How to send money to Botswana from the US with the best USD-BWP rate

We compared 5 companies sending money from the United States to Botswana. MoneyGram is the best and cheapest, while MoneyGram is the fastest.

Sending $7,000 with MoneyGram gets your recipient 99,564.50 BWP at 14.2235 BWP per USD.

Best companies for USD/BWP transfers

5 of 5 providers

Last updated on 10 November 2026

Based on 7,000 USD transfer

Best companies for USD/BWP transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $166.49 1 USD = 14.2450 BWP -3.87% vs mid-market Recipient gets P 97,343.35 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Botswana with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$166.491 USD = 14.2450 BWP
P 97,343.35You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 13.7377 BWP -0.24% vs mid-market Recipient gets P 96,163.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Botswana with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 13.7377 BWP
P 96,163.90You pay$7,000.00

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Showing top United States to Botswana deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 14.2235 BWP -3.72% vs mid-market Recipient gets P 99,564.50 Minutes - 24 hours
Cheapest

Ways to receive money in Botswana with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 14.2235 BWP
P 99,564.50You pay$7,060.79

Wise

Pay via Bank transfer
Fee $166.49 1 USD = 14.2450 BWP -3.87% vs mid-market Recipient gets P 97,343.35 Within a week
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Botswana with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
$166.491 USD = 14.2450 BWP
P 97,343.35You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $1.99 1 USD = 13.7868 BWP -0.60% vs mid-market Recipient gets P 96,507.60 Minutes - 24 hours

Ways to receive money in Botswana with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.991 USD = 13.7868 BWP
P 96,507.60You pay$7,001.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
$74.991 USD = 13.3100 BWP
P 93,170.00You pay$7,074.99
Cash pickupMinutes - 24 hours
$5.991 USD = 13.3099 BWP
P 93,169.30You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $1.49 1 USD = 13.7860 BWP -0.60% vs mid-market Recipient gets P 96,502.00 Minutes - 24 hours

Ways to receive money in Botswana with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$1.491 USD = 13.7860 BWP
P 96,502.00You pay$7,001.49
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
$1.991 USD = 13.3099 BWP
P 93,169.30You pay$7,001.99
Cash pickupMinutes - 24 hours
$75.991 USD = 13.3099 BWP
P 93,169.30You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $210.00 1 USD = 13.7860 BWP -0.60% vs mid-market Recipient gets P 96,502.00 Minutes - 24 hours

Ways to receive money in Botswana with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
$210.001 USD = 13.7860 BWP
P 96,502.00You pay$7,210.00
Cash pickupMinutes - 24 hours
$179.991 USD = 13.3099 BWP
P 93,169.30You pay$7,179.99

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 13.7377 BWP -0.24% vs mid-market Recipient gets P 96,163.90 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Botswana with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 13.7377 BWP
P 96,163.90You pay$7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 USD = 13.6699 BWP +0.25% vs mid-market Recipient gets P 95,689.22 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Botswana with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 USD = 13.6699 BWP
P 95,689.22You pay$7,000.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 13.7377 BWP -0.24% vs mid-market Recipient gets P 95,683.08 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Botswana with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 13.7377 BWP
P 95,683.08You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 13.6671 BWP +0.27% vs mid-market Recipient gets P 95,670.03 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Botswana with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 13.6671 BWP
P 95,670.03You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 13.7377 BWP -0.24% vs mid-market Recipient gets P 93,278.98 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Botswana with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 13.7377 BWP
P 93,278.98You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 13.7041 BWP Updates every 60 minutes.

How to send money from US to Botswana

Pick a company

If you're sending a one-off transfer, then MoneyGram is the best option.

MoneyGram was the cheapest on 27 of the 27 days it quoted $7,000 transfers to Botswana.

For recurring transfers, I'd suggest using an app like MoneyGram or a multi-currency account.

For large transfers, a broker like Xe is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Botswana, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Botswana?

How much USD you send to Botswana heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram was the cheapest in 100% of the transfers from $5,000 it quoted, and in 93% of all the transfers it quoted.

