How to send money to Botswana from South Africa with the best ZAR-BWP rate

Comparing providers offering services between South Africa and Botswana, based on your specific needs is the best way to send money with confidence.

Right now, for ZAR/BWP

• TorFx is our top choice for ZAR to BWP transfers. Sending 130,000 ZAR to BWP will cost you R0 in fees, and you will receive 107,183.32 BWP. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

• Key Currency offers the lowest cost transfers of the 3 compared. Data collected for transfers between South Africa and Botswana over the past week shows that Key Currency is 0.05% cheaper than the second-best option.

• Of 3 companies compared, TorFx offers the quickest way to send Rands to Botswana is with minutes - 24 hours. When speed matters, TorFx is our recommended choice for sending into Botswana from South Africa.

Our comparison includes 3 companies that provide the ability to send Rand to Botswana.

This ensures you get the best options for transfers to Botswana from South Africa, based on the amount you want to send.

The exchange rate determines the price you’ll pay for Pula when sending Rand to Botswana.

The rate between the Rand and Pula is currently 0.8241.

The total cost of money transfers from South Africa to Botswana is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

• The Mid-Market and Exchange Rates: The mid-market rate for ZAR-BWP is currently 0.8241 BWP per Rand. Providers offering services closer to this rate will ensure more Pula for your Rands.

• Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, charging 0 ZAR per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount eventually received in Pula. Simply, the higher the amount received in South Africa, the lower the cost of sending from Botswana.

Sometimes, waiting a day or two can help you get more BWP for the same amount of Rand. Using a forward contract that also allows you to lock in an agreed exchange rate between South Africa and Botswana.

Sending money via a bank transfer is the recommended option for sending money from South Africa to Botswana.

Here are all the ways to send money from South Africa to Botswana:

Bank transfers

Paying via a bank transfer is often the better option for sending money from South Africa to Botswana.

By using a money transfer company such as Key Currency for transfers from South Africa to Botswana, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from South Africa to Botswana with a debit or a prepaid card is easy with .


is a one of the better options in the market for international debit card transfers from South Africa to Botswana.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone (especially with high cash advance fees).

We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

Some services between South Africa and Botswana have minimum or maximum thresholds on how much you can transfer. This is applies when receiving money in Botswana as well.

Companies will offer different rates and fees for different transfer amounts. For regular transfers to Botswana, use TorFx. The combination of rates and fees when sending from South Africa to Botswana is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving South Africa, or entering Botswana. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive Pula in Botswana. This includes a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers serving transfers from South Africa to Botswana will offer every method for incoming Pula, so it’s best to check ahead of time.

One of the more common ways to transfer from South Africa into Pula is directly into a bank account. TorFx is the best company for bank transfers between South Africa and Botswana.

And if you need cash right away, check if cash pickup is an option for transfers between South Africa and Botswana.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Key Currency.

When signing up to and sending Rand to Botswana, through a money transfer company, you will have to verify your ID.

The precise documents you need will vary and in some cases you will need more than one.

For the most part however, in South Africa this will be a government issued ID such as a passport or driver's license. In Botswana it will be similar, although this should only be needed if you are opening a new account in Botswana, or collecting in cash. Sending to an existing bank account in Botswana shouldn’t require any additional ID checks.

Large transactions between South Africa and Botswana, are subject to additional checks. A provider may ask you for proof of address or may want to carry out a proof of funds check.

One of the reasons TorFx has scored so highly for transfers to Botswana is their easy sign up process in South Africa.

When sending large amounts of money between South Africa and Botswana there will potentially be a tax declaration to consider.

Some transfers into Pula may need to be reported to tax authorities in Botswana, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Botswana based on age, income and a few other elements. When in doubt, please contact a tax professional in South Africa or Botswana to discuss your personal circumstances.