Regency FX is the best and cheapest service overall. On €7,000 you will get 129,784.26 NAD after fees and the exchange rate.
We’ve compared 5 money transfer companies in more detail below.
| 5 of 5 providers Last updated on 26 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/NAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €232.64 1 EUR = 18.5802 NAD +0.06% vs mid-market | Recipient gets $125,738.90 Within a week | |
Ways to receive money in Namibia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €232.641 EUR = 18.5802 NAD $125,738.90You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 18.4948 NAD +0.52% vs mid-market | Recipient gets $129,463.60 Minutes - 24 hours | |
Ways to receive money in Namibia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.4948 NAD $129,463.60You pay€7,000.00 | |||
Run a live search Showing top Germany to Namibia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NAD. We suggest doing a live search based on how much EUR you're planning to spend in Namibia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 18.5406 NAD +0.27% vs mid-market | Recipient gets $129,784.26 Minutes - 24 hours | |
Ways to receive money in Namibia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.5406 NAD $129,784.26You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 18.4948 NAD +0.52% vs mid-market | Recipient gets $129,463.60 Minutes - 24 hours | |
Ways to receive money in Namibia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.4948 NAD $129,463.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 18.4948 NAD +0.52% vs mid-market | Recipient gets $129,463.60 Minutes - 24 hours | |
Ways to receive money in Namibia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.4948 NAD $129,463.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 18.4948 NAD +0.52% vs mid-market | Recipient gets $129,463.60 Minutes - 24 hours | |
Ways to receive money in Namibia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 18.4948 NAD $129,463.60You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 18.2151 NAD +2.04% vs mid-market | Recipient gets $127,505.70 Minutes - 24 hours | |
Ways to receive money in Namibia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 18.2151 NAD $127,505.70You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 18.2151 NAD +2.04% vs mid-market | Recipient gets $127,505.70 Minutes - 24 hours | |
Ways to receive money in Namibia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 18.2151 NAD $127,505.70You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 18.2151 NAD +2.04% vs mid-market | Recipient gets $127,505.70 Minutes - 24 hours | |
Ways to receive money in Namibia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 18.2151 NAD $127,505.70You pay€7,009.99 | |||
| Wise Pay via Bank transfer | Fee €232.64 1 EUR = 18.5802 NAD +0.06% vs mid-market | Recipient gets $125,738.90 Within a week | |
Ways to receive money in Namibia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €232.641 EUR = 18.5802 NAD $125,738.90You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €242.23 1 EUR = 18.5802 NAD +0.06% vs mid-market | Recipient gets $125,560.72 Within a week | |
Ways to receive money in Namibia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €242.231 EUR = 18.5802 NAD $125,560.72You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €284.62 1 EUR = 18.5802 NAD +0.06% vs mid-market | Recipient gets $124,773.10 Within a week | |
Ways to receive money in Namibia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €284.621 EUR = 18.5802 NAD $124,773.10You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Debit card | Fee €261.00 1 EUR = 18.4528 NAD +0.75% vs mid-market | Recipient gets $124,353.18 Within minutes | |
Ways to receive money in Namibia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €261.001 EUR = 18.4528 NAD $124,353.18You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €324.38 1 EUR = 18.5802 NAD +0.06% vs mid-market | Recipient gets $124,034.35 Within a week | |
Ways to receive money in Namibia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT €324.381 EUR = 18.5802 NAD $124,034.35You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 18.5908 NAD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.
On a 7,000 EUR transfer, Regency FX delivers the most NAD.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/NAD rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 5 companies for sending money from Germany to Namibia, across app, online, broker, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Namibia gets you 129,463.6 NAD with a €0 fee and 0.52% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Namibia.
For large transfers from Germany
For buying property, moving to Namibia, or moving pensions, a currency broker is the best option.
A broker like Regency FX charges no fee and works on a margin. It adds 0.27% on EUR/NAD which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Namibia.
Be it overseas suppliers and contractors, receiving NAD payments, or holding NAD and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and NAD in one account.
You get NAD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert NAD to EUR or EUR to NAD whenever you need.
The best multi currency account is Wise, it adds ~0.06% markup and charges small fees.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 129,784.26 NAD.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Namibia.
The recipient in Namibia can receive NAD by bank deposit and cash pickup.
To receive NAD by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Namibia
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
$129,784
Cheapest
You pay €7,000.00
$129,464
-$321
You pay €7,000.00
$129,464
-$321
You pay €7,009.99
$127,506
-$2,279
You pay €7,009.99
$127,506
-$2,279
You pay €7,009.99
$127,506
-$2,279
You pay €7,000.00
$125,561
-$4,224
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Namibia, these are the best options:
Cheapest way to send money to Namibia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 129,784.26 NAD, which is 0.25% more than the next best option.
Fastest way to send money to Namibia
The fastest option is Revolut. Pay by debit card and choose bank deposit for the payout. Your recipient gets 124,353.18 NAD in innerhalb von minuten.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into NAD sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/NAD rate can move noticeably within a week, changing the amount your recipient gets in NAD.
Mid-market rate:1 EUR = 18.590804 NAD
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 5 of them on EUR to Namibia, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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