Send Money to Qatar from South Africa | Best ZAR-QAR Exchange Rates

Best companies for ZAR/QAR transfers
3 of 3 providers Last updated on 10 November 2026
Based on 130,000 ZAR transfer Best companies for ZAR/QAR transfers Sort Cheapest
Promoted Key Currency Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2222 QAR +0.25% vs mid-market	Recipient gets QAR 28 884,07 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Qatar with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 ZAR = 0.2222 QAR QAR 28 884,07You payR 130 000,00
Promoted Regency FX Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2221 QAR +0.27% vs mid-market	Recipient gets QAR 28 878,28 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Qatar with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 0.2221 QAR QAR 28 878,28You payR 130 000,00
Run a live search Showing top South Africa to Qatar deals for 130,000 ZAR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live ZAR to QAR rates.
Run a live search These companies offer multi-currency accounts for spending QAR. We suggest doing a live search based on how much ZAR you're planning to spend in Qatar.
Run a live search These are managed services with real human support for large ZAR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2222 QAR +0.25% vs mid-market	Recipient gets QAR 28 884,07 Minutes - 3 days
4 reviews CheapestOur top pick Personal account managerReceive to bank account
Ways to receive money in Qatar with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 ZAR = 0.2222 QAR QAR 28 884,07You payR 130 000,00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2221 QAR +0.27% vs mid-market	Recipient gets QAR 28 878,28 Minutes - 24 hours
9 reviews Fastest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Qatar with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 ZAR = 0.2221 QAR QAR 28 878,28You payR 130 000,00
Moneycorp Pay via Bank transfer	Fee R 0,00 1 ZAR = 0.2196 QAR +1.40% vs mid-market	Recipient gets QAR 28 551,07 Minutes - 2 days
0 reviews
Ways to receive money in Qatar with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 ZAR = 0.2196 QAR QAR 28 551,07You payR 130 000,00
How Our Results Work Mid-market rate: 1 ZAR = 0.2227 QAR Updates every 60 minutes.

Why compare

ZAR/QAR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from South Africa to Qatar

Pick a company

For a one-off transfer to Qatar, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 27 of the 27 days it quoted R130,000 transfers to Qatar.

On a 130,000 ZAR transfer, Key Currency delivers the most QAR.

The best option will change depending on how much you actually send, so I suggest to get the best ZAR/QAR rate.

Fund your transfer

You have 1 ways to pay, including bank transfer.

PayShap is the quickest way to fund your transfer, though it caps at R50,000 a transaction.

Above that you're on a normal EFT, which is same-day or next-day rather than instant.

Verify and send

First time round you'll need your ID and proof of address.

Anything beyond your yearly allowance needs a tax number and clearance from SARS first, so check which side of that line you're on.

Compare amounts

How much ZAR are you sending to Qatar?

How much ZAR you send to Qatar heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 100% of all the transfers it quoted over the past month.


R 2 000	2.00%	R 0,00	QAR 436,81with bank transfer to bank deposit	+QAR 23,06
R 4 500	2.00%	R 0,00	QAR 982,72with bank transfer to bank deposit	+QAR 51,87
R 5 000	2.00%	R 0,00	QAR 1 091,30with bank transfer to bank deposit	+QAR 57,61
R 50 000	0.27%	R 0,00	QAR 11 104,54with bank transfer to bank deposit	+QAR 68,48
R 100 000	0.27%	R 0,00	QAR 22 216,55with bank transfer to bank deposit	+QAR 125,86
R 130 000This page	0.25%	R 0,00	QAR 28 884,07with bank transfer to bank deposit	+QAR 112,93

Mid-market rate: 1 ZAR = 0.2227 QAR

ZAR/QAR Exchange Rate History

Is today a good time to send money from South Africa to Qatar?

The cheapest way to send ZAR to QAR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 130,000 ZAR transfers to Qatar.

