How to send money to Vietnam from New Zealand with the best NZD-VND rate

Orbit Remit is the best way to send money to Vietnam. Sending $10,000 gets you 149,060,000 VND on the other end.

Best companies for NZD/VND transfers

6 of 6 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze NZD/VND exchange rates from our comparisons.

Based on 10,000 NZD transfer

Best companies for NZD/VND transfers

All money transfer offers for NZD/VND transfers, sorted by most VND received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fees: $53.30 1 NZD = 14871.9000 VND +0.01% vs mid-market Recipient gets ₫147,926,328.00 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$53.301 NZD = 14871.9000 VND
₫147,926,328.00You pay$10,000.00
Promoted
Xe

Xe

Pay via Bank transfer
Fees: $0.00 1 NZD = 14711.0000 VND +1.10% vs mid-market Recipient gets ₫147,110,000.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 14711.0000 VND
₫147,110,000.00You pay$10,000.00

Run a live search

Showing top New Zealand to Vietnam deals for 10,000 NZD. Do a live search with your exact amount for today's best rates.
Orbit Remit

Orbit Remit

Pay via Bank transfer
Fees: $0.00 1 NZD = 14906.0000 VND -0.22% vs mid-market Recipient gets ₫149,060,000.00 2 Days
CheapestUsing Bank transfer with Orbit Remit is the cheapest way to send money to Vietnam from New Zealand.

Ways to receive money in Vietnam with Orbit Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 NZD = 14906.0000 VND
₫149,060,000.00You pay$10,000.00
Cash pickup2 Days
Free1 NZD = 14906.0000 VND
₫149,060,000.00You pay$10,000.00
OFX

OFX

Pay via Bank transfer
Fees: $0.00 1 NZD = 14798.6956 VND +0.50% vs mid-market Recipient gets ₫147,986,956.06 6-12 Hours
Receive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 14798.6956 VND
₫147,986,956.06You pay$10,000.00
Wise

Wise

Pay via Bank transfer
Fees: $53.30 1 NZD = 14871.9000 VND +0.01% vs mid-market Recipient gets ₫147,926,328.00 Same day
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from New Zealand to Vietnam.
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$53.301 NZD = 14871.9000 VND
₫147,926,328.00You pay$10,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fees: $55.00 1 NZD = 14820.3501 VND +0.36% vs mid-market Recipient gets ₫147,388,382.00 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send NZD to Vietnam.
Receive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$55.001 NZD = 14820.3501 VND
₫147,388,382.00You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

CurrencyFair

CurrencyFair

Pay via Bank transfer
Fees: $4.95 1 NZD = 14734.0000 VND +0.94% vs mid-market Recipient gets ₫147,266,330.00 6-12 Hours
Receive to bank account

Ways to receive money in Vietnam with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$4.951 NZD = 14734.0000 VND
₫147,266,330.00You pay$10,000.00
Xe

Xe

Pay via Bank transfer
Fees: $0.00 1 NZD = 14711.0000 VND +1.10% vs mid-market Recipient gets ₫147,110,000.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 NZD = 14711.0000 VND
₫147,110,000.00You pay$10,000.00
Xe

Xe

Pay via Debit card
Fees: $40.00 1 NZD = 14711.0000 VND +1.10% vs mid-market Recipient gets ₫146,521,560.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$40.001 NZD = 14711.0000 VND
₫146,521,560.00You pay$10,000.00
Xe

Xe

Pay via Credit card
Fees: $90.00 1 NZD = 14711.0000 VND +1.10% vs mid-market Recipient gets ₫145,786,010.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$90.001 NZD = 14711.0000 VND
₫145,786,010.00You pay$10,000.00
How Our Results Work
Mid-market rate: 1 NZD = 14873.060911 VND Updates every 60 minutes.

How to send money from New Zealand to Vietnam

Pick a company

If you're sending a one-off transfer, then Orbit Remit is the best option.

For recurring transfers, I'd suggest using an app or a multi-currency account like Orbit Remit.

For large transfers (NZ$10k+) using a broker like OFX is usually the best option.

If your recipient needs cash, is the cheapest.

New Zealand has no instant payment rail, so plan for the money to leave your account slower than you'd expect.

How much you send will affect the best option for you right now, so I suggest .

Fund your transfer

You can pay for the transfer via bank transfer, debit card, and credit card.

Bank transfers settle in batches a few times a business day, so a Friday evening payment can sit until Monday.

