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How to Send Money from Pakistan to Canada

Get the best deals when you transfer from Pakistan to Canada. Find the cheapest, fastest, and most reliable providers with the best exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from Pakistan.

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Overall best choice: OFX

OFX is our top pick for PKR to CAD transfers.

We tested & reviewed dozens of money transfer providers, and OFX scored highly.

OFX appeared in 37% of Pakistan to Canada searches, and was the top rated company out of 5 that support PKR to CAD.

So for a great mix of cost, speed & features, make your Pakistan to Canada transfer using OFX.

How to get the best deal on your Pakistan to Canada transfer

Summary of recent searches

Top rated for transfers from Pakistan to Canada
OFX
Total number of PK - CA providers
5
Average cheapest fees & rate
OFX
Average fastest transfer
OFX
Best for bank transfers
OFX
Best for debit card
Instarem
Best for credit card
Instarem

Important things to consider before sending money from Pakistan to Canada

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Pakistan to Canada to find out about fees, speed, and reliability.

Our analysis included 5 providers that operate between Pakistan and Canada.

Through this, you get a comprehensive view of all the options you have in Pakistan when you need to send money to Canada.

2
Think about the Pakistan to Canada exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Canada
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Canada from Pakistan: OFX

Get the lowest fees with OFX - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that OFX is 0% cheaper than the second-best option.

The ₨0 transfer cost represents the most common fee for PKR to CAD international transfers, based on data from the past six months.

If you want to secure the best rates on a PKR to Canada transfer, make sure you pick OFX to send your money online.

*The most common fee applied to PKR-CAD by OFX, based on data from the past six months.

Screenshot

Fastest way to send money from Pakistan to Canada: OFX

Need to send money fast? Pick OFX and get your funds from Pakistan to Canada at speed.

Our data shows that OFX came up as the fastest way to send money from Pakistan to Canada in 37% of searches. This makes them well suited to urgent PKR to CAD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Pakistan to Canada - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, OFX is your best choice at the moment. This service emerged as the quickest way to send money to Canada from Pakistan in 37% of the searches on MoneyTransfers.com over the past six months.

Need to send a big amount?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is OFX.


While OFX may not always be the cheapest or fastest way to send PKR from Pakistan to Canada, it’s the provider that will keep you safe and relaxed while your money moves into CAD.

Understanding the costs involved when moving money from Pakistan to Canada

When calculating the costs of money transfers between Pakistan and Canada, here's what really matters:

The Mid-Market Rate: Today, the PKR-CAD mid-market rate equals 0.0051 CAD per Pakistan Rupee.

The PKR-CAD average exchange rate for the past three months has been 0.0049 CAD per Pakistan Rupee, with a high of 0.005 and a low of 0.0048.

When looking to send money, we'd recommend Wise. On average Wise is -0.13% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from PKR to CAD.

How to find the best exchange rate for Pakistan to Canada

Timing is essential for sending money between PKR and CAD. The exchange rate you secure impacts how much CAD you get for your PKR.

Mid-market Rate
1
= 0.005061 CAD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from PKR to CAD has seen some fluctuation. On average, it stood at 0.0049.

  • During this period, the highest value recorded was 0.005, while the lowest was 0.0048.

  • OFX, which is our recommended service to send money online from Pakistan to Canada offers an exchange rate that is only -0.13% above the mid-market rate.

Want to secure the best PKR-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Pakistan to Canada!

Payment methods available to fund your Pakistan to
Canada transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Pakistan to Canada.

    By using a money transfer company such as OFX for transfers from Pakistan to Canada, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, OFX is the cheapest provider for bank transfers from the 5 we tested when sending PKR to Canada.

    With an average fee of PKR0 to send money from Pakistan to Canada, OFX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Pakistan to Canada with a debit or a prepaid card is very simple with Instarem.


    Instarem is a leader in debit card payments for transfers from Pakistan to Canada, competing among a total of 5 active money transfer companies on this route.

  • Credit card

    When it comes to credit card transfers from Pakistan to Canada, Instarem emerges as our top choice of the 5 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

What payment methods are available when sending money from Pakistan to
Canada?

  • Sending bank transfers from Pakistan to Canada

    Bank transfers are the most common way of sending PKR to Canada as they are secure, reliable, and convenient.

    If you want to send Pakistan Rupees to Canada via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.

  • Sending money from Pakistan to Canada by credit card

    Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

    If you want to send Pakistan Rupees to Canada with a credit card.

    Note: Beware of charges

    Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.

  • Sending money from Pakistan to Canada by payment apps

    If you’d like to send money from Pakistan to Canada via payment app, follow these steps:

    1. Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Pakistan to Canada.

    2. Enter your details. Enter any of the details required. You may need a valid form of ID.

    3. Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Canada in Canadian Dollar at this stage.

    4. Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Pakistan to Canada after it’s been sent.

    5. Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the PKR to CAD exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.

    The current mid-market rate of PKR to CAD is 0.0051

How we Analyze the Market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and Pakistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Pakistan to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PKR to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Keith Hodges
Keith is a digital specialist with a background in the financial industry, both as a marketeer and a journalist. Keith joined MoneyTransfers.com in order to take the business to the next level and expand our offering in multiple international money transfer markets.
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