Remitbee is the cheapest way to send money from Canada to Singapore based on the 16 companies we analyzed, giving your recipient 906.6 SGD from $1,000.
| 16 of 16 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/SGD transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $7.24 1 CAD = 0.9032 SGD -0.01% vs mid-market | Recipient gets $896.70 Same day | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $7.241 CAD = 0.9032 SGD $896.70You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 0.8856 SGD +1.97% vs mid-market | Recipient gets $885.60 6-12 Hours | |
Ways to receive money in Singapore with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets PayNow6-12 HoursAvailable via:PayNow $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 0.8621 SGD $862.10You pay$1,005.99 | |||
Run a live search Showing top Canada to Singapore deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to SGD rates. | |||
Run a live search These companies offer multi-currency accounts for spending SGD. We suggest doing a live search based on how much CAD you're planning to spend in Singapore. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 0.9066 SGD -0.38% vs mid-market | Recipient gets $906.60 Next Day | |
Ways to receive money in Singapore with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.9066 SGD $906.60You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 0.9066 SGD -0.38% vs mid-market | Recipient gets $906.60 Next Day | |
Ways to receive money in Singapore with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.9066 SGD $906.60You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.9066 SGD -0.38% vs mid-market | Recipient gets $906.60 Next Day | |
Ways to receive money in Singapore with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.9066 SGD $906.60You pay$1,000.00 | |||
 Panda Remit Pay via Bank Transfer | Fees: $8.99 1 CAD = 0.9129 SGD -1.07% vs mid-market | Recipient gets $904.69 6-12 Hours | |
Ways to receive money in Singapore with Panda Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $8.991 CAD = 0.9129 SGD $904.69You pay$1,000.00 | |||
 Instarem Pay via Interac | Fees: $0.00 1 CAD = 0.9017 SGD +0.16% vs mid-market | Recipient gets $901.70 6-12 Hours | |
Ways to receive money in Singapore with Instarem when paying by interac. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.9017 SGD $901.70You pay$1,000.00 | |||
 Koho Pay via Bank Transfer | Fees: $3.92 1 CAD = 0.9031 SGD +0.01% vs mid-market | Recipient gets $899.56 Within minutes | |
Ways to receive money in Singapore with Koho when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $3.921 CAD = 0.9031 SGD $899.56You pay$1,000.00 PayNowWithin minutesAvailable via:PayNow $3.921 CAD = 0.9031 SGD $899.56You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 0.8992 SGD +0.44% vs mid-market | Recipient gets $899.20 6-12 Hours | |
Ways to receive money in Singapore with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.8992 SGD $899.20You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 0.8992 SGD +0.44% vs mid-market | Recipient gets $899.20 6-12 Hours | |
Ways to receive money in Singapore with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.8992 SGD $899.20You pay$1,000.00 | |||
 Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.8991 SGD +0.45% vs mid-market | Recipient gets $899.10 2 Days | |
Ways to receive money in Singapore with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 0.8991 SGD $899.10You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 0.8991 SGD +0.45% vs mid-market | Recipient gets $899.10 2 Days | |
Ways to receive money in Singapore with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 0.8991 SGD $899.10You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 0.9066 SGD -0.38% vs mid-market | Recipient gets $898.45 Next Day | |
Ways to receive money in Singapore with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 0.9066 SGD $898.45You pay$1,000.00 | |||
 Currencies Direct Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.8975 SGD +0.63% vs mid-market | Recipient gets $897.50 6-12 Hours | |
Ways to receive money in Singapore with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.8975 SGD $897.50You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.8973 SGD +0.65% vs mid-market | Recipient gets $897.31 6-12 Hours | |
Ways to receive money in Singapore with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.8973 SGD $897.31You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $7.24 1 CAD = 0.9032 SGD -0.01% vs mid-market | Recipient gets $896.70 Same day | |
Ways to receive money in Singapore with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $7.241 CAD = 0.9032 SGD $896.70You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 0.8946 SGD +0.95% vs mid-market | Recipient gets $894.64 Next Day | |
Ways to receive money in Singapore with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.8946 SGD $894.64You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.8946 SGD +0.95% vs mid-market | Recipient gets $894.64 Next Day | |
Ways to receive money in Singapore with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.8946 SGD $894.64You pay$1,000.00 | |||