Cheapest service
$500-7.35%$0.00P 7,375.00with debit card to bank deposit+P 936.87
$2,000-3.72%$20.79P 28,447.00with cash deposit to cash pickup+P 1,669.57
$5,000-3.72%$44.79P 71,117.50with cash deposit to cash pickup+P 2,288.72
$7,000This page-3.72%$60.79P 99,564.50with cash deposit to cash pickup+P 3,274.03
$10,000-3.72%$84.79P 142,235.00with cash deposit to cash pickup+P 4,590.61
$50,000-3.72%$404.79P 711,175.00with cash deposit to cash pickup+P 22,829.89
$100,000-3.72%$804.79P 1,422,350.00with cash deposit to cash pickup+P 37,316.75
$250,000-3.72%$2,004.79P 3,555,875.00with cash deposit to cash pickup+P 93,590.86

Mid-market rate: 1 USD = 13.7041 BWP

USD/BWP Exchange Rate History

Is today a good time to send money from US to Botswana?

The cheapest way to send USD to BWP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 7,000 USD transfers to Botswana.

BWP received for $7,000, after fees

Tue, Nov 10, 2026Mid-market rateP 95,929.04 MoneyGram P 99,564.50MoneyGramP 99,564.50WiseP 97,343.35XeP 96,163.90

