫197,049,150.41 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 28149.8786 VND
₫197,049,150.41You pay€7,000.00
Cash pickupMinutes - 2 days
€2.991 EUR = 28149.8786 VND
₫196,964,982.27You pay€7,000.00

Wise

Pay via Credit card
Fee €146.39 1 EUR = 28738.3000 VND +0.01% vs mid-market Recipient gets ₫196,961,100.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.391 EUR = 28738.3000 VND
₫196,961,100.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 28629.5335 VND +0.39% vs mid-market Recipient gets ₫194,079,607.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 28629.5335 VND
₫194,079,607.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 28740.2915 VND Updates every 60 minutes.

How to send money from Finland to Vietnam

Pick a company

For a one-off EUR transfer to Vietnam, start with Regency FX.

Regency FX was the cheapest on 26 of the 30 days it quoted €7,000 transfers to Vietnam.

On a 7,000 EUR transfer, Regency FX delivers the most VND.

The cheapest option depends on the amount, so I suggest to get the best EUR/VND rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Vietnam they can receive it via bank deposit, cash delivery, mobile money, and cash pickup.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Vietnam?

How much EUR you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 87% of the transfers from €2,000 it quoted, and in 87% of all the transfers it quoted.

Cheapest service
€5000.65%€0.00₫14,278,753.33with bank transfer to bank deposit+₫113,049.89
€2,0000.30%€0.00₫57,300,000.00with debit card to bank deposit+₫534,458.53
€7,000This page0.27%€0.00₫200,638,849.10with bank transfer to bank deposit+₫2,036,872.64

Mid-market rate: 1 EUR = 28740.2915 VND

EUR/VND Exchange Rate History

Is today a good time to send money from Finland to Vietnam?

The cheapest way to send EUR to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Vietnam.

VND received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₫201,182,040.61 Regency FX ₫200,638,849.10Regency FX₫200,638,849.10TapTap Send₫200,550,000.00OFX₫200,176,130.40

198M
200M
202M
204M
206M
208M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 29459.8140 – ₫206,218,698.11
Regency FX Cheapest 29380.2725 €0.00 ₫205,661,907.63 −₫556,790.48
OFX 29312.5149 €0.00 ₫205,187,604.62 −₫1,031,093.49
TapTap Send 29300.0000 €0.00 ₫205,100,000.00 −₫1,118,698.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 29479.1623 – ₫206,354,136.23
Regency FX Cheapest 29399.5686 €0.00 ₫205,796,980.07 −₫557,156.16
OFX 29331.7665 €0.00 ₫205,322,365.55 −₫1,031,770.68
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫2,304,136.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 29369.3408 – ₫205,585,385.29
Regency FX Cheapest 29290.0435 €0.00 ₫205,030,304.75 −₫555,080.54
OFX 29222.4941 €0.00 ₫204,557,458.37 −₫1,027,926.92
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫1,535,385.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 29260.0303 – ₫204,820,211.83
Regency FX Cheapest 29181.0282 €0.00 ₫204,267,197.26 −₫553,014.57
OFX 29113.7301 €0.00 ₫203,796,110.77 −₫1,024,101.06
TapTap Send 29050.0000 €0.00 ₫203,350,000.00 −₫1,470,211.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29120.3764 – ₫203,842,634.79
Regency FX Cheapest 29041.7514 €0.00 ₫203,292,259.67 −₫550,375.12
OFX 28974.7745 €0.00 ₫202,823,421.61 −₫1,019,213.18
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,542,634.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 29162.0838 – ₫204,134,586.64
Regency FX Cheapest 29083.3462 €0.00 ₫203,583,423.26 −₫551,163.38
OFX 29016.2734 €0.00 ₫203,113,913.71 −₫1,020,672.93
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,834,586.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 29135.7836 – ₫203,950,485.53
Regency FX Cheapest 29057.1170 €0.00 ₫203,399,819.22 −₫550,666.31
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫950,485.53
OFX 28990.1047 €0.00 ₫202,930,733.10 −₫1,019,752.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 29042.5989 – ₫203,298,192.30
Regency FX Cheapest 28964.1839 €0.00 ₫202,749,287.18 −₫548,905.12
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫998,192.30
OFX 28897.3859 €0.00 ₫202,281,701.34 −₫1,016,490.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 29036.4348 – ₫203,255,043.60
Regency FX Cheapest 28958.0364 €0.00 ₫202,706,254.98 −₫548,788.62
OFX 28891.2526 €0.00 ₫202,238,768.38 −₫1,016,275.22
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,305,043.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,182,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,532,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29035.9341 – ₫203,251,539.03
Regency FX Cheapest 28957.5371 €0.00 ₫202,702,759.87 −₫548,779.16
OFX 28890.7545 €0.00 ₫202,235,281.33 −₫1,016,257.70
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,651,539.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 28979.1899 – ₫202,854,329.37
Regency FX Cheapest 28900.9461 €0.00 ₫202,306,622.68 −₫547,706.69
OFX 28834.2940 €0.00 ₫201,840,057.72 −₫1,014,271.65
TapTap Send 28700.0000 €0.00 ₫200,900,000.00 −₫1,954,329.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 28984.0931 – ₫202,888,651.64
Regency FX Cheapest 28905.8360 €0.00 ₫202,340,852.28 −₫547,799.36
OFX 28839.1726 €0.00 ₫201,874,208.38 −₫1,014,443.26
TapTap Send 28750.0000 €0.00 ₫201,250,000.00 −₫1,638,651.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 29005.8176 – ₫203,040,723.41
Regency FX Cheapest 28927.5019 €0.00 ₫202,492,513.46 −₫548,209.95
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫740,723.41
OFX 28860.7885 €0.00 ₫202,025,519.79 −₫1,015,203.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 29089.4357 – ₫203,626,050.16
Regency FX Cheapest 29010.8943 €0.00 ₫203,076,259.82 −₫549,790.34
OFX 28943.9886 €0.00 ₫202,607,919.91 −₫1,018,130.25
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,676,050.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Regency FX Cheapest 29019.5143 €0.00 ₫203,136,600.24 −₫549,953.69
OFX 28952.5887 €0.00 ₫202,668,121.16 −₫1,018,432.77
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Regency FX Cheapest 29019.5143 €0.00 ₫203,136,600.24 −₫549,953.69
OFX 28952.5887 €0.00 ₫202,668,121.16 −₫1,018,432.77
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 29016.0247 – ₫203,112,172.59
Regency FX Cheapest 28937.6814 €0.00 ₫202,563,769.72 −₫548,402.87
OFX 28870.9445 €0.00 ₫202,096,611.72 −₫1,015,560.87
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,162,172.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 29054.0381 – ₫203,378,266.79
Regency FX Cheapest 28975.5922 €0.00 ₫202,829,145.47 −₫549,121.32
OFX 28908.7679 €0.00 ₫202,361,375.46 −₫1,016,891.33
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,078,266.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 29016.9377 – ₫203,118,564.10
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫118,564.10
Regency FX 28938.5920 €0.00 ₫202,570,143.97 −₫548,420.13
OFX 28871.8530 €0.00 ₫202,102,971.28 −₫1,015,592.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.0052 – ₫203,126,036.58
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫126,036.58
Regency FX 28939.6566 €0.00 ₫202,577,596.28 −₫548,440.30
OFX 28872.9152 €0.00 ₫202,110,406.39 −₫1,015,630.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 28941.9316 – ₫202,593,521.05
TapTap Send Cheapest 28900.0000 €0.00 ₫202,300,000.00 −₫293,521.05
Regency FX 28863.7884 €0.00 ₫202,046,518.55 −₫547,002.50
OFX 28797.2219 €0.00 ₫201,580,553.45 −₫1,012,967.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫697,580.04
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,047,580.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 28965.7949 – ₫202,760,564.34
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 +₫239,435.66
Regency FX 28887.5873 €0.00 ₫202,213,110.82 −₫547,453.52
OFX 28820.9659 €0.00 ₫201,746,761.52 −₫1,013,802.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 28836.8451 – ₫201,857,915.95
Regency FX Cheapest 28758.9857 €0.00 ₫201,312,899.57 −₫545,016.38
TapTap Send 28730.0000 €0.00 ₫201,110,000.00 −₫747,915.94
OFX 28692.6609 €0.00 ₫200,848,626.37 −₫1,009,289.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 28740.2915 – ₫201,182,040.61
Regency FX Cheapest 28662.6927 €0.00 ₫200,638,849.10 −₫543,191.51
TapTap Send 28650.0000 €0.00 ₫200,550,000.00 −₫632,040.61
OFX 28596.5901 €0.00 ₫200,176,130.40 −₫1,005,910.21

