Best companies for EUR/IDR transfers
8 of 8 providers Last updated on 10 November 2026
Based on 7,000 EUR transfer Best companies for EUR/IDR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €36.69 1 EUR = 20269.1000 IDR -0.02% vs mid-market	Recipient gets Rp 141,140,027.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20269.1000 IDR Rp 141,140,027.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00
Run a live search Showing top Germany to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to IDR rates.
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much EUR you're planning to spend in Indonesia.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 20209.9295 IDR +0.27% vs mid-market	Recipient gets Rp 141,469,506.50 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20209.9295 IDR Rp 141,469,506.50You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 20163.3208 IDR +0.50% vs mid-market	Recipient gets Rp 141,143,245.73 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20163.3208 IDR Rp 141,143,245.73You pay€7,000.00
Wise Pay via Bank transfer	Fee €36.69 1 EUR = 20269.1000 IDR -0.02% vs mid-market	Recipient gets Rp 141,140,027.00 Within minutes
25 reviews Our top pick Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €36.691 EUR = 20269.1000 IDR Rp 141,140,027.00You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €0.99 1 EUR = 20162.2000 IDR +0.51% vs mid-market	Recipient gets Rp 141,115,400.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €0.991 EUR = 20162.2000 IDR Rp 141,115,400.00You pay€7,000.00
Wise Pay via iDEAL	Fee €46.82 1 EUR = 20269.1000 IDR -0.02% vs mid-market	Recipient gets Rp 140,934,701.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €46.821 EUR = 20269.1000 IDR Rp 140,934,701.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €30.55 1 EUR = 20204.9243 IDR +0.30% vs mid-market	Recipient gets Rp 140,817,209.56 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €30.551 EUR = 20204.9243 IDR Rp 140,817,209.56You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 20100.0000 IDR +0.82% vs mid-market	Recipient gets Rp 140,700,000.00 Minutes
2 reviews Receive to bank account
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 EUR = 20100.0000 IDR Rp 140,700,000.00You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €9.99 1 EUR = 20085.9131 IDR +0.89% vs mid-market	Recipient gets Rp 140,601,391.70 Minutes - 24 hours
2 reviews
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 20085.9131 IDR Rp 140,601,391.70You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 19632.9204 IDR Rp 137,430,442.80You pay€7,009.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €9.99 1 EUR = 20085.9131 IDR +0.89% vs mid-market	Recipient gets Rp 140,601,391.70 Minutes - 24 hours
2 reviews
Ways to receive money in Indonesia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 20085.9131 IDR Rp 140,601,391.70You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 19632.9204 IDR Rp 137,430,442.80You pay€7,009.99
Xe Pay via Debit card	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 20055.6102 IDR +1.04% vs mid-market	Recipient gets Rp 140,389,271.40 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 20055.6102 IDR Rp 140,389,271.40You pay€7,000.00
Wise Pay via Debit card	Fee €91.67 1 EUR = 20269.1000 IDR -0.02% vs mid-market	Recipient gets Rp 140,025,632.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €91.671 EUR = 20269.1000 IDR Rp 140,025,632.00You pay€7,000.00
Wise Pay via Credit card	Fee €133.69 1 EUR = 20269.1000 IDR -0.02% vs mid-market	Recipient gets Rp 139,173,924.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €133.691 EUR = 20269.1000 IDR Rp 139,173,924.00You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €9.99 1 EUR = 19803.0129 IDR +2.30% vs mid-market	Recipient gets Rp 138,621,090.30 Minutes - 24 hours
2 reviews
Ways to receive money in Indonesia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 19803.0129 IDR Rp 138,621,090.30You pay€7,009.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets €9.991 EUR = 19632.9204 IDR Rp 137,430,442.80You pay€7,009.99
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €191.00 1 EUR = 20204.9243 IDR +0.30% vs mid-market	Recipient gets Rp 137,575,329.46 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €191.001 EUR = 20204.9243 IDR Rp 137,575,329.46You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 20264.6440 IDR Updates every 60 minutes.

Why compare

EUR/IDR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Germany to Indonesia

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 20 of the 26 days it quoted €7.000 transfers to Indonesia.

On a 7.000 EUR transfer, Regency FX delivers the most IDR.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/IDR rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Compare amounts

How much EUR are you sending to Indonesia?

How much EUR you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 73% of the transfers from €7,000 it quoted, and in 73% of all the transfers it quoted.


