How to send money to Vietnam from Spain with the best EUR-VND rate

Revolut is the fastest way to send money from Spain to Vietnam, and its delivery time is within minutes.

For the cheapest option, Regency FX will get you 200,752,677.96 VND on a 7,000 EUR transfer.

Best companies for EUR/VND transfers

8 of 8 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/VND transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28753.9000 VND +0.01% vs mid-market Recipient gets ₫199,847,081.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28753.9000 VND
₫199,847,081.00You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28395.0000 VND +1.27% vs mid-market Recipient gets ₫198,765,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28395.0000 VND
₫198,765,000.00You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 28678.9540 VND +0.27% vs mid-market Recipient gets ₫200,752,677.96 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Vietnam with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28678.9540 VND
₫200,752,677.96You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 28650.0000 VND +0.37% vs mid-market Recipient gets ₫200,550,000.00 Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Cash deliveryMinutes
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 EUR = 28650.0000 VND
₫200,550,000.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 28612.8138 VND +0.50% vs mid-market Recipient gets ₫200,289,696.75 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28612.8138 VND
₫200,289,696.75You pay€7,000.00

Wise

Pay via Bank transfer
Fee €49.74 1 EUR = 28753.9000 VND +0.01% vs mid-market Recipient gets ₫199,847,081.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€49.741 EUR = 28753.9000 VND
₫199,847,081.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €59.83 1 EUR = 28753.9000 VND +0.01% vs mid-market Recipient gets ₫199,556,954.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€59.831 EUR = 28753.9000 VND
₫199,556,954.00You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 28395.0000 VND +1.27% vs mid-market Recipient gets ₫198,765,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28395.0000 VND
₫198,765,000.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 28395.0000 VND +1.27% vs mid-market Recipient gets ₫198,765,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28395.0000 VND
₫198,765,000.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 28395.0000 VND +1.27% vs mid-market Recipient gets ₫198,765,000.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 28395.0000 VND
₫198,765,000.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €61.00 1 EUR = 28613.0744 VND +0.50% vs mid-market Recipient gets ₫198,546,123.00 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€61.001 EUR = 28613.0744 VND
₫198,546,123.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €104.52 1 EUR = 28753.9000 VND +0.01% vs mid-market Recipient gets ₫198,271,942.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€104.521 EUR = 28753.9000 VND
₫198,271,942.00You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.95 1 EUR = 28294.9000 VND +1.62% vs mid-market Recipient gets ₫197,979,415.30 Minutes - 24 hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.951 EUR = 28294.9000 VND
₫197,979,415.30You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €1.00 1 EUR = 28217.6418 VND +1.89% vs mid-market Recipient gets ₫197,523,492.60 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.00
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€1.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.99
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
€7.001 EUR = 28073.6742 VND
₫196,515,719.40You pay€7,007.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €1.00 1 EUR = 28217.6418 VND +1.89% vs mid-market Recipient gets ₫197,523,492.60 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.00
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€1.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.99
Cash deliveryMinutes - 24 hoursAvailable via:HD BANK (VND), Donga Bank (VND)
€7.001 EUR = 28073.6742 VND
₫196,515,719.40You pay€7,007.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €1.00 1 EUR = 28217.6418 VND +1.89% vs mid-market Recipient gets ₫197,523,492.60 Minutes - 24 hours

Ways to receive money in Vietnam with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€1.991 EUR = 28217.6418 VND
₫197,523,492.60You pay€7,001.99

Wise

Pay via Credit card
Fee €146.39 1 EUR = 28753.9000 VND +0.01% vs mid-market Recipient gets ₫197,068,017.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€146.391 EUR = 28753.9000 VND
₫197,068,017.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 28613.0744 VND +0.50% vs mid-market Recipient gets ₫193,968,031.00 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Vietnam with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 28613.0744 VND
₫193,968,031.00You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 28756.5968 VND Updates every 60 minutes.

How to send money from Spain to Vietnam

Pick a company

For a one-off transfer from Spain to Vietnam, I suggest picking Regency FX, it will get you the most VND.

Regency FX was the cheapest on 24 of the 29 days it quoted €7,000 transfers to Vietnam.

The best option will change depending on the amount, so it's good to to get the best EUR/VND rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Vietnam?