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2214	–	QAR 28 782,52
Key Currency Cheapest	0.2209	R 0,00	QAR 28 710,56	−QAR 71,96
Regency FX	0.2208	R 0,00	QAR 28 704,81	−QAR 77,71
Moneycorp	0.2183	R 0,00	QAR 28 379,56	−QAR 402,96

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2225	–	QAR 28 919,93
Key Currency Cheapest	0.2219	R 0,00	QAR 28 847,63	−QAR 72,30
Regency FX	0.2219	R 0,00	QAR 28 841,85	−QAR 78,08
Moneycorp	0.2193	R 0,00	QAR 28 515,05	−QAR 404,88

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2206	–	QAR 28 682,29
Key Currency Cheapest	0.2201	R 0,00	QAR 28 610,58	−QAR 71,71
Regency FX	0.2200	R 0,00	QAR 28 604,85	−QAR 77,44
Moneycorp	0.2175	R 0,00	QAR 28 280,74	−QAR 401,55

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2200	–	QAR 28 606,11
Key Currency Cheapest	0.2195	R 0,00	QAR 28 534,59	−QAR 71,52
Regency FX	0.2195	R 0,00	QAR 28 528,87	−QAR 77,24
Moneycorp	0.2170	R 0,00	QAR 28 205,62	−QAR 400,49

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2217	–	QAR 28 817,10
Key Currency Cheapest	0.2211	R 0,00	QAR 28 745,06	−QAR 72,04
Regency FX	0.2211	R 0,00	QAR 28 739,29	−QAR 77,81
Moneycorp	0.2186	R 0,00	QAR 28 413,66	−QAR 403,44

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2219	–	QAR 28 852,46
Key Currency Cheapest	0.2214	R 0,00	QAR 28 780,33	−QAR 72,13
Regency FX	0.2213	R 0,00	QAR 28 774,56	−QAR 77,90
Moneycorp	0.2188	R 0,00	QAR 28 448,53	−QAR 403,93

Sun, 18 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2219	–	QAR 28 852,46
Key Currency Cheapest	0.2214	R 0,00	QAR 28 780,33	−QAR 72,13
Regency FX	0.2213	R 0,00	QAR 28 774,56	−QAR 77,90
Moneycorp	0.2188	R 0,00	QAR 28 448,53	−QAR 403,93

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2224	–	QAR 28 914,60
Key Currency Cheapest	0.2219	R 0,00	QAR 28 842,31	−QAR 72,29
Regency FX	0.2218	R 0,00	QAR 28 836,53	−QAR 78,07
Moneycorp	0.2193	R 0,00	QAR 28 509,80	−QAR 404,80

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2220	–	QAR 28 860,52
Key Currency Cheapest	0.2214	R 0,00	QAR 28 788,37	−QAR 72,15
Regency FX	0.2214	R 0,00	QAR 28 782,60	−QAR 77,92
Moneycorp	0.2189	R 0,00	QAR 28 456,47	−QAR 404,05

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2212	–	QAR 28 756,39
Key Currency Cheapest	0.2206	R 0,00	QAR 28 684,50	−QAR 71,89
Regency FX	0.2206	R 0,00	QAR 28 678,75	−QAR 77,64
Moneycorp	0.2181	R 0,00	QAR 28 353,80	−QAR 402,59

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2212	–	QAR 28 760,55
Key Currency Cheapest	0.2207	R 0,00	QAR 28 688,65	−QAR 71,90
Regency FX	0.2206	R 0,00	QAR 28 682,90	−QAR 77,65
Moneycorp	0.2181	R 0,00	QAR 28 357,90	−QAR 402,65

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2207	–	QAR 28 696,07
Key Currency Cheapest	0.2202	R 0,00	QAR 28 624,33	−QAR 71,74
Regency FX	0.2201	R 0,00	QAR 28 618,59	−QAR 77,48
Moneycorp	0.2176	R 0,00	QAR 28 294,33	−QAR 401,74

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2198	–	QAR 28 571,66
Key Currency Cheapest	0.2192	R 0,00	QAR 28 500,23	−QAR 71,43
Regency FX	0.2192	R 0,00	QAR 28 494,52	−QAR 77,14
Moneycorp	0.2167	R 0,00	QAR 28 171,66	−QAR 400,00

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2189	–	QAR 28 452,97
Key Currency Cheapest	0.2183	R 0,00	QAR 28 381,84	−QAR 71,13
Regency FX	0.2183	R 0,00	QAR 28 376,15	−QAR 76,82
Moneycorp	0.2158	R 0,00	QAR 28 054,63	−QAR 398,34

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2199	–	QAR 28 582,71
Key Currency Cheapest	0.2193	R 0,00	QAR 28 511,25	−QAR 71,46
Regency FX	0.2193	R 0,00	QAR 28 505,54	−QAR 77,17
Moneycorp	0.2168	R 0,00	QAR 28 182,55	−QAR 400,16

