How to send money to Cambodia from Singapore with the best SGD-KHR rate

Revolut is the fastest way to send money to Cambodia from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 31,791,608.92 KHR for a S$10,000 transfer.

Best companies for SGD/KHR transfers

3 of 3 providers

Last updated on 10 November 2026

Based on 10,000 SGD transfer

Best companies for SGD/KHR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $322.46 1 SGD = 3199.4000 KHR -0.36% vs mid-market Recipient gets ៛30,962,321.48 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$322.461 SGD = 3199.4000 KHR
៛30,962,321.48You pay$10,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 3179.1609 KHR +0.27% vs mid-market Recipient gets ៛31,791,608.92 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cambodia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3179.1609 KHR
៛31,791,608.92You pay$10,000.00

Run a live search

Showing top Singapore to Cambodia deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 3179.1609 KHR +0.27% vs mid-market Recipient gets ៛31,791,608.92 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Cambodia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 3179.1609 KHR
៛31,791,608.92You pay$10,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee $131.75 1 SGD = 3180.2621 KHR +0.24% vs mid-market Recipient gets ៛31,383,621.15 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Cambodia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$131.751 SGD = 3180.2621 KHR
៛31,383,621.15You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank transfer
Fee $322.46 1 SGD = 3199.4000 KHR -0.36% vs mid-market Recipient gets ៛30,962,321.48 Within a week
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$322.461 SGD = 3199.4000 KHR
៛30,962,321.48You pay$10,000.00

Wise

Pay via PayNow
Fee $322.46 1 SGD = 3199.4000 KHR -0.36% vs mid-market Recipient gets ៛30,962,321.48 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$322.461 SGD = 3199.4000 KHR
៛30,962,321.48You pay$10,000.00

Wise

Pay via Debit card
Fee $753.34 1 SGD = 3199.4000 KHR -0.36% vs mid-market Recipient gets ៛29,583,764.00 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Cambodia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$753.341 SGD = 3199.4000 KHR
៛29,583,764.00You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 3187.7679 KHR Updates every 60 minutes.

How to send money from Singapore to Cambodia

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending S$10,000.

Regency FX was the cheapest on 25 of the 25 days it quoted S$10,000 transfers to Cambodia.

Fund your transfer

There are 3 methods to fund the transfer from Singapore, including bank transfer, debit card, and PayNow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Cambodia, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Cambodia?

How much SGD you send to Cambodia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from S$5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
$1,0000.22%$9.75៛3,148,773.64with debit card to bank deposit+៛114,571.85
$5,0000.23%$41.75៛15,762,115.39with debit card to bank deposit+៛584,107.76
$10,000This page0.27%$0.00៛31,791,608.92with bank transfer to bank deposit+៛854,881.51

Mid-market rate: 1 SGD = 3187.7679 KHR

SGD/KHR Exchange Rate History

Is today a good time to send money from Singapore to Cambodia?

The cheapest way to send SGD to KHR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 10,000 SGD transfers to Cambodia.

KHR received for $10,000, after fees

Tue, 10 Nov 2026Mid-market rate៛31,877,678.65 Regency FX ៛31,791,608.92Regency FX៛31,791,608.92Revolut៛31,383,621.15Wise៛30,962,321.48