How much EUR you send to Vietnam heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 85% of the transfers from €5,000 it quoted, and in 85% of all the transfers it quoted.

Cheapest service
€5000.27%€0.00₫14,325,000.00with debit card to bank deposit+₫184,311.05
€1,0000.30%€0.00₫28,650,000.00with debit card to bank deposit+₫344,505.62
€2,0000.27%€0.00₫57,300,000.00with debit card to bank deposit+₫692,508.09
€5,0000.31%€0.00₫143,250,000.00with debit card to bank deposit+₫1,683,198.71
€7,000This page0.27%€0.00₫200,752,677.96with bank transfer to bank deposit+₫2,271,714.47
€10,0000.27%€0.00₫286,789,564.77with bank transfer to bank deposit+₫3,203,596.52

Mid-market rate: 1 EUR = 28756.5968 VND

EUR/VND Exchange Rate History

Is today a good time to send money from Spain to Vietnam?

The cheapest way to send EUR to VND can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Vietnam.

VND received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rate₫201,296,177.64 Regency FX ₫200,752,677.96Regency FX₫200,752,677.96TapTap Send₫200,550,000.00OFX₫200,289,696.75

198M
200M
202M
204M
206M
208M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 29481.2075 – ₫206,368,452.77
Regency FX Cheapest 29401.6083 €0.00 ₫205,811,257.95 −₫557,194.82
OFX 29333.8015 €0.00 ₫205,336,610.51 −₫1,031,842.26
TapTap Send 29300.0000 €0.00 ₫205,100,000.00 −₫1,268,452.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 29455.4283 – ₫206,187,998.25
Regency FX Cheapest 29375.8987 €0.00 ₫205,631,290.65 −₫556,707.60
OFX 29308.1512 €0.00 ₫205,157,058.26 −₫1,030,939.99
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫2,137,998.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 29383.2568 – ₫205,682,797.54
Regency FX Cheapest 29303.9220 €0.00 ₫205,127,453.98 −₫555,343.56
OFX 29236.3405 €0.00 ₫204,654,383.55 −₫1,028,413.99
TapTap Send 29150.0000 €0.00 ₫204,050,000.00 −₫1,632,797.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 29260.5505 – ₫204,823,853.43
Regency FX Cheapest 29181.5470 €0.00 ₫204,270,829.03 −₫553,024.40
OFX 29114.2477 €0.00 ₫203,799,734.16 −₫1,024,119.27
TapTap Send 29050.0000 €0.00 ₫203,350,000.00 −₫1,473,853.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29257.9944 – ₫204,805,961.13
Regency FX Cheapest 29178.9979 €0.00 ₫204,252,985.03 −₫552,976.10
OFX 29111.7045 €0.00 ₫203,781,931.32 −₫1,024,029.81
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫1,805,961.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 29141.5474 – ₫203,990,832.05
Regency FX Cheapest 29062.8653 €0.00 ₫203,440,056.80 −₫550,775.25
OFX 28995.8397 €0.00 ₫202,970,877.88 −₫1,019,954.17
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,690,832.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 29198.7763 – ₫204,391,434.28
Ria Money Transfer Cheapest 29630.0000 €25.00 ₫206,669,250.00 +₫2,277,815.72
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫2,091,434.28
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 29104.0006 – ₫203,728,004.07
Regency FX Cheapest 29025.4198 €0.00 ₫203,177,938.46 −₫550,065.61
TapTap Send 29000.0000 €0.00 ₫203,000,000.00 −₫728,004.07
OFX 28958.4806 €0.00 ₫202,709,364.05 −₫1,018,640.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 29029.4648 – ₫203,206,253.66
Regency FX Cheapest 28951.0853 €0.00 ₫202,657,596.78 −₫548,656.88
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫906,253.66
OFX 28884.3175 €0.00 ₫202,190,222.39 −₫1,016,031.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 29031.8506 – ₫203,222,954.10
Regency FX Cheapest 28953.4646 €0.00 ₫202,674,252.13 −₫548,701.97
OFX 28886.6913 €0.00 ₫202,206,839.33 −₫1,016,114.77
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,272,954.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,182,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29018.9142 – ₫203,132,399.57
Regency FX Cheapest 28940.5632 €0.00 ₫202,583,942.09 −₫548,457.48
OFX 28873.8197 €0.00 ₫202,116,737.57 −₫1,015,662.00
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,532,399.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29030.3155 – ₫203,212,208.44