 CurrencyFair Pay via Bank Transfer | Fees: $5.54 1 CAD = 0.8970 SGD +0.69% vs mid-market | Recipient gets $892.00 6-12 Hours | |
Ways to receive money in Singapore with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $5.541 CAD = 0.8970 SGD $892.00You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $12.94 1 CAD = 0.9032 SGD -0.01% vs mid-market | Recipient gets $891.55 Within minutes | |
Ways to receive money in Singapore with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.941 CAD = 0.9032 SGD $891.55You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $18.26 1 CAD = 0.9032 SGD -0.01% vs mid-market | Recipient gets $886.75 Within minutes | |
Ways to receive money in Singapore with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $18.261 CAD = 0.9032 SGD $886.75You pay$1,000.00 | |||
| Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 0.8863 SGD +1.89% vs mid-market | Recipient gets $886.30 2 Days | |
Ways to receive money in Singapore with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 0.8863 SGD $886.30You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 0.8863 SGD +1.89% vs mid-market | Recipient gets $886.30 2 Days | |
Ways to receive money in Singapore with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 0.8863 SGD $886.30You pay$1,020.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 0.8856 SGD +1.97% vs mid-market | Recipient gets $885.60 6-12 Hours | |
Ways to receive money in Singapore with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets PayNow6-12 HoursAvailable via:PayNow $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 0.8621 SGD $862.10You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $4.99 1 CAD = 0.8856 SGD +1.97% vs mid-market | Recipient gets $885.60 6-12 Hours | |
Ways to receive money in Singapore with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets PayNow6-12 HoursAvailable via:PayNow $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 0.8621 SGD $862.10You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $4.99 1 CAD = 0.8856 SGD +1.97% vs mid-market | Recipient gets $885.60 6-12 Hours | |
Ways to receive money in Singapore with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 PayNow6-12 HoursAvailable via:PayNow $4.991 CAD = 0.8856 SGD $885.60You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 0.8621 SGD $862.10You pay$1,005.99 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.8851 SGD +2.00% vs mid-market | Recipient gets $885.11 Next Day | |
Ways to receive money in Singapore with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.8851 SGD $885.11You pay$1,000.00 | |||
 TD Bank Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.8811 SGD +2.48% vs mid-market | Recipient gets $881.08 6-12 Hours | |
Ways to receive money in Singapore with TD Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.8811 SGD $881.08You pay$1,000.00 | |||
 RBC Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.8781 SGD +2.81% vs mid-market | Recipient gets $878.14 6-12 Hours | |
Ways to receive money in Singapore with RBC when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.8781 SGD $878.14You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $33.02 1 CAD = 0.9032 SGD -0.01% vs mid-market | Recipient gets $873.41 Within minutes | |
Ways to receive money in Singapore with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $33.021 CAD = 0.9032 SGD $873.41You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $45.00 1 CAD = 0.9019 SGD +0.14% vs mid-market | Recipient gets $861.31 6-12 Hours | |
Ways to receive money in Singapore with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $45.001 CAD = 0.9019 SGD $861.31You pay$1,000.00 Mobile wallet6-12 Hours $45.001 CAD = 0.9019 SGD $861.31You pay$1,000.00 Cash pickup6-12 Hours $45.001 CAD = 0.9019 SGD $861.31You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $65.00 1 CAD = 0.9019 SGD +0.14% vs mid-market | Recipient gets $843.28 6-12 Hours | |
Ways to receive money in Singapore with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $65.001 CAD = 0.9019 SGD $843.28You pay$1,000.00 Mobile wallet6-12 Hours $65.001 CAD = 0.9019 SGD $843.28You pay$1,000.00 Cash pickup6-12 Hours $65.001 CAD = 0.9019 SGD $843.28You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 0.9032 SGD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Remitbee at 906.6 SGD on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including bank transfer, debit card, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Singapore heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | -0.40% | $0.00 | $90.66with interac to bank deposit | +$5.99 | |
| $500 | -0.40% | $0.00 | $453.30with interac to bank deposit | +$10.70 | |
| $1,000This page | -0.38% | $0.00 | $906.60with interac to bank deposit | +$15.81 | |
| $10,000 | -0.39% | $0.00 | $9,066.00with interac to bank deposit | +$104.17 | |
| $50,000 | -0.40% | $0.00 | $45,330.00with interac to bank deposit | +$509.79 |
Mid-market rate: 1 CAD = 0.9032 SGD
There are 16 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Remitly location, and your recipient picks up 899.1 SGD within minutes.