€1,000	0.29%	€0.55	Rp 20,202,844.59with bank transfer to bank deposit	+Rp 198,369.57
€5,000	0.50%	€0.00	Rp 100,896,073.93with bank transfer to bank deposit	+Rp 837,006.12
€7,000This page	0.27%	€0.00	Rp 141,469,506.50with bank transfer to bank deposit	+Rp 1,151,590.05
€50,000	0.25%	€0.00	Rp 1,011,497,682.09with bank transfer to bank deposit	+Rp 7,888,940.94

Mid-market rate: 1 EUR = 20264.6440 IDR

EUR/IDR Exchange Rate History

Is today a good time to send money from Germany to Indonesia?

The cheapest way to send EUR to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7.000 EUR transfers to Indonesia.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of IDR on every transfer from Germany.

Right now, Regency FX pays 141.469.506,50 IDR on 7.000 EUR, which is 383.001,77 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 142.388.932,41 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 117 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 49 comparisons
Cheapest in 73% of them
OFXAppeared in 102 comparisons
Cheapest in 10% of them
WiseAppeared in 112 comparisons
Cheapest in 3% of them

Based on 117 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

OFX (today's second cheapest) was the cheapest in only 10% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.

Ways to send money from Germany to Indonesia

There are 8 companies for sending money from Germany to Indonesia, across app, currency broker, online, multi-currency account, global business account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7.000 with Wise to Indonesia gets you 141.140.027 IDR with a €36,69 fee and -0,02% markup.

In our comparisons over the past month, it was the cheapest online service on 7 of the 27 days it quoted.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7.000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

In general, online transfers are cheaper than sending cash to Indonesia.

For large transfers from Germany

Currency brokers

For buying property, moving to Indonesia, or moving pensions, a currency broker is the best option.

A broker like Regency FX charges no fee and works on a margin. It adds 0,27% on EUR/IDR which gets negotiated the more you send.

And you get an account manager to help you through the process.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €7,000 it quoted.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Indonesia.

Be it overseas suppliers and contractors, receiving IDR payments, or holding IDR and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and IDR in one account.

You get IDR bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert IDR to EUR or EUR to IDR whenever you need.

The best multi-currency account is Wise, it adds ~-0,02% markup and charges small fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund EUR and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7.000 gives your recipient 141.469.506,50 IDR.

You can pay for the transfer using bank transfer, debit card, credit card, and iDEAL.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Indonesia.

The recipient in Indonesia can receive IDR by bank deposit, mobile wallet, card deposit, and cash pickup.

To receive IDR by bank deposit

Enter the recipient's banking details and account holder's name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Indonesia

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

1

Bank transfer Bank deposit

You pay €7,000.00

Rp141,469,507

Cheapest
2

iDEAL Bank deposit

You pay €7,000.00

Rp140,934,701

-Rp534,806
3

Debit card Bank deposit

You pay €7,000.00

Rp140,700,000

-Rp769,507
4

Debit card Mobile wallet

You pay €7,000.00

Rp140,700,000

-Rp769,507
5

Debit card Card deposit

You pay €7,009.99

Rp140,601,392

-Rp868,115

Show moreShow less

6

Credit card Card deposit

You pay €7,009.99

Rp140,601,392

-Rp868,115
7

Credit card Bank deposit

You pay €7,000.00

Rp140,389,271

-Rp1,080,235
8

Bank transfer Cash pickup

You pay €7,009.99

Rp138,621,090

-Rp2,848,416
9

Debit card Cash pickup

You pay €7,009.99

Rp138,621,090

-Rp2,848,416
10

Credit card Cash pickup

You pay €7,009.99

Rp138,621,090

-Rp2,848,416
11

Bank transfer Mobile wallet

You pay €7,009.99

Rp137,430,443

-Rp4,039,064
12

Credit card Mobile wallet

You pay €7,009.99

Rp137,430,443

-Rp4,039,064

Things to know before sending money from Germany to Indonesia

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/IDR transfer options

For a €7.000 transfer to Indonesia, these are the best options:

Cheapest way to send money to Indonesia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 141.469.506,50 IDR, which is 0,23% more than the next best option.

Fastest way to send money to Indonesia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 140.817.209,56 IDR in within minutes.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into IDR sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 8 of them on EUR to Indonesia, comparing rates, fees and the pay-in and payout options.

In the past 30 days alone, we analysed 117 comparisons across 4 amounts.