Regency FX Cheapest 28951.9336 €0.00 ₫202,663,535.48 −₫548,672.96
OFX 28885.1639 €0.00 ₫202,196,147.40 −₫1,016,061.04
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,612,208.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 28968.9075 – ₫202,782,352.16
Regency FX Cheapest 28890.6914 €0.00 ₫202,234,839.81 −₫547,512.35
OFX 28824.0629 €0.00 ₫201,768,440.40 −₫1,013,911.76
TapTap Send 28750.0000 €0.00 ₫201,250,000.00 −₫1,532,352.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 28819.1955 – ₫201,734,368.70
TapTap Send Cheapest 28750.0000 €0.00 ₫201,250,000.00 −₫484,368.70
Regency FX 28741.3837 €0.00 ₫201,189,685.90 −₫544,682.80
OFX 28675.0996 €0.00 ₫200,725,696.85 −₫1,008,671.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 28994.2301 – ₫202,959,610.64
Regency FX Cheapest 28915.9457 €0.00 ₫202,411,619.70 −₫547,990.94
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫659,610.64
OFX 28849.2589 €0.00 ₫201,944,812.59 −₫1,014,798.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 29104.3661 – ₫203,730,562.39
Regency FX Cheapest 29025.7843 €0.00 ₫203,180,489.87 −₫550,072.52
OFX 28958.8442 €0.00 ₫202,711,909.58 −₫1,018,652.81
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,780,562.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Regency FX Cheapest 29019.5143 €0.00 ₫203,136,600.24 −₫549,953.69
OFX 28952.5887 €0.00 ₫202,668,121.16 −₫1,018,432.77
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 29098.0791 – ₫203,686,553.93
Regency FX Cheapest 29019.5143 €0.00 ₫203,136,600.24 −₫549,953.69
OFX 28952.5887 €0.00 ₫202,668,121.16 −₫1,018,432.77
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,386,553.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 29036.6426 – ₫203,256,497.89
Regency FX Cheapest 28958.2436 €0.00 ₫202,707,705.34 −₫548,792.54
OFX 28891.4593 €0.00 ₫202,240,215.40 −₫1,016,282.48
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫1,306,497.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 29057.3152 – ₫203,401,206.35
Regency FX Cheapest 28978.8604 €0.00 ₫202,852,023.09 −₫549,183.26
OFX 28912.0286 €0.00 ₫202,384,200.32 −₫1,017,006.03
TapTap Send 28900.0000 €0.00 ₫202,300,000.00 −₫1,101,206.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 29020.7020 – ₫203,144,914.21
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫144,914.21
Regency FX 28942.3461 €0.00 ₫202,596,422.94 −₫548,491.27
OFX 28875.5985 €0.00 ₫202,129,189.64 −₫1,015,724.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 29032.8216 – ₫203,229,750.91
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 −₫229,750.91
Regency FX 28954.4329 €0.00 ₫202,681,030.58 −₫548,720.33
OFX 28887.6575 €0.00 ₫202,213,602.15 −₫1,016,148.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 28928.0519 – ₫202,496,363.01
TapTap Send Cheapest 28900.0000 €0.00 ₫202,300,000.00 −₫196,363.01
Regency FX 28849.9461 €0.00 ₫201,949,622.83 −₫546,740.18
OFX 28783.4116 €0.00 ₫201,483,881.19 −₫1,012,481.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
TapTap Send 28850.0000 €0.00 ₫201,950,000.00 −₫697,580.04
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
Exchange rateFeeRecipient getsDifference
Mid-market rate 28949.6543 – ₫202,647,580.04
Regency FX Cheapest 28871.4902 €0.00 ₫202,100,431.58 −₫547,148.46
OFX 28804.9060 €0.00 ₫201,634,342.14 −₫1,013,237.90
TapTap Send 28800.0000 €0.00 ₫201,600,000.00 −₫1,047,580.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 28971.7436 – ₫202,802,205.31
TapTap Send Cheapest 29000.0000 €0.00 ₫203,000,000.00 +₫197,794.69
Regency FX 28893.5199 €0.00 ₫202,254,639.35 −₫547,565.96
OFX 28826.8849 €0.00 ₫201,788,194.28 −₫1,014,011.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 28811.5753 – ₫201,681,027.42
Regency FX Cheapest 28733.7841 €0.00 ₫201,136,488.64 −₫544,538.78
TapTap Send 28730.0000 €0.00 ₫201,110,000.00 −₫571,027.42
OFX 28667.5175 €0.00 ₫200,672,622.28 −₫1,008,405.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 28756.5968 – ₫201,296,177.64
Regency FX Cheapest 28678.9540 €0.00 ₫200,752,677.96 −₫543,499.68
TapTap Send 28650.0000 €0.00 ₫200,550,000.00 −₫746,177.64
OFX 28612.8138 €0.00 ₫200,289,696.75 −₫1,006,480.89

