Revolut is the fastest way to send money to India from Singapore right now, with delivery in within minutes. Regency FX is cheapest overall, paying out 748,759.65 INR for a $10,000 transfer.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/INR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $33.61 1 SGD = 75.0577 INR +0.03% vs mid-market | Recipient gets ₹748,054.31 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $33.611 SGD = 75.0577 INR ₹748,054.31You pay$10,000.00 | |||
| Promoted  TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 74.8534 INR +0.30% vs mid-market | Recipient gets ₹748,534.41 Minutes - 24 hours | |
Ways to receive money in India with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 74.8534 INR ₹748,534.41You pay$10,000.00 | |||
Run a live search Showing top Singapore to India deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to INR rates. | |||
Run a live search These companies offer multi-currency accounts for spending INR. We suggest doing a live search based on how much SGD you're planning to spend in India. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 74.8760 INR +0.27% vs mid-market | Recipient gets ₹748,759.65 Minutes - 24 hours | |
Ways to receive money in India with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 74.8760 INR ₹748,759.65You pay$10,000.00 | |||
| TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 74.8534 INR +0.30% vs mid-market | Recipient gets ₹748,534.41 Minutes - 24 hours | |
Ways to receive money in India with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 74.8534 INR ₹748,534.41You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fee $33.61 1 SGD = 75.0577 INR +0.03% vs mid-market | Recipient gets ₹748,054.31 Within minutes | |
Ways to receive money in India with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $33.611 SGD = 75.0577 INR ₹748,054.31You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $33.61 1 SGD = 75.0577 INR +0.03% vs mid-market | Recipient gets ₹748,054.31 Within minutes | |
Ways to receive money in India with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $33.611 SGD = 75.0577 INR ₹748,054.31You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 74.7033 INR +0.50% vs mid-market | Recipient gets ₹747,032.84 Minutes - 24 hours | |
Ways to receive money in India with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 74.7033 INR ₹747,032.84You pay$10,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 74.6587 INR +0.56% vs mid-market | Recipient gets ₹746,587.00 Minutes - 24 hours | |
Ways to receive money in India with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 74.6587 INR ₹746,587.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 75.0204 INR +0.08% vs mid-market | Recipient gets ₹745,327.20 Within minutes | |
Ways to receive money in India with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $65.001 SGD = 75.0204 INR ₹745,327.20You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 CurrencyFair Pay via Bank transfer | Fee $1.60 1 SGD = 74.5350 INR +0.73% vs mid-market | Recipient gets ₹745,230.00 Minutes - 24 hours | |
Ways to receive money in India with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $1.601 SGD = 74.5350 INR ₹745,230.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee $131.75 1 SGD = 75.0204 INR +0.08% vs mid-market | Recipient gets ₹740,319.59 Within minutes | |
Ways to receive money in India with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 75.0204 INR ₹740,319.59You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee $489.55 1 SGD = 75.0577 INR +0.03% vs mid-market | Recipient gets ₹713,832.50 Within minutes | |
Ways to receive money in India with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $489.551 SGD = 75.0577 INR ₹713,832.50You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 75.0787 INR Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, debit card, and paynow.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to India, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to India heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | -0.32% | $5.00 | ₹74,943.40with cash deposit to bank deposit | +₹653.07 | |
| $10,000This page | 0.27% | $0.00 | ₹748,759.65with bank transfer to bank deposit | +₹5,586.47 |
Mid-market rate: 1 SGD = 75.0787 INR
There are 5 ways to send money to India across 7 money transfer companies.
Cheapest way to send money
Sending INR from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $33.61 to send $10,000, delivering 748,054.31 INR after a 0.03% markup and 33.61 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to India.
A currency broker can quote a lower margin on a large SGD to INR transfers and help with the paperwork and the entire process.
For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to INR before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 748,054.31 INR after fees when converting 10,000 SGD.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 748,759.65 INR.
Pay in SGD through bank transfer, debit card, and paynow.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to India from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In India, they can receive INR using bank deposit.
You pay $10,000.00
₹748,760
Cheapest
You pay $10,000.00
₹748,054
-₹705
You pay $10,000.00
₹740,320
-₹8,440
Consider these things before sending money from Singapore to India.
For a $10,000 transfer to India, these are the best options to start with:
Cheapest: Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 748,759.65 INR, which is 0.03% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 745,327.2 INR in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much INR arrives for your SGD.
Mid-market rate:1 SGD = 75.136369 INR
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 7 of them on SGD to India, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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