This page covers the cheapest and fastest options for EUR/IDR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Germany

Send money to Indonesia

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Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20077.8286	–	Rp 140,544,800.45
Regency FX Cheapest	20023.6185	€0.00	Rp 140,165,329.49	−Rp 379,470.96
OFX	19977.4395	€0.00	Rp 139,842,076.45	−Rp 702,724.00
Wise	20068.8000	€36.69	Rp 139,745,276.00	−Rp 799,524.45

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20015.1416	–	Rp 140,105,990.98
Regency FX Cheapest	19961.1007	€0.00	Rp 139,727,704.80	−Rp 378,286.18
Wise	20038.0000	€36.69	Rp 139,530,806.00	−Rp 575,184.98
OFX	19915.0659	€0.00	Rp 139,405,461.02	−Rp 700,529.96

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	20000.0000	€0.00	Rp 140,000,000.00	–
Wise	20053.1000	€36.69	Rp 139,635,952.00	–
Regency FX No quote collected this day	–	–	–	–
OFX No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20121.9420	–	Rp 140,853,593.66
Regency FX Cheapest	20067.6127	€0.00	Rp 140,473,288.95	−Rp 380,304.71
OFX	20021.3322	€0.00	Rp 140,149,325.69	−Rp 704,267.97
Wise	20124.6000	€36.69	Rp 140,133,828.00	−Rp 719,765.66

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20246.0853	–	Rp 141,722,597.16
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 322,597.16
Regency FX	20191.4209	€0.00	Rp 141,339,946.15	−Rp 382,651.01
OFX	20144.8549	€0.00	Rp 141,013,984.18	−Rp 708,612.98
Wise	20243.5000	€36.69	Rp 140,961,766.00	−Rp 760,831.16

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20286.4555	–	Rp 142,005,188.68
TapTap Send Cheapest	20250.0000	€0.00	Rp 141,750,000.00	−Rp 255,188.68
Regency FX	20231.6821	€0.00	Rp 141,621,774.67	−Rp 383,414.01
OFX	20185.0232	€0.00	Rp 141,295,162.73	−Rp 710,025.95
Wise	20288.9000	€36.69	Rp 141,277,900.00	−Rp 727,288.68

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20254.5573	–	Rp 141,781,901.42
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 381,901.42
Regency FX	20199.8700	€0.00	Rp 141,399,090.28	−Rp 382,811.14
Wise	20260.3000	€36.69	Rp 141,078,750.00	−Rp 703,151.42
OFX	20153.2846	€0.00	Rp 141,072,991.91	−Rp 708,909.51

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20208.0073	–	Rp 141,456,051.19
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 56,051.19
Regency FX	20153.4457	€0.00	Rp 141,074,119.85	−Rp 381,931.34
OFX	20106.9673	€0.00	Rp 140,748,770.94	−Rp 707,280.25
Wise	20207.0000	€36.69	Rp 140,707,605.00	−Rp 748,446.19

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20202.6375	–	Rp 141,418,462.47
TapTap Send Cheapest	20200.0000	€0.00	Rp 141,400,000.00	−Rp 18,462.47
Regency FX	20148.0904	€0.00	Rp 141,036,632.62	−Rp 381,829.85
OFX	20101.6243	€0.00	Rp 140,711,370.16	−Rp 707,092.31
Wise	20181.4000	€36.69	Rp 140,529,344.00	−Rp 889,118.47

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20293.0149	–	Rp 142,051,103.96
Regency FX Cheapest	20238.2237	€0.00	Rp 141,667,565.98	−Rp 383,537.98
OFX	20191.5498	€0.00	Rp 141,340,848.44	−Rp 710,255.52
Wise	20294.3000	€36.69	Rp 141,315,502.00	−Rp 735,601.96

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20270.4007	–	Rp 141,892,804.70
Regency FX Cheapest	20215.6706	€0.00	Rp 141,509,694.13	−Rp 383,110.57
OFX	20169.0487	€0.00	Rp 141,183,340.68	−Rp 709,464.02
Wise	20265.8000	€36.69	Rp 141,117,048.00	−Rp 775,756.70

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20269.3510	–	Rp 141,885,456.76
Regency FX Cheapest	20214.6237	€0.00	Rp 141,502,366.02	−Rp 383,090.74
OFX	20168.0042	€0.00	Rp 141,176,029.47	−Rp 709,427.29
Wise	20266.0000	€36.69	Rp 141,118,440.00	−Rp 767,016.76

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20330.5522	–	Rp 142,313,865.50
Regency FX Cheapest	20275.6597	€0.00	Rp 141,929,618.06	−Rp 384,247.44
OFX	20228.8995	€0.00	Rp 141,602,296.17	−Rp 711,569.33
Wise No quote collected this day	–	–	–	–

