How to send money to Cambodia from Singapore with the best SGD-KHR rate

Revolut is the fastest way to send money to Cambodia from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 31,754,583.2 KHR for a $10,000 transfer.

Best companies for SGD/KHR transfers

3 of 3 providers

Last updated on 28 September 2026

Based on 10,000 SGD transfer

Best companies for SGD/KHR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $350.51 1 SGD = 3173.9100 KHR +0.32% vs mid-market Recipient gets ៛30,626,612.81 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$350.511 SGD = 3173.9100 KHR
៛30,626,612.81You pay$10,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 3175.4583 KHR +0.27% vs mid-market Recipient gets ៛31,754,583.20 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cambodia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3175.4583 KHR
៛31,754,583.20You pay$10,000.00

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Showing top Singapore to Cambodia deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 3175.4583 KHR +0.27% vs mid-market Recipient gets ៛31,754,583.20 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cambodia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3175.4583 KHR
៛31,754,583.20You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $131.75 1 SGD = 3160.2883 KHR +0.75% vs mid-market Recipient gets ៛31,186,514.52 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Cambodia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$131.751 SGD = 3160.2883 KHR
៛31,186,514.52You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee $350.51 1 SGD = 3173.9100 KHR +0.32% vs mid-market Recipient gets ៛30,626,612.81 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$350.511 SGD = 3173.9100 KHR
៛30,626,612.81You pay$10,000.00

Wise

Pay via PayNow
Fee $350.51 1 SGD = 3173.9100 KHR +0.32% vs mid-market Recipient gets ៛30,626,612.81 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$350.511 SGD = 3173.9100 KHR
៛30,626,612.81You pay$10,000.00

Wise

Pay via Debit card
Fee $778.96 1 SGD = 3173.9100 KHR +0.32% vs mid-market Recipient gets ៛29,266,751.07 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$778.961 SGD = 3173.9100 KHR
៛29,266,751.07You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 3184.0553 KHR Updates every 60 minutes.

How to send money from Singapore to Cambodia

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Cambodia, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Cambodia?

How much SGD you send to Cambodia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,0000.75%$9.75៛3,129,132.78with debit card to bank deposit+៛115,966.29
$10,000This page0.27%$0.00៛31,754,583.20with bank transfer to bank deposit+៛1,062,368.32

Mid-market rate: 1 SGD = 3184.0553 KHR

Ways to send money from Singapore to Cambodia

There are 5 ways to send money to Cambodia across 3 money transfer companies.

Cheapest way to send money

Online transfers

Sending KHR from Singapore with a specialist like Revolut is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Revolut charges $131.75 to send $10,000, delivering 31,186,514.52 KHR after a 0.75% markup and 131.75 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Cambodia.

A currency broker can quote a lower margin on a large SGD to KHR transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Revolut lets you convert SGD to KHR before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Revolut will get you 31,186,514.52 KHR after fees when converting 10,000 SGD.

Ways to fund SGD and receive KHR in Cambodia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 31,754,583.2 KHR.

Pay in SGD through bank transfer, debit card, and paynow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Cambodia from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Cambodia, they can receive KHR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    ៛31,754,583

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $10,000.00

    ៛31,186,515

    -៛568,069

  3. 3
    Paynow Bank deposit

    You pay $10,000.00

    ៛30,626,613

    -៛1,127,970

Things to know before sending SGD to Cambodia

Consider these things before sending money from Singapore to Cambodia.

Compare SGD/KHR transfers

For a $10,000 transfer to Cambodia, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 31,754,583.2 KHR, which is 1.79% more than the next best option.

  2. Fastest: Revolut, funded through debit card with bank deposit for the payout. Your recipient gets 31,186,514.52 KHR in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-KHR Exchange Rate

Finding the best SGD to KHR exchange rate

The exchange rate directly affects how much KHR arrives for your SGD.

Mid-market rate:1 SGD = 3,177.207098 KHR

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 3 of them on SGD to Cambodia, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.