Best companies for CHF/EUR transfers
3 of 3 providers Last updated on 28 October 2026
Based on 200 CHF transfer Best companies for CHF/EUR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee CHF 1.67 1 CHF = 1.0832 EUR 0.00% vs mid-market	Recipient gets €214.83 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kosovo with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 1.671 CHF = 1.0832 EUR €214.83You payCHF 200.00
Run a live search Showing top Switzerland to Kosovo deals for 200 CHF. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to EUR rates.
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much CHF you're planning to spend in Kosovo.
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal.
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee CHF 0.90 1 CHF = 1.0810 EUR +0.20% vs mid-market	Recipient gets €215.22 Within minutes
10 reviews CheapestFastest Multi-currency cardReceive to bank account
Ways to receive money in Kosovo with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 0.901 CHF = 1.0810 EUR €215.22You payCHF 200.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank transfer	Fee CHF 1.67 1 CHF = 1.0832 EUR 0.00% vs mid-market	Recipient gets €214.83 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kosovo with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 1.671 CHF = 1.0832 EUR €214.83You payCHF 200.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee CHF 2.00 1 CHF = 1.0810 EUR +0.20% vs mid-market	Recipient gets €214.03 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Kosovo with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 2.001 CHF = 1.0810 EUR €214.03You payCHF 200.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee CHF 3.82 1 CHF = 1.0832 EUR 0.00% vs mid-market	Recipient gets €212.50 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kosovo with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 3.821 CHF = 1.0832 EUR €212.50You payCHF 200.00
Wise Pay via Credit card	Fee CHF 8.52 1 CHF = 1.0832 EUR 0.00% vs mid-market	Recipient gets €207.41 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kosovo with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 8.521 CHF = 1.0832 EUR €207.41You payCHF 200.00
Send cash via a MoneyGram agent MoneyGram Agent Pay via Bank transfer	Fee CHF 8.00 1 CHF = 1.0182 EUR +6.00% vs mid-market	Recipient gets €195.49 Minutes - 3 days
0 reviews
Ways to receive money in Kosovo with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days CHF 8.001 CHF = 1.0182 EUR €195.49You payCHF 200.00
How Our Results Work Mid-market rate: 1 CHF = 1.0832 EUR Updates every 60 minutes.

Why compare

CHF/EUR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Switzerland to Kosovo

Pick a company

Start with the cheapest, which is Revolut at 215.22 EUR for a CHF 200 transfer.

Revolut was the cheapest on 21 of the 29 days it quoted fr.200 transfers to Kosovo.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Kosovo?

How much CHF you send to Kosovo heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Revolut was the cheapest in 0% of the transfers from CHF 6,000 it quoted, and in 32% of all the transfers it quoted.


CHF 200This page	0.20%	CHF 0.90	€215.22with bank transfer to bank deposit	+€5.31
CHF 1'000	0.08%	CHF 1.50	€1,080.39with bank transfer to bank deposit	+€12.49
CHF 5'000	0.27%	CHF 0.00	€5,399.38with bank transfer to bank deposit	+€30.62
CHF 6'000	-0.01%	CHF 14.98	€6,480.82with bank transfer to bank deposit	+€39.16
CHF 25'000	-0.01%	CHF 54.41	€27,007.59with bank transfer to bank deposit	+€190.61

Mid-market rate: 1 CHF = 1.0832 EUR

CHF/EUR Exchange Rate History

Is today a good time to send money from Switzerland to Kosovo?

The cheapest way to send CHF to EUR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Revolut), across 30 days of comparisons for 200 CHF transfers to Kosovo.

Each line shows what the recipient gets when you send CHF 200, after fees, as quoted by each company. The mid-market line shows what CHF 200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more EUR per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of EUR on every transfer from Switzerland.

Right now, Revolut pays 215.22 EUR on 200 CHF, which is 1.42 EUR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 215.65 EUR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kosovo.

We've tracked 136 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

RevolutAppeared in 130 comparisons
Cheapest in 32% of them
WiseAppeared in 136 comparisons
Cheapest in 65% of them
MoneyGram AgentAppeared in 30 comparisons
Never the cheapest

Based on 136 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Revolut is the cheapest and gets you the most EUR, but it was the cheapest in only 32% of the 130 comparisons it appeared in over the past month.

Wise (today's second cheapest) was the cheapest in 65% of its comparisons, so if you send money to Kosovo regularly, it's worth comparing it with Revolut before each transfer.