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20262.7044	–	Rp 141,838,931.14
Regency FX Cheapest	20207.9951	€0.00	Rp 141,455,966.03	−Rp 382,965.11
OFX	20161.3909	€0.00	Rp 141,129,736.49	−Rp 709,194.65
Wise	20258.1000	€36.69	Rp 141,063,430.00	−Rp 775,501.14

Wed, 28 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20206.3104	–	Rp 141,444,173.10
Regency FX Cheapest	20151.7534	€0.00	Rp 141,062,273.83	−Rp 381,899.27
OFX	20105.2789	€0.00	Rp 140,736,952.24	−Rp 707,220.86
Wise	20209.1000	€36.69	Rp 140,722,228.00	−Rp 721,945.10

Thu, 29 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20216.1944	–	Rp 141,513,360.80
Regency FX Cheapest	20161.6107	€0.00	Rp 141,131,274.73	−Rp 382,086.07
OFX	20115.1134	€0.00	Rp 140,805,794.00	−Rp 707,566.80
Wise	20197.1000	€36.69	Rp 140,638,668.00	−Rp 874,692.80

Fri, 30 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20302.3192	–	Rp 142,116,234.55
Regency FX Cheapest	20247.5030	€0.00	Rp 141,732,520.72	−Rp 383,713.83
OFX	20200.8076	€0.00	Rp 141,405,653.38	−Rp 710,581.17
Wise	20297.3000	€36.69	Rp 141,336,392.00	−Rp 779,842.55

Sat, 31 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20320.1105	–	Rp 142,240,773.68
Regency FX Cheapest	20265.2462	€0.00	Rp 141,856,723.59	−Rp 384,050.09
OFX	20218.5100	€0.00	Rp 141,529,569.81	−Rp 711,203.87
Wise	20236.8000	€36.69	Rp 140,915,112.00	−Rp 1,325,661.68

Sun, 1 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
MoneyGram Cheapest	20172.7951	€9.99	Rp 141,209,565.70	–
Wise	20236.8000	€36.69	Rp 140,915,112.00	–
Regency FX No quote collected this day	–	–	–	–
OFX No quote collected this day	–	–	–	–

Mon, 2 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20303.6069	–	Rp 142,125,248.24
Regency FX Cheapest	20248.7872	€0.00	Rp 141,741,510.07	−Rp 383,738.17
Wise	20315.0000	€36.69	Rp 141,459,643.00	−Rp 665,605.24
OFX	20202.0889	€0.00	Rp 141,414,622.00	−Rp 710,626.24

Wed, 4 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20396.3462	–	Rp 142,774,423.35
Regency FX Cheapest	20341.2761	€0.00	Rp 142,388,932.41	−Rp 385,490.94
OFX	20294.3645	€0.00	Rp 142,060,551.23	−Rp 713,872.12
Wise	20392.8000	€36.69	Rp 142,001,388.00	−Rp 773,035.35

Thu, 5 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20351.2360	–	Rp 142,458,652.22
TapTap Send Cheapest	20300.0000	€0.00	Rp 142,100,000.00	−Rp 358,652.22
Regency FX	20296.2877	€0.00	Rp 142,074,013.86	−Rp 384,638.36
Wise	20370.8000	€36.69	Rp 141,848,195.00	−Rp 610,457.22
OFX	20249.4799	€0.00	Rp 141,746,358.96	−Rp 712,293.26

Fri, 6 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20300.4812	–	Rp 142,103,368.31
MoneyGram Cheapest	20236.0279	€9.99	Rp 141,652,195.30	−Rp 451,173.01
Wise	20291.4000	€36.69	Rp 141,295,309.00	−Rp 808,059.31
Regency FX No quote collected this day	–	–	–	–
OFX No quote collected this day	–	–	–	–

Sat, 7 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20192.2582	–	Rp 141,345,807.44
Regency FX Cheapest	20137.7391	€0.00	Rp 140,964,173.75	−Rp 381,633.69
OFX	20091.2969	€0.00	Rp 140,639,078.40	−Rp 706,729.03
Wise	20184.4000	€36.69	Rp 140,550,234.00	−Rp 795,573.44

Mon, 9 Nov 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	20220.2444	–	Rp 141,541,710.84
Regency FX Cheapest	20165.6497	€0.00	Rp 141,159,548.22	−Rp 382,162.62
OFX	20119.1432	€0.00	Rp 140,834,002.28	−Rp 707,708.56
Wise	20221.8000	€36.69	Rp 140,810,662.00	−Rp 731,048.84

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