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2192	–	QAR 28 498,73
Key Currency Cheapest	0.2187	R 0,00	QAR 28 427,48	−QAR 71,25
Regency FX	0.2186	R 0,00	QAR 28 421,78	−QAR 76,95
Moneycorp	0.2162	R 0,00	QAR 28 099,75	−QAR 398,98

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2187	–	QAR 28 429,05
Key Currency Cheapest	0.2181	R 0,00	QAR 28 357,98	−QAR 71,07
Regency FX	0.2181	R 0,00	QAR 28 352,29	−QAR 76,76
Moneycorp	0.2156	R 0,00	QAR 28 031,04	−QAR 398,01

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2192	–	QAR 28 492,49
Key Currency Cheapest	0.2186	R 0,00	QAR 28 421,26	−QAR 71,23
Regency FX	0.2186	R 0,00	QAR 28 415,56	−QAR 76,93
Moneycorp	0.2161	R 0,00	QAR 28 093,60	−QAR 398,89

Sun, 01 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2178	–	QAR 28 308,54
Key Currency Cheapest	0.2172	R 0,00	QAR 28 237,77	−QAR 70,77
Regency FX	0.2172	R 0,00	QAR 28 232,11	−QAR 76,43
Moneycorp	0.2147	R 0,00	QAR 27 912,22	−QAR 396,32

Mon, 02 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2196	–	QAR 28 548,91
Key Currency Cheapest	0.2191	R 0,00	QAR 28 477,54	−QAR 71,37
Regency FX	0.2190	R 0,00	QAR 28 471,83	−QAR 77,08
Moneycorp	0.2165	R 0,00	QAR 28 149,23	−QAR 399,68

Tue, 03 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2196	–	QAR 28 542,02
Key Currency Cheapest	0.2190	R 0,00	QAR 28 470,66	−QAR 71,36
Regency FX	0.2190	R 0,00	QAR 28 464,96	−QAR 77,06
Moneycorp	0.2165	R 0,00	QAR 28 142,43	−QAR 399,59

Wed, 04 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2197	–	QAR 28 560,09
Key Currency Cheapest	0.2191	R 0,00	QAR 28 488,69	−QAR 71,40
Regency FX	0.2191	R 0,00	QAR 28 482,98	−QAR 77,11
Moneycorp	0.2166	R 0,00	QAR 28 160,25	−QAR 399,84

Thu, 05 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2225	–	QAR 28 922,92
Key Currency Cheapest	0.2219	R 0,00	QAR 28 850,61	−QAR 72,31
Regency FX	0.2219	R 0,00	QAR 28 844,83	−QAR 78,09
Moneycorp	0.2194	R 0,00	QAR 28 518,00	−QAR 404,92

Fri, 06 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2209	–	QAR 28 719,08
Moneycorp Cheapest	0.2165	R 0,00	QAR 28 144,70	−QAR 574,38
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sat, 07 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2205	–	QAR 28 670,59
Key Currency Cheapest	0.2200	R 0,00	QAR 28 598,91	−QAR 71,68
Regency FX	0.2199	R 0,00	QAR 28 593,18	−QAR 77,41
Moneycorp	0.2175	R 0,00	QAR 28 269,20	−QAR 401,39

Sun, 08 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2217	–	QAR 28 824,38
Key Currency Cheapest	0.2212	R 0,00	QAR 28 752,32	−QAR 72,06
Regency FX	0.2211	R 0,00	QAR 28 746,55	−QAR 77,83
Moneycorp	0.2186	R 0,00	QAR 28 420,84	−QAR 403,54

Mon, 09 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2219	–	QAR 28 853,11
Key Currency Cheapest	0.2214	R 0,00	QAR 28 780,98	−QAR 72,13
Regency FX	0.2213	R 0,00	QAR 28 775,21	−QAR 77,90
Moneycorp	0.2188	R 0,00	QAR 28 449,17	−QAR 403,94

Tue, 10 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2227	–	QAR 28 956,46
Key Currency Cheapest	0.2222	R 0,00	QAR 28 884,07	−QAR 72,39
Regency FX	0.2221	R 0,00	QAR 28 878,28	−QAR 78,18
Moneycorp	0.2196	R 0,00	QAR 28 551,07	−QAR 405,39

Each line shows what the recipient gets when you send R 130 000, after fees, as quoted by each company. The mid-market line shows what R 130 000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more QAR per ZAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of QAR on every transfer from South Africa.

