Revolut is the fastest way to send money to Indonesia from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 138,850,083 IDR for a $10,000 transfer.
| 6 of 6 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/IDR exchange rates from our comparisons. | |||
| Based on 10,000 SGD transfer Best companies for SGD/IDR transfersAll money transfer offers for SGD/IDR transfers, sorted by most IDR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $27.86 1 SGD = 13923.8000 IDR -0.07% vs mid-market | Recipient gets Rp 138,850,083.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.861 SGD = 13923.8000 IDR Rp 138,850,083.00You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 13650.2186 IDR +1.92% vs mid-market | Recipient gets Rp 136,502,186.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 13650.2186 IDR Rp 136,502,186.00You pay$10,000.00 | |||
Run a live search Showing top Singapore to Indonesia deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much SGD you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $27.86 1 SGD = 13923.8000 IDR -0.07% vs mid-market | Recipient gets Rp 138,850,083.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.861 SGD = 13923.8000 IDR Rp 138,850,083.00You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $27.86 1 SGD = 13923.8000 IDR -0.07% vs mid-market | Recipient gets Rp 138,850,083.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.861 SGD = 13923.8000 IDR Rp 138,850,083.00You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 13876.8414 IDR +0.27% vs mid-market | Recipient gets Rp 138,768,413.55 Minutes - 24 hours | |
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 13876.8414 IDR Rp 138,768,413.55You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 13844.8382 IDR +0.50% vs mid-market | Recipient gets Rp 138,448,382.12 Minutes - 24 hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 13844.8382 IDR Rp 138,448,382.12You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $1.44 1 SGD = 13828.6000 IDR +0.62% vs mid-market | Recipient gets Rp 138,266,000.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $1.441 SGD = 13828.6000 IDR Rp 138,266,000.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 13911.8936 IDR +0.02% vs mid-market | Recipient gets Rp 138,214,662.44 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 13911.8936 IDR Rp 138,214,662.44You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 13911.8936 IDR +0.02% vs mid-market | Recipient gets Rp 137,286,043.55 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 13911.8936 IDR Rp 137,286,043.55You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 13650.2186 IDR +1.92% vs mid-market | Recipient gets Rp 136,502,186.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 13650.2186 IDR Rp 136,502,186.00You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $484.33 1 SGD = 13923.8000 IDR -0.07% vs mid-market | Recipient gets Rp 132,494,286.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $484.331 SGD = 13923.8000 IDR Rp 132,494,286.00You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 13914.410263 IDR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Indonesia, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
There are 5 ways to send money to Indonesia across 6 money transfer companies.
Cheapest way to send money
Sending IDR from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $27.86 to send $10,000, delivering 138,850,083 IDR after a -0.07% markup and 27.86 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Indonesia.
A currency broker can quote a lower margin on a large SGD to IDR transfers and help with the paperwork and the entire process.
For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to IDR before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 138,850,083 IDR after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 138,850,083 IDR.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Indonesia from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Indonesia, they can receive IDR using bank deposit.
You pay $10,000.00
Rp138,850,083
Cheapest
You pay $10,000.00
Rp138,850,083
Rp0
You pay $10,000.00
Rp137,286,044
-Rp1,564,039
Consider these things before sending money from Singapore to Indonesia.
For a $10,000 transfer to Indonesia, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 138,850,083 IDR, which is 0.06% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 138,214,662.44 IDR in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much IDR arrives for your SGD.
Mid-market rate:1 SGD = 13,928.521442 IDR
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 6 of them on SGD to Indonesia, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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