Revolut is the fastest way to send money to Canada from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 11,051.25 CAD for a $10,000 transfer.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/CAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $20.09 1 SGD = 1.1074 CAD 0.00% vs mid-market | Recipient gets $11,051.25 Same day | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $20.091 SGD = 1.1074 CAD $11,051.25You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.0960 CAD +1.03% vs mid-market | Recipient gets $10,960.10 Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.0960 CAD $10,960.10You pay$10,000.00 | |||
Run a live search Showing top Singapore to Canada deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to CAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending CAD. We suggest doing a live search based on how much SGD you're planning to spend in Canada. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $20.09 1 SGD = 1.1074 CAD 0.00% vs mid-market | Recipient gets $11,051.25 Same day | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $20.091 SGD = 1.1074 CAD $11,051.25You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $20.09 1 SGD = 1.1074 CAD 0.00% vs mid-market | Recipient gets $11,051.25 Same day | |
Ways to receive money in Canada with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $20.091 SGD = 1.1074 CAD $11,051.25You pay$10,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 1.1046 CAD +0.25% vs mid-market | Recipient gets $11,045.64 Minutes - 3 days | |
Ways to receive money in Canada with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 1.1046 CAD $11,045.64You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 1.1043 CAD +0.27% vs mid-market | Recipient gets $11,043.42 Minutes - 24 hours | |
Ways to receive money in Canada with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1043 CAD $11,043.42You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 1.1040 CAD +0.30% vs mid-market | Recipient gets $11,040.10 Minutes - 24 hours | |
Ways to receive money in Canada with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1040 CAD $11,040.10You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 1.1018 CAD +0.50% vs mid-market | Recipient gets $11,017.95 Minutes - 24 hours | |
Ways to receive money in Canada with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1018 CAD $11,017.95You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $3.61 1 SGD = 1.1010 CAD +0.57% vs mid-market | Recipient gets $11,006.00 Minutes - 24 hours | |
Ways to receive money in Canada with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.611 SGD = 1.1010 CAD $11,006.00You pay$10,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 1.1005 CAD +0.62% vs mid-market | Recipient gets $11,005.00 Minutes - 24 hours | |
Ways to receive money in Canada with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1005 CAD $11,005.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 1.1071 CAD +0.02% vs mid-market | Recipient gets $10,999.09 Within minutes | |
Ways to receive money in Canada with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 1.1071 CAD $10,999.09You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.0960 CAD +1.03% vs mid-market | Recipient gets $10,960.10 Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.0960 CAD $10,960.10You pay$10,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 1.0918 CAD +1.40% vs mid-market | Recipient gets $10,918.29 Minutes - 2 days | |
Ways to receive money in Canada with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 1.0918 CAD $10,918.29You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $477.25 1 SGD = 1.1074 CAD 0.00% vs mid-market | Recipient gets $10,545.02 Same day | |
Ways to receive money in Canada with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $477.251 SGD = 1.1074 CAD $10,545.02You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 1.1073 CAD Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Canada, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to Canada heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.04% | $0.00 | $1,107.00with paynow to bank deposit | +$17.11 | |
| $10,000This page | 0.00% | $20.09 | $11,051.25with bank transfer to bank deposit | +$77.66 |
Mid-market rate: 1 SGD = 1.1073 CAD
There are 5 ways to send money to Canada across 10 money transfer companies.
Cheapest way to send money
Sending CAD from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $20.09 to send $10,000, delivering 11,051.25 CAD after a -0.01% markup and 20.09 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Canada.
A currency broker can quote a lower margin on a large SGD to CAD transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to CAD before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 11,051.25 CAD after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 11,051.25 CAD.
Pay in SGD through bank transfer, paynow, and debit card.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Canada from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Canada, they can receive CAD using bank deposit.
You pay $10,000.00
$11,051
Cheapest
You pay $10,000.00
$11,051
$0
You pay $10,000.00
$10,545
-$506
Consider these things before sending money from Singapore to Canada.
For a $10,000 transfer to Canada, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,051.25 CAD, which is 0.05% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 10,999.09 CAD in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much CAD arrives for your SGD.
Mid-market rate:1 SGD = 1.10943 CAD
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to Canada, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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