Best companies for SGD/BDT transfers
4 of 4 providers Last updated on 10 November 2026
Based on 10,000 SGD transfer Best companies for SGD/BDT transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $61.41 1 SGD = 97.6465 BDT -0.64% vs mid-market	Recipient gets ৳970,468.53 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Bangladesh with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $61.411 SGD = 97.6465 BDT ৳970,468.53You pay$10,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 SGD = 94.6054 BDT +2.52% vs mid-market	Recipient gets ৳946,054.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Bangladesh with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 94.6054 BDT ৳946,054.00You pay$10,000.00
Run a live search Showing top Singapore to Bangladesh deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to BDT rates.
Run a live search These companies offer multi-currency accounts for spending BDT. We suggest doing a live search based on how much SGD you're planning to spend in Bangladesh.
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee $61.41 1 SGD = 97.6465 BDT -0.64% vs mid-market	Recipient gets ৳970,468.53 Same day
25 reviews CheapestOur top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Bangladesh with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $61.411 SGD = 97.6465 BDT ৳970,468.53You pay$10,000.00

Wise Pay via PayNow	Fee $61.41 1 SGD = 97.6465 BDT -0.64% vs mid-market	Recipient gets ৳970,468.53 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Bangladesh with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $61.411 SGD = 97.6465 BDT ৳970,468.53You pay$10,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 SGD = 96.7604 BDT +0.27% vs mid-market	Recipient gets ৳967,604.01 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Bangladesh with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 96.7604 BDT ৳967,604.01You pay$10,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $51.75 1 SGD = 97.0295 BDT -0.01% vs mid-market	Recipient gets ৳965,273.73 Within 3 hours
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Bangladesh with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hours $51.751 SGD = 97.0295 BDT ৳965,273.73You pay$10,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee $131.75 1 SGD = 97.0295 BDT -0.01% vs mid-market	Recipient gets ৳957,511.36 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Bangladesh with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes $131.751 SGD = 97.0295 BDT ৳957,511.36You pay$10,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Bank transfer	Fee $0.00 1 SGD = 94.6054 BDT +2.52% vs mid-market	Recipient gets ৳946,054.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Bangladesh with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 94.6054 BDT ৳946,054.00You pay$10,000.00
Wise Pay via Debit card	Fee $514.96 1 SGD = 97.6465 BDT -0.64% vs mid-market	Recipient gets ৳926,180.96 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Bangladesh with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $514.961 SGD = 97.6465 BDT ৳926,180.96You pay$10,000.00
How Our Results Work Mid-market rate: 1 SGD = 97.0224 BDT Updates every 60 minutes.

Why compare

SGD/BDT exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Singapore to Bangladesh

Pick a company

I suggest starting with Wise which is the cheapest option for sending S$10,000.

Wise was the cheapest on 8 of the 28 days it quoted S$10,000 transfers to Bangladesh.

Fund your transfer

There are 3 methods to fund the transfer from Singapore, including bank transfer, debit card, and PayNow.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Bangladesh, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Compare amounts

How much SGD are you sending to Bangladesh?

How much SGD you send to Bangladesh heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Wise was the cheapest in 37% of the transfers from S$5,000 it quoted, and in 33% of all the transfers it quoted.


$1,000	-0.37%	$0.00	৳97,361.40with paynow to bank deposit	+৳1,242.73
$5,000	-0.64%	$32.08	৳484,871.97with bank transfer to bank deposit	+৳6,376.80
$10,000This page	-0.64%	$61.41	৳970,468.53with bank transfer to bank deposit	+৳12,816.94

Mid-market rate: 1 SGD = 97.0224 BDT

SGD/BDT Exchange Rate History

Is today a good time to send money from Singapore to Bangladesh?

The cheapest way to send SGD to BDT can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 10,000 SGD transfers to Bangladesh.

Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BDT per SGD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Wise pays 970,468.53 BDT on 10,000 SGD, which is 244.92 BDT more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 972,766.17 BDT.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Bangladesh.

We've tracked 89 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

WiseAppeared in 84 comparisons
Cheapest in 33% of them
Regency FXAppeared in 24 comparisons
Cheapest in 88% of them
RevolutAppeared in 77 comparisons
Cheapest in 31% of them

Based on 89 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Wise is the cheapest and gets you the most BDT, but it was the cheapest in only 33% of the 84 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Wise, since it's the cheapest right now.