92,000
94,000
96,000
98,000
100,000
102,000
At the mid-market rateWith the cheapest optionMoneyGramWiseXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7482 – P 96,237.72
MoneyGram Cheapest 14.3478 $5.99 P 100,434.60 +P 4,196.88
Xe 13.6049 $0.00 P 95,234.30 −P 1,003.42
Wise 13.9470 $238.58 P 94,301.52 −P 1,936.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7828 – P 96,479.70
MoneyGram Cheapest 14.3687 $5.99 P 100,580.90 +P 4,101.20
Wise 14.0252 $127.51 P 96,388.05 −P 91.65
Xe 13.6049 $0.00 P 95,234.30 −P 1,245.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7118 – P 95,982.66
MoneyGram Cheapest 14.3271 $5.99 P 100,289.70 +P 4,307.04
Wise 13.9082 $69.56 P 96,389.95 +P 407.29
Xe 13.6049 $0.00 P 95,234.30 −P 748.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7285 – P 96,099.45
MoneyGram Cheapest 14.3271 $5.99 P 100,289.70 +P 4,190.25
Wise 13.9470 $69.56 P 96,658.85 +P 559.40
Xe 13.6426 $0.00 P 95,498.20 −P 601.25
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 14.1823 $60.79 P 99,276.10 –
Xe 13.6426 $0.00 P 95,498.20 –
Wise 14.0252 $220.86 P 95,078.79 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7206 – P 96,044.12
MoneyGram Cheapest 14.1618 $60.79 P 99,132.60 +P 3,088.48
Xe 13.6426 $0.00 P 95,498.20 −P 545.92
Wise 13.9665 $164.49 P 95,468.15 −P 575.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7206 – P 96,044.12
MoneyGram Cheapest 14.1618 $60.79 P 99,132.60 +P 3,088.48
Xe 13.6426 $0.00 P 95,498.20 −P 545.92
Wise 13.9665 $164.49 P 95,468.15 −P 575.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7457 – P 96,220.02
MoneyGram Cheapest 14.1618 $60.79 P 99,132.60 +P 2,912.58
Xe 13.6426 $0.00 P 95,498.20 −P 721.82
Wise 14.0548 $249.03 P 94,883.53 −P 1,336.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7132 – P 95,992.16
MoneyGram Cheapest 14.1210 $60.79 P 98,847.00 +P 2,854.85
Wise No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 14.1618 $60.79 P 99,132.60 –
Wise 13.8408 $69.56 P 95,922.83 –
Xe 13.6426 $0.00 P 95,498.20 –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 14.1414 $60.79 P 98,989.80 –
Wise 14.0056 $88.75 P 96,796.20 –
Xe 13.6426 $0.00 P 95,498.20 –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
MoneyGram Cheapest 14.1823 $60.79 P 99,276.10 –
Wise 13.9567 $69.56 P 96,726.07 –
Xe 13.6426 $0.00 P 95,498.20 –
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7662 – P 96,363.64
Key Currency Cheapest 13.7318 $0.00 P 96,122.73 −P 240.91
Wise 13.8504 $69.56 P 95,989.37 −P 374.27
Xe 13.6426 $0.00 P 95,498.20 −P 865.44
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7662 – P 96,363.64
Key Currency Cheapest 13.7318 $0.00 P 96,122.73 −P 240.91
MoneyGram No quote collected this day – – – –
Wise No quote collected this day – – – –
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7461 – P 96,222.78
MoneyGram Cheapest 14.2235 $60.79 P 99,564.50 +P 3,341.72
Wise 14.0845 $165.15 P 96,265.44 +P 42.66
Xe 13.6426 $0.00 P 95,498.20 −P 724.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.8248 – P 96,773.87
MoneyGram Cheapest 14.2235 $60.79 P 99,564.50 +P 2,790.63
Wise 14.1543 $231.37 P 95,805.22 −P 968.65
Xe 13.6426 $0.00 P 95,498.20 −P 1,275.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.8593 – P 97,015.44
MoneyGram Cheapest 14.2857 $60.79 P 99,999.90 +P 2,984.46
Wise 14.2045 $89.44 P 98,161.05 +P 1,145.61
Xe 13.6426 $0.00 P 95,498.20 −P 1,517.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.8105 – P 96,673.62
MoneyGram Cheapest 14.3066 $60.79 P 100,146.20 +P 3,472.58
Wise 14.0548 $69.56 P 97,405.95 +P 732.33
Xe 13.6426 $0.00 P 95,498.20 −P 1,175.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.8223 – P 96,756.44
MoneyGram Cheapest 14.2857 $60.79 P 99,999.90 +P 3,243.46
Wise 14.2552 $137.63 P 97,824.46 +P 1,068.02
Xe 13.6820 $0.00 P 95,774.00 −P 982.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7990 – P 96,593.07
MoneyGram Cheapest 14.2857 $60.79 P 99,999.90 +P 3,406.83
Wise 14.1143 $69.56 P 97,818.31 +P 1,225.24
Xe 13.6426 $0.00 P 95,498.20 −P 1,094.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7990 – P 96,593.07
MoneyGram Cheapest 14.2857 $60.79 P 99,999.90 +P 3,406.83
Wise 14.1143 $69.56 P 97,818.31 +P 1,225.24
Xe 13.6426 $0.00 P 95,498.20 −P 1,094.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.8556 – P 96,988.91
MoneyGram Cheapest 14.2857 $60.79 P 99,999.90 +P 3,010.99
Wise 14.0944 $69.56 P 97,680.39 +P 691.48
Xe 13.6426 $0.00 P 95,498.20 −P 1,490.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.8083 – P 96,658.30
MoneyGram Cheapest 14.2649 $60.79 P 99,854.30 +P 3,196.00
Wise 14.2146 $69.56 P 98,513.43 +P 1,855.13
Xe 13.6426 $0.00 P 95,498.20 −P 1,160.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7590 – P 96,312.73
MoneyGram Cheapest 14.2649 $60.79 P 99,854.30 +P 3,541.57
Wise 14.2146 $69.56 P 98,513.43 +P 2,200.70
Xe 13.6426 $0.00 P 95,498.20 −P 814.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7276 – P 96,093.43
MoneyGram Cheapest 14.1823 $60.79 P 99,276.10 +P 3,182.67
Wise 14.1743 $98.31 P 97,826.62 +P 1,733.19
Xe 13.7377 $0.00 P 96,163.90 +P 70.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7150 – P 96,005.21
MoneyGram Cheapest 14.1414 $60.79 P 98,989.80 +P 2,984.59
Wise 14.1743 $98.31 P 97,826.62 +P 1,821.41
Xe 13.7377 $0.00 P 96,163.90 +P 158.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7747 – P 96,422.75
MoneyGram Cheapest 14.2235 $60.79 P 99,564.50 +P 3,141.75
Wise 13.9567 $69.56 P 96,726.07 +P 303.32
Xe 13.7377 $0.00 P 96,163.90 −P 258.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.8030 – P 96,620.78
MoneyGram Cheapest 14.2235 $60.79 P 99,564.50 +P 2,943.72
Wise 13.9567 $69.56 P 96,726.07 +P 105.29
Xe 13.7377 $0.00 P 96,163.90 −P 456.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7963 – P 96,574.01
Key Currency Cheapest 13.7618 $0.00 P 96,332.57 −P 241.44
Xe 13.7377 $0.00 P 96,163.90 −P 410.11
MoneyGram No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 13.7041 – P 95,929.04
MoneyGram Cheapest 14.2235 $60.79 P 99,564.50 +P 3,635.46
Wise 14.2450 $166.49 P 97,343.35 +P 1,414.31
Xe 13.7377 $0.00 P 96,163.90 +P 234.86

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/BWP exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more BWP per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 23 of the last 30 days.