Right now, Key Currency pays 28,884.07 QAR on 130,000 ZAR, which is 72.39 QAR less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Qatar.

We've tracked 176 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

Key CurrencyAppeared in 27 comparisons
Cheapest every time
Regency FXAppeared in 52 comparisons
Cheapest in 48% of them
MoneycorpAppeared in 170 comparisons
Cheapest in 52% of them

Based on 176 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from South Africa to Qatar

3 companies send money from South Africa to Qatar.

Frequent transfers from South Africa

Online transfers

Apps and online services are best for recurring transfers to Qatar.

Moneycorp is the cheapest option.

It will get you 28,551.07 QAR on a R130,000 transfer.

For fast transfers, Moneycorp is a good option, it will deliver QAR in minutes - 2 days.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

Most companies will let you fund your transfer by EFT, and will ask for your FICA details.

Emigration and large transfers

Currency brokers

Currency brokers are great for large transfers from South Africa to Qatar.

They have no fees and add a markup on top of ZAR/QAR rate.

Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Our analysis shows Key Currency was the cheapest broker in 100% of all the transfers it quoted.

Also, don’t forget about the R2 million limits on transfers from South Africa (more below).

For business payments abroad

Global accounts

Global accounts like Airwallex, Veem or Payoneer help South African businesses make recurring payments to suppliers and contractors in Qatar.

Ways to fund ZAR and receive QAR in Qatar

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R130,000 gives your recipient 28,884.07 QAR.

You can fund the transfer with bank transfer.

To receive QAR in Qatar, your recipient can use bank deposit.

1

Bank transfer Bank deposit

You pay R130,000.00

QAR28,884

Cheapest

Consider this when sending ZAR to Qatar

South African exchange control dictates how much you can move and which paperwork you need. The exchange-rate margin then decides whether a bank, an online money transfer company or a forex specialist is cheaper.

Compare ZAR/QAR transfer options

For a ZAR 130,000 transfer to Qatar, the current best options are:

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 28,884.07 QAR, which is 0.02% more than the next best option.

The fastest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 28,878.28 QAR in minutes - 24 hours.

R2 million allowance

South African residents aged 18 or older can use the single discretionary allowance to transfer up to R2 million per calendar year for legal purposes abroad without a SARS tax-compliance PIN.

A further foreign capital allowance of up to R10 million is available with an Approval International Transfer PIN from SARS.

Amounts above the allowances need specific approval through an authorised dealer.

The allowances cover more than money transfers.

Foreign card spending and other qualifying use can reduce what remains, so check your year-to-date total before making payments.

The SARB Financial Surveillance guidance explains how the allowances can be used.

Get the purpose code right

Every legal cross-border payment in rand passes through an authorised dealer and carries a balance-of-payments purpose code.

A bank, transfer company or forex specialist may handle the form, but you are still responsible for giving the right reason.

Keep any relevant documents on hand, such as the property sale agreement, emigration documents, tuition invoice, proof of savings, etc.

For an emigration transfer, a specialist service can be useful because the AIT paperwork matters as much as the rate.

A gift can create donations tax

For the 2026/27 tax year, a natural person can make up to R150,000 of donations each year before donations tax applies.

The donor generally pays 20% on taxable donations up to the first R30 million of cumulative taxable gifts.

Payments between spouses and reasonable maintenance payments can be exempt.

A large family transfer should be classified before sending, rather than treated as tax-free because the recipient lives abroad.

Only use authorised companies

Search the company or its FSP number in the FSCA register.

Never move a transfer to crypto or a personal account to bypass exchange control.

Keep the quote, purpose-code confirmation and proof of payment until the recipient has the money.

How we analyse the market

Every rand that leaves South Africa goes through an authorised dealer, and every company here is FSCA-registered.

We track 3 of them on ZAR to Qatar, comparing rates, fees and the pay-in and payout options in real time on live comparisons.

In the past 30 days alone, we analysed 176 comparisons across 6 amounts.

This page covers the cheapest and fastest options for ZAR/QAR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from South Africa