Ways to send money from Singapore to Bangladesh

There are 5 ways to send money to Bangladesh across 4 money transfer companies.

Cheapest way to send money

Online transfers

Sending BDT from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges S$61.41 to send S$10,000, delivering 970,468.53 BDT after a -0.64% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 28 days it quoted.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Bangladesh.

A currency broker can quote a lower margin on large SGD to BDT transfers and help with the paperwork and the entire process.

For example, Regency FX charges an exchange-rate markup of around 0.27% and no fees.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from S$5,000 it quoted.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to BDT before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 970,468.53 BDT after fees when converting 10,000 SGD.

Over the past month, it came out cheapest among multi-currency accounts on 96% of days.

Ways to fund SGD and receive BDT in Bangladesh

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending S$10,000 gives your recipient 970,468.53 BDT.

Pay in SGD through bank transfer, debit card, and PayNow.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Bangladesh from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Bangladesh, they can receive BDT using bank deposit.

1

Bank transfer Bank deposit

You pay S$10,000.00

৳970,469

Cheapest
2

PayNow Bank deposit

You pay S$10,000.00

৳970,469

৳0
3

Debit card Bank deposit

You pay S$10,000.00

৳957,511

-৳12,957

Things to know before sending SGD to Bangladesh

Consider these things before sending money from Singapore to Bangladesh.

Compare SGD/BDT transfers

For a S$10,000 transfer to Bangladesh, these are the best options to start with:

Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 970,468.53 BDT, which is 0.3% more than the next best option.
Fastest: Revolut, funded through bank transfer with bank deposit for the payout. Your recipient gets 965,273.73 BDT in same day.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 4 of them on SGD to Bangladesh, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

In the past 30 days alone, we analysed 89 comparisons across 3 amounts.

This page covers the cheapest and fastest options for SGD/BDT transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Singapore

Send money to Bangladesh

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.2772	–	৳962,771.59
Regency FX Cheapest	96.0172	$0.00	৳960,172.11	−৳2,599.48
Wise	96.1831	$61.41	৳955,924.40	−৳6,847.19
Revolut	95.9580	$65.00	৳953,342.86	−৳9,428.73

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.3499	–	৳963,499.22
Regency FX Cheapest	96.0898	$0.00	৳960,897.77	−৳2,601.45
Wise	96.2109	$61.41	৳956,200.69	−৳7,298.53
Revolut	96.0691	$65.00	৳954,446.07	−৳9,053.15

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	95.9392	–	৳959,391.98
Regency FX Cheapest	95.6802	$0.00	৳956,801.62	−৳2,590.36
Wise	95.9506	$61.41	৳953,613.67	−৳5,778.31
Revolut	95.3954	$65.00	৳947,753.19	−৳11,638.79

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	95.8578	$61.41	৳952,691.37	–
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.1291	–	৳961,291.28
Regency FX Cheapest	95.8696	$0.00	৳958,695.79	−৳2,595.49
Wise	96.1200	$61.41	৳955,297.27	−৳5,994.01
Revolut	96.1137	$65.00	৳954,889.95	−৳6,401.33

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.0884	–	৳960,883.93
Regency FX Cheapest	95.8290	$0.00	৳958,289.54	−৳2,594.39
Wise	96.1200	$61.41	৳955,297.27	−৳5,586.66
Revolut	96.0147	$165.00	৳944,304.74	−৳16,579.19

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	96.6400	$61.41	৳960,465.34	–
Revolut	96.2944	$65.00	৳956,684.53	–
Regency FX No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.7871	–	৳967,871.40
Regency FX Cheapest	96.5258	$0.00	৳965,258.15	−৳2,613.25
Wise	96.7534	$61.41	৳961,592.37	−৳6,279.03
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.6197	–	৳966,197.41
Regency FX Cheapest	96.3589	$0.00	৳963,588.68	−৳2,608.73
Wise	96.7837	$61.41	৳961,893.51	−৳4,303.90
Revolut	96.4994	$65.00	৳958,721.62	−৳7,475.79

