How to send money to Canada from Singapore with the best SGD-CAD rate

Revolut is the fastest way to send money to Canada from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 10,868.42 CAD for a $10,000 transfer.

Best companies for SGD/CAD transfers

10 of 10 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/CAD exchange rates from our comparisons.

Based on 10,000 SGD transfer

Best companies for SGD/CAD transfers

All money transfer offers for SGD/CAD transfers, sorted by most CAD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee $20.09 1 SGD = 1.0890 CAD +0.01% vs mid-market Recipient gets $10,868.42 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$20.091 SGD = 1.0890 CAD
$10,868.42You pay$10,000.00
Promoted
Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0780 CAD +1.03% vs mid-market Recipient gets $10,780.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Canada with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0780 CAD
$10,780.00You pay$10,000.00

Run a live search

Showing top Singapore to Canada deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Wise

Wise

Pay via Bank transfer
Fee $20.09 1 SGD = 1.0890 CAD +0.01% vs mid-market Recipient gets $10,868.42 Within a week
CheapestUsing Bank transfer with Wise is the cheapest way to send money to Canada from Singapore.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Singapore to Canada.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$20.091 SGD = 1.0890 CAD
$10,868.42You pay$10,000.00
Wise

Wise

Pay via PayNow
Fee $20.09 1 SGD = 1.0890 CAD +0.01% vs mid-market Recipient gets $10,868.42 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$20.091 SGD = 1.0890 CAD
$10,868.42You pay$10,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0864 CAD +0.25% vs mid-market Recipient gets $10,863.89 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Canada with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 1.0864 CAD
$10,863.89You pay$10,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0862 CAD +0.27% vs mid-market Recipient gets $10,861.71 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Canada with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0862 CAD
$10,861.71You pay$10,000.00
TorFx

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0858 CAD +0.30% vs mid-market Recipient gets $10,858.45 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Canada with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0858 CAD
$10,858.45You pay$10,000.00
OFX

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0837 CAD +0.50% vs mid-market Recipient gets $10,836.66 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Canada with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0837 CAD
$10,836.66You pay$10,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee $3.67 1 SGD = 1.0827 CAD +0.59% vs mid-market Recipient gets $10,823.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Canada with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$3.671 SGD = 1.0827 CAD
$10,823.00You pay$10,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0821 CAD +0.65% vs mid-market Recipient gets $10,821.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Canada with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0821 CAD
$10,821.00You pay$10,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 1.0890 CAD +0.01% vs mid-market Recipient gets $10,818.88 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send SGD to Canada.
Multi-currency cardReceive to bank account

Ways to receive money in Canada with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$65.001 SGD = 1.0890 CAD
$10,818.88You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0780 CAD +1.03% vs mid-market Recipient gets $10,780.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Canada with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0780 CAD
$10,780.00You pay$10,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0739 CAD +1.40% vs mid-market Recipient gets $10,738.64 Minutes - 2 days

Ways to receive money in Canada with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 1.0739 CAD
$10,738.64You pay$10,000.00
Wise

Wise

Pay via Debit card
Fee $477.25 1 SGD = 1.0890 CAD +0.01% vs mid-market Recipient gets $10,370.56 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Canada with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$477.251 SGD = 1.0890 CAD
$10,370.56You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 1.089112 CAD Updates every 60 minutes.

How to send money from Singapore to Canada

Pick a company

I suggest starting with Wise which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Canada, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to Canada

There are 5 ways to send money to Canada across 10 money transfer companies.

Cheapest way to send money

Online transfers

Sending CAD from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $20.09 to send $10,000, delivering 10,868.42 CAD after a 0.01% markup and 20.09 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Canada.

A currency broker can quote a lower margin on a large SGD to CAD transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to CAD before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 10,868.42 CAD after fees when converting 10,000 SGD.

Ways to fund SGD and receive CAD in Canada

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 10,868.42 CAD.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Canada from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Canada, they can receive CAD using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    $10,868

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    $10,868

    $0

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    $10,371

    -$498

Things to know before sending SGD to Canada

Consider these things before sending money from Singapore to Canada.

Compare SGD/CAD transfers

For a $10,000 transfer to Canada, these are the best options to start with:

  1. Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 10,868.42 CAD, which is 0.04% more than the next best option.

  2. Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 10,818.88 CAD in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-CAD Exchange Rate

Finding the best SGD to CAD exchange rate

The exchange rate directly affects how much CAD arrives for your SGD.

Mid-market rate:1 SGD = 1.089002 CAD

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 10 of them on SGD to Canada, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.