30.0M
30.5M
31.0M
31.5M
32.0M
32.5M
At the mid-market rateWith the cheapest optionRegency FXRevolutWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 3170.5611 – ៛31,705,611.16
Regency FX Cheapest 3162.0006 $0.00 ៛31,620,006.01 −៛85,605.15
Revolut 3160.2989 $131.75 ៛31,186,619.56 −៛518,991.60
Wise 3178.1100 $319.68 ៛30,765,121.80 −៛940,489.36
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 3166.4274 $131.75 ៛31,247,097.25 –
Wise 3178.5200 $352.36 ៛30,665,216.69 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3164.4612 – ៛31,644,611.96
Regency FX Cheapest 3155.9172 $0.00 ៛31,559,171.51 −៛85,440.45
Revolut 3150.3440 $131.75 ៛31,088,381.94 −៛556,230.02
Wise 3161.6800 $375.65 ៛30,429,114.91 −៛1,215,497.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3164.2303 – ៛31,642,303.02
Regency FX Cheapest 3155.6869 $0.00 ៛31,556,868.80 −៛85,434.22
Revolut 3152.1098 $131.75 ៛31,105,807.85 −៛536,495.17
Wise 3167.3600 $356.10 ៛30,545,703.10 −៛1,096,599.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 3173.6524 – ៛31,736,524.47
Regency FX Cheapest 3165.0836 $0.00 ៛31,650,835.85 −៛85,688.62
Revolut 3160.7837 $131.75 ៛31,191,404.00 −៛545,120.47
Wise 3176.6000 $379.31 ៛30,561,083.85 −៛1,175,440.62
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 3161.2084 $231.75 ៛30,879,473.81 –
Wise 3176.2400 $375.56 ៛30,569,531.31 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3174.9620 – ៛31,749,620.08
Regency FX Cheapest 3166.3896 $0.00 ៛31,663,896.11 −៛85,723.97
Revolut 3161.2084 $231.75 ៛30,879,473.81 −៛870,146.27
Wise 3176.2400 $375.56 ៛30,569,531.31 −៛1,180,088.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 3186.2349 – ៛31,862,348.90
Regency FX Cheapest 3177.6321 $0.00 ៛31,776,320.56 −៛86,028.34
Revolut 3170.0259 $131.75 ៛31,282,607.92 −៛579,740.98
Wise 3179.9200 $399.66 ៛30,528,313.17 −៛1,334,035.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 3183.1583 – ៛31,831,582.98
Regency FX Cheapest 3174.5638 $0.00 ៛31,745,637.71 −៛85,945.27
Wise 3184.2400 $342.05 ៛30,753,230.71 −៛1,078,352.27
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3176.5372 – ៛31,765,372.45
Regency FX Cheapest 3167.9606 $0.00 ៛31,679,605.94 −៛85,766.51
Revolut 3169.9355 $131.75 ៛31,281,715.94 −៛483,656.51
Wise 3188.6300 $344.87 ៛30,786,637.17 −៛978,735.28
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 3175.8062 $131.75 ៛31,339,649.43 –
Wise 3194.8300 $341.15 ៛30,858,383.75 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3180.7720 – ៛31,807,720.16
Regency FX Cheapest 3172.1839 $0.00 ៛31,721,839.32 −៛85,880.84
Revolut 3174.9495 $131.75 ៛31,331,195.66 −៛476,524.50
Wise 3193.7100 $369.09 ៛30,758,333.58 −៛1,049,386.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 3197.3062 – ៛31,973,062.12
Regency FX Cheapest 3188.6735 $0.00 ៛31,886,734.85 −៛86,327.27
Revolut 3173.4789 $231.75 ៛30,999,334.93 −៛973,727.19
Wise 3190.3700 $342.05 ៛30,812,433.94 −៛1,160,628.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 3197.3062 – ៛31,973,062.12
Regency FX Cheapest 3188.6735 $0.00 ៛31,886,734.85 −៛86,327.27
Revolut 3173.4789 $231.75 ៛30,999,334.93 −៛973,727.19
Wise 3190.3700 $342.05 ៛30,812,433.94 −៛1,160,628.18
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Revolut Cheapest 3170.0162 $131.75 ៛31,282,512.83 –
Wise 3191.5500 $367.23 ៛30,743,467.09 –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3188.2620 – ៛31,882,620.01
Regency FX Cheapest 3179.6537 $0.00 ៛31,796,536.94 −៛86,083.07
Revolut 3172.8730 $131.75 ៛31,310,703.53 −៛571,916.48
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3190.7651 – ៛31,907,650.59
Regency FX Cheapest 3182.1500 $0.00 ៛31,821,499.93 −៛86,150.66
Revolut 3174.6097 $131.75 ៛31,327,842.47 −៛579,808.12
Wise 3185.1200 $341.22 ៛30,764,373.35 −៛1,143,277.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 3184.0202 – ៛31,840,201.92
Regency FX Cheapest 3175.4233 $0.00 ៛31,754,233.37 −៛85,968.55
Revolut 3171.2827 $131.75 ៛31,295,010.67 −៛545,191.25
Wise 3186.5200 $360.73 ៛30,715,726.64 −៛1,124,475.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 3187.4600 – ៛31,874,600.05
Regency FX Cheapest 3178.8539 $0.00 ៛31,788,538.63 −៛86,061.42
Revolut 3180.5178 $131.75 ៛31,386,144.68 −៛488,455.37
Wise 3193.4500 $335.52 ៛30,863,033.66 −៛1,011,566.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 3186.6613 – ៛31,866,612.91
Regency FX Cheapest 3178.0573 $0.00 ៛31,780,573.06 −៛86,039.85
Revolut 3176.3361 $231.75 ៛31,027,245.37 −៛839,367.54
Wise 3193.5700 $339.26 ៛30,852,249.44 −៛1,014,363.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 3186.6613 – ៛31,866,612.91
Regency FX Cheapest 3178.0573 $0.00 ៛31,780,573.06 −៛86,039.85
Revolut 3175.0097 $231.75 ៛31,014,288.92 −៛852,323.99
Wise 3193.5700 $339.26 ៛30,852,249.44 −៛1,014,363.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 3199.8972 – ៛31,998,972.32
Wise Cheapest 3193.4800 $338.33 ៛30,854,349.91 −៛1,144,622.41
Regency FX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3191.0833 – ៛31,910,832.53
Regency FX Cheapest 3182.4673 $0.00 ៛31,824,673.28 −៛86,159.25
Revolut 3177.1580 $131.75 ៛31,352,989.11 −៛557,843.42
Wise 3190.2500 $345.87 ៛30,799,088.23 −៛1,111,744.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 3177.6865 – ៛31,776,864.64
Regency FX Cheapest 3169.1067 $0.00 ៛31,691,067.11 −៛85,797.53
Revolut 3174.7992 $131.75 ៛31,329,712.44 −៛447,152.20
Wise 3195.3500 $351.45 ៛30,830,494.24 −៛946,370.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 3185.6450 – ៛31,856,450.09
Regency FX Cheapest 3177.0438 $0.00 ៛31,770,437.67 −៛86,012.42
Revolut 3181.9794 $131.75 ៛31,400,567.82 −៛455,882.27
Wise 3203.3900 $336.49 ៛30,955,991.30 −៛900,458.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 3180.9849 – ៛31,809,848.75
Regency FX Cheapest 3172.3962 $0.00 ៛31,723,962.16 −៛85,886.59
Revolut 3172.7736 $131.75 ៛31,309,722.69 −៛500,126.06
Wise 3193.0200 $338.38 ៛30,849,745.89 −៛960,102.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 3181.0291 – ៛31,810,291.39
Regency FX Cheapest 3172.4404 $0.00 ៛31,724,403.60 −៛85,887.79
Revolut 3163.1303 $231.75 ៛30,898,247.75 −៛912,043.64
Wise 3183.3400 $316.82 ៛30,824,854.22 −៛985,437.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 3182.5959 – ៛31,825,959.02
Regency FX Cheapest 3174.0029 $0.00 ៛31,740,028.93 −៛85,930.09
Revolut 3163.1303 $231.75 ៛30,898,247.75 −៛927,711.27
Wise 3183.3400 $316.82 ៛30,824,854.22 −៛1,001,104.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 3187.4261 – ៛31,874,261.41
Regency FX Cheapest 3178.8201 $0.00 ៛31,788,200.90 −៛86,060.51
Revolut 3175.2046 $131.75 ៛31,333,713.00 −៛540,548.41
Wise 3190.0600 $316.84 ៛30,889,861.39 −៛984,400.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 3187.7679 – ៛31,877,678.65
Regency FX Cheapest 3179.1609 $0.00 ៛31,791,608.92 −៛86,069.73
Revolut 3180.2621 $131.75 ៛31,383,621.15 −៛494,057.50
Wise 3199.4000 $322.46 ៛30,962,321.48 −៛915,357.17