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more VND per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Regency FX pays 200,752,677.96 VND on 7,000 EUR, which is 543,499.68 VND less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 206,669,250 VND.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Vietnam.

We've tracked 166 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Regency FXAppeared in 59 comparisons

    Cheapest in 85% of them

  2. TapTap SendAppeared in 164 comparisons

    Cheapest in 29% of them

  3. OFXAppeared in 164 comparisons

    Cheapest in 15% of them

Based on 166 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in only 29% of its comparisons, so it's rarely the cheapest option for transfers to Vietnam.

Ways to send money from Spain to Vietnam

8 companies send money from Spain to Vietnam, across app, broker, online, multi-currency account, global account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Vietnam.

TapTap Send charges €0 on a €7,000 transfer and pays out 200,550,000 VND in minutes, often straight into a mobile wallet, so the person receiving doesn't need a bank account.

Over the past month, TapTap Send was the cheapest app on 67% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Vietnam.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Vietnam, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 199,847,081 VND with a €49.74 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Vietnam. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive VND (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive VND like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with VND support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 199,847,081 VND.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Vietnam.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive VND in Vietnam

How you fund the transfer and how your recipient receives it affect the fees and how much VND they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 200,752,677.96 VND.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Vietnam directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Vietnam depends on the company's payout time and delivery method.

In Vietnam, the recipient can use bank deposit, cash delivery, mobile money, cash pickup, and mobile wallet to receive money.

Payout is available through .

Collect cash in Vietnam

Your recipient can collect VND from a participating MoneyGram location in Vietnam.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    ₫200,752,678

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    ₫200,550,000

    -₫202,678

  3. 3
    Debit card Cash delivery

    You pay €7,000.00

    ₫200,550,000

    -₫202,678

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    ₫200,550,000

    -₫202,678

  5. 5
    iDEAL Bank deposit

    You pay €7,000.00

    ₫199,556,954

    -₫1,195,724

Show moreShow less
  1. 6
    Credit card Bank deposit

    You pay €7,000.00

    ₫198,765,000

    -₫1,987,678

  2. 7
    Bank transfer Cash pickup

    You pay €7,001.00

    ₫197,523,493

    -₫3,229,185

  3. 8
    Bank transfer Mobile wallet

    You pay €7,001.99

    ₫197,523,493

    -₫3,229,185

  4. 9
    Debit card Cash pickup

    You pay €7,001.00

    ₫197,523,493

    -₫3,229,185

  5. 10
    Debit card Mobile wallet

    You pay €7,001.99

    ₫197,523,493

    -₫3,229,185

  6. 11
    Credit card Cash pickup

    You pay €7,001.00

    ₫197,523,493

    -₫3,229,185

  7. 12
    Credit card Mobile wallet

    You pay €7,001.99

    ₫197,523,493

    -₫3,229,185

  8. 13
    Credit card Cash delivery

    You pay €7,007.00

    ₫196,515,719

    -₫4,236,959

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Vietnam.

Find the best EUR/VND transfer

These are the current best options for sending €7,000 to Vietnam:

Cheapest option

Use Regency FX, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 200,752,677.96 VND, which is 0.1% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 198,546,123 VND, and its delivery time is within minutes.

SEPA & VND are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Vietnam is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Vietnam.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 8 of them on EUR to VND, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 166 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/VND transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.