Revolut is the fastest way to send money to Indonesia from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 140,200,674.71 IDR for a $10,000 transfer.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/IDR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $27.86 1 SGD = 14043.3000 IDR +0.10% vs mid-market | Recipient gets Rp 140,041,754.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.861 SGD = 14043.3000 IDR Rp 140,041,754.00You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 13780.1803 IDR +2.00% vs mid-market | Recipient gets Rp 137,801,803.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 13780.1803 IDR Rp 137,801,803.00You pay$10,000.00 | |||
Run a live search Showing top Singapore to Indonesia deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much SGD you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 14020.0675 IDR +0.27% vs mid-market | Recipient gets Rp 140,200,674.71 Minutes - 24 hours | |
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 14020.0675 IDR Rp 140,200,674.71You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fee $27.86 1 SGD = 14043.3000 IDR +0.10% vs mid-market | Recipient gets Rp 140,041,754.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.861 SGD = 14043.3000 IDR Rp 140,041,754.00You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $27.86 1 SGD = 14043.3000 IDR +0.10% vs mid-market | Recipient gets Rp 140,041,754.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.861 SGD = 14043.3000 IDR Rp 140,041,754.00You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 13987.7340 IDR +0.50% vs mid-market | Recipient gets Rp 139,877,340.15 Minutes - 24 hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 13987.7340 IDR Rp 139,877,340.15You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $1.42 1 SGD = 13956.7500 IDR +0.72% vs mid-market | Recipient gets Rp 139,547,500.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $1.421 SGD = 13956.7500 IDR Rp 139,547,500.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 14033.5406 IDR +0.17% vs mid-market | Recipient gets Rp 139,423,225.81 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 14033.5406 IDR Rp 139,423,225.81You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 14033.5406 IDR +0.17% vs mid-market | Recipient gets Rp 138,486,486.98 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 14033.5406 IDR Rp 138,486,486.98You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 13780.1803 IDR +2.00% vs mid-market | Recipient gets Rp 137,801,803.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 13780.1803 IDR Rp 137,801,803.00You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $484.33 1 SGD = 14043.3000 IDR +0.10% vs mid-market | Recipient gets Rp 133,631,409.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $484.331 SGD = 14043.3000 IDR Rp 133,631,409.00You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 14058.0241 IDR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Indonesia, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.12% | $0.00 | Rp 14,042,700.00with paynow to bank deposit | +Rp 180,971.28 | |
| $10,000This page | 0.27% | $0.00 | Rp 140,200,674.71with bank transfer to bank deposit | +Rp 1,417,124.97 |
Mid-market rate: 1 SGD = 14058.0241 IDR
There are 5 ways to send money to Indonesia across 6 money transfer companies.
Cheapest way to send money
Sending IDR from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $27.86 to send $10,000, delivering 140,041,754 IDR after a 0.1% markup and 27.86 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Indonesia.
A currency broker can quote a lower margin on a large SGD to IDR transfers and help with the paperwork and the entire process.
For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to IDR before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 140,041,754 IDR after fees when converting 10,000 SGD.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 140,200,674.71 IDR.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Indonesia from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Indonesia, they can receive IDR using bank deposit.
You pay $10,000.00
Rp140,200,675
Cheapest
You pay $10,000.00
Rp140,041,754
-Rp158,921
You pay $10,000.00
Rp138,486,487
-Rp1,714,188
Consider these things before sending money from Singapore to Indonesia.
For a $10,000 transfer to Indonesia, these are the best options to start with:
Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 140,200,674.71 IDR, which is 0.11% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 139,423,225.81 IDR in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much IDR arrives for your SGD.
Mid-market rate:1 SGD = 14,124.676484 IDR
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 6 of them on SGD to Indonesia, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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