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How to Send Money from Australia to Canada

Get the best deals when you transfer from Australia to Canada. Find the cheapest, fastest, and most reliable providers with the best exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from Australia.

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Overall best choice: Wise

Wise is our top pick for AUD to CAD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 94.9% of Australia to Canada searches, and was the top rated company out of 19 that support AUD to CAD.

So for a great mix of cost, speed & features, make your Australia to Canada transfer using Wise.

How to get the best deal on your Australia to Canada transfer

Summary of recent searches

Top rated for transfers from Australia to Canada
Wise
Total number of AU - CA providers
19
Average cheapest fees & rate
Remitly
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Remitly
Best for debit card
Xe
Best for credit card
Xe

Important things to consider before sending money from Australia to Canada

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Australia to Canada to find out about fees, speed, and reliability.

Our analysis included 19 providers that operate between Australia and Canada.

Through this, you get a comprehensive view of all the options you have in Australia when you need to send money to Canada.

2
Think about the Australia to Canada exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Canada
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Canada from Australia: Remitly

Get the lowest fees with Remitly - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that Remitly is 0.2% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for AUD to CAD international transfers, based on data from the past six months.

If you want to secure the best rates on a AUD to Canada transfer, make sure you pick Remitly to send your money online.

*The most common fee applied to AUD-CAD by Remitly, based on data from the past six months.

Fastest way to send money from Australia to Canada: Ria Money Transfer

Need to send money fast? Pick Ria Money Transfer and get your funds from Australia to Canada at speed.

Our data shows that Ria Money Transfer came up as the fastest way to send money from Australia to Canada in 89.3% of searches. This makes them well suited to urgent AUD to CAD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Australia to Canada - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Ria Money Transfer is your best choice at the moment. This service emerged as the quickest way to send money to Canada from Australia in 89.3% of the searches on MoneyTransfers.com over the past six months.

Need to send a big amount?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send AUD from Australia to Canada, it’s the provider that will keep you safe and relaxed while your money moves into CAD.

Understanding the costs involved when moving money from Australia to Canada

When calculating the costs of money transfers between Australia and Canada, here's what really matters:

The Mid-Market Rate: Today, the AUD-CAD mid-market rate equals 0.9099 CAD per Australian Dollar.

The AUD-CAD average exchange rate for the past three months has been 0.9139 CAD per Australian Dollar, with a high of 0.9341 and a low of 0.8968.

When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from AUD to CAD.

How to find the best exchange rate for Australia to Canada

Timing is essential for sending money between AUD and CAD. The exchange rate you secure impacts how much CAD you get for your AUD.

Mid-market Rate
1
= 0.909944 CAD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from AUD to CAD has seen some fluctuation. On average, it stood at 0.9139.

  • During this period, the highest value recorded was 0.9341, while the lowest was 0.8968.

  • Wise, which is our recommended service to send money online from Australia to Canada offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best AUD-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to Canada!

Payment methods available to fund your Australia to
Canada transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Australia to Canada.

    By using a money transfer company such as Remitly for transfers from Australia to Canada, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Remitly is the cheapest provider for bank transfers from the 19 we tested when sending AUD to Canada.

    With an average fee of AUD0 to send money from Australia to Canada, Remitly offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to Canada with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Australia to Canada, competing among a total of 19 active money transfer companies on this route.

  • Credit card

    When it comes to credit card transfers from Australia to Canada, Instarem emerges as our top choice of the 19 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

What payment methods are available when sending money from Australia to
Canada?

  • Sending bank transfers from Australia to Canada

    Bank transfers are the most common way of sending AUD to Canada as they are secure, reliable, and convenient.

    If you want to send Australian Dollars to Canada via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.

  • Sending money from Australia to Canada by credit card

    Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

    If you want to send Australian Dollars to Canada with a credit card.

    Note: Beware of charges

    Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.

  • Sending money from Australia to Canada by payment apps

    If you’d like to send money from Australia to Canada via payment app, follow these steps:

    1. Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Australia to Canada.

    2. Enter your details. Enter any of the details required. You may need a valid form of ID.

    3. Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Canada in Canadian Dollar at this stage.

    4. Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Australia to Canada after it’s been sent.

    5. Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the AUD to CAD exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.

    The current mid-market rate of AUD to CAD is 0.9099

How we Analyze the Market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Keith Hodges
Keith is a digital specialist with a background in the financial industry, both as a marketeer and a journalist. Keith joined MoneyTransfers.com in order to take the business to the next level and expand our offering in multiple international money transfer markets.
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