Revolut is the fastest way to send money to Nigeria from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 10,756,957.61 NGN for a $10,000 transfer.
| 3 of 3 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/NGN exchange rates from our comparisons. | |||
| Based on 10,000 SGD transfer Best companies for SGD/NGN transfersAll money transfer offers for SGD/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $42.62 1 SGD = 1080.3000 NGN -3.37% vs mid-market | Recipient gets ₦10,756,957.61 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $42.621 SGD = 1080.3000 NGN ₦10,756,957.61You pay$10,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 1041.6841 NGN +0.27% vs mid-market | Recipient gets ₦10,416,841.16 Minutes - 24 hours | |
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1041.6841 NGN ₦10,416,841.16You pay$10,000.00 | |||
Run a live search Showing top Singapore to Nigeria deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to NGN rates. | |||
Run a live search These companies offer multi-currency accounts for spending NGN. We suggest doing a live search based on how much SGD you're planning to spend in Nigeria. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $42.62 1 SGD = 1080.3000 NGN -3.37% vs mid-market | Recipient gets ₦10,756,957.61 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $42.621 SGD = 1080.3000 NGN ₦10,756,957.61You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $42.62 1 SGD = 1080.3000 NGN -3.37% vs mid-market | Recipient gets ₦10,756,957.61 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $42.621 SGD = 1080.3000 NGN ₦10,756,957.61You pay$10,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 1041.6841 NGN +0.27% vs mid-market | Recipient gets ₦10,416,841.16 Minutes - 24 hours | |
Ways to receive money in Nigeria with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1041.6841 NGN ₦10,416,841.16You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 1038.9651 NGN +0.53% vs mid-market | Recipient gets ₦10,322,118.18 Within minutes | |
Ways to receive money in Nigeria with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 1038.9651 NGN ₦10,322,118.18You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee $497.76 1 SGD = 1080.3000 NGN -3.37% vs mid-market | Recipient gets ₦10,265,269.87 Within minutes | |
Ways to receive money in Nigeria with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $497.761 SGD = 1080.3000 NGN ₦10,265,269.87You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 1044.504278 NGN Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Nigeria, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
There are 5 ways to send money to Nigeria across 3 money transfer companies.
Cheapest way to send money
Sending NGN from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $42.62 to send $10,000, delivering 10,756,957.61 NGN after a -3.37% markup and 42.62 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Nigeria.
A currency broker can quote a lower margin on a large SGD to NGN transfers and help with the paperwork and the entire process.
For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to NGN before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 10,756,957.61 NGN after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 10,756,957.61 NGN.
Pay in SGD through bank transfer, paynow, and debit card.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Nigeria from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Nigeria, they can receive NGN using bank deposit.
You pay $10,000.00
₦10,756,958
Cheapest
You pay $10,000.00
₦10,756,958
₦0
You pay $10,000.00
₦10,265,270
-₦491,688
Consider these things before sending money from Singapore to Nigeria.
For a $10,000 transfer to Nigeria, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 10,756,957.61 NGN, which is 3.16% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 10,322,118.18 NGN in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much NGN arrives for your SGD.
Mid-market rate:1 SGD = 1,043.958956 NGN
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 3 of them on SGD to Nigeria, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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