Cash transfers cost more
Cash transfer to Singapore is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Remitbee charges $0 in fees and adds -0.38% markup, so your $1,000 delivers 906.6 SGD in next day.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 16 online companies, Remitbee is the cheapest and currently gets you 906.6 SGD on a $1,000 transfer after a $0 fee and -0.38% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
The most expensive way
A wire from your bank carries a $30 to $80 fee, plus another 1.5 to 3% inside the exchange rate that you won't see itemized anywhere.
On a $1,000 transfer, a bank like TD Bank delivers 881.08 SGD, against 881.08 SGD with Remitbee.
The wire can feel like the safer choice for a big amount, but bank deposit insurance and the safeguards used by money transfer companies are just as safe, just different protections.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like Currencies Direct charge no fees but add 0.63% on CAD/SGD interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
If you already have one
Some neobanks in Canada include international transfers with no transfer fee as part of the account.
Koho sends your $1,000 for $3.92 in fees with 0.01% markup.
It's a good option for small ocasional transfers, but I still suggest .
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in SGD.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in SGD, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Currencies Direct lets you hold CAD and SGD, and convert between them at low cost.
For example, converting $1,000 costs $0 in fees at 0.63% markup, which gets you 897.5 SGD.
With Remitbee, paying by interac and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 906.6 SGD.
Deposit CAD using bank transfer, debit card, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive SGD through bank deposit, paynow, cash pickup, and mobile wallet.
For a bank deposit payout, you will need the recipient's bank details in Singapore.
You pay $1,000.00
$907
Cheapest
You pay $1,000.00
$907
$0
You pay $1,000.00
$907
$0
You pay $1,000.00
$900
-$7
You pay $1,000.00
$899
-$7
You pay $1,000.00
$899
-$7
You pay $1,004.99
$886
-$21
You pay $1,004.99
$886
-$21
You pay $1,004.99
$886
-$21
You pay $1,004.99
$886
-$21
You pay $1,005.99
$862
-$44
You pay $1,005.99
$862
-$44
You pay $1,005.99
$862
-$44
You pay $1,000.00
$861
-$45
You pay $1,000.00
$843
-$63
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Singapore, these are the cheapest, fastest and easiest options available now.
Best way to send money to Singapore
Remitbee is the cheapest and easiest option, funded by interac with bank deposit for the payout. Your recipient gets 906.6 SGD, which is 0.21% more than the next best option.
Fastest way to send money to Singapore
Koho is fastest when you pay by bank transfer and choose bank deposit for the payout. The transfer delivers 899.56 SGD in within an hour.
An Interac e-Transfer cannot go directly to a recipient in Singapore.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the SGD amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 0.901504 SGD
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 16 FINTRAC-registered companies sending CAD to Singapore, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the CAD/SGD comparison.
Money Transfer Comparison
Fill in the form and we’ll find you the best rates.
Please share your experience with …