If it's a one-off transfer, go with Revolut, since it's the cheapest right now.

Ways to send money from Switzerland to Kosovo

3 companies send money from Switzerland to Kosovo, across app, multi-currency account, global account, online, and in person, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 200 CHF gets your recipient 214.83 EUR.

The fee is 1.67 CHF, with a 0% markup on top of the CHF/EUR rate.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in EUR (be it payments or travelling).

Revolut converts CHF 200 with a 0.2% exchange-rate markup and lets you hold CHF and EUR in one account.

Over the past month, it came out cheapest among multi-currency accounts on 72% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Revolut charges fr.0.9 on a fr.200 transfer, and the money lands within minutes.

Over the past month, Revolut was the cheapest app on 72% of the days it appeared for fr.200 transfers.

You can also save recipients and create automated scheduled transfers to Kosovo.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

I suggest getting a few quotes before settling. Check with your private bank, TorFX, RegencyFX, Currencies Direct, and Key Currency.

Brokers charge no fees, so settle with the one that gives you the best CHF/EUR rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Kosovo.

A global account lets you hold EUR alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive EUR in Kosovo

With Revolut, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 200 gives your recipient 215.22 EUR.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Kosovo.

In Kosovo, they can get EUR delivered as bank deposit.

1

Bank transfer Bank deposit

You pay fr.200.00

€215

Cheapest
2

Debit card Bank deposit

You pay fr.200.00

€214

-€1
3

Credit card Bank deposit

You pay fr.200.00

€207

-€8

Things to know before sending CHF to Kosovo

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/EUR transfer options

For a CHF 200 transfer to Kosovo, these are the best options in our comparison.

Cheapest way to send money to Kosovo

The cheapest option is Revolut, funded by bank transfer with bank deposit for the payout. Your recipient gets 215.22 EUR, which is 0.18% more than the next best option.

Fastest way to send money to Kosovo

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 215.22 EUR in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to EUR requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 3 of them sending CHF to Kosovo, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 136 comparisons across 5 amounts.

This page covers the cheapest and fastest options for CHF/EUR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Switzerland

Send money to Kosovo

Send money from United States to Kosovo Send money from United Kingdom to Kosovo

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0571	–	€211.41
Revolut Cheapest	1.0548	CHF 0.90	€210.00	−€1.41
Wise	1.0571	CHF 1.67	€209.65	−€1.76
MoneyGram Agent	0.9936	CHF 8.00	€190.78	−€20.63

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0574	–	€211.48
Revolut Cheapest	1.0551	CHF 0.90	€210.07	−€1.41
Wise	1.0574	CHF 1.67	€209.71	−€1.77
MoneyGram Agent	0.9940	CHF 8.00	€190.84	−€20.64

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0560	–	€211.19
Revolut Cheapest	1.0538	CHF 0.90	€209.81	−€1.38
Wise	1.0559	CHF 1.67	€209.42	−€1.77
MoneyGram Agent	0.9926	CHF 8.00	€190.58	−€20.61

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0723	–	€214.47
Revolut Cheapest	1.0713	CHF 0.90	€213.28	−€1.19
Wise	1.0723	CHF 1.67	€212.66	−€1.81
MoneyGram Agent	1.0080	CHF 8.00	€193.53	−€20.94

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0722	–	€214.44
Wise Cheapest	1.0721	CHF 1.67	€212.63	−€1.81
Revolut	1.0704	CHF 2.90	€210.98	−€3.46
MoneyGram Agent	1.0078	CHF 8.00	€193.51	−€20.93

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0695	–	€213.91
Wise Cheapest	1.0721	CHF 1.67	€212.63	−€1.28
Revolut	1.0703	CHF 2.90	€210.96	−€2.95
MoneyGram Agent	1.0054	CHF 8.00	€193.03	−€20.88

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0760	–	€215.20
Revolut Cheapest	1.0737	CHF 0.90	€213.78	−€1.42
Wise	1.0761	CHF 1.67	€213.42	−€1.78
MoneyGram Agent	1.0114	CHF 8.00	€194.19	−€21.01

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0725	–	€214.49
Revolut Cheapest	1.0705	CHF 0.90	€213.12	−€1.37
Wise	1.0727	CHF 1.67	€212.74	−€1.75
MoneyGram Agent	1.0081	CHF 8.00	€193.56	−€20.93

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0687	–	€213.74
Revolut Cheapest	1.0665	CHF 0.90	€212.34	−€1.40
Wise	1.0688	CHF 1.67	€211.97	−€1.77
MoneyGram Agent	1.0046	CHF 8.00	€192.88	−€20.86