Right now, MoneyGram pays 99,564.50 BWP on 7,000 USD, which is 3,635.46 BWP more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 100,580.90 BWP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Botswana.

We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. MoneyGramAppeared in 212 comparisons

    Cheapest in 93% of them

  2. WiseAppeared in 228 comparisons

    Cheapest in 7% of them

  3. XeAppeared in 139 comparisons

    Never the cheapest

Based on 240 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today MoneyGram is the cheapest and gets you the most BWP, and it was also the cheapest in 93% of the 212 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Botswana.

Wise (today's second cheapest) was the cheapest in only 7% of its comparisons, so it's rarely the cheapest option for transfers to Botswana.

Ways to send money from the US to Botswana

There are 5 companies available for sending money from the US to Botswana, across online, app, currency broker, in person, multi-currency account, and global business account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

MoneyGram charges $60.79 on a $7,000 transfer with -3.72% markup, saves your recipient's details for next time, and BWP arrives in minutes - 24 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 99,564.50 BWP in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Botswana.

Of all online companies listed here, MoneyGram gets you the most BWP per USD.

On a $7,000 transfer, you will get 99,564.50 BWP after a $60.79 fee and -3.72% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 27 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Botswana (e.g. a property purchase, tuition, or moving to Botswana), a broker like Xe charges no fee, gives you a dedicated account manager, and adds -0.24% markup on USD/BWP that gets lower the more you send.

Our analysis shows Xe was the cheapest broker in 42% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving BWP.

This is useful for traveling to Botswana, building up BWP balance, or receiving payments in BWP.

Wise converts $7,000 at -3.87% markup plus small fee and holds the BWP until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive BWP in Botswana

With MoneyGram, paying by cash deposit and receiving through cash pickup is the cheapest combination. Sending $7,000 gives your recipient 99,564.50 BWP.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Botswana.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 99,564.50 BWP on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Botswana.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Botswana can collect BWP through bank deposit, mobile wallet, cash pickup, and card deposit.

They can collect cash in Botswana

Your recipient can collect BWP from a participating MoneyGram location in Botswana.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Cash deposit Cash pickup

    You pay $7,060.79

    P99,565

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay $7,000.00

    P97,343

    -P2,221

  3. 3
    Bank transfer Mobile wallet

    You pay $7,001.99

    P96,508

    -P3,057

  4. 4
    Debit card Mobile wallet

    You pay $7,001.49

    P96,502

    -P3,063

  5. 5
    Credit card Mobile wallet

    You pay $7,210.00

    P96,502

    -P3,063

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  1. 6
    Debit card Bank deposit

    You pay $7,000.00

    P95,683

    -P3,881

  2. 7
    Credit card Bank deposit

    You pay $7,000.00

    P93,279

    -P6,286

  3. 8
    Bank transfer Card deposit

    You pay $7,074.99

    P93,170

    -P6,395

  4. 9
    Bank transfer Cash pickup

    You pay $7,005.99

    P93,169

    -P6,395

  5. 10
    Debit card Card deposit

    You pay $7,001.99

    P93,169

    -P6,395

  6. 11
    Debit card Cash pickup

    You pay $7,075.99

    P93,169

    -P6,395

  7. 12
    Credit card Cash pickup

    You pay $7,179.99

    P93,169

    -P6,395

Things to consider before sending USD to Botswana

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/BWP company

Cheapest way to send money to Botswana

The cheapest option is MoneyGram, funded by cash deposit with cash pickup for the payout. Your recipient gets 99,564.50 BWP, which is 2.23% more than the next best option.

Fastest way to send money to Botswana

The fastest option is MoneyGram. Pay by cash deposit and choose cash pickup for the payout. Your recipient gets 99,564.50 BWP, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Botswana?

For transfers over $10,000, Xe is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Botswana.

While Xe may not always be the cheapest or fastest way to send BWP, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Botswana and the United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/BWP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.