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.8874	–	৳968,874.14
Regency FX Cheapest	96.6258	$0.00	৳966,258.18	−৳2,615.96
Wise	96.8670	$61.41	৳962,721.40	−৳6,152.74
Revolut	96.5878	$65.00	৳959,599.83	−৳9,274.31

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.6904	–	৳966,903.82
Regency FX Cheapest	96.4293	$0.00	৳964,293.18	−৳2,610.64
Wise	96.7412	$61.41	৳961,471.12	−৳5,432.70
Revolut	96.4884	$65.00	৳958,611.96	−৳8,291.86

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	96.7504	$61.41	৳961,562.56	–
Revolut	96.3687	$165.00	৳947,786.58	–
Regency FX No quote collected this day	–	–	–	–

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.7860	–	৳967,859.68
Regency FX Cheapest	96.5246	$0.00	৳965,246.46	−৳2,613.22
Wise	96.7504	$61.41	৳961,562.56	−৳6,297.12
Revolut	96.3687	$165.00	৳947,786.58	−৳20,073.10

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.4432	–	৳964,431.54
Wise Cheapest	96.8271	$61.41	৳962,324.85	−৳2,106.69
Regency FX	96.1828	$0.00	৳961,827.57	−৳2,603.97
Revolut No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.8884	–	৳968,884.05
Regency FX Cheapest	96.6268	$0.00	৳966,268.06	−৳2,615.99
Wise No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.9501	–	৳969,501.13
Regency FX Cheapest	96.6883	$0.00	৳966,883.48	−৳2,617.65
Wise	96.8950	$61.41	৳962,999.68	−৳6,501.45
Revolut	96.3274	$51.75	৳958,289.50	−৳11,211.63

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.7904	–	৳967,904.45
Regency FX Cheapest	96.5291	$0.00	৳965,291.11	−৳2,613.34
Wise	96.9203	$61.41	৳963,251.12	−৳4,653.33
Revolut	96.5225	$51.75	৳960,229.62	−৳7,674.83

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	97.1567	–	৳971,566.90
Regency FX Cheapest	96.8944	$0.00	৳968,943.67	−৳2,623.23
Wise	97.1516	$61.41	৳965,549.92	−৳6,016.98
Revolut	96.8404	$51.75	৳963,392.56	−৳8,174.34

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.9602	–	৳969,601.69
Regency FX Cheapest	96.6984	$0.00	৳966,983.77	−৳2,617.92
Wise	97.1364	$61.41	৳965,398.85	−৳4,202.84
Revolut	96.3973	$151.75	৳949,344.22	−৳20,257.47

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	97.3667	–	৳973,666.83
Wise Cheapest	97.2863	$61.41	৳966,888.65	−৳6,778.18
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Tue, 3 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	97.1338	–	৳971,337.87
Regency FX Cheapest	96.8715	$0.00	৳968,715.26	−৳2,622.61
Wise No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	96.8712	–	৳968,712.49
Wise Cheapest	97.3797	$61.41	৳967,816.91	−৳895.58
Revolut	97.2123	$51.75	৳967,091.93	−৳1,620.56
Regency FX	96.6097	$0.00	৳966,096.97	−৳2,615.52

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	97.5400	–	৳975,399.75
Regency FX Cheapest	97.2766	$0.00	৳972,766.17	−৳2,633.58
Wise	97.5982	$61.41	৳969,988.49	−৳5,411.26
Revolut	97.1988	$51.75	৳966,958.25	−৳8,441.50

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	97.3902	–	৳973,902.37
Regency FX Cheapest	97.1273	$0.00	৳971,272.83	−৳2,629.54
Wise	97.2629	$61.41	৳966,656.09	−৳7,246.28
Revolut	97.0389	$51.75	৳965,367.19	−৳8,535.18

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	97.0973	–	৳970,973.48
Regency FX Cheapest	96.8352	$0.00	৳968,351.85	−৳2,621.63
Wise	97.0885	$61.41	৳964,922.80	−৳6,050.68
Revolut	96.7153	$151.75	৳952,476.80	−৳18,496.68

How to send money to Bangladesh from Singapore with the best SGD-BDT rate

Best companies for SGD/BDT transfers