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0719	–	€214.37
Revolut Cheapest	1.0698	CHF 0.90	€212.98	−€1.39
Wise	1.0719	CHF 1.67	€212.58	−€1.79
MoneyGram Agent	1.0076	CHF 8.00	€193.45	−€20.92

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0757	–	€215.15
Wise Cheapest	1.0754	CHF 1.67	€213.28	−€1.87
Revolut	1.0734	CHF 2.90	€211.57	−€3.58
MoneyGram Agent	1.0112	CHF 8.00	€194.15	−€21.00

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0748	–	€214.95
Revolut Cheapest	1.0728	CHF 0.90	€213.58	−€1.37
Wise	1.0748	CHF 1.67	€213.17	−€1.78
MoneyGram Agent	1.0103	CHF 8.00	€193.97	−€20.98

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0741	–	€214.82
Revolut Cheapest	1.0718	CHF 0.90	€213.39	−€1.43
Wise	1.0740	CHF 1.67	€213.01	−€1.81
MoneyGram Agent	1.0096	CHF 8.00	€193.85	−€20.97

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0723	–	€214.46
Revolut Cheapest	1.0701	CHF 0.90	€213.06	−€1.40
Wise	1.0724	CHF 1.67	€212.70	−€1.76
MoneyGram Agent	1.0080	CHF 8.00	€193.53	−€20.93

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0749	–	€214.98
Revolut Cheapest	1.0726	CHF 0.90	€213.55	−€1.43
Wise	1.0748	CHF 1.67	€213.17	−€1.81
MoneyGram Agent	1.0104	CHF 8.00	€194.00	−€20.98

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0772	–	€215.45
Revolut Cheapest	1.0751	CHF 0.90	€214.04	−€1.41
Wise	1.0773	CHF 1.67	€213.66	−€1.79
MoneyGram Agent	1.0126	CHF 8.00	€194.42	−€21.03

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0775	–	€215.49
Wise Cheapest	1.0797	CHF 1.67	€214.14	−€1.35
Revolut	1.0782	CHF 2.90	€212.51	−€2.98
MoneyGram Agent	1.0128	CHF 8.00	€194.46	−€21.03

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0810	–	€216.19
Revolut Cheapest	1.0785	CHF 0.90	€214.72	−€1.47
Wise	1.0810	CHF 1.67	€214.39	−€1.80
MoneyGram Agent	1.0161	CHF 8.00	€195.09	−€21.10

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0792	–	€215.83
Wise Cheapest	1.0791	CHF 1.67	€214.02	−€1.81
MoneyGram Agent	1.0144	CHF 8.00	€194.77	−€21.06
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0790	–	€215.79
Revolut Cheapest	1.0768	CHF 0.90	€214.38	−€1.41
Wise	1.0790	CHF 1.67	€214.01	−€1.78
MoneyGram Agent	1.0142	CHF 8.00	€194.73	−€21.06

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0828	–	€216.56
Revolut Cheapest	1.0805	CHF 0.90	€215.13	−€1.43
Wise	1.0828	CHF 1.67	€214.76	−€1.80
MoneyGram Agent	1.0178	CHF 8.00	€195.43	−€21.13

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0854	–	€217.09
Revolut Cheapest	1.0832	CHF 0.90	€215.65	−€1.44
Wise	1.0854	CHF 1.67	€215.26	−€1.83
MoneyGram Agent	1.0203	CHF 8.00	€195.90	−€21.19

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0819	–	€216.38
Wise Cheapest	1.0820	CHF 1.67	€214.60	−€1.78
Revolut	1.0802	CHF 2.90	€212.91	−€3.47
MoneyGram Agent	1.0170	CHF 8.00	€195.27	−€21.11

Sun, 25 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0820	–	€216.41
Wise Cheapest	1.0820	CHF 1.67	€214.60	−€1.81
Revolut	1.0802	CHF 2.90	€212.91	−€3.50
MoneyGram Agent	1.0171	CHF 8.00	€195.29	−€21.12

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.0817	–	€216.34
Revolut Cheapest	1.0791	CHF 0.90	€214.85	−€1.49
Wise	1.0817	CHF 1.67	€214.53	−€1.81
MoneyGram Agent	1.0168	CHF 8.00	€195.22	−€21.12

How to send money to Kosovo from Switzerland with the best CHF-EUR rate

Best companies for CHF/EUR transfers