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 200,638,849.1 VND on 7,000 EUR, which is 543,191.51 VND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 205,796,980.07 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 30 comparisons

    Cheapest in 87% of them

  2. TapTap SendAppeared in 60 comparisons

    Cheapest in 33% of them

  3. OFXAppeared in 57 comparisons

    Cheapest in 14% of them

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 33% of its comparisons, so it's rarely the cheapest option for transfers to Vietnam.

Ways to send money from Finland to Vietnam

8 companies send money from Finland to Vietnam, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 199,738,657 VND on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

If it's the only time you send money to Vietnam, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

TapTap Send charges €0 on a €7,000 transfer, and 200,550,000 VND arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 63% of the days it appeared for €7,000 transfers.

In Vietnam they can receive money via bank deposit, cash delivery, mobile money, and cash pickup.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and VND balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to VND with Wise gets you 199,738,657 VND (€49.74 in fees and 0.01% markup).

This is especially useful for travel since you are spending in VND (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Vietnam.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Vietnam. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/VND rate.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive VND in Vietnam

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 200,638,849.1 VND.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Vietnam directly.

For withdrawals in Vietnam, use bank deposit, cash delivery, mobile money, and cash pickup.

Receive VND

The name should match the account holder's bank record, so double check it before sending.

Your recipient can also collect VND from a nearby agent in Vietnam.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₫200,638,849

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₫200,550,000

    -₫88,849

  3. 3
    Debit card Cash delivery

    You pay €7,000.00

    ₫200,550,000

    -₫88,849

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    ₫200,550,000

    -₫88,849

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    ₫199,448,688

    -₫1,190,161

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    ₫199,122,000

    -₫1,516,849

  2. 7
    Debit card Cash pickup

    You pay €7,000.00

    ₫196,964,982

    -₫3,673,867

What to consider before sending money from Finland to Vietnam

For a transfer from Finland, compare the VND received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/VND transfer options

For a €7,000 transfer to Vietnam, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 200,638,849.1 VND, which is 0.04% more than the next best option.

Fastest

Revolut delivers 198,388,352 VND in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Vietnam.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 8 of them on EUR to Vietnam, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.