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KHR per SGD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of KHR on every transfer from Singapore.

Right now, Regency FX pays 31,791,608.92 KHR on 10,000 SGD, which is 86,069.73 KHR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 31,886,734.85 KHR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Cambodia.

We've tracked 89 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 25 comparisons

    Cheapest every time

  2. RevolutAppeared in 80 comparisons

    Cheapest in 69% of them

  3. WiseAppeared in 88 comparisons

    Cheapest in 7% of them

Based on 89 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Revolut (today's second cheapest) was the cheapest in 69% of its comparisons, so if you send money to Cambodia regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Singapore to Cambodia

There are 5 ways to send money to Cambodia across 3 money transfer companies.

Cheapest way to send money

Online transfers

Sending KHR from Singapore with a specialist like Revolut is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Revolut charges S$131.75 to send S$10,000, delivering 31,383,621.15 KHR after a 0.24% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Cambodia.

A currency broker can quote a lower margin on large SGD to KHR transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from S$5,000 it quoted.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Revolut lets you convert SGD to KHR before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Revolut will get you 31,383,621.15 KHR after fees when converting 10,000 SGD.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund SGD and receive KHR in Cambodia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 31,791,608.92 KHR.

Pay in SGD through bank transfer, debit card, and PayNow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Cambodia from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Cambodia, they can receive KHR using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay S$10,000.00

    ៛31,791,609

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay S$10,000.00

    ៛31,383,621

    -៛407,988

  3. 3
    PayNow Bank deposit

    You pay S$10,000.00

    ៛30,962,321

    -៛829,287

Things to know before sending SGD to Cambodia

Consider these things before sending money from Singapore to Cambodia.

Compare SGD/KHR transfers

For a S$10,000 transfer to Cambodia, these are the best options to start with:

  1. Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 31,791,608.92 KHR, which is 1.28% more than the next best option.

  2. Fastest: Revolut, funded through debit card with bank deposit for the payout. Your recipient gets 31,383,621.15 KHR in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 3 of them on SGD to Cambodia, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

In the past 30 days alone, we analysed 89 comparisons across 3 amounts.

This page covers the cheapest and fastest options for SGD/KHR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.