Revolut is the fastest way to send money to Spain from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 6,775.1 EUR for a $10,000 transfer.
| 10 of 10 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/EUR exchange rates from our comparisons. | |||
| Based on 10,000 SGD transfer Best companies for SGD/EUR transfersAll money transfer offers for SGD/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $20.58 1 SGD = 0.6789 EUR 0.00% vs mid-market | Recipient gets €6,775.10 Within minutes | |
Ways to receive money in Spain with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $20.581 SGD = 0.6789 EUR €6,775.10You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 0.6720 EUR +1.02% vs mid-market | Recipient gets €6,720.40 Minutes - 24 hours | |
Ways to receive money in Spain with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.6720 EUR €6,720.40You pay$10,000.00 | |||
Run a live search Showing top Singapore to Spain deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to EUR rates. | |||
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much SGD you're planning to spend in Spain. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $20.58 1 SGD = 0.6789 EUR 0.00% vs mid-market | Recipient gets €6,775.10 Within minutes | |
Ways to receive money in Spain with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $20.581 SGD = 0.6789 EUR €6,775.10You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $20.58 1 SGD = 0.6789 EUR 0.00% vs mid-market | Recipient gets €6,775.10 Within minutes | |
Ways to receive money in Spain with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $20.581 SGD = 0.6789 EUR €6,775.10You pay$10,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 0.6772 EUR +0.25% vs mid-market | Recipient gets €6,772.10 Minutes - 3 days | |
Ways to receive money in Spain with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 0.6772 EUR €6,772.10You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 0.6771 EUR +0.27% vs mid-market | Recipient gets €6,770.74 Minutes - 24 hours | |
Ways to receive money in Spain with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.6771 EUR €6,770.74You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 0.6769 EUR +0.30% vs mid-market | Recipient gets €6,768.70 Minutes - 24 hours | |
Ways to receive money in Spain with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.6769 EUR €6,768.70You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 0.6755 EUR +0.50% vs mid-market | Recipient gets €6,755.12 Minutes - 24 hours | |
Ways to receive money in Spain with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.6755 EUR €6,755.12You pay$10,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 0.6752 EUR +0.55% vs mid-market | Recipient gets €6,752.00 Minutes - 24 hours | |
Ways to receive money in Spain with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.6752 EUR €6,752.00You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $4.42 1 SGD = 0.6749 EUR +0.59% vs mid-market | Recipient gets €6,746.00 Minutes - 24 hours | |
Ways to receive money in Spain with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $4.421 SGD = 0.6749 EUR €6,746.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 0.6789 EUR 0.00% vs mid-market | Recipient gets €6,744.82 Within minutes | |
Ways to receive money in Spain with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 0.6789 EUR €6,744.82You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 0.6720 EUR +1.02% vs mid-market | Recipient gets €6,720.40 Minutes - 24 hours | |
Ways to receive money in Spain with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 0.6720 EUR €6,720.40You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 0.6789 EUR 0.00% vs mid-market | Recipient gets €6,699.50 Within minutes | |
Ways to receive money in Spain with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 0.6789 EUR €6,699.50You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 0.6694 EUR +1.40% vs mid-market | Recipient gets €6,694.02 Minutes - 2 days | |
Ways to receive money in Spain with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 0.6694 EUR €6,694.02You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $477.69 1 SGD = 0.6789 EUR 0.00% vs mid-market | Recipient gets €6,464.76 Within minutes | |
Ways to receive money in Spain with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $477.691 SGD = 0.6789 EUR €6,464.76You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 0.678907 EUR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Spain, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
There are 5 ways to send money to Spain across 10 money transfer companies.
Cheapest way to send money
Sending EUR from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $20.58 to send $10,000, delivering 6,775.1 EUR after a 0% markup and 20.58 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Spain.
A currency broker can quote a lower margin on a large SGD to EUR transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to EUR before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 6,775.1 EUR after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 6,775.1 EUR.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Spain from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Spain, they can receive EUR using bank deposit.
You pay $10,000.00
€6,775
Cheapest
You pay $10,000.00
€6,775
€0
You pay $10,000.00
€6,700
-€76
Consider these things before sending money from Singapore to Spain.
For a $10,000 transfer to Spain, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,775.1 EUR, which is 0.04% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 6,744.82 EUR in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much EUR arrives for your SGD.
Mid-market rate:1 SGD = 0.678907 EUR
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to Spain, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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