If you and the money transfer company use the same bank, it'll usually settle in seconds.

Verify and send

For your first transfer you'll need a photo ID and proof of address.

Nothing checks the recipient's name against the account number on an international transfer, so make sure to double check it.

Ways to send money from New Zealand to Vietnam

6 companies cover NZD/VND transfers, between them you can send money via app, broker, online, multi-currency account, and global account, and more.

Cheapest way to send NZD

Online money transfers

The gap between the cheapest and most expensive way to send money from New Zealand is among the widest in the world, and money transfer companies and apps are usually the cheapest.

Orbit Remit charges $0 and -0.22% markup on a $10,000 transfer.

This will get you 149,060,000 VND and it will arrive in 2 days.

Best support options

Currency brokers

For house purchase abroad, an inheritance or a pension transfer, a broker like OFX charges no fee and adds 0.5% margin, with a real person on the phone dealing with everything end to end.

Also, you can send a small NZD/VND transfer first to get the feel of the process before sending the rest.

I suggest getting a few quotes from brokers and seeing who's the cheapest.

Living across two countries

Multi-currency accounts

If you live between two countries, income in one, mortgage or family in the other, a multi-currency account holds both currencies and converts when you choose.

Wise converts $10,000 at 0.01% markup and holds the VND until you spend it.

It’s also great for travelling to Vietnam and spending it there.

For business payments from NZ

Global accounts

Companies like Wise Business, OFX, or Revolut Business handle business payments, recurring and batch payments, invoicing, and more.

Great for paying suppliers, contractors or staff in Vietnam, or getting paid in VND.

Ways to fund NZD and receive VND in Vietnam

With Orbit Remit, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 149,060,000 VND.

Pay in NZD by bank transfer, debit card, and credit card.

New Zealand bank payments still run in processing cycles, so allow time for the company to receive the payment before it can process the transfer to Vietnam.

The recipient in Vietnam can use bank deposit and cash pickup.

To send monye directly to bank account or card, enter the recipient's bank details, account number and account-holder name.

For cash collection, the recipient needs a valid ID and the transfer reference.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    ₫149,060,000

    Cheapest

  2. 2
    Bank transfer Cash pickup

    You pay $10,000.00

    ₫149,060,000

    ₫0

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    ₫146,521,560

    -₫2,538,440

  4. 4
    Credit card Bank deposit

    You pay $10,000.00

    ₫145,786,010

    -₫3,273,990

What to consider when sending NZD to Vietnam

Here are a few things to know about money transfers from New Zealand to Vietnam.

Compare NZD/VND transfer options

For a $10,000 transfer to Vietnam, these are the current best options you have.

Cheapest

Orbit Remit is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 149,060,000 VND, which is 0.72% more than the next best option.

Fastest

Revolut delivers 147,388,382 VND in within minutes when you pay by bank transfer and the recipient uses bank deposit.

A NZ$1,000 report

New Zealand reporting entities must report international wire transfers of NZ$1,000 or more to the Financial Intelligence Unit.

It does not mean you need permission or cannot send more than NZ$1,000.

The New Zealand Police guidance on prescribed transactions explains the reporting threshold.

Keep evidence showing where the money came from, particularly for a property sale, inheritance or transfer between your own accounts.

Bank funding is not always instant

New Zealand bank payments run daily, but the transfer company still needs to receive and match your payment before sending VND.

Debit-card funding may be confirmed sooner, although it can cost more.

Gifts are not taxed in New Zealand

New Zealand abolished gift duty, so there is no New Zealand gift tax simply because you send money to family in Vietnam.

Keep a record showing that it was a gift, loan or transfer of your own money because the recipient's tax position can differ.

Transfer protection from New Zealand

New Zealand's Depositor Compensation Scheme covers eligible deposits at licensed deposit takers.

It does not cover money after it has been sent to a non-bank transfer company.

The Reserve Bank explains the scheme's scope in a bit more detail.

Live NZD-VND Exchange Rate

Finding the best NZD to VND rate

Exchange-rate margins add up on regular transfers to Vietnam. Compare each quote with the recent NZD/VND range before sending.

Mid-market rate:1 NZD = 14,903.724885 VND

How we analyse the market

Most of our pricing comes straight from the companies, and anything collected by hand is labelled in the table as indicative.

That covers 6 registered financial service providers sending NZD to Vietnam, updated in real time on live searches and compared on rates, fees, speed and the ways to pay and collect.

Each goes